CardOneMoney

Established in 2013, CardOneMoney is a trading name of Spectrum Payment Services, which also owns Acorn Account.

CardOneMoney was previously called CardOneBanking, changing its name in May 2019.

It offers current accounts for personal and business use.

They are based in London.

As an Authorised Payment Institution (API), CardOneMoney products are not covered by the FSCS scheme. Any money on the card is held by Wirecard Card Solutions Ltd.

CardOneMoney
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Gold ribbon: first place

Bank accounts

Ranked 5th of 31 providers reviewed.

Customer happiness 65.09%
Customer trust 68.87%
Complaints performance 86.25%
Transparency rating 59.51%
Fairer Finance score
Reviewed Spring 2023
70%

Bank accounts

Basic bank accounts

CardOneMoney

The CardOneMoney Account

1 stars
Cash withdrawal fee in UK (own bank) i £1.50
Annual fee i £150.00
Part of FSCS i
Faster Payment limit i £50,000.00
Maximum cash machine withdrawal per day i £450.00
Can you use your card to pay for items overseas? i

Foreign use bank accounts

CardOneMoney

The CardOneMoney Account

1 stars
Foreign cash withdrawal fee i 2.75%
Foreign cash withdrawal additional charge i £3.00
Foreign purchases fee i 2.75%
Is there a limit on free cash withdrawals? i No free cash withdrawals