Virgin Atlantic

The airline Virgin Atlantic, founded in 1984, offers two credit cards. These cards allow customers to earn Virgin points that contribute towards Virgin Atlantic flights, upgrades and other benefits.

Both cards are issued by Clydesdale Bank (trading as Virgin Money).

Virgin Atlantic's head offices are in Crawley, West Sussex.

Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.

Credit cards

8 products reviewed

0% balance transfer credit cards

2 products reviewed

Virgin Atlantic

Atlantic Reward

Feature Value
Duration of 0% balance transfer offer period
6 months
Balance transfer fee during promotional period
3%
Representative APR
26.9%
Balance transfer rate during promotional period
0%
Virgin Atlantic

Atlantic Reward+

Feature Value
Duration of 0% balance transfer offer period
6 months
Balance transfer fee during promotional period
3%
Representative APR
69.7%
Balance transfer rate during promotional period
0%
Cashback and reward credit cards

2 products reviewed

Virgin Atlantic

Atlantic Reward+

Feature Value
Reward extras
Either a flight upgrade or a companion ticket if £10,000 is spent in a year; up to 15% cashback at selected retailers.
Representative APR
69.7%
Virgin Atlantic

Atlantic Reward

Feature Value
Reward extras
Either a flight upgrade or a companion ticket if £20,000 is spent in a year; up to 15% cashback at selected retailers.
Representative APR
26.9%
Foreign use credit cards

2 products reviewed

Virgin Atlantic

Atlantic Reward

Feature Value
Representative APR
26.9%
Foreign purchase fee
2.99%
Foreign withdrawal fee
5%
Number of days before interest is charged on non-sterling cash transactions
0 days
Virgin Atlantic

Atlantic Reward+

Feature Value
Representative APR
69.7%
Foreign purchase fee
2.99%
Foreign withdrawal fee
5%
Number of days before interest is charged on non-sterling cash transactions
0 days
Money transfer credit cards

2 products reviewed

Virgin Atlantic

Atlantic Reward

Feature Value
Money transfer rate during promotional period
0%
Duration of money transfer offer period
6 months
Money transfer fee during promotional period
3%
Representative APR
26.9%
Virgin Atlantic

Atlantic Reward+

Feature Value
Money transfer rate during promotional period
0%
Duration of money transfer offer period
6 months
Money transfer fee during promotional period
3%
Representative APR
69.7%

Travel insurance

2 products reviewed

Single trip insurance

1 product reviewed

Virgin Atlantic

Travel Insurance

Feature Value
Cancelling before travel cover limit
£5,000.00
Medical excess
£50.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£2,000.00
Emergency medical cover and repatriation cover limit
£15,000,000.00
Missed departure cover limit
£1,000.00
Natural disaster relocation cover No
Travel insurance add-on: cruise cover

1 product reviewed

Virgin Atlantic

Travel Insurance

Feature Value
Missed port departure cover limit
£0.00
Re-joining a cruise cover limit
£250.00
Cabin confinement cover limit
£300.00
Missed port departure excess
N/A
Timetable/itinerary change cover limit
£500.00
Unused excursions cover limit
£500.00

Our unique Customer Experience Ratings help consumers find companies that offer a good service.

Credit cards

Ranked 9th of 33 providers reviewed

Customer happiness score 68.98%
Customer trust score 61.88%
Complaints performance 69.47%
Transparency rating 66.34%

Fairer Finance Score

Reviewed Autumn 2026

 66.67%