Established in 2013, CardOneMoney is a trading name of Spectrum Payment Services, which also owns Acorn Account.
CardOneMoney was previously called CardOneBanking, changing its name in May 2019.
It offers current accounts for personal and business use.
They are based in London.
As an Authorised Payment Institution (API), CardOneMoney products are not covered by the FSCS scheme. Any money on the card is held by Wirecard Card Solutions Ltd.
Our product ratings for CardOneMoney
Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.
Bank accounts
3 products reviewed
Basic bank accounts
1 product reviewed
CardOneMoney
The CardOneMoney Account
| Feature | Value |
|---|---|
| Cash withdrawal fee in UK (own bank) |
£1.50
|
| Annual fee |
£150.00
|
| Part of FSCS | No |
| Unpaid transaction fee |
£0.00
|
| Bankers draft/cheque fee |
Not available
|
| Maximum cash machine withdrawal per day |
£450.00
|
| Monthly Fee |
£12.50
|
Digital Accounts
1 product reviewed
CardOneMoney
The CardOneMoney Account
| Feature | Value |
|---|---|
| Annual fee |
£150.00
|
| Part of FSCS | No |
| App Rating |
N/A
|
| Card payment fee (£) |
£0.00
|
| Maximum cash machine withdrawal per day |
£450.00
|
| Monthly Fee |
£12.50
|
Foreign use bank accounts
1 product reviewed
CardOneMoney
The CardOneMoney Account
| Feature | Value |
|---|---|
| Foreign cash withdrawal fee |
2.75%
|
| Foreign cash withdrawal additional charge |
£3.00
|
| Foreign purchases fee |
2.75%
|
| Is there a limit on free cash withdrawals? |
No free cash withdrawals
|
| Monthly Fee |
£12.50
|
Business bank accounts
2 products reviewed
Payment Accounts (cashless)
1 product reviewed
CardOneMoney
Business Account
| Feature | Value |
|---|---|
| Account Fee (monthly) - first year |
£12.50
|
| Branch access? | No |
| FSCS Protected? | No |
| Arranged Overdraft Facilities | No |
| Number of months free |
0 months
|
| Minimum Turnover |
Not specified
|
| Maximum Turnover |
£2,000,000.00
|
Sole Trader Payment Accounts (cashless)
1 product reviewed
CardOneMoney
Business Account
| Feature | Value |
|---|---|
| Account Fee (monthly) - first year |
£12.50
|
| Branch access? | No |
| FSCS Protected? | No |
| Arranged Overdraft Facilities | No |
| Number of months free |
0 months
|
| Minimum Turnover |
Not specified
|
| Maximum Turnover |
£2,000,000.00
|