Luma

Luma is a credit card provider based in Nottingham. Luma's credit card is designed for those with poor credit.

Luma is owned by Capital One, who also have their own credit cards.

Luma was launched in 2016 and is based in Nottingham.

Our product ratings for Luma

Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.

Credit cards

4 products reviewed

0% purchase credit cards

1 product reviewed

Luma

Credit Card

Feature Value
Duration of purchases offer period
3 months
Representative APR
35.9%
Highest APR
35.9%
Purchase rate during promotional period
0%
Representative purchase rate
2.59%
Credit builder credit cards

1 product reviewed

Luma

Credit Card

Feature Value
Representative APR
35.9%
Representative cash transaction interest rate
2.59%
Representative purchase rate
2.59%
Risk based? No
Initial minimum credit limit
£200.00
Foreign use credit cards

1 product reviewed

Luma

Credit Card

Feature Value
Representative APR
35.9%
Foreign purchase fee
2.75%
Foreign withdrawal fee
3%
Number of days before interest is charged on non-sterling cash transactions
0 days
Money transfer credit cards

1 product reviewed

Luma

Credit Card

Feature Value
Money transfer rate during promotional period
N/A
Duration of money transfer offer period
N/A
Money transfer fee during promotional period
N/A
Representative APR
35.9%