Asda Money

Asda Money is the financial services division of the major supermarket chain. It is wholly owned by US retail giant Walmart.

Asda offers a range of banking and insurance products through different partners. Its travel insurance offering is underwritten by Spanish insurer MAPFRE and its credit card is provided by Creation Financial Services Limited. This company also issues cards under its own 'Creation' brand.

If you shop at Asda a lot, its cards come with a nice perk. The regular card pays out 1% cashback on all shopping and fuel purchases at the supermarket, and 0.5% elsewhere. The 'Plus' card pays out 2% at Asda, and 1% on all other purchases. There's a £3 monthly fee, which you can avoid by buying Asda Travel Money using the card. But this may not be the most favourable rate of exchange - compare the market first.

Don't expect to make a fortune in cashback, but it adds up over time and is better than getting nothing.

Asda Money

Credit cards

Ranked 32nd of 35 providers reviewed.

Customer happiness 60%
Customer trust 44%
Complaints performance 61%
Transparency rating 26%
Fairer Finance score
Reviewed Spring 2018
48%

Pet insurance

Ranked 21st of 22 providers reviewed.

Customer happiness 36%
Customer trust 33%
Complaints performance 67%
Transparency rating 47%
Fairer Finance score
Reviewed Spring 2018
46%

Travel insurance

Ranked 41st of 56 providers reviewed.

Customer happiness 54%
Customer trust 39%
Complaints performance 64%
Transparency rating 37%
Fairer Finance score
Reviewed Spring 2018
49%

Home insurance

Asda Money

Standard Home Insurance

3 stars
Escape of water excess i £50
Matching sets i
Theft from outbuildings i £2,000
24hr helpline i
Alternative accommodation i £40,000
Cover for keys/locks if lost i £750
Money in the home i £0
New for old i

Asda Money

Superior Home Insurance

3 stars
Escape of water excess i £50
Matching sets i
Theft from outbuildings i £7,500
24hr helpline i
Alternative accommodation i £75,000
Cover for keys/locks if lost i £1,000
Money in the home i £0
New for old i

Buildings insurance

Asda Money

Standard Home Insurance

3 stars
Cover for keys/locks if lost i £750
Matching sets i
Trace & access i £0
24hr helpline i
Alternative accommodation cover limit i £40,000
Compulsory excess i £50
Cover for keys/locks if stolen i £750
Escape of water excess i £50
Property owner liability i £2,000,000

Asda Money

Superior Home Insurance

3 stars
Cover for keys/locks if lost i £1,000
Matching sets i
Trace & access i £0
24hr helpline i
Alternative accommodation cover limit i £75,000
Compulsory excess i £50
Cover for keys/locks if stolen i £1,000
Escape of water excess i £50
Property owner liability i £5,000,000

Contents insurance

Asda Money

Standard Home Insurance

3 stars
Cover for keys/locks if lost i £750
Matching sets i
Theft from outbuildings i £2,000
24hr helpline i
Alternative accomodation i £10,000
Cover for keys/locks if stolen i £750
Cycles included whilst in the home i £0
Money in the home i £0
New for old i

Asda Money

Superior Home Insurance

3 stars
Cover for keys/locks if lost i £1,000
Matching sets i
Theft from outbuildings i £7,500
24hr helpline i
Alternative accomodation i £20,000
Cover for keys/locks if stolen i £1,000
Cycles included whilst in the home i £0
Money in the home i £0
New for old i

Pet insurance

Cat insurance

Asda Money

Classic Lifetime

4 stars
Dental cover (if due to an accident) i £4,000
If renewed, are existing conditions covered? i
Vet fees (per condition) i £4,000
Age compulsory excess changes i 7
Amendment fee i £0
CT scans i £4,000
Cancellation fee i £0
Complementary treatment i £4,000
Cremation i £0
Cruciate ligament damage i £4,000
Euthanasia i £100
Loss of pet total i
MRI scans i £4,000
Prescription diet (treatment of bladder stones only) i £100

