Asda Money

Asda Money is the financial services division of the major supermarket chain. It is wholly owned by US retail giant Walmart.

Asda offers a range of banking and insurance products through different partners. Its Pet insurance is also underwritten by Fairmead Insurance limited (Renamed from Legal & General)

They have UK offices are in Leeds and London.

Asda Money
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Breakdown Cover

Ranked 21st of 25 providers reviewed.

Customer happiness 40.26%
Customer trust 44.81%
Complaints performance 55.98%
Transparency rating 60.23%
Fairer Finance score
Reviewed Autumn 2022
56%

Pet insurance

Ranked 24th of 31 providers reviewed.

Customer happiness 56.6%
Customer trust 47.92%
Complaints performance 66.78%
Transparency rating 71.06%
Fairer Finance score
Reviewed Autumn 2022
61%

Travel insurance

Ranked 24th of 38 providers reviewed.

Customer happiness 54.51%
Customer trust 41.39%
Complaints performance 67.18%
Transparency rating 53.61%
Fairer Finance score
Reviewed Autumn 2022
54%

Breakdown Cover

EU Breakdown Cover

Asda Money

European

5 stars
Replacement Hire Car i
Roadside recovery
Pre-departure Hire Car i
Cover for re-booking i
Will they recover your car in cases of misfuelling?
Will you be recovered if you run out of fuel?
Will they provide a relief driver in instances of driver incapacitation due to injury or illness? i
Will they attend to assist with a flat battery?
Will they attend to assist with a flat tyre?
Will they attend if keys are locked in the vehicle?
Will they attend/cover if keys are lost/broken/stolen?
Available to purchase alone?
Compulsory call out excess £0.00
Cancellation window (days) 14
Pro rata refund
Number of passengers permitted for onward travel as standard i 7
Emergency Overnight Accommodation i
Repatriation i
Will they drain wrong fuel and replace in cases of misfuelling? i

UK Breakdown Cover

Asda Money

UK Breakdown

5 stars
Roadside recovery
Home Start i
Nationwide recovery
Maximum call outs per year Unlimited
Replacement Hire Car i
Will they recover your car in cases of misfuelling? i
Will you be recovered if you run out of fuel?
Will they attend to assist with a flat battery? i
Will they attend to assist with a flat tyre? i
Will they attend if keys are locked in the vehicle?
Will they attend/cover if keys are lost/broken/stolen?
Compulsory call out excess £0.00
Cancellation window (days) 14
Pro rata refund
Will they drain wrong fuel and replace in cases of misfuelling? i
Number of passengers permitted for onward travel as standard in the UK i 7
Emergency Overnight Accommodation i
Available to purchase alone?

Asda Money

European

5 stars
Roadside recovery
Home Start i
Nationwide recovery
Maximum call outs per year Unlimited
Replacement Hire Car i
Will they recover your car in cases of misfuelling? i
Will you be recovered if you run out of fuel?
Will they attend to assist with a flat battery? i
Will they attend to assist with a flat tyre? i
Will they attend if keys are locked in the vehicle?
Will they attend/cover if keys are lost/broken/stolen?
Compulsory call out excess £0.00
Cancellation window (days) 14
Pro rata refund
Will they drain wrong fuel and replace in cases of misfuelling? i
Number of passengers permitted for onward travel as standard in the UK i 7
Emergency Overnight Accommodation i
Available to purchase alone?

Asda Money

Roadside

1 stars
Roadside recovery
Home Start i
Nationwide recovery
Maximum call outs per year 6
Replacement Hire Car i
Will they recover your car in cases of misfuelling? i
Will you be recovered if you run out of fuel?
Will they attend to assist with a flat battery? i
Will they attend to assist with a flat tyre? i
Will they attend if keys are locked in the vehicle?
Will they attend/cover if keys are lost/broken/stolen?
Compulsory call out excess £0.00
Cancellation window (days) 14
Pro rata refund
Will they drain wrong fuel and replace in cases of misfuelling? i
Number of passengers permitted for onward travel as standard in the UK i 7
Emergency Overnight Accommodation i
Available to purchase alone?

