Bip, launched in 2021, is an an app-based credit card. Unlike standard credit cards, Bip does not have a physical card. Instead, customers pay for things online using their card details - stored on the app - or in stores using Apple Pay or Google Pay. Bip is issued by the credit card company NewDay.
Our product ratings for Bip
Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.
Credit cards
3 products reviewed
Credit builder credit cards
1 product reviewed
Bip
Bip
| Feature | Value |
|---|---|
| Representative APR |
34.9%
|
| Representative cash transaction interest rate |
2.529%
|
| Representative purchase rate |
2.529%
|
| Risk based? | Yes |
| Initial minimum credit limit |
£250.00
|
Foreign use credit cards
1 product reviewed
Bip
Bip
| Feature | Value |
|---|---|
| Representative APR |
34.9%
|
| Foreign purchase fee |
0%
|
| Foreign withdrawal fee |
0%
|
| Number of days before interest is charged on non-sterling cash transactions |
0 days
|
Money transfer credit cards
1 product reviewed
Bip
Bip
| Feature | Value |
|---|---|
| Money transfer rate during promotional period |
N/A
|
| Duration of money transfer offer period |
N/A
|
| Money transfer fee during promotional period |
N/A
|
| Representative APR |
34.9%
|