Breakdown Cover

Ranked 13^th of 27 providers reviewed.

Customer happiness	46.27%
Customer trust	53.73%
Complaints performance	78.11%
Transparency rating	74.55%
Fairer Finance score Reviewed Spring 2023	63%

Pet insurance

Ranked 15^th of 34 providers reviewed.

Customer happiness	59.54%
Customer trust	52.67%
Complaints performance	71.98%
Transparency rating	81.5%
Fairer Finance score Reviewed Spring 2023	66%

Travel insurance

Ranked 9^th of 41 providers reviewed.

Customer happiness	59.6%
Customer trust	49.34%
Complaints performance	77.6%
Transparency rating	62.14%
Fairer Finance score Reviewed Spring 2023	62%

Breakdown Cover

EU Breakdown Cover

Asda Money

European

Replacement Hire Car i
Roadside recovery
Pre-departure Hire Car i
Cover for re-booking i
Will they recover your car in cases of misfuelling?
Will you be recovered if you run out of fuel?
Will they provide a relief driver in instances of driver incapacitation due to injury or illness? i
Will they attend to assist with a flat battery?
Will they attend to assist with a flat tyre?
Will they attend if keys are locked in the vehicle?
Will they attend/cover if keys are lost/broken/stolen?
Available to purchase alone?
Compulsory call out excess	£0.00
Cancellation window (days)	14
Pro rata refund
Number of passengers permitted for onward travel as standard i	7
Emergency Overnight Accommodation i
Repatriation i
Will they drain wrong fuel and replace in cases of misfuelling? i

UK Breakdown Cover

Asda Money

UK Breakdown

Roadside recovery
Home Start i
Nationwide recovery
Maximum call outs per year	Unlimited
Replacement Hire Car i
Will they recover your car in cases of misfuelling? i
Will you be recovered if you run out of fuel?
Will they attend to assist with a flat battery? i
Will they attend to assist with a flat tyre? i
Will they attend if keys are locked in the vehicle?
Will they attend/cover if keys are lost/broken/stolen?
Compulsory call out excess	£0.00
Cancellation window (days)	14
Pro rata refund
Will they drain wrong fuel and replace in cases of misfuelling? i
Number of passengers permitted for onward travel as standard in the UK i	7
Emergency Overnight Accommodation i
Available to purchase alone?

Asda Money

European

Roadside recovery
Home Start i
Nationwide recovery
Maximum call outs per year	Unlimited
Replacement Hire Car i
Will they recover your car in cases of misfuelling? i
Will you be recovered if you run out of fuel?
Will they attend to assist with a flat battery? i
Will they attend to assist with a flat tyre? i
Will they attend if keys are locked in the vehicle?
Will they attend/cover if keys are lost/broken/stolen?
Compulsory call out excess	£0.00
Cancellation window (days)	14
Pro rata refund
Will they drain wrong fuel and replace in cases of misfuelling? i
Number of passengers permitted for onward travel as standard in the UK i	7
Emergency Overnight Accommodation i
Available to purchase alone?

Asda Money

Roadside

Roadside recovery
Home Start i
Nationwide recovery
Maximum call outs per year	6
Replacement Hire Car i
Will they recover your car in cases of misfuelling? i
Will you be recovered if you run out of fuel?
Will they attend to assist with a flat battery? i
Will they attend to assist with a flat tyre? i
Will they attend if keys are locked in the vehicle?
Will they attend/cover if keys are lost/broken/stolen?
Compulsory call out excess	£0.00
Cancellation window (days)	14
Pro rata refund
Will they drain wrong fuel and replace in cases of misfuelling? i
Number of passengers permitted for onward travel as standard in the UK i	7
Emergency Overnight Accommodation i
Available to purchase alone?

Credit cards

Cashback and reward credit cards

Asda Money

Credit Card

Reward extras i
Representative APR i	22.9%
Risk based? i
Annual fee in first year i	£0.00
Annual fee after first year i	£0.00
Foreign purchase fee i	2.99%

Asda Money

Select Credit Card

Reward extras i
Representative APR i	34.9%
Risk based? i
Annual fee in first year i	£0.00
Annual fee after first year i	£0.00
Foreign purchase fee i	2.99%

Foreign use credit cards

Asda Money

Credit Card

Foreign purchase fee i	2.99%
Foreign withdrawal fee i	3%
Representative APR i	22.9%
Number of days before interest is charged on non-sterling cash transactions i	0 days
Risk based? i
Representative purchase rate i	1.737%

