Established in 2013, CardOneMoney is a trading name of Spectrum Payment Services, which also owns Acorn Account.

CardOneMoney was previously called CardOneBanking, changing its name in May 2019.

It offers current accounts for personal and business use.

They are based in London.

As an Authorised Payment Institution (API), CardOneMoney products are not covered by the FSCS scheme. Any money on the card is held by Wirecard Card Solutions Ltd.

Our product ratings for CardOneMoney

Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.

Bank accounts

3 products reviewed

Basic bank accounts

1 product reviewed

CardOneMoney

The CardOneMoney Account

Feature Value
Cash withdrawal fee in UK (own bank)
£1.50
Annual fee
£150.00
Part of FSCS No
Unpaid transaction fee
£0.00
Bankers draft/cheque fee
Not available
Maximum cash machine withdrawal per day
£450.00
Monthly Fee
£12.50
Digital Accounts

1 product reviewed

CardOneMoney

The CardOneMoney Account

Feature Value
Annual fee
£150.00
Part of FSCS No
App Rating
N/A
Card payment fee (£)
£0.00
Maximum cash machine withdrawal per day
£450.00
Monthly Fee
£12.50
Foreign use bank accounts

1 product reviewed

CardOneMoney

The CardOneMoney Account

Feature Value
Foreign cash withdrawal fee
2.75%
Foreign cash withdrawal additional charge
£3.00
Foreign purchases fee
2.75%
Is there a limit on free cash withdrawals?
No free cash withdrawals
Monthly Fee
£12.50

Business bank accounts

2 products reviewed

Payment Accounts (cashless)

1 product reviewed

CardOneMoney

Business Account

Feature Value
Account Fee (monthly) - first year
£12.50
Branch access? No
FSCS Protected? No
Arranged Overdraft Facilities No
Number of months free
0 months
Minimum Turnover
Not specified
Maximum Turnover
£2,000,000.00
Sole Trader Payment Accounts (cashless)

1 product reviewed

CardOneMoney

Business Account

Feature Value
Account Fee (monthly) - first year
£12.50
Branch access? No
FSCS Protected? No
Arranged Overdraft Facilities No
Number of months free
0 months
Minimum Turnover
Not specified
Maximum Turnover
£2,000,000.00