Credit cards

Cashback and reward credit cards

Asda Money

Credit Card

2 stars
Reward extras i
Representative APR i 22.9%
Risk based? i
Annual fee in first year i £0.00
Annual fee after first year i £0.00
Foreign purchase fee i 2.99%

Asda Money

Select Credit Card

1 stars
Reward extras i
Representative APR i 34.9%
Risk based? i
Annual fee in first year i £0.00
Annual fee after first year i £0.00
Foreign purchase fee i 2.99%

Foreign use credit cards

Asda Money

Credit Card

1 stars
Foreign purchase fee i 2.99%
Foreign withdrawal fee i 3%
Representative APR i 22.9%
Number of days before interest is charged on non-sterling cash transactions i 0 days
Risk based? i
Representative purchase rate i 1.737%

Asda Money

Select Credit Card

1 stars
Foreign purchase fee i 2.99%
Foreign withdrawal fee i 3%
Representative APR i 34.9%
Number of days before interest is charged on non-sterling cash transactions i 0 days
Risk based? i
Representative purchase rate i 2.529%

Pet insurance

Cat insurance

Asda Money

Lifetime £4,000

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £4,000.00
Medical excess i £100.00
Annual policy limit i £4,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £4,000.00
Cruciate ligament damage i £1,250.00
CT scans i £1,500.00
MRI scans i £1,500.00
Prescription diet (treatment of bladder stones only) i £250.00
Complementary treatment i £1,500.00
Boarding fees limit i £2,000.00
Death benefit (illness) i £2,000.00
Euthanasia cover limit i £4,000.00
Cremation i £100.00
Holiday cancellation i £2,000.00
Holiday cover i £4,000.00
Quarantine costs cover i £1,500.00
Loss of PETS passport or other travel documents i
Emergency expenses abroad i £4,000.00
Maximum number of days abroad i 364 days
Age when compulsory excess rises i 5 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Asda Money

Lifetime £10,000

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £10,000.00
Medical excess i £100.00
Annual policy limit i £10,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £10,000.00
Cruciate ligament damage i £1,500.00
CT scans i £1,500.00
MRI scans i £1,500.00
Prescription diet (treatment of bladder stones only) i £250.00
Complementary treatment i £1,500.00
Boarding fees limit i £2,000.00
Death benefit (illness) i £2,000.00
Euthanasia cover limit i £10,000.00
Cremation i £100.00
Holiday cancellation i £2,000.00
Holiday cover i £10,000.00
Quarantine costs cover i £1,500.00
Loss of PETS passport or other travel documents i
Emergency expenses abroad i £10,000.00
Maximum number of days abroad i 364 days
Age when compulsory excess rises i 5 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Asda Money

Lifetime £6,000

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £6,000.00
Medical excess i £100.00
Annual policy limit i £6,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £6,000.00
Cruciate ligament damage i £1,500.00
CT scans i £1,500.00
MRI scans i £1,500.00
Prescription diet (treatment of bladder stones only) i £250.00
Complementary treatment i £1,500.00
Boarding fees limit i £2,000.00
Death benefit (illness) i £2,000.00
Euthanasia cover limit i £6,000.00
Cremation i £100.00
Holiday cancellation i £2,000.00
Holiday cover i £6,000.00
Quarantine costs cover i £1,500.00
Loss of PETS passport or other travel documents i
Emergency expenses abroad i £6,000.00
Maximum number of days abroad i 364 days
Age when compulsory excess rises i 5 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Asda Money

Lifetime £8,000

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £8,000.00
Medical excess i £100.00
Annual policy limit i £8,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £8,000.00
Cruciate ligament damage i £1,500.00
CT scans i £1,500.00
MRI scans i £1,500.00
Prescription diet (treatment of bladder stones only) i £250.00
Complementary treatment i £1,500.00
Boarding fees limit i £2,000.00
Death benefit (illness) i £2,000.00
Euthanasia cover limit i £8,000.00
Cremation i £100.00
Holiday cancellation i £2,000.00
Holiday cover i £8,000.00
Quarantine costs cover i £1,500.00
Loss of PETS passport or other travel documents i
Emergency expenses abroad i £8,000.00
Maximum number of days abroad i 364 days
Age when compulsory excess rises i 5 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Asda Money

