Asda Money

Asda Money is the financial services division of the major supermarket chain. It is wholly owned by US retail giant Walmart.

Asda offers a range of banking and insurance products through different partners. Its Pet insurance is also underwritten by Legal & General.

They have UK offices are in Leeds and London.

Asda Money
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Gold ribbon: first place

Pet insurance

Ranked 11th of 28 providers reviewed.

Customer happiness 64.44%
Customer trust 58.8%
Complaints performance 62.65%
Transparency rating 71.33%
Fairer Finance score
Reviewed Autumn 2021
64%

Travel insurance

Ranked 31st of 36 providers reviewed.

Customer happiness 51.97%
Customer trust 41.45%
Complaints performance 43.36%
Transparency rating 41.92%
Fairer Finance score
Reviewed Autumn 2021
45%

Home insurance (building and contents)

Asda Money

Standard Home Insurance

2 stars
Matching sets i
Theft from outbuildings cover limit i £2,000
Escape of water excess i £50
Alternative accommodation cover limit i 40,000
Cover for keys if lost i £750
Money in the home i £0
Replace belongings new for old i
24hr helpline i

Asda Money

Superior Home Insurance

2 stars
Matching sets i
Theft from outbuildings cover limit i £2,000
Escape of water excess i £50
Alternative accommodation cover limit i 75,000
Cover for keys if lost i £1,000
Money in the home i £0
Replace belongings new for old i
24hr helpline i

Buildings insurance

Asda Money

Superior Home Insurance

4 stars
Finding & repairing a leak cover limit i Sum insured
Cover for keys if lost i £1,000
Matching sets i
Alternative accommodation cover limit i £75,000
Cover for keys if stolen i £1,000
Compulsory excess i £50
Escape of water excess i £50
24hr helpline i
Property owner liability i £5,000,000

Asda Money

Standard Home Insurance

3 stars
Finding & repairing a leak cover limit i Sum insured
Cover for keys if lost i £750
Matching sets i
Alternative accommodation cover limit i £40,000
Cover for keys if stolen i £750
Compulsory excess i £50
Escape of water excess i £50
24hr helpline i
Property owner liability i £2,000,000

Contents insurance

Asda Money

Standard Home Insurance

2 stars
Theft from outbuildings cover limit i £2,000
Matching sets i
Cover for keys if lost i £750
Cover limit for cycles in the home i £0
Replace belongings new for old i
Alternative accommodation cover limit i £10,000
Money in the home cover limit i £0
Cover for keys if stolen i £750
24hr helpline i

Asda Money

Superior Home Insurance

2 stars
Theft from outbuildings cover limit i £2,000
Matching sets i
Cover for keys if lost i £1,000
Cover limit for cycles in the home i £0
Replace belongings new for old i
Alternative accommodation cover limit i £20,000
Money in the home cover limit i £0
Cover for keys if stolen i £1,000
24hr helpline i

Pet insurance

Cat insurance

Asda Money

Lifetime £4,000

4 stars
Medical cover limit i £4,000
Dental cover (if due to an accident) i £4,000
If renewed, are existing conditions covered? i
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Annual policy limit i 4,000
Cruciate ligament damage i £1,250
CT scans i £1,500
MRI scans i £1,500
Prescription diet (treatment of bladder stones only) i £250
Euthanasia cover limit i £4,000
Cremation i £100
Complementary treatment i £1,500
Age when compulsory excess rises i 5 years
Cancellation fee i £0
Amendment fee i £0

Asda Money

Lifetime £10,000

4 stars
Medical cover limit i £10,000
Dental cover (if due to an accident) i £10,000
If renewed, are existing conditions covered? i
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Annual policy limit i 10,000
Cruciate ligament damage i £1,500
CT scans i £1,500
MRI scans i £1,500
Prescription diet (treatment of bladder stones only) i £250
Euthanasia cover limit i £10,000
Cremation i £100
Complementary treatment i £1,500
Age when compulsory excess rises i 5 years
Cancellation fee i £0
Amendment fee i £0

Asda Money

Lifetime £6,000

4 stars
Medical cover limit i £6,000
Dental cover (if due to an accident) i £6,000
If renewed, are existing conditions covered? i
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Annual policy limit i 6,000
Cruciate ligament damage i £1,500
CT scans i £1,500
MRI scans i £1,500
Prescription diet (treatment of bladder stones only) i £250
Euthanasia cover limit i £6,000
Cremation i £100
Complementary treatment i £1,500
Age when compulsory excess rises i 5 years
Cancellation fee i £0
Amendment fee i £0

Asda Money

Lifetime £8,000

4 stars
Medical cover limit i £8,000
Dental cover (if due to an accident) i £8,000
If renewed, are existing conditions covered? i
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Annual policy limit i 8,000
Cruciate ligament damage i £1,500
CT scans i £1,500
MRI scans i £1,500
Prescription diet (treatment of bladder stones only) i £250
Euthanasia cover limit i £8,000
Cremation i £100
Complementary treatment i £1,500
Age when compulsory excess rises i 5 years
Cancellation fee i £0
Amendment fee i £0

