Aqua credit cards are designed for people with a poor credit record, or no credit record at all.

Aqua cards can be helpful for building a credit history, as you're reasonably likely to have your application accepted, even if you have a less than perfect credit history.

But always use these cards with care, as they charge high rates of interest.

Aqua is owned by NewDay Ltd, which runs a number of credit cards for high street retailers, including Debenhams.


Credit cards

Ranked 33rd of 35 providers reviewed.

Customer happiness 42%
Customer trust 31%
Complaints performance 58%
Transparency rating 56%
Fairer Finance score
Reviewed Spring 2018

We don't currently rate Aqua in our Product Ratings.