British Airways

British Airways might be most often associated with aeroplanes and holidays, but it also offers two credit cards.

One card has an annual fee of £150, while the other has none. Both are backed by American Express.

You receive Avios points when spending on either card, which can be used towards paying for flights with British Airways.

If you choose the card without an annual fee, spend £1,000 in the first three months to earn yourself 5,000 bonus Avios. If you pick the card that comes with a fee, spending £3,000 in the first three months bags you 25,000 bonus Avios.

Be aware that offers like this can be withdrawn or changed, and remember that the purchase power of Avios points may be altered in the future. Check through the details carefully when applying.

British Airways
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Gold ribbon: first place

Credit cards

Ranked 9th of 34 providers reviewed.

Customer happiness 62%
Customer trust 59%
Complaints performance 75%
Transparency rating 49%
Fairer Finance score
Reviewed Spring 2019
62%

Travel insurance

Annual multi-trip insurance

British Airways

Essentials

4 stars
Medical excess i £75
Cancelling before travel i £4,000
Personal possessions & baggage - damaged, lost or stolen i £750
Max trip duration i 31 days
Emergency medical cover and repatriation i £15,000,000
Cutting trip short/curtailment i £4,000
Abandoning your trip i £4,000
Lost or stolen cash i £100
Combined passport & travel i £500
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i
4 stars
Medical excess i £50
Cancelling before travel i £10,000
Personal possessions & baggage - damaged, lost or stolen i £2,000
Max trip duration i 31 days
Emergency medical cover and repatriation i £15,000,000
Cutting trip short/curtailment i £10,000
Abandoning your trip i £10,000
Lost or stolen cash i £300
Combined passport & travel i £500
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Single trip insurance

British Airways

Essentials

4 stars
Medical excess i £75
Cancelling before travel i £4,000
Personal possessions and baggage - damaged, lost or stolen i £750
Emergency medical cover and repatriation i £15,000,000
Cutting trip short/curtailment i £4,000
Missed departure i £500
Abandoning your trip i £4,000
Lost or stolen cash i £100
Combined passport & travel i £500
4 stars
Medical excess i £50
Cancelling before travel i £10,000
Personal possessions and baggage - damaged, lost or stolen i £2,000
Emergency medical cover and repatriation i £15,000,000
Cutting trip short/curtailment i £10,000
Missed departure i £1,000
Abandoning your trip i £10,000
Lost or stolen cash i £300
Combined passport & travel i £500

Travel insurance add-ons

Winter sports add-on

British Airways

Essentials

3 stars
Ski equipment owned i £750
Single item limit for owned equipment i £250
Hiring replacement winter sports equipment i £300
Ski equipment owned excess i £75
Ski equipment hired i £750
Single item limit for hired equipment i £250
Avalanche closure i £200
Piste closure i £300
Unused ski pass due to illness or injury i £300
3 stars
Ski equipment owned i £750
Single item limit for owned equipment i £250
Hiring replacement winter sports equipment i £300
Ski equipment owned excess i £50
Ski equipment hired i £750
Single item limit for hired equipment i £250
Avalanche closure i £200
Piste closure i £300
Unused ski pass due to illness or injury i £300