MBNA

MBNA is owned by the Bank of America and is one the largest credit card companies in the UK.

MBNA offers a number of credit cards under its own brand. It is also the engine behind a number of football club and shopping cards.

These include numerous Premier League club credit cards, as well as cards for brands including the National Trust, Norwich & Peterborough Building Society and RSPCA. It also provides American Airlines' and Virgin Atlantic's credit cards.

MBNA was founded in 1982 and is based in Chester.

MBNA
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Gold ribbon: first place

Credit cards

Ranked 13th of 32 providers reviewed.

Customer happiness 55%
Customer trust 43%
Complaints performance 84%
Transparency rating 46%
Fairer Finance score
Reviewed Autumn 2019
57%

Credit cards

0% balance transfer credit cards

MBNA

Dual Offer

3 stars
Duration of balance transfer offer period i 26 months
Balance transfer fee during promotional period i 2.89%
Representative APR i 20.90%
Risk based? i
Balance transfer rate during promotional period i 0%
Representative balance transfer rate i 1.67%

0% purchase credit cards

MBNA

Dual Offer

4 stars
Duration of purchases offer period i 26 months
Representative APR i 20.90%
Highest APR i 20.90%
Risk based? i
Purchase rate during promotional period i 0%
Representative purchase rate i 1.53%
Number of days before interest is charged on purchases i 56 days

Foreign use credit cards

MBNA

Dual Offer

1 stars
Representative APR i 20.90%
Foreign purchase fee i 2.95%
Foreign withdrawal fee i 5%
Risk based? i
Number of days before interest is charged on non-sterling cash transactions i 0 days
Representative purchase rate i 1.53%

Money transfer credit cards

MBNA

Dual Offer

4 stars
Money transfer rate during promotional period i 0%
Duration of money transfer offer period i 12 months
Representative APR i 20.90%
Risk based? i
Money transfer fee during promotional period i 4%
Representative cash transaction interest rate i 2.07%