Virgin Atlantic

The airline Virgin Atlantic, founded in 1984, offers two credit cards. These cards allow customers to earn Virgin points that contribute towards Virgin Atlantic flights, upgrades and other benefits.

Both cards are issued by Clydesdale Bank (trading as Virgin Money).

Virgin Atlantic's head offices are in Crawley, West Sussex. 

Virgin Atlantic
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Credit cards

Ranked 18th of 34 providers reviewed.

Customer happiness score 66.2%
Customer trust score 51.22%
Complaints performance 61.87%
Transparency rating 59.55%
Fairer Finance score
Reviewed Autumn 2023
60%

Credit cards

0% balance transfer credit cards

Virgin Atlantic

Atlantic Reward

2 stars
Duration of 0% balance transfer offer period i 6 months
Balance transfer fee during promotional period i 3%
Representative APR i 26.9%
Balance transfer rate during promotional period i 0%
Highest balance transfer fee during promotional period (%) i 3%
Representative balance transfer rate i 2.0084%
Risk based? i

Virgin Atlantic

Atlantic Reward+

1 stars
Duration of 0% balance transfer offer period i 6 months
Balance transfer fee during promotional period i 3%
Representative APR i 69.7%
Balance transfer rate during promotional period i 0%
Highest balance transfer fee during promotional period (%) i 3%
Representative balance transfer rate i 2.0084%
Risk based? i

Cashback and reward credit cards

Virgin Atlantic

Atlantic Reward+

4 stars
Reward extras i Either a flight upgrade or a companion ticket if £10,000 is spent in a year; up to 15% cashback at selected retailers; free Boingo Wi-Fi
Representative APR i 69.7%
Risk based? i
Annual fee in first year i £160.00
Annual fee after first year i £160.00
Foreign purchase fee i 2.99%

Virgin Atlantic

Atlantic Reward

1 stars
Reward extras i Either a flight upgrade or a companion ticket if £20,000 is spent in a year; up to 15% cashback at selected retailers.
Representative APR i 26.9%
Risk based? i
Annual fee in first year i £0.00
Annual fee after first year i £0.00
Foreign purchase fee i 2.99%

Foreign use credit cards

Virgin Atlantic

Atlantic Reward

1 stars
Foreign purchase fee i 2.99%
Foreign withdrawal fee i 5%
Representative APR i 26.9%
Number of days before interest is charged on non-sterling cash transactions i 0 days
Risk based? i
Representative purchase rate i 2.0084%

Virgin Atlantic

Atlantic Reward+

1 stars
Foreign purchase fee i 2.99%
Foreign withdrawal fee i 5%
Representative APR i 69.7%
Number of days before interest is charged on non-sterling cash transactions i 0 days
Risk based? i
Representative purchase rate i 2.0084%

Money transfer credit cards

Virgin Atlantic

Atlantic Reward

4 stars
Money transfer rate during promotional period i 0%
Duration of money transfer offer period i 6 months
Money transfer fee during promotional period i 3%
Representative APR i 26.9%
Risk based? i
Representative cash transaction interest rate i 2.1414%

Virgin Atlantic

Atlantic Reward+

2 stars
Money transfer rate during promotional period i 0%
Duration of money transfer offer period i 6 months
Money transfer fee during promotional period i 3%
Representative APR i 69.7%
Risk based? i
Representative cash transaction interest rate i 2.1414%