Plum is an app based platform that allows users to invest and save money through the app. They currently have offices in London, England and Athens, Greece
Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.
Investing and pensions
18 products reviewed
Fund and Share Accounts (for high frequency trading)
4 products reviewed
Plum
Boost
| Feature | Value |
|---|---|
| Cost per share trade |
2 free trades per month, then 5p per trade
|
| Fund dealing charge |
£0.00
|
Plum
Plus
| Feature | Value |
|---|---|
| Cost per share trade |
2 free trades per month, then 15p per trade
|
| Fund dealing charge |
£0.00
|
Plum
Max
| Feature | Value |
|---|---|
| Cost per share trade |
£0.00
|
| Fund dealing charge |
£0.00
|
Plum
Basic
| Feature | Value |
|---|---|
| Cost per share trade |
2 free trades per month, then 50p per trade
|
| Fund dealing charge |
N/A
|
Fund and Share Accounts (for low frequency trading)
4 products reviewed
Plum
Max
| Feature | Value |
|---|---|
| Cost per share trade |
£0.00
|
| Annual investment funds platform fee |
0.15%
|
Plum
Plus
| Feature | Value |
|---|---|
| Cost per share trade |
2 free trades per month, then 15p per trade
|
| Annual investment funds platform fee |
0.45%
|
Plum
Basic
| Feature | Value |
|---|---|
| Cost per share trade |
2 free trades per month, then 50p per trade
|
| Annual investment funds platform fee |
N/A
|
Plum
Boost
| Feature | Value |
|---|---|
| Cost per share trade |
2 free trades per month, then 5p per trade
|
| Annual investment funds platform fee |
0.30%
|
Ready-made General Investment Accounts
3 products reviewed
Plum
Plum Plus
| Feature | Value |
|---|---|
| Cost (Year 1) |
£382.88
|
| Account closure fee |
£0.00
|
| Charge for transferring investments to another platform |
£25.00
|
Plum
Plum Boost
| Feature | Value |
|---|---|
| Cost (Year 1) |
£355.88
|
| Account closure fee |
£0.00
|
| Charge for transferring investments to another platform |
£25.00
|
Plum
Plum Max
| Feature | Value |
|---|---|
| Cost (Year 1) |
£349.88
|
| Account closure fee |
£0.00
|
| Charge for transferring investments to another platform |
£25.00
|
Ready-made Stocks and Shares ISAs
3 products reviewed
Plum
Plum Max
| Feature | Value |
|---|---|
| Cost (Year 1) |
£349.88
|
| Account closure fee |
£0.00
|
| Charge for transferring investments to another platform |
£25.00
|
Plum
Plum Plus
| Feature | Value |
|---|---|
| Cost (Year 1) |
£382.88
|
| Account closure fee |
£0.00
|
| Charge for transferring investments to another platform |
£25.00
|
Plum
Plum Boost
| Feature | Value |
|---|---|
| Cost (Year 1) |
£355.88
|
| Account closure fee |
£0.00
|
| Charge for transferring investments to another platform |
£25.00
|
Self-invested Personal Pensions (SIPPs)
1 product reviewed
Plum
SIPP
| Feature | Value |
|---|---|
| Annual investment funds platform fee |
£0.00
|
| Annual shares platform fee |
0.45%
|
| Cost per share trade |
£0.00
|
Stocks and Shares ISAs (self-invested)
3 products reviewed
Plum
Plus ISA
| Feature | Value |
|---|---|
| Cost per share trade |
2 free trades per month, then 15p per trade
|
| Annual Shares Platform Fee |
0.45%
|
| Annual investment funds platform fee |
N/A
|
Plum
Max ISA
| Feature | Value |
|---|---|
| Cost per share trade |
£0.00
|
| Annual Shares Platform Fee |
0.15%
|
| Annual investment funds platform fee |
N/A
|
Plum
Boost ISA
| Feature | Value |
|---|---|
| Cost per share trade |
2 free trades per month, then 5p per trade
|
| Annual Shares Platform Fee |
0.30%
|
| Annual investment funds platform fee |
N/A
|
Savings Accounts
10 products reviewed
Easy Access Accounts
4 products reviewed
- Easy Access Savings Pocket - Max
- Easy Access Savings Pocket - Boost
- Easy Access Savings Pocket - Plus
- Easy Access Savings Pocket - Basic
Plum
Easy Access Savings Pocket - Max
| Feature | Value |
|---|---|
| Interest Rate (AER) |
3.65%
|
| Balance Tiers |
4.52% from £1, 3.65% from £20,001.