Asda Money

Select Credit Card

Foreign purchase fee i	2.99%
Foreign withdrawal fee i	3%
Representative APR i	34.9%
Number of days before interest is charged on non-sterling cash transactions i	0 days
Risk based? i
Representative purchase rate i	2.529%

Pet insurance

Cat insurance

Asda Money

Lifetime £4,000

Type of cover i	Lifetime, annual
Medical cover limit i	£4,000.00
Medical excess i	£100.00
Annual policy limit i	£4,000.00
Annual condition limit i
Lifetime policy limit i	Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i	£4,000.00
Cruciate ligament damage i	£1,250.00
CT scans i	£1,500.00
MRI scans i	£1,500.00
Prescription diet (treatment of bladder stones only) i	£250.00
Complementary treatment i	£1,500.00
Boarding fees limit i	£2,000.00
Death benefit (illness) i	£2,000.00
Euthanasia cover limit i	£100.00
Cremation i	£100.00
Holiday cancellation i	£2,000.00
Holiday cover i	£4,000.00
Quarantine costs cover i	£1,500.00
Loss of PETS passport or other travel documents i
Emergency expenses abroad i	£4,000.00
Maximum number of days abroad i	364 days
Age when compulsory excess rises i	5 years
Cancellation fee i	£0.00
Amendment fee i	£0.00
If renewed, are existing conditions covered? i

Asda Money

Lifetime £10,000

Type of cover i	Lifetime, annual
Medical cover limit i	£10,000.00
Medical excess i	£100.00
Annual policy limit i	£10,000.00
Annual condition limit i
Lifetime policy limit i	Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i	£10,000.00
Cruciate ligament damage i	£1,500.00
CT scans i	£1,500.00
MRI scans i	£1,500.00
Prescription diet (treatment of bladder stones only) i	£250.00
Complementary treatment i	£1,500.00
Boarding fees limit i	£2,000.00
Death benefit (illness) i	£2,000.00
Euthanasia cover limit i	£100.00
Cremation i	£100.00
Holiday cancellation i	£2,000.00
Holiday cover i	£10,000.00
Quarantine costs cover i	£1,500.00
Loss of PETS passport or other travel documents i
Emergency expenses abroad i	£10,000.00
Maximum number of days abroad i	364 days
Age when compulsory excess rises i	5 years
Cancellation fee i	£0.00
Amendment fee i	£0.00
If renewed, are existing conditions covered? i

Asda Money

Lifetime £6,000

Type of cover i	Lifetime, annual
Medical cover limit i	£6,000.00
Medical excess i	£100.00
Annual policy limit i	£6,000.00
Annual condition limit i
Lifetime policy limit i	Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i	£6,000.00
Cruciate ligament damage i	£1,500.00
CT scans i	£1,500.00
MRI scans i	£1,500.00
Prescription diet (treatment of bladder stones only) i	£250.00
Complementary treatment i	£1,500.00
Boarding fees limit i	£2,000.00
Death benefit (illness) i	£2,000.00
Euthanasia cover limit i	£100.00
Cremation i	£100.00
Holiday cancellation i	£2,000.00
Holiday cover i	£6,000.00
Quarantine costs cover i	£1,500.00
Loss of PETS passport or other travel documents i
Emergency expenses abroad i	£6,000.00
Maximum number of days abroad i	364 days
Age when compulsory excess rises i	5 years
Cancellation fee i	£0.00
Amendment fee i	£0.00
If renewed, are existing conditions covered? i

Asda Money

Lifetime £8,000

Type of cover i	Lifetime, annual
Medical cover limit i	£8,000.00
Medical excess i	£100.00
Annual policy limit i	£8,000.00
Annual condition limit i
Lifetime policy limit i	Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i	£8,000.00
Cruciate ligament damage i	£1,500.00
CT scans i	£1,500.00
MRI scans i	£1,500.00
Prescription diet (treatment of bladder stones only) i	£250.00
Complementary treatment i	£1,500.00
Boarding fees limit i	£2,000.00
Death benefit (illness) i	£2,000.00
Euthanasia cover limit i	£100.00
Cremation i	£100.00
Holiday cancellation i	£2,000.00
Holiday cover i	£8,000.00
Quarantine costs cover i	£1,500.00
Loss of PETS passport or other travel documents i
Emergency expenses abroad i	£8,000.00
Maximum number of days abroad i	364 days
Age when compulsory excess rises i	5 years
Cancellation fee i	£0.00
Amendment fee i	£0.00
If renewed, are existing conditions covered? i