Asda Money

Superior

4 stars
Dental cover (if due to an accident) i £7,500
If renewed, are existing conditions covered? i
Vet fees (per condition) i £7,500
Age compulsory excess changes i 7
Amendment fee i £0
CT scans i £7,500
Cancellation fee i £0
Complementary treatment i £7,500
Cremation i £0
Cruciate ligament damage i £7,500
Euthanasia i £100
Loss of pet total i
MRI scans i £7,500
Prescription diet (treatment of bladder stones only) i £250

Asda Money

Standard

3 stars
Dental cover (if due to an accident) i £3,500
If renewed, are existing conditions covered? i
Vet fees (per condition) i £3,500
Age compulsory excess changes i 7
Amendment fee i £0
CT scans i £3,500
Cancellation fee i £0
Complementary treatment i £3,500
Cremation i £0
Cruciate ligament damage i £3,500
Euthanasia i £100
Loss of pet total i
MRI scans i £3,500
Prescription diet (treatment of bladder stones only) i £100

Asda Money

Vital Lifetime

3 stars
Dental cover (if due to an accident) i £2,000
If renewed, are existing conditions covered? i
Vet fees (per condition) i £2,000
Age compulsory excess changes i 7
Amendment fee i £0
CT scans i £2,000
Cancellation fee i £0
Complementary treatment i £2,000
Cremation i £0
Cruciate ligament damage i £2,000
Euthanasia i £100
Loss of pet total i
MRI scans i £2,000
Prescription diet (treatment of bladder stones only) i £100

Asda Money

Accident only

2 stars
Dental cover (if due to an accident) i £2,500
If renewed, are existing conditions covered? i
Vet fees (per condition) i £2,500
Age compulsory excess changes i 7
Amendment fee i £0
CT scans i £2,500
Cancellation fee i £0
Complementary treatment i £2,500
Cremation i £0
Cruciate ligament damage i £2,500
Euthanasia i £100
Loss of pet total i
MRI scans i £2,500
Prescription diet (treatment of bladder stones only) i £0

Asda Money

Value

2 stars
Dental cover (if due to an accident) i £1,500
If renewed, are existing conditions covered? i
Vet fees (per condition) i £1,500
Age compulsory excess changes i 7
Amendment fee i £0
CT scans i £1,500
Cancellation fee i £0
Complementary treatment i £1,500
Cremation i £0
Cruciate ligament damage i £1,500
Euthanasia i £100
Loss of pet total i
MRI scans i £1,500
Prescription diet (treatment of bladder stones only) i £50

Dog insurance

Asda Money

Classic Lifetime

4 stars
Dental cover (if due to an accident) i £4,000
If renewed, are existing conditions covered? i
Vet fees (per condition) i £4,000
Age compulsory excess changes i 5
Amendment fee i £0
CT scans i £4,000
Complementary treatment i £4,000
Cremation i £0
Cruciate ligament damage i £4,000
Euthanasia i £100
MRI scans i £4,000
Prescription diet (treatment of bladder stones only) i £100

Asda Money

Superior

4 stars
Dental cover (if due to an accident) i £7,500
If renewed, are existing conditions covered? i
Vet fees (per condition) i £7,500
Age compulsory excess changes i 5
Amendment fee i £0
CT scans i £7,500
Complementary treatment i £7,500
Cremation i £0
Cruciate ligament damage i £7,500
Euthanasia i £100
MRI scans i £7,500
Prescription diet (treatment of bladder stones only) i £250

Asda Money

Standard

3 stars
Dental cover (if due to an accident) i £3,500
If renewed, are existing conditions covered? i
Vet fees (per condition) i £3,500
Age compulsory excess changes i 5
Amendment fee i £0
CT scans i £3,500
Complementary treatment i £3,500
Cremation i £0
Cruciate ligament damage i £3,500
Euthanasia i £100
MRI scans i £3,500
Prescription diet (treatment of bladder stones only) i £100

Asda Money

Vital Lifetime

3 stars
Dental cover (if due to an accident) i £2,000
If renewed, are existing conditions covered? i
Vet fees (per condition) i £2,000
Age compulsory excess changes i 5
Amendment fee i £0
CT scans i £2,000
Complementary treatment i £2,000
Cremation i £0
Cruciate ligament damage i £2,000
Euthanasia i £100
MRI scans i £2,000
Prescription diet (treatment of bladder stones only) i £100

