British Airways

Founded in 1974, British Airways might be most often associated with aeroplanes and holidays, but it also offers two credit cards connected to their loyalty scheme Avios

Both cards are offered with American Express.

You receive Avios points when spending on either card, which can be used towards paying for flights with British Airways.

Their head offices are in Harmondsworth, Middlesex.


British Airways
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Gold ribbon: first place

Credit cards

Ranked 1st of 28 providers reviewed.

Customer happiness 75%
Customer trust 70.26%
Complaints performance 70.85%
Transparency rating 51.27%
Fairer Finance score
Reviewed Spring 2021
67%
Gold ribbon: first place

Travel insurance

Ranked 1st of 53 providers reviewed.

Customer happiness 75.99%
Customer trust 79.3%
Complaints performance 70.2%
Transparency rating 31.65%
Fairer Finance score
Reviewed Spring 2021
64%

Travel insurance

Annual multi-trip insurance

British Airways

Essentials

4 stars
Cancelling before travel cover limit i £4,000
Medical excess i £75
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £750
Cutting trip short cover limit i £4,000
Abandoning your trip cover limit i £4,000
Emergency medical cover and repatriation cover limit i £15,000,000
Mental health cover i
Lost or stolen cash i £100
Combined passport & travel cover limit i £500
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 31 days
4 stars
Cancelling before travel cover limit i £10,000
Medical excess i £50
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £2,000
Cutting trip short cover limit i £10,000
Abandoning your trip cover limit i £10,000
Emergency medical cover and repatriation cover limit i £15,000,000
Mental health cover i
Lost or stolen cash i £300
Combined passport & travel cover limit i £500
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 31 days

Single trip insurance

4 stars
Cancelling before travel cover limit i £10,000
Medical excess i £50
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000
Cutting trip short cover limit i £10,000
Abandoning your trip cover limit i £10,000
Emergency medical cover and repatriation cover limit i £15,000,000
Lost or stolen cash i £300
Combined passport & travel cover limit i £500
Missed departure cover limit i £1,000

British Airways

Essentials

3 stars
Cancelling before travel cover limit i £4,000
Medical excess i £75
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £750
Cutting trip short cover limit i £4,000
Abandoning your trip cover limit i £4,000
Emergency medical cover and repatriation cover limit i £15,000,000
Lost or stolen cash i £100
Combined passport & travel cover limit i £500
Missed departure cover limit i £500

Travel insurance add-on: winter sports

British Airways

Essentials

2 stars
Ski equipment owned cover limit i £750
Single owned item cover limit i £250
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £300
Avalanche closure cover limit i £200
Piste closure cover limit i £300
Ski equipment owned excess i £75
Ski equipment hired i £750
Single item limit for hired equipment i £250
Unused ski pass due to illness or injury i £300
2 stars
Ski equipment owned cover limit i £750
Single owned item cover limit i £250
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £300
Avalanche closure cover limit i £200
Piste closure cover limit i £300
Ski equipment owned excess i £50
Ski equipment hired i £750
Single item limit for hired equipment i £250
Unused ski pass due to illness or injury i £300

Travel Insurance Covid-19 Cover

British Airways

Essentials

4 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)
4 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)