Asda Money

Time limited £5,000

3 stars
Medical cover limit i £5,000
Dental cover (if due to an accident) i £5,000
If renewed, are existing conditions covered? i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i £5,000
Annual policy limit i
Cruciate ligament damage i £1,500
CT scans i £1,500
MRI scans i £1,500
Prescription diet (treatment of bladder stones only) i £150
Euthanasia cover limit i £5,000
Cremation i £100
Complementary treatment i £750
Age when compulsory excess rises i 5 years
Cancellation fee i £0
Amendment fee i £0

Asda Money

Lifetime £2,000

3 stars
Medical cover limit i £2,000
Dental cover (if due to an accident) i £2,000
If renewed, are existing conditions covered? i
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Annual policy limit i 2,000
Cruciate ligament damage i £1,250
CT scans i £1,250
MRI scans i £1,250
Prescription diet (treatment of bladder stones only) i £200
Euthanasia cover limit i £2,000
Cremation i £100
Complementary treatment i £1,000
Age when compulsory excess rises i 5 years
Cancellation fee i £0
Amendment fee i £0

Asda Money

Time limited £2,000

2 stars
Medical cover limit i £2,000
Dental cover (if due to an accident) i £2,000
If renewed, are existing conditions covered? i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i £2,000
Annual policy limit i
Cruciate ligament damage i £1,250
CT scans i £1,250
MRI scans i £1,250
Prescription diet (treatment of bladder stones only) i £100
Euthanasia cover limit i £2,000
Cremation i £100
Complementary treatment i £500
Age when compulsory excess rises i 5 years
Cancellation fee i £0
Amendment fee i £0

Dog insurance

Asda Money

Lifetime £6,000

4 stars
Medical cover limit i 6,000
Dental cover (if due to an accident) i £6,000
If renewed, are existing conditions covered? i
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Annual policy limit i £6,000
Cruciate ligament damage i £1,500
CT scans i £1,500
MRI scans i £1,500
Prescription diet (treatment of bladder stones only) i £250
Euthanasia cover limit i £6,000
Cremation i £100
Complementary treatment i £1,500
Age when compulsory excess rises i 5 years
Amendment fee i £0

Asda Money

Lifetime £8,000

4 stars
Medical cover limit i 8,000
Dental cover (if due to an accident) i £8,000
If renewed, are existing conditions covered? i
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Annual policy limit i £8,000
Cruciate ligament damage i £1,500
CT scans i £1,500
MRI scans i £1,500
Prescription diet (treatment of bladder stones only) i £250
Euthanasia cover limit i £8,000
Cremation i £100
Complementary treatment i £1,500
Age when compulsory excess rises i 5 years
Amendment fee i £0

Asda Money

Lifetime £4,000

4 stars
Medical cover limit i 4,000
Dental cover (if due to an accident) i £4,000
If renewed, are existing conditions covered? i
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Annual policy limit i £4,000
Cruciate ligament damage i £1,250
CT scans i £1,500
MRI scans i £1,500
Prescription diet (treatment of bladder stones only) i £250
Euthanasia cover limit i £4,000
Cremation i £100
Complementary treatment i £1,500
Age when compulsory excess rises i 5 years
Amendment fee i £0

Asda Money

Lifetime £10,000

4 stars
Medical cover limit i 10,000
Dental cover (if due to an accident) i £10,000
If renewed, are existing conditions covered? i
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Annual policy limit i £10,000
Cruciate ligament damage i £1,500
CT scans i £1,500
MRI scans i £1,500
Prescription diet (treatment of bladder stones only) i £250
Euthanasia cover limit i £10,000
Cremation i £100
Complementary treatment i £1,500
Age when compulsory excess rises i 5 years
Amendment fee i £0

Asda Money

Time limited £5,000

3 stars
Medical cover limit i 5,000
Dental cover (if due to an accident) i £5,000
If renewed, are existing conditions covered? i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i 5,000
Annual policy limit i
Cruciate ligament damage i £1,500
CT scans i £1,500
MRI scans i £1,500
Prescription diet (treatment of bladder stones only) i £150
Euthanasia cover limit i £5,000
Cremation i £100
Complementary treatment i £750
Age when compulsory excess rises i 5 years
Amendment fee i £0

Asda Money

Lifetime £2,000

3 stars
Medical cover limit i 2,000
Dental cover (if due to an accident) i £2,000
If renewed, are existing conditions covered? i
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Annual policy limit i £2,000
Cruciate ligament damage i £1,250
CT scans i £1,250
MRI scans i £1,250
Prescription diet (treatment of bladder stones only) i £200
Euthanasia cover limit i £2,000
Cremation i £100
Complementary treatment i £1,000
Age when compulsory excess rises i 5 years
Amendment fee i £0