Asda Money

Accident Only

2 stars
Dental cover (if due to an accident) i £2,500
If renewed, are existing conditions covered? i
Vet fees (per condition) i £2,500
Age compulsory excess changes i 5
Amendment fee i £0
CT scans i £2,500
Complementary treatment i £2,500
Cremation i £0
Cruciate ligament damage i £2,500
Euthanasia i £100
MRI scans i £2,500
Prescription diet (treatment of bladder stones only) i £0

Asda Money

Value

2 stars
Dental cover (if due to an accident) i £1,500
If renewed, are existing conditions covered? i
Vet fees (per condition) i £1,500
Age compulsory excess changes i 5
Amendment fee i £0
CT scans i £1,500
Complementary treatment i £1,500
Cremation i £0
Cruciate ligament damage i £1,500
Euthanasia i £100
MRI scans i £1,500
Prescription diet (treatment of bladder stones only) i £50

Travel insurance

Annual multi-trip insurance

Asda Money

Superior (Comparison Site)

5 stars
Cancelling before travel i £5,000
Medical excess i £50
Personal possessions & baggage - damaged, lost or stolen i £2,000
Abandoning your trip i £5,000
Combined passport & travel i £500
Cutting trip short/curtailment i £5,000
Emergency medical cover and repatriation i Unlimited
Lost or stolen cash i £400
Max trip duration i 90 days

Asda Money

Superior (Money Supermarket)

5 stars
Cancelling before travel i £5,000
Medical excess i £50
Personal possessions & baggage - damaged, lost or stolen i £2,000
Abandoning your trip i £5,000
Combined passport & travel i £500
Cutting trip short/curtailment i £5,000
Emergency medical cover and repatriation i Unlimited
Lost or stolen cash i £500
Max trip duration i 90 days

Asda Money

Superior

5 stars
Cancelling before travel i £5,000
Medical excess i £50
Personal possessions & baggage - damaged, lost or stolen i £2,000
Abandoning your trip i £5,000
Combined passport & travel i £500
Cutting trip short/curtailment i £5,000
Emergency medical cover and repatriation i Unlimited
Lost or stolen cash i £400
Max trip duration i 90 days

Asda Money

Standard (Comparison Site)

4 stars
Cancelling before travel i £2,000
Medical excess i £99
Personal possessions & baggage - damaged, lost or stolen i £1,500
Abandoning your trip i £1,500
Combined passport & travel i £200
Cutting trip short/curtailment i £2,000
Emergency medical cover and repatriation i £15,000,000
Lost or stolen cash i £300
Max trip duration i 90 days

Asda Money

Standard (Money Supermarket)

4 stars
Cancelling before travel i £2,000
Medical excess i £99
Personal possessions & baggage - damaged, lost or stolen i £1,500
Abandoning your trip i £1,500
Combined passport & travel i £200
Cutting trip short/curtailment i £2,000
Emergency medical cover and repatriation i £15,000,000
Lost or stolen cash i £300
Max trip duration i 90 days

Asda Money

Value

4 stars
Cancelling before travel i £1,000
Medical excess i £100
Personal possessions & baggage - damaged, lost or stolen i £1,000
Abandoning your trip i £1,000
Combined passport & travel i £250
Cutting trip short/curtailment i £1,000
Emergency medical cover and repatriation i £20,000,000
Lost or stolen cash i £300
Max trip duration i 35 days

Asda Money

Premium

4 stars
Cancelling before travel i £2,000
Medical excess i £70
Personal possessions & baggage - damaged, lost or stolen i £1,300
Abandoning your trip i £2,000
Combined passport & travel i £300
Cutting trip short/curtailment i £2,000
Emergency medical cover and repatriation i £25,000,000
Lost or stolen cash i £350
Max trip duration i 45 days

Asda Money

Economy Plus (Comparison Site)