Asda Money

Time limited £5,000

Type of cover i	Time-limited
Medical cover limit i	£5,000.00
Medical excess i	£100.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i	£5,000.00
Dental cover (if due to an accident) i	£5,000.00
Cruciate ligament damage i	£1,500.00
CT scans i	£1,500.00
MRI scans i	£1,500.00
Prescription diet (treatment of bladder stones only) i	£150.00
Complementary treatment i	£750.00
Boarding fees limit i	£1,000.00
Death benefit (illness) i	£1,000.00
Euthanasia cover limit i	£100.00
Cremation i	£100.00
Holiday cancellation i	£1,000.00
Holiday cover i	£5,000.00
Quarantine costs cover i
Loss of PETS passport or other travel documents i
Emergency expenses abroad i	£5,000.00
Maximum number of days abroad i	364 days
Age when compulsory excess rises i	5 years
Cancellation fee i	£0.00
Amendment fee i	£0.00
If renewed, are existing conditions covered? i

Asda Money

Lifetime £2,000

Type of cover i	Lifetime, annual
Medical cover limit i	£2,000.00
Medical excess i	£100.00
Annual policy limit i	£2,000.00
Annual condition limit i
Lifetime policy limit i	Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i	£2,000.00
Cruciate ligament damage i	£1,250.00
CT scans i	£1,250.00
MRI scans i	£1,250.00
Prescription diet (treatment of bladder stones only) i	£200.00
Complementary treatment i	£1,000.00
Boarding fees limit i	£1,500.00
Death benefit (illness) i	£1,500.00
Euthanasia cover limit i	£100.00
Cremation i	£100.00
Holiday cancellation i	£1,500.00
Holiday cover i	£2,000.00
Quarantine costs cover i	£1,000.00
Loss of PETS passport or other travel documents i
Emergency expenses abroad i	£2,000.00
Maximum number of days abroad i	364 days
Age when compulsory excess rises i	5 years
Cancellation fee i	£0.00
Amendment fee i	£0.00
If renewed, are existing conditions covered? i

Asda Money

Time limited £2,000

Type of cover i	Time-limited
Medical cover limit i	£2,000.00
Medical excess i	£100.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i	£2,000.00
Dental cover (if due to an accident) i	£2,000.00
Cruciate ligament damage i	£1,250.00
CT scans i	£1,250.00
MRI scans i	£1,250.00
Prescription diet (treatment of bladder stones only) i	£100.00
Complementary treatment i	£500.00
Boarding fees limit i	£750.00
Death benefit (illness) i	£750.00
Euthanasia cover limit i	£100.00
Cremation i	£100.00
Holiday cancellation i	£750.00
Holiday cover i	£2,000.00
Quarantine costs cover i
Loss of PETS passport or other travel documents i
Emergency expenses abroad i	£2,000.00
Maximum number of days abroad i	364 days
Age when compulsory excess rises i	5 years
Cancellation fee i	£0.00
Amendment fee i	£0.00
If renewed, are existing conditions covered? i

Dog insurance

Asda Money

Lifetime £6,000

Type of cover i	Lifetime, annual
Medical cover limit i	£6,000.00
Medical excess i	£100.00
Annual policy limit i	£6,000.00
Annual condition limit i
Lifetime policy limit i	Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i	£6,000.00
Cruciate ligament damage i	£1,500.00
CT scans i	£1,500.00
MRI scans i	£1,500.00
Prescription diet (treatment of bladder stones only) i	£250.00
Complementary treatment i	£1,500.00
Euthanasia cover limit i	£100.00
Cremation i	£100.00
Age when compulsory excess rises i	5 years
Amendment fee i	£0.00
Holiday cancellation i	£2,000.00
Holiday cover i	£6,000.00
If renewed, are existing conditions covered? i

Asda Money

Lifetime £8,000

Type of cover i	Lifetime, annual
Medical cover limit i	£8,000.00
Medical excess i	£100.00
Annual policy limit i	£8,000.00
Annual condition limit i
Lifetime policy limit i	Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i	£8,000.00
Cruciate ligament damage i	£1,500.00
CT scans i	£1,500.00
MRI scans i	£1,500.00
Prescription diet (treatment of bladder stones only) i	£250.00
Complementary treatment i	£1,500.00
Euthanasia cover limit i	£100.00
Cremation i	£100.00
Age when compulsory excess rises i	5 years
Amendment fee i	£0.00
Holiday cancellation i	£2,000.00
Holiday cover i	£8,000.00
If renewed, are existing conditions covered? i