|
| Minimum Opening Balance |
£1.00
|
| Withdrawal Penalty |
N/A
|
| Part of FSCS | Yes |
| Bonus Rate |
N/A
|
Plum
Easy Access Savings Pocket - Boost
| Feature | Value |
|---|---|
| Interest Rate (AER) |
3.25%
|
| Balance Tiers |
3.25% from £1
|
| Minimum Opening Balance |
£1.00
|
| Withdrawal Penalty |
N/A
|
| Part of FSCS | Yes |
| Bonus Rate |
N/A
|
Plum
Easy Access Savings Pocket - Plus
| Feature | Value |
|---|---|
| Interest Rate (AER) |
3.1%
|
| Balance Tiers |
3.1% from £0
|
| Minimum Opening Balance |
£0.00
|
| Withdrawal Penalty |
N/A
|
| Part of FSCS | Yes |
| Bonus Rate |
N/A
|
Plum
Easy Access Savings Pocket - Basic
| Feature | Value |
|---|---|
| Interest Rate (AER) |
3.05%
|
| Balance Tiers |
3.05% from £1
|
| Minimum Opening Balance |
£1.00
|
| Withdrawal Penalty |
N/A
|
| Part of FSCS | Yes |
| Bonus Rate |
N/A
|
Easy Access Accounts (Less than £3000)
3 products reviewed
- Easy Access Savings Pocket - Max
- Easy Access Savings Pocket - Basic
- Easy Access Savings Pocket - Boost
Plum
Easy Access Savings Pocket - Max
| Feature | Value |
|---|---|
| Interest Rate (AER) |
3.65%
|
| Balance Tiers |
4.52% from £1, 3.65% from £20,001.
|
| Part of FSCS |
TRUE
|
| Minimum Opening Balance |
£1.00
|
| Additional Opening Criteria |
N/A
|
| Average Interest Rate (AER) |
4.1%
|
| Bonus Rate |
N/A
|
| Average Interest Rate (AER) 12-months |
4.5%
|
Plum
Easy Access Savings Pocket - Basic
| Feature | Value |
|---|---|
| Interest Rate (AER) |
3.05%
|
| Balance Tiers |
3.05% from £1
|
| Part of FSCS |
TRUE
|
| Minimum Opening Balance |
£1.00
|
| Additional Opening Criteria |
N/A
|
| Average Interest Rate (AER) |
3.36%
|
| Bonus Rate |
N/A
|
| Average Interest Rate (AER) 12-months |
3.61%
|
Plum
Easy Access Savings Pocket - Boost
| Feature | Value |
|---|---|
| Interest Rate (AER) |
3.25%
|
| Balance Tiers |
3.25% from £1
|
| Part of FSCS |
TRUE
|
| Minimum Opening Balance |
£1.00
|
| Additional Opening Criteria |
N/A
|
| Average Interest Rate (AER) |
3.59%
|
| Bonus Rate |
N/A
|
| Average Interest Rate (AER) 12-months |
3.98%
|
Easy Access Accounts (£3000 or more)
3 products reviewed
- Easy Access Savings Pocket - Max
- Easy Access Savings Pocket - Basic
- Easy Access Savings Pocket - Boost
Plum
Easy Access Savings Pocket - Max
| Feature | Value |
|---|---|
| Interest Rate (AER) |
3.65%
|
| Balance Tiers |
4.52% from £1, 3.65% from £20,001.
|
| Part of FSCS |
TRUE
|
| Minimum Opening Balance |
£1.00
|
| Additional Opening Criteria |
N/A
|
| Average Interest Rate (AER) |
4.1%
|
| Bonus Rate |
N/A
|
| Average Interest Rate (AER) 12-months |
4.5%
|
Plum
Easy Access Savings Pocket - Basic
| Feature | Value |
|---|---|
| Interest Rate (AER) |
3.05%
|
| Balance Tiers |
3.05% from £1
|
| Part of FSCS |
TRUE
|
| Minimum Opening Balance |
£1.00
|
| Additional Opening Criteria |
N/A
|
| Average Interest Rate (AER) |
3.36%
|
| Bonus Rate |
N/A
|
| Average Interest Rate (AER) 12-months |
3.61%
|
Plum
Easy Access Savings Pocket - Boost
| Feature | Value |
|---|---|
| Interest Rate (AER) |
3.25%
|
| Balance Tiers |
3.25% from £1
|
| Part of FSCS |
TRUE
|
| Minimum Opening Balance |
£1.00
|
| Additional Opening Criteria |
N/A
|
| Average Interest Rate (AER) |
3.59%
|
| Bonus Rate |
N/A
|
| Average Interest Rate (AER) 12-months |
3.98%
|
Savings Accounts (ISAs)
1 product reviewed
Easy Access ISAs
1 product reviewed
Plum
Plum Cash ISA
| Feature | Value |
|---|---|
| Interest Rate (AER) |
4.66%
|
| Minimum Opening Balance |
£1.00
|
| Part of FSCS | Yes |
| Withdrawal Penalty |
Lower rate paid if more than 4 withdrawals per annum.
|
Our unique Customer Experience Ratings help consumers find companies that offer a good service.
Savings Accounts
Ranked 44th of 55 providers reviewed
| Customer happiness score | 67.9% |
|---|---|
| Customer trust score | 58.44% |
| Complaints performance | 80.69% |
| Transparency rating | 54.94% |
|
Fairer Finance Score Reviewed Autumn 2026 |
65.49% |