1 stars
Cancelling before travel i £850
Medical excess i £195
Personal possessions & baggage - damaged, lost or stolen i £850
Abandoning your trip i £850
Combined passport & travel i £100
Cutting trip short/curtailment i £850
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Max trip duration i 32 days

Asda Money

Economy (Money Supermarket)

1 stars
Cancelling before travel i £850
Medical excess i £225
Personal possessions & baggage - damaged, lost or stolen i £1,000
Abandoning your trip i £0
Combined passport & travel i £100
Cutting trip short/curtailment i £850
Emergency medical cover and repatriation i £5,000,000
Lost or stolen cash i £200
Max trip duration i 32 days

Single trip insurance

Asda Money

Superior (Comparison Site)

5 stars
Cancelling before travel i £5,000
Medical excess i £50
Personal possessions and baggage - damaged, lost or stolen i £2,000
Abandoning your trip i £5,000
Combined passport & travel i £500
Cutting trip short/curtailment i £5,000
Emergency medical cover and repatriation i Unlimited
Lost or stolen cash i £400
Missed departure i £1,000

Asda Money

Superior (Money Supermarket)

5 stars
Cancelling before travel i £5,000
Medical excess i £50
Personal possessions and baggage - damaged, lost or stolen i £2,000
Abandoning your trip i £5,000
Combined passport & travel i £500
Cutting trip short/curtailment i £5,000
Emergency medical cover and repatriation i Unlimited
Lost or stolen cash i £500
Missed departure i £1,000

Asda Money

Superior

5 stars
Cancelling before travel i £5,000
Medical excess i £50
Personal possessions and baggage - damaged, lost or stolen i £2,000
Abandoning your trip i £5,000
Combined passport & travel i £500
Cutting trip short/curtailment i £5,000
Emergency medical cover and repatriation i Unlimited
Lost or stolen cash i £400
Missed departure i £1,000

Asda Money

Standard (Comparison Site)

4 stars
Cancelling before travel i £2,000
Medical excess i £99
Personal possessions and baggage - damaged, lost or stolen i £1,500
Abandoning your trip i £1,500
Combined passport & travel i £200
Cutting trip short/curtailment i £2,000
Emergency medical cover and repatriation i £15,000,000
Lost or stolen cash i £300
Missed departure i £1,000

Asda Money

Standard (Money Supermarket)

4 stars
Cancelling before travel i £2,000
Medical excess i £99
Personal possessions and baggage - damaged, lost or stolen i £1,500
Abandoning your trip i £1,500
Combined passport & travel i £200
Cutting trip short/curtailment i £2,000
Emergency medical cover and repatriation i £15,000,000
Lost or stolen cash i £300
Missed departure i £1,000

Asda Money

Premium

4 stars
Cancelling before travel i £2,000
Medical excess i £70
Personal possessions and baggage - damaged, lost or stolen i £1,300
Abandoning your trip i £2,000
Combined passport & travel i £300
Cutting trip short/curtailment i £2,000
Emergency medical cover and repatriation i £25,000,000
Lost or stolen cash i £350
Missed departure i £1,000

Asda Money

Value

3 stars
Cancelling before travel i £1,000
Medical excess i £100
Personal possessions and baggage - damaged, lost or stolen i £1,000
Abandoning your trip i £1,000
Combined passport & travel i £250
Cutting trip short/curtailment i £1,000
Emergency medical cover and repatriation i £20,000,000
Lost or stolen cash i £300
Missed departure i £500

Asda Money

Economy Plus (Comparison Site)

1 stars
Cancelling before travel i £850
Medical excess i £195
Personal possessions and baggage - damaged, lost or stolen i £850
Abandoning your trip i £850
Combined passport & travel i £100
Cutting trip short/curtailment i £850
Emergency medical cover and repatriation i £10,000,000
Lost or stolen cash i £200
Missed departure i £0

Asda Money

Economy (Money Supermarket)

1 stars
Cancelling before travel i £850
Medical excess i £225
Personal possessions and baggage - damaged, lost or stolen i £1,000
Abandoning your trip i £0
Combined passport & travel i £100
Cutting trip short/curtailment i £850
Emergency medical cover and repatriation i £5,000,000
Lost or stolen cash i £200
Missed departure i £0

