All the latest insight and commentary from James Daley and the Fairer Finance team.

Blog

Misleading Marketing of 0% Balance Transfer Offers

14 September 2022

Misleading Marketing of 0% Balance Transfer Offers

Oliver Crawford

Credit cards need to be labelled clearly so that customers don’t overestimate how good their offers are.

Blog

Why isn’t there more ‘insurtech’ in travel insurance?

8 September 2022

Why isn’t there more ‘insurtech’ in travel insurance?

Gábor Csontos

The UK pet insurance sector has recently seen a boom in the number of ‘insurtech’ providers – insurers that combine tech solutions with insurance offerings – but the travel insurance sector has so far failed to see a similar influx of insurtech firms. This blog explores why.

Blog

The Case for a Key Information Document for Personal Loans

31 August 2022

The Case for a Key Information Document for Personal Loans

Iwan Doherty

The personal loans sector still has work to do when it comes to transparency. A key information document could be the answer.

Blog

How FCA regulation is affecting the funeral plan market

25 August 2022

How FCA regulation is affecting the funeral plan market

Harry Ashton

We are already seeing the impact of new regulation on the sector

Blog

FCA Consumer Duty update: firms need to have started work by October 2022

27 July 2022

FCA Consumer Duty update: firms need to have started work by October 2022

James Daley

The FCA's Consumer Duty policy statement confirms most of what was included in the December consultation. While the final implementation date has moved back, the FCA has made it clear it expects all firms to have leapt into action within the next three months.

Blog

Five things we've learned about the Consumer Duty

27 May 2022

Five things we've learned about the Consumer Duty

James Daley

There's a real variation in the level of work firms are doing to prepare for the introduction of the new Consumer Duty. Some thoughts on what we've seen over the past few months

Blog

Online and Digital Services Are Key to Success in Pet Insurance

19 May 2022

Online and Digital Services Are Key to Success in Pet Insurance

Oliver Crawford

Our research shows that for pet insurance - even more than for other insurance sectors - having a good app and website is vital to keeping customers happy.

Blog

Lloyds Banking Group Excels on Credit Card Transparency

11 May 2022

Lloyds Banking Group Excels on Credit Card Transparency

Oliver Crawford

What can credit card providers learn from the way that the Lloyds Banking Group (Halifax, Lloyds, Bank of Scotland and MBNA) presents information to customers on its websites?

Blog

How Trusted are Buy Now Pay Later Providers?

4 May 2022

How Trusted are Buy Now Pay Later Providers?

Oliver Crawford

'Buy Now Pay Later' (BNPL) has emerged in recent years as a popular form of borrowing. Do customers trust BNPL schemes more or less than established credit card providers?

Blog

Phishing, vishing or smishing?

28 February 2022

Phishing, vishing or smishing?

James Walker

Scammers are becoming smarter and leaving more and more consumers out of pocket. Rightly's James Walker looks at how to recognise different types of scams and what you can do to help protect yourself by taking control of your data.