MBNA

MBNA is owned by Lloyds Banking Group - which also owns the Halifax, Bank of Scotland, Scottish Widows and Lloyds Bank brands. Lloyds bought the brand from Bank of America in 2017, making it one of the largest credit card operators in the UK. 

MBNA offers a number of credit cards under its own brand. It also offers loans.

MBNA
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Gold ribbon: first place

Credit cards

Ranked 13th of 30 providers reviewed.

Customer happiness 58.18%
Customer trust 50.37%
Complaints performance 71.36%
Transparency rating 66.48%
Fairer Finance score
Reviewed Autumn 2021
62%

Credit cards

0% balance transfer credit cards

MBNA

Low Fee 0% Balance Transfer

4 stars
Duration of balance transfer offer period i 26 or 14 months
Balance transfer fee during promotional period i 1%
Representative APR i 20.90%
Balance transfer rate during promotional period i 0%
Representative balance transfer rate i 1.60%
Risk based? i

MBNA

0% Transfers and Purchases

3 stars
Duration of balance transfer offer period i 20 or 12 months
Balance transfer fee during promotional period i 2.99%
Representative APR i 20.90%
Balance transfer rate during promotional period i 0%
Representative balance transfer rate i 1.60%
Risk based? i

MBNA

Long 0% Balance Transfer

3 stars
Duration of balance transfer offer period i 28 or 14 months
Balance transfer fee during promotional period i 2.79%
Representative APR i 20.90%
Balance transfer rate during promotional period i 0%
Representative balance transfer rate i 1.60%
Risk based? i

MBNA

Long 0% Money Transfer

1 stars
Duration of balance transfer offer period i 12 or 3 months
Balance transfer fee during promotional period i 4%
Representative APR i 22.90%
Balance transfer rate during promotional period i 0%
Representative balance transfer rate i 1.74%
Risk based? i

0% purchase credit cards

MBNA

0% Transfers and Purchases

2 stars
Duration of purchases offer period i 2 months
Representative APR i 20.90%
Highest APR i 27.90%
Purchase rate during promotional period i 0%
Representative purchase rate i 1.60%
Number of days before interest is charged on purchases i 56 days
Risk based? i

Foreign use credit cards

MBNA

Long 0% Balance Transfer

1 stars
Foreign purchase fee i 2.95%
Foreign withdrawal fee i 5%
Representative APR i 20.90%
Number of days before interest is charged on non-sterling cash transactions i 0 days
Risk based? i
Representative purchase rate i 1.60%

MBNA

0% Transfers and Purchases

1 stars
Foreign purchase fee i 2.95%
Foreign withdrawal fee i 5%
Representative APR i 20.90%
Number of days before interest is charged on non-sterling cash transactions i 0 days
Risk based? i
Representative purchase rate i 1.60%

MBNA

Long 0% Money Transfer

1 stars
Foreign purchase fee i 2.95%
Foreign withdrawal fee i 5%
Representative APR i 22.90%
Number of days before interest is charged on non-sterling cash transactions i 0 days
Risk based? i
Representative purchase rate i 1.74%

MBNA

Low Fee 0% Balance Transfer

1 stars
Foreign purchase fee i 2.95%
Foreign withdrawal fee i 5%
Representative APR i 20.90%
Number of days before interest is charged on non-sterling cash transactions i 0 days
Risk based? i
Representative purchase rate i 1.60%

Money transfer credit cards

MBNA

Long 0% Money Transfer

5 stars
Money transfer rate during promotional period i 0%
Duration of money transfer offer period i 18 or 14 months
Money transfer fee during promotional period i 2.99%
Representative APR i 22.90%
Risk based? i
Representative cash transaction interest rate i 1.74%

MBNA

Long 0% Balance Transfer

1 stars
Money transfer rate during promotional period i 0%
Duration of money transfer offer period i 12 or 3 months
Money transfer fee during promotional period i 4%
Representative APR i 20.90%
Risk based? i
Representative cash transaction interest rate i 1.60%

MBNA

0% Transfers and Purchases

1 stars
Money transfer rate during promotional period i 0%
Duration of money transfer offer period i 12 or 3 months
Money transfer fee during promotional period i 4%
Representative APR i 20.90%
Risk based? i
Representative cash transaction interest rate i 1.60%

MBNA

Low Fee 0% Balance Transfer

1 stars
Money transfer rate during promotional period i 0%
Duration of money transfer offer period i 12 or 3 months
Money transfer fee during promotional period i 4%
Representative APR i 20.90%
Risk based? i
Representative cash transaction interest rate i 1.60%