Travel insurance add-ons

Cruise add-on

Asda Money

Value

4 stars
Cabin confinement i £500
Missed port departure i £500
Re-joining a cruise i £750
Missed port departure excess i £100
Timetable/itinerary change i 100 per port
Unused excursions i £300

Asda Money

Premium

4 stars
Cabin confinement i £500
Missed port departure i £500
Re-joining a cruise i £750
Missed port departure excess i £70
Timetable/itinerary change i 100 per port
Unused excursions i £300

Asda Money

Superior

4 stars
Cabin confinement i £500
Missed port departure i £500
Re-joining a cruise i £750
Missed port departure excess i £50
Timetable/itinerary change i 100 per port
Unused excursions i £300

Winter sports add-on

Asda Money

Superior

2 stars
Hiring replacement winter sports equipment i £400
Single item limit for owned equipment i £300
Ski equipment owned i £500
Avalanche closure i £400
Piste closure i £400
Single item limit for hired equipment i £300
Ski equipment hired i £300
Ski equipment owned excess i £60
Unused ski pass due to illness or injury i £450

Asda Money

Value

1 stars
Hiring replacement winter sports equipment i £100
Single item limit for owned equipment i £100
Ski equipment owned i £200
Avalanche closure i £150
Piste closure i £100
Single item limit for hired equipment i £100
Ski equipment hired i £100
Ski equipment owned excess i £60
Unused ski pass due to illness or injury i £200

Asda Money

Premium

1 stars
Hiring replacement winter sports equipment i £200
Single item limit for owned equipment i £150
Ski equipment owned i £300
Avalanche closure i £250
Piste closure i £200
Single item limit for hired equipment i £150
Ski equipment hired i £150
Ski equipment owned excess i £60
Unused ski pass due to illness or injury i £300

Asda Money

Economy Plus (Comparison Site)

1 stars
Hiring replacement winter sports equipment i £100
Single item limit for owned equipment i £100
Ski equipment owned i £200
Avalanche closure i £150
Piste closure i £100
Single item limit for hired equipment i £100
Ski equipment hired i £100
Ski equipment owned excess i £60
Unused ski pass due to illness or injury i £200

Asda Money

Standard (Comparison Site)

1 stars
Hiring replacement winter sports equipment i £100
Single item limit for owned equipment i £100
Ski equipment owned i £200
Avalanche closure i £150
Piste closure i £100
Single item limit for hired equipment i £100
Ski equipment hired i £100
Ski equipment owned excess i £60
Unused ski pass due to illness or injury i £200

Asda Money

Superior (Comparison Site)

1 stars
Hiring replacement winter sports equipment i £200
Single item limit for owned equipment i £150
Ski equipment owned i £300
Avalanche closure i £250
Piste closure i £200
Single item limit for hired equipment i £150
Ski equipment hired i £150
Ski equipment owned excess i £60
Unused ski pass due to illness or injury i £300

Asda Money

Economy (Money Supermarket)

1 stars
Hiring replacement winter sports equipment i £100
Single item limit for owned equipment i £100
Ski equipment owned i £200
Avalanche closure i £150
Piste closure i £100
Single item limit for hired equipment i £100
Ski equipment hired i £100
Ski equipment owned excess i £60
Unused ski pass due to illness or injury i £200

Asda Money

Standard (Money Supermarket)

1 stars
Hiring replacement winter sports equipment i £100
Single item limit for owned equipment i £100
Ski equipment owned i £200
Avalanche closure i £150
Piste closure i £100
Single item limit for hired equipment i £100
Ski equipment hired i £100
Ski equipment owned excess i £60
Unused ski pass due to illness or injury i £200

Asda Money

Superior (Money Supermarket)

1 stars
Hiring replacement winter sports equipment i £200
Single item limit for owned equipment i £150
Ski equipment owned i £300
Avalanche closure i £250
Piste closure i £200
Single item limit for hired equipment i £150
Ski equipment hired i £150
Ski equipment owned excess i £60
Unused ski pass due to illness or injury i £300