Asda Money

Time limited £2,000

2 stars
Medical cover limit i 2,000
Dental cover (if due to an accident) i £2,000
If renewed, are existing conditions covered? i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i 2,000
Annual policy limit i
Cruciate ligament damage i £1,250
CT scans i £1,250
MRI scans i £1,250
Prescription diet (treatment of bladder stones only) i £100
Euthanasia cover limit i £2,000
Cremation i £100
Complementary treatment i £500
Age when compulsory excess rises i 5 years
Amendment fee i £0

Travel insurance

Annual multi-trip insurance

Asda Money

Premium

3 stars
Cancelling before travel cover limit i £2,000
Medical excess i £70
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,300
Cutting trip short cover limit i £2,000
Abandoning your trip cover limit i £2,000
Emergency medical cover and repatriation cover limit i £25,000,000
Mental health cover i
Lost or stolen cash i £350
Combined passport & travel cover limit i £300
Natural disaster relocation cover i Optional
Natural disaster baggage cover i
Max trip duration i 45 days

Asda Money

Superior

3 stars
Cancelling before travel cover limit i £5,000
Medical excess i £50
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £2,000
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Emergency medical cover and repatriation cover limit i Unlimited
Mental health cover i
Lost or stolen cash i £400
Combined passport & travel cover limit i £500
Natural disaster relocation cover i Optional
Natural disaster baggage cover i
Max trip duration i 90 days

Asda Money

Value

2 stars
Cancelling before travel cover limit i £1,000
Medical excess i £100
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,000
Cutting trip short cover limit i £1,000
Abandoning your trip cover limit i £1,000
Emergency medical cover and repatriation cover limit i £20,000,000
Mental health cover i
Lost or stolen cash i £300
Combined passport & travel cover limit i £250
Natural disaster relocation cover i Optional
Natural disaster baggage cover i
Max trip duration i 35 days

Single trip insurance

Asda Money

Premium

3 stars
Cancelling before travel cover limit i £2,000
Medical excess i £70
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,300
Cutting trip short cover limit i £2,000
Abandoning your trip cover limit i £2,000
Emergency medical cover and repatriation cover limit i £25,000,000
Lost or stolen cash i £350
Combined passport & travel cover limit i £300
Missed departure cover limit i £1,000

Asda Money

Superior

3 stars
Cancelling before travel cover limit i £5,000
Medical excess i £50
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Emergency medical cover and repatriation cover limit i Unlimited
Lost or stolen cash i £400
Combined passport & travel cover limit i £500
Missed departure cover limit i £1,000

Asda Money

Value

2 stars
Cancelling before travel cover limit i £1,000
Medical excess i £100
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,000
Cutting trip short cover limit i £1,000
Abandoning your trip cover limit i £1,000
Emergency medical cover and repatriation cover limit i £20,000,000
Lost or stolen cash i £300
Combined passport & travel cover limit i £250
Missed departure cover limit i £500

Travel insurance add-on: cruise cover

Asda Money

Value

4 stars
Missed port departure cover limit i £500
Re-joining a cruise cover limit i £750
Cabin confinement cover limit i £500
Missed port departure excess i £100
Timetable/itinerary change cover limit i £100 per port
Unused excursions cover limit i £300

Asda Money

Premium

4 stars
Missed port departure cover limit i £500
Re-joining a cruise cover limit i £750
Cabin confinement cover limit i £500
Missed port departure excess i £70
Timetable/itinerary change cover limit i £100 per port
Unused excursions cover limit i £300

Asda Money

Superior

4 stars
Missed port departure cover limit i £500
Re-joining a cruise cover limit i £750
Cabin confinement cover limit i £500
Missed port departure excess i £50
Timetable/itinerary change cover limit i £100 per port
Unused excursions cover limit i £300

Travel insurance add-on: winter sports

Asda Money

Superior

2 stars
Ski equipment owned cover limit i £500
Single owned item cover limit i £300
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £400
Avalanche closure cover limit i £400
Piste closure cover limit i £400
Ski equipment owned excess i £60
Ski equipment hired i £300
Single item limit for hired equipment i £300
Unused ski pass due to illness or injury i £450

Asda Money

Value

1 stars
Ski equipment owned cover limit i £200
Single owned item cover limit i £100
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £100
Avalanche closure cover limit i £150
Piste closure cover limit i £100
Ski equipment owned excess i £60
Ski equipment hired i £100
Single item limit for hired equipment i £100
Unused ski pass due to illness or injury i £200

Asda Money

Premium

1 stars
Ski equipment owned cover limit i £300
Single owned item cover limit i £150
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £200
Avalanche closure cover limit i £250
Piste closure cover limit i £200
Ski equipment owned excess i £60
Ski equipment hired i £150
Single item limit for hired equipment i £150
Unused ski pass due to illness or injury i £300

Travel Insurance Covid-19 Cover

Asda Money

Value

3 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

Asda Money

Premium

3 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

Asda Money

Superior

3 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)