Time limited £5,000

2 stars
Type of cover i Time-limited
Medical cover limit i £5,000.00
Medical excess i £100.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i £5,000.00
Dental cover (if due to an accident) i £5,000.00
Cruciate ligament damage i £1,500.00
CT scans i £1,500.00
MRI scans i £1,500.00
Prescription diet (treatment of bladder stones only) i £150.00
Complementary treatment i £750.00
Boarding fees limit i £1,000.00
Death benefit (illness) i £1,000.00
Euthanasia cover limit i £5,000.00
Cremation i £100.00
Holiday cancellation i £1,000.00
Holiday cover i £5,000.00
Quarantine costs cover i
Loss of PETS passport or other travel documents i
Emergency expenses abroad i £5,000.00
Maximum number of days abroad i 364 days
Age when compulsory excess rises i 5 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Asda Money

Lifetime £2,000

2 stars
Type of cover i Lifetime, annual
Medical cover limit i £2,000.00
Medical excess i £100.00
Annual policy limit i £2,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £2,000.00
Cruciate ligament damage i £1,250.00
CT scans i £1,250.00
MRI scans i £1,250.00
Prescription diet (treatment of bladder stones only) i £200.00
Complementary treatment i £1,000.00
Boarding fees limit i £1,500.00
Death benefit (illness) i £1,500.00
Euthanasia cover limit i £2,000.00
Cremation i £100.00
Holiday cancellation i £1,500.00
Holiday cover i £2,000.00
Quarantine costs cover i £1,000.00
Loss of PETS passport or other travel documents i
Emergency expenses abroad i £2,000.00
Maximum number of days abroad i 364 days
Age when compulsory excess rises i 5 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Asda Money

Time limited £2,000

1 stars
Type of cover i Time-limited
Medical cover limit i £2,000.00
Medical excess i £100.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i £2,000.00
Dental cover (if due to an accident) i £2,000.00
Cruciate ligament damage i £1,250.00
CT scans i £1,250.00
MRI scans i £1,250.00
Prescription diet (treatment of bladder stones only) i £100.00
Complementary treatment i £500.00
Boarding fees limit i £750.00
Death benefit (illness) i £750.00
Euthanasia cover limit i £2,000.00
Cremation i £100.00
Holiday cancellation i £750.00
Holiday cover i £2,000.00
Quarantine costs cover i
Loss of PETS passport or other travel documents i
Emergency expenses abroad i £2,000.00
Maximum number of days abroad i 364 days
Age when compulsory excess rises i 5 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Dog insurance

Asda Money

Lifetime £6,000

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £6,000.00
Medical excess i £100.00
Annual policy limit i £6,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £6,000.00
Cruciate ligament damage i £1,500.00
CT scans i £1,500.00
MRI scans i £1,500.00
Prescription diet (treatment of bladder stones only) i £250.00
Complementary treatment i £1,500.00
Euthanasia cover limit i £6,000.00
Cremation i £100.00
Age when compulsory excess rises i 5 years
Amendment fee i £0.00
Holiday cancellation i £2,000.00
Holiday cover i £6,000.00
If renewed, are existing conditions covered? i

Asda Money

Lifetime £8,000

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £8,000.00
Medical excess i £100.00
Annual policy limit i £8,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £8,000.00
Cruciate ligament damage i £1,500.00
CT scans i £1,500.00
MRI scans i £1,500.00
Prescription diet (treatment of bladder stones only) i £250.00
Complementary treatment i £1,500.00
Euthanasia cover limit i £8,000.00
Cremation i £100.00
Age when compulsory excess rises i 5 years
Amendment fee i £0.00
Holiday cancellation i £2,000.00
Holiday cover i £8,000.00
If renewed, are existing conditions covered? i

