MBNA

MBNA is owned by the Bank of America and is one the largest credit card companies in the UK.

MBNA offers a number of credit cards under its own brand. It is also the engine behind a number of football club and shopping cards.

These include numerous Premier League club credit cards, as well as cards for brands including the National Trust, Norwich & Peterborough Building Society and RSPCA. It also provides American Airlines' and Virgin Atlantic's credit cards.

MBNA
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Credit cards

Ranked 25th of 34 providers reviewed.

Customer happiness 55%
Customer trust 42%
Complaints performance 88%
Transparency rating 19%
Fairer Finance score
Reviewed Spring 2019
51%

Credit cards

0% balance transfers

MBNA

Dual Offer

3 stars
Balance transfer rate during promotional period i 0%
Duration of offer period for 0% balance transfers i 27 months
Representative APR i 19.90%
Risk based? i
Representative balance transfer rate i 1.67%

0% purchases

MBNA

Dual Offer

4 stars
Purchase rate during promotional period i 0%
Duration of offer period for 0% purchases i 27 months
Representative APR i 19.90%
Risk based? i
Representative purchase rate i 1.53%
Number of days before interest is charged on purchases i 56 days

Foreign use

MBNA

Dual Offer

2 stars
Representative APR i 19.90%
Foreign purchase fee i 2.95%
Foreign withdrawal fee i 5%
Risk based? i
Number of days before interest is charged on non-sterling cash transactions i 0 days
Representative purchase rate i 1.53%

Money transfers

MBNA

Dual Offer

5 stars
Money transfer rate during promotional period i 0%
Duration of 0% offer period for money transfers i 12 months
Representative APR i 19.90%
Risk based? i
Money transfer fee during promotional period i 4%
Representative cash transaction rate i 2.07%