Capital One

Founded in 1994, Capital One is a large US bank offering credit cards in the UK.

They issued their first credit card in the UK in 1996.

They have UK offices in Nottingham and London.

Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.

Credit cards

7 products reviewed

0% balance transfer credit cards

1 product reviewed

Capital One

0% Balance Transfers

Feature Value
Duration of 0% balance transfer offer period
18 or 15 or 6 months
Balance transfer fee during promotional period
2.9% to 3%
Representative APR
34.9%
Balance transfer rate during promotional period
0%
0% purchase credit cards

1 product reviewed

Capital One

0% Balance Transfers

Feature Value
Duration of purchases offer period
0 to 3 months
Representative APR
34.9%
Highest APR
34.9%
Purchase rate during promotional period
0%
Representative purchase rate
2.53%
Credit builder credit cards

1 product reviewed

Capital One

Classic Card Credit Builder

Feature Value
Representative APR
34.9%
Representative cash transaction interest rate
2.53%
Representative purchase rate
2.53%
Risk based? No
Initial minimum credit limit
£200.00
Foreign use credit cards

2 products reviewed

Capital One

Classic Card Credit Builder

Feature Value
Representative APR
34.9%
Foreign purchase fee
2.75%
Foreign withdrawal fee
3%
Number of days before interest is charged on non-sterling cash transactions
0 days
Capital One

0% Balance Transfers

Feature Value
Representative APR
34.9%
Foreign purchase fee
2.75%
Foreign withdrawal fee
3%
Number of days before interest is charged on non-sterling cash transactions
0 days
Money transfer credit cards

2 products reviewed

Capital One

Classic Card Credit Builder

Feature Value
Money transfer rate during promotional period
N/A
Duration of money transfer offer period
N/A
Money transfer fee during promotional period
N/A
Representative APR
34.9%
Capital One

0% Balance Transfers

Feature Value
Money transfer rate during promotional period
N/A
Duration of money transfer offer period
N/A
Money transfer fee during promotional period
N/A
Representative APR
34.9%

Our unique Customer Experience Ratings help consumers find companies that offer a good service.

Credit cards

Ranked 17th of 33 providers reviewed

Customer happiness score 55.54%
Customer trust score 57.4%
Complaints performance 75.52%
Transparency rating 66.9%

Fairer Finance Score

Reviewed Autumn 2026

 63.84%