Asda Money

Lifetime £4,000

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £4,000.00
Medical excess i £100.00
Annual policy limit i £4,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £4,000.00
Cruciate ligament damage i £1,250.00
CT scans i £1,500.00
MRI scans i £1,500.00
Prescription diet (treatment of bladder stones only) i £250.00
Complementary treatment i £1,500.00
Euthanasia cover limit i £4,000.00
Cremation i £100.00
Age when compulsory excess rises i 5 years
Amendment fee i £0.00
Holiday cancellation i £2,000.00
Holiday cover i £4,000.00
If renewed, are existing conditions covered? i

Asda Money

Lifetime £10,000

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £10,000.00
Medical excess i £100.00
Annual policy limit i £10,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £10,000.00
Cruciate ligament damage i £1,500.00
CT scans i £1,500.00
MRI scans i £1,500.00
Prescription diet (treatment of bladder stones only) i £250.00
Complementary treatment i £1,500.00
Euthanasia cover limit i £10,000.00
Cremation i £100.00
Age when compulsory excess rises i 5 years
Amendment fee i £0.00
Holiday cancellation i £2,000.00
Holiday cover i £10,000.00
If renewed, are existing conditions covered? i

Asda Money

Time limited £5,000

2 stars
Type of cover i Time-limited
Medical cover limit i £5,000.00
Medical excess i £100.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i 5,000
Dental cover (if due to an accident) i £5,000.00
Cruciate ligament damage i £1,500.00
CT scans i £1,500.00
MRI scans i £1,500.00
Prescription diet (treatment of bladder stones only) i £150.00
Complementary treatment i £750.00
Euthanasia cover limit i £5,000.00
Cremation i £100.00
Age when compulsory excess rises i 5 years
Amendment fee i £0.00
Holiday cancellation i £1,000.00
Holiday cover i £5,000.00
If renewed, are existing conditions covered? i

Asda Money

Lifetime £2,000

2 stars
Type of cover i Lifetime, annual
Medical cover limit i £2,000.00
Medical excess i £100.00
Annual policy limit i £2,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £2,000.00
Cruciate ligament damage i £1,250.00
CT scans i £1,250.00
MRI scans i £1,250.00
Prescription diet (treatment of bladder stones only) i £200.00
Complementary treatment i £1,000.00
Euthanasia cover limit i £2,000.00
Cremation i £100.00
Age when compulsory excess rises i 5 years
Amendment fee i £0.00
Holiday cancellation i £1,500.00
Holiday cover i £2,000.00
If renewed, are existing conditions covered? i

Asda Money

Time limited £2,000

1 stars
Type of cover i Time-limited
Medical cover limit i £2,000.00
Medical excess i £100.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i 2,000
Dental cover (if due to an accident) i £2,000.00
Cruciate ligament damage i £1,250.00
CT scans i £1,250.00
MRI scans i £1,250.00
Prescription diet (treatment of bladder stones only) i £100.00
Complementary treatment i £500.00
Euthanasia cover limit i £2,000.00
Cremation i £100.00
Age when compulsory excess rises i 5 years
Amendment fee i £0.00
Holiday cancellation i £750.00
Holiday cover i £2,000.00
If renewed, are existing conditions covered? i

Travel insurance

Annual multi-trip insurance

Asda Money

Premium

3 stars
Medical excess i £70.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,300.00
Cancelling before travel cover limit i £2,000.00
Emergency medical cover and repatriation cover limit i £25,000,000.00
Mental health cover i
Personal money i £350.00
Combined passport & travel cover limit i £300.00
Cutting trip short cover limit i £2,000.00
Abandoning your trip cover limit i £2,000.00
Natural disaster relocation cover i Optional
Natural disaster baggage cover i
Max trip duration i 45 days