Asda Money

Lifetime £4,000

Type of cover i	Lifetime, annual
Medical cover limit i	£4,000.00
Medical excess i	£100.00
Annual policy limit i	£4,000.00
Annual condition limit i
Lifetime policy limit i	Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i	£4,000.00
Cruciate ligament damage i	£1,250.00
CT scans i	£1,500.00
MRI scans i	£1,500.00
Prescription diet (treatment of bladder stones only) i	£250.00
Complementary treatment i	£1,500.00
Euthanasia cover limit i	£100.00
Cremation i	£100.00
Age when compulsory excess rises i	5 years
Amendment fee i	£0.00
Holiday cancellation i	£2,000.00
Holiday cover i	£4,000.00
If renewed, are existing conditions covered? i

Asda Money

Lifetime £10,000

Type of cover i	Lifetime, annual
Medical cover limit i	£10,000.00
Medical excess i	£100.00
Annual policy limit i	£10,000.00
Annual condition limit i
Lifetime policy limit i	Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i	£10,000.00
Cruciate ligament damage i	£1,500.00
CT scans i	£1,500.00
MRI scans i	£1,500.00
Prescription diet (treatment of bladder stones only) i	£250.00
Complementary treatment i	£1,500.00
Euthanasia cover limit i	£100.00
Cremation i	£100.00
Age when compulsory excess rises i	5 years
Amendment fee i	£0.00
Holiday cancellation i	£2,000.00
Holiday cover i	£10,000.00
If renewed, are existing conditions covered? i

Asda Money

Time limited £5,000

Type of cover i	Time-limited
Medical cover limit i	£5,000.00
Medical excess i	£100.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i	5,000
Dental cover (if due to an accident) i	£5,000.00
Cruciate ligament damage i	£1,500.00
CT scans i	£1,500.00
MRI scans i	£1,500.00
Prescription diet (treatment of bladder stones only) i	£150.00
Complementary treatment i	£750.00
Euthanasia cover limit i	£100.00
Cremation i	£100.00
Age when compulsory excess rises i	5 years
Amendment fee i	£0.00
Holiday cancellation i	£1,000.00
Holiday cover i	£5,000.00
If renewed, are existing conditions covered? i

Asda Money

Lifetime £2,000

Type of cover i	Lifetime, annual
Medical cover limit i	£2,000.00
Medical excess i	£100.00
Annual policy limit i	£2,000.00
Annual condition limit i
Lifetime policy limit i	Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i	£2,000.00
Cruciate ligament damage i	£1,250.00
CT scans i	£1,250.00
MRI scans i	£1,250.00
Prescription diet (treatment of bladder stones only) i	£200.00
Complementary treatment i	£1,000.00
Euthanasia cover limit i	£100.00
Cremation i	£100.00
Age when compulsory excess rises i	5 years
Amendment fee i	£0.00
Holiday cancellation i	£1,500.00
Holiday cover i	£2,000.00
If renewed, are existing conditions covered? i

Asda Money

Time limited £2,000

Type of cover i	Time-limited
Medical cover limit i	£2,000.00
Medical excess i	£100.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i	2,000
Dental cover (if due to an accident) i	£2,000.00
Cruciate ligament damage i	£1,250.00
CT scans i	£1,250.00
MRI scans i	£1,250.00
Prescription diet (treatment of bladder stones only) i	£100.00
Complementary treatment i	£500.00
Euthanasia cover limit i	£100.00
Cremation i	£100.00
Age when compulsory excess rises i	5 years
Amendment fee i	£0.00
Holiday cancellation i	£750.00
Holiday cover i	£2,000.00
If renewed, are existing conditions covered? i

Travel insurance

Annual multi-trip insurance

Asda Money

Premium

Medical excess i	£70.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i	£1,300.00
Cancelling before travel cover limit i	£2,000.00
Emergency medical cover and repatriation cover limit i	£25,000,000.00
Mental health cover i
Personal money i	£400.00
Combined passport & travel cover limit i	£300.00
Cutting trip short cover limit i	£2,000.00
Abandoning your trip cover limit i	£2,000.00
Natural disaster relocation cover i	Optional
Natural disaster baggage cover i
Max trip duration i	45 days

