Amazon

Better known as an online shopping outlet, Amazon also offers a credit card product.

Amazon was founded in Washington in 1994, and has since grown from an online bookstore to offer a range of products, including financial ones.

Its credit card offers reward points which can be converted into an Amazon gift card. As well as offering points for purchases made on Amazon, it also offers points for purchases made elsewhere. Its credit card is provided by NewDay.

Amazon
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Credit cards

Ranked 14th of 34 providers reviewed.

Customer happiness 60%
Customer trust 61%
Complaints performance 58%
Transparency rating 44%
Fairer Finance score
Reviewed Spring 2019
56%

Credit cards

0% purchases

Amazon

Platinum

2 stars
Purchase rate during promotional period i 0%
Duration of offer period for 0% purchases i 3 months
Representative APR i 21.90%
Risk based? i
Representative purchase rate i 1.67%
Number of days before interest is charged on purchases i 56 days

Amazon

Classic

2 stars
Purchase rate during promotional period i 0%
Duration of offer period for 0% purchases i 3 months
Representative APR i 29.90%
Risk based? i
Representative purchase rate i 2.21%
Number of days before interest is charged on purchases i 56 days

Cashback and rewards

Amazon

Platinum

3 stars
Reward extras i £10 giftcard for new cardholders
Estimated amount of money customers get back in the 1st year (minus annual fee) i £95.02
Estimated amount of money customers get back after the 1st year (minus annual fee) i £95.02
Risk based? i
Annual fee after 1st year i £0
Foreign purchase fee i 2.75%

Credit builder

Amazon

Classic

4 stars
Representative APR i 29.90%
Representative cash transaction rate i 2.84%
Representative purchase rate i 2.21%
Risk based? i
Representative balance transfer rate i 2.21%
Initial minimum credit limit i £500

Foreign use

Amazon

Platinum

1 stars
Representative APR i 21.90%
Foreign purchase fee i 2.75%
Foreign withdrawal fee i 3%
Risk based? i
Number of days before interest is charged on non-sterling cash transactions i 0 days
Representative purchase rate i 1.67%

Amazon

Classic

1 stars
Representative APR i 29.90%
Foreign purchase fee i 2.75%
Foreign withdrawal fee i 3%
Risk based? i
Number of days before interest is charged on non-sterling cash transactions i 0 days
Representative purchase rate i 2.21%