Asda Money

Superior

3 stars
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £2,000.00
Cancelling before travel cover limit i £5,000.00
Emergency medical cover and repatriation cover limit i Unlimited
Mental health cover i
Personal money i £400.00
Combined passport & travel cover limit i £500.00
Cutting trip short cover limit i £5,000.00
Abandoning your trip cover limit i £5,000.00
Natural disaster relocation cover i Optional
Natural disaster baggage cover i
Max trip duration i 55 days

Asda Money

Value

2 stars
Medical excess i £100.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,000.00
Cancelling before travel cover limit i £1,000.00
Emergency medical cover and repatriation cover limit i £20,000,000.00
Mental health cover i
Personal money i £300.00
Combined passport & travel cover limit i £250.00
Cutting trip short cover limit i £1,000.00
Abandoning your trip cover limit i £1,000.00
Natural disaster relocation cover i Optional
Natural disaster baggage cover i
Max trip duration i 31 days

Single trip insurance

Asda Money

Premium

3 stars
Cancelling before travel cover limit i £2,000.00
Medical excess i £70.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,300.00
Cutting trip short cover limit i £2,000.00
Missed departure cover limit i £1,000.00
Abandoning your trip cover limit i £2,000.00
Emergency medical cover and repatriation cover limit i £25,000,000.00
Personal money i £350.00
Combined passport & travel cover limit i £300.00

Asda Money

Superior

3 stars
Cancelling before travel cover limit i £5,000.00
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000.00
Cutting trip short cover limit i £5,000.00
Missed departure cover limit i £1,000.00
Abandoning your trip cover limit i £5,000.00
Emergency medical cover and repatriation cover limit i Unlimited
Personal money i £400.00
Combined passport & travel cover limit i £500.00

Asda Money

Value

2 stars
Cancelling before travel cover limit i £1,000.00
Medical excess i £100.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,000.00
Cutting trip short cover limit i £1,000.00
Missed departure cover limit i £500.00
Abandoning your trip cover limit i £1,000.00
Emergency medical cover and repatriation cover limit i £20,000,000.00
Personal money i £300.00
Combined passport & travel cover limit i £250.00

Travel insurance add-on: cruise cover

Asda Money

Value

3 stars
Missed port departure cover limit i £500.00
Re-joining a cruise cover limit i £750.00
Cabin confinement cover limit i £500.00
Missed port departure excess i £100.00
Timetable/itinerary change cover limit i £100.00
Unused excursions cover limit i £300.00

Asda Money

Premium

3 stars
Missed port departure cover limit i £500.00
Re-joining a cruise cover limit i £750.00
Cabin confinement cover limit i £500.00
Missed port departure excess i £70.00
Timetable/itinerary change cover limit i £100.00
Unused excursions cover limit i £300.00

Asda Money

Superior

3 stars
Missed port departure cover limit i £500.00
Re-joining a cruise cover limit i £750.00
Cabin confinement cover limit i £500.00
Missed port departure excess i £50.00
Timetable/itinerary change cover limit i £100.00
Unused excursions cover limit i £300.00

Travel insurance add-on: winter sports

Asda Money

Superior

4 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £300.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £400.00
Avalanche closure cover limit i £400.00
Piste closure cover limit i £400.00
Ski equipment owned excess i £60.00
Ski equipment hired i £300.00
Single item limit for hired equipment i £300.00
Unused ski pass due to illness or injury i £500.00

Asda Money

Premium

3 stars
Ski equipment owned cover limit i £300.00
Single owned item cover limit i £150.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £200.00
Avalanche closure cover limit i £250.00
Piste closure cover limit i £200.00
Ski equipment owned excess i £60.00
Ski equipment hired i £150.00
Single item limit for hired equipment i £150.00
Unused ski pass due to illness or injury i £500.00

Asda Money

Value

1 stars
Ski equipment owned cover limit i £200.00
Single owned item cover limit i £100.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £100.00
Avalanche closure cover limit i £150.00
Piste closure cover limit i £100.00
Ski equipment owned excess i £60.00
Ski equipment hired i £100.00
Single item limit for hired equipment i £100.00
Unused ski pass due to illness or injury i £450.00