British Airways

Founded in 1974, British Airways might be most often associated with aeroplanes and holidays, but it also offers two credit cards connected to their loyalty scheme Avios

Both cards are offered with American Express.

You receive Avios points when spending on either card, which can be used towards paying for flights with British Airways.

Their head offices are in Harmondsworth, Middlesex.

Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.

Credit cards

4 products reviewed

Cashback and reward credit cards

2 products reviewed

British Airways

American Express

Feature Value
Reward extras
Companion voucher (economy only) for 2-for-1 travel or 50% discount on a flight (spend £15,000/year to qualify), Travel accident insurance (up to £75k on public transport), Global Assist, access to American Express Experiences Companion voucher (economy only) for 2-for-1 travel or 50% discount on a flight (spend £15,000/year to qualify), Travel Read more
Representative APR
29.1%
British Airways

American Express Premium Plus

Feature Value
Reward extras
Companion voucher for 2-for-1 travel or 50% discount on a flight (spend £15,000/year to qualify), Travel accident insurance (up to £250,000 on public transport), Travel inconvenience insurance (£200 for flight delay, overbooking or missed connection; £750 for baggage delay of 6 hours; £1,000 for extended baggage delay by airline), Global Assist, access to American Express Experiences Companion voucher for 2-for-1 travel or 50% discount on a flight (spend £15,000/year to qualify), Travel accident insura Read more
Representative APR
135.7%
Foreign use credit cards

2 products reviewed

British Airways

American Express

Feature Value
Representative APR
29.1%
Foreign purchase fee
2.99%
Foreign withdrawal fee
3%
Number of days before interest is charged on non-sterling cash transactions
0 days
British Airways

American Express Premium Plus

Feature Value
Representative APR
135.7%
Foreign purchase fee
2.99%
Foreign withdrawal fee
3%
Number of days before interest is charged on non-sterling cash transactions
0 days

Travel insurance

3 products reviewed

Annual multi-trip insurance

1 product reviewed

British Airways

Annual Multirisk Travel Protection Cover

Feature Value
Medical excess
£100.00
Cancelling before travel cover limit
£2,500.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£1,000.00
Emergency medical cover and repatriation cover limit
£2,500,000.00
Missed departure cover limit
£250.00
Natural disaster relocation cover No
Single trip insurance

2 products reviewed

British Airways

Trip Cancellation Insurance

Feature Value
Cancelling before travel cover limit
£2,000.00
Medical excess
N/A
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£0.00
Emergency medical cover and repatriation cover limit
£0.00
Missed departure cover limit
£0.00
Natural disaster relocation cover No
British Airways

Travel Protection Insurance

Feature Value
Cancelling before travel cover limit
£2,000.00
Medical excess
£100.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£1,000.00
Emergency medical cover and repatriation cover limit
£2,000,000.00
Missed departure cover limit
£500.00
Natural disaster relocation cover No

Our unique Customer Experience Ratings help consumers find companies that offer a good service.

Travel insurance

Ranked 23rd of 40 providers reviewed

Customer happiness score 65.97%
Customer trust score 68.2%
Complaints performance 61.95%
Transparency rating 36.37%

Fairer Finance Score

Reviewed Autumn 2026

 58.12%
Most trusted