Amazon

Better known as an online shopping outlet, Amazon also offers a credit card product.

Amazon was founded in Washington in 1994, and has since grown from an online bookstore to offer a range of products, including financial ones.

Its credit card offers reward points which can be converted into an Amazon gift card. As well as offering points for purchases made on Amazon, it also offers points for purchases made elsewhere. Its credit card is provided by NewDay.

Amazon
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Credit cards

Ranked 23rd of 28 providers reviewed.

Customer happiness 61.87%
Customer trust 56.22%
Complaints performance 61.09%
Transparency rating 37.33%
Fairer Finance score
Reviewed Spring 2021
54%

Credit cards

0% purchase credit cards

Amazon

Platinum

3 stars
Duration of purchases offer period i 3 months
Representative APR i 21.90%
Highest APR i 29.90%
Purchase rate during promotional period i 0%
Representative purchase rate i 1.67%
Number of days before interest is charged on purchases i 56 days
Risk based? i

Amazon

Classic

2 stars
Duration of purchases offer period i 3 months
Representative APR i 29.90%
Highest APR i 34.90%
Purchase rate during promotional period i 0%
Representative purchase rate i 2.21%
Number of days before interest is charged on purchases i 56 days
Risk based? i

Cashback and reward credit cards

Amazon

Platinum with Prime membership

1 stars
Reward extras i £30 giftcard for new cardholders
Estimated amount of money customers get back in the 1st year (minus annual fee) i £104.45
Estimated amount of money customers get back after the 1st year (minus annual fee) i £104.45
Risk based? i
Annual fee after 1st year i £0
Foreign purchase fee i 2.75%

Amazon

Platinum

1 stars
Reward extras i £25 giftcard for new cardholders
Estimated amount of money customers get back in the 1st year (minus annual fee) i £83.58
Estimated amount of money customers get back after the 1st year (minus annual fee) i £58.58
Risk based? i
Annual fee after 1st year i £0
Foreign purchase fee i 2.75%

Credit builder credit cards

Amazon

Classic

4 stars
Representative APR i 29.90%
Representative cash transaction interest rate i 2.84%
Representative purchase rate i 2.21%
Risk based? i
Initial minimum credit limit i £500
Representative balance transfer rate i 2.21%

Foreign use credit cards

Amazon

Platinum

1 stars
Foreign purchase fee i 2.75%
Foreign withdrawal fee i 3%
Representative APR i 21.90%
Number of days before interest is charged on non-sterling cash transactions i 0 days
Risk based? i
Representative purchase rate i 1.67%

Amazon

Classic

1 stars
Foreign purchase fee i 2.75%
Foreign withdrawal fee i 3%
Representative APR i 29.90%
Number of days before interest is charged on non-sterling cash transactions i 0 days
Risk based? i
Representative purchase rate i 2.21%