Asda Money

Superior

Medical excess i	£50.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i	£2,000.00
Cancelling before travel cover limit i	£5,000.00
Emergency medical cover and repatriation cover limit i	Unlimited
Mental health cover i
Personal money i	£500.00
Combined passport & travel cover limit i	£500.00
Cutting trip short cover limit i	£5,000.00
Abandoning your trip cover limit i	£5,000.00
Natural disaster relocation cover i	Optional
Natural disaster baggage cover i
Max trip duration i	55 days

Asda Money

Value

Medical excess i	£100.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i	£1,000.00
Cancelling before travel cover limit i	£1,000.00
Emergency medical cover and repatriation cover limit i	£20,000,000.00
Mental health cover i
Personal money i	£300.00
Combined passport & travel cover limit i	£250.00
Cutting trip short cover limit i	£1,000.00
Abandoning your trip cover limit i	£1,000.00
Natural disaster relocation cover i	Optional
Natural disaster baggage cover i
Max trip duration i	31 days

Single trip insurance

Asda Money

Premium

Cancelling before travel cover limit i	£2,000.00
Medical excess i	£70.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i	£300.00
Cutting trip short cover limit i	£2,000.00
Missed departure cover limit i	£1,000.00
Abandoning your trip cover limit i	£2,000.00
Emergency medical cover and repatriation cover limit i	£25,000,000.00
Personal money i	£0.00
Combined passport & travel cover limit i	£70.00

Asda Money

Superior

Cancelling before travel cover limit i	£5,000.00
Medical excess i	£50.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i	£500.00
Cutting trip short cover limit i	£5,000.00
Missed departure cover limit i	£1,000.00
Abandoning your trip cover limit i	£5,000.00
Emergency medical cover and repatriation cover limit i	Unlimited
Personal money i	£0.00
Combined passport & travel cover limit i	£50.00

Asda Money

Value

Cancelling before travel cover limit i	£1,000.00
Medical excess i	£100.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i	£250.00
Cutting trip short cover limit i	£1,000.00
Missed departure cover limit i	£500.00
Abandoning your trip cover limit i	£1,000.00
Emergency medical cover and repatriation cover limit i	£20,000,000.00
Personal money i	£0.00
Combined passport & travel cover limit i	£100.00

Travel insurance add-on: cruise cover

Asda Money

Value

Missed port departure cover limit i	£500.00
Re-joining a cruise cover limit i	£750.00
Cabin confinement cover limit i	£500.00
Missed port departure excess i	£100.00
Timetable/itinerary change cover limit i	£100.00
Unused excursions cover limit i	£300.00

Asda Money

Premium

Missed port departure cover limit i	£500.00
Re-joining a cruise cover limit i	£750.00
Cabin confinement cover limit i	£500.00
Missed port departure excess i	£70.00
Timetable/itinerary change cover limit i	£100.00
Unused excursions cover limit i	£300.00

Asda Money

Superior

Missed port departure cover limit i	£500.00
Re-joining a cruise cover limit i	£750.00
Cabin confinement cover limit i	£500.00
Missed port departure excess i	£50.00
Timetable/itinerary change cover limit i	£100.00
Unused excursions cover limit i	£300.00

Travel insurance add-on: winter sports

Asda Money

Superior

Ski equipment owned cover limit i	£500.00
Single owned item cover limit i	£300.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i	£400.00
Avalanche closure cover limit i	£400.00
Piste closure cover limit i	£400.00
Ski equipment owned excess i	£60.00
Ski equipment hired i	£300.00
Single item limit for hired equipment i	£300.00
Unused ski pass due to illness or injury i	£450.00

Asda Money

Premium

Ski equipment owned cover limit i	£300.00
Single owned item cover limit i	£150.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i	£200.00
Avalanche closure cover limit i	£250.00
Piste closure cover limit i	£200.00
Ski equipment owned excess i	£60.00
Ski equipment hired i	£150.00
Single item limit for hired equipment i	£150.00
Unused ski pass due to illness or injury i	£300.00

Asda Money

Value

Ski equipment owned cover limit i	£200.00
Single owned item cover limit i	£100.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i	£100.00
Avalanche closure cover limit i	£150.00
Piste closure cover limit i	£100.00
Ski equipment owned excess i	£60.00
Ski equipment hired i	£100.00
Single item limit for hired equipment i	£100.00
Unused ski pass due to illness or injury i	£200.00