Admiral

Admiral is a UK based insurance company, set up in 1993 to specialise in Car Insurance. However, they also offer insurance policies for other vehicles, home, travel and pet, as well as financial services such as personal loans and car finance.

It is owned by the Admiral Group, a large UK insurance company based in Cardiff, Wales. The Admiral Group is listed on the London Stock Exchange and is one of the constituents of the FTSE 100.

The Admiral Group's other brands include Elephant, Bell and Diamond. It also owns the comparison site Confused.com.

Admiral
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Car insurance

Ranked 25th of 52 providers reviewed.

Customer happiness 60.62%
Customer trust 50.25%
Complaints performance 74.73%
Transparency rating 56.87%
Fairer Finance score
Reviewed Autumn 2020
61%
Gold ribbon: first place

Home insurance (building and contents)

Ranked 13th of 51 providers reviewed.

Customer happiness 58.22%
Customer trust 51.64%
Complaints performance 74.73%
Transparency rating 67.6%
Fairer Finance score
Reviewed Autumn 2020
63%
Gold ribbon: first place

Pet insurance

Ranked 6th of 28 providers reviewed.

Customer happiness 60%
Customer trust 63%
Complaints performance 71%
Transparency rating 55%
Fairer Finance score
Reviewed Autumn 2020
62%
Gold ribbon: first place

Travel insurance

Ranked 5th of 69 providers reviewed.

Customer happiness 57.89%
Customer trust 55.81%
Complaints performance 69.54%
Transparency rating 50.81%
Fairer Finance score
Reviewed Autumn 2020
59%

Car insurance

Admiral

Car Insurance (with breakdown, hire vehicle & keycare cover)

4 stars
Courtesy car for duration of repair i
Uninsured driver promise i
Cover limit for lost keys i £2,000
24hr helpline available i
New car replacement
Courtesy car provided if stolen / total loss i
Windscreen repair excess i £25
Windscreen replacement excess i £50
Cover limit for stolen keys i £2,000
Cover for replacing original audio/visual equipment i Unlimited
Repairs guarantee (years) i Lifetime

Admiral

Car Insurance

2 stars
Courtesy car for duration of repair i
Uninsured driver promise i
Cover limit for lost keys i £300
New car replacement
24hr helpline available i
Courtesy car provided if stolen / total loss i
Windscreen repair excess i £25
Windscreen replacement excess i £50
Cover limit for stolen keys i £300
Cover for replacing original audio/visual equipment i Unlimited
Repairs guarantee (years) i Lifetime

Admiral

Car Insurance (NHS&Emergency Worker)

2 stars
Courtesy car for duration of repair i
Uninsured driver promise i
Cover limit for lost keys i £300
24hr helpline available i
New car replacement
Courtesy car provided if stolen / total loss i
Windscreen repair excess i £0
Windscreen replacement excess i £0
Cover limit for stolen keys i £300
Cover for replacing original audio/visual equipment i Unlimited
Repairs guarantee (years) i Lifetime (and priority repairs)

Admiral

Multi Car

2 stars
Courtesy car for duration of repair i
Uninsured driver promise i
Cover limit for lost keys i £300
New car replacement
24hr helpline available i
Courtesy car provided if stolen / total loss i
Windscreen repair excess i £25
Windscreen replacement excess i £50
Cover limit for stolen keys i £300
Cover for replacing original audio/visual equipment i Unlimited
Repairs guarantee (years) i Lifetime

Home insurance (building and contents)

Admiral

Platinum Home Insurance

3 stars
Escape of water excess i £500
Matching sets i
Theft from outbuildings cover limit i £5,000
24hr helpline i
Alternative accommodation cover limit i £100,000
Cover for keys if lost i £1,000
Money in the home i £1,000
Replace belongings new for old i

Admiral

Gold Home Insurance

2 stars
Escape of water excess i £500
Matching sets i
Theft from outbuildings cover limit i £1,000
24hr helpline i
Alternative accommodation cover limit i £75,000
Cover for keys if lost i £750
Money in the home i £500
Replace belongings new for old i

Admiral

Standard Home Insurance

1 stars
Escape of water excess i £500
Matching sets i
Theft from outbuildings cover limit i £0
24hr helpline i
Alternative accommodation cover limit i £30,000
Cover for keys if lost i £500
Money in the home i £250
Replace belongings new for old i

Buildings insurance

Admiral

Platinum Home Insurance

3 stars
Finding & repairing a leak cover limit i £10,000
Cover for keys if lost i £1,000
Matching sets i
Alternative accommodation cover limit i £100,000
Cover for keys if stolen i £1,000
Compulsory excess i £100
Escape of water excess i £500
Property owner liability i £2,000,000
24hr helpline i

Admiral

Gold Home Insurance

1 stars
Finding & repairing a leak cover limit i £2,500
Cover for keys if lost i £750
Matching sets i
Alternative accommodation cover limit i £75,000
Cover for keys if stolen i £750
Compulsory excess i £100
Escape of water excess i £500
Property owner liability i £2,000,000
24hr helpline i

Admiral

Standard Home Insurance

1 stars
Finding & repairing a leak cover limit i £0
Cover for keys if lost i £500
Matching sets i
Alternative accommodation cover limit i £30,000
Cover for keys if stolen i £500
Compulsory excess i £100
Escape of water excess i £500
Property owner liability i £1,000,000
24hr helpline i

Contents insurance

Admiral

Platinum Home Insurance

4 stars
Theft from outbuildings cover limit i £5,000
Matching sets i
Cover for keys if lost i £1,000
Cover limit for cycles in the home i £350
Replace belongings new for old i
Alternative accommodation cover limit i £25,000
Money in the home cover limit i £1,000
Cover for keys if stolen i £1,000
24hr helpline i

Admiral

Gold Home Insurance

2 stars
Theft from outbuildings cover limit i £1,000
Matching sets i
Cover for keys if lost i £750
Cover limit for cycles in the home i £350
Replace belongings new for old i
Alternative accommodation cover limit i £15,000
Money in the home cover limit i £500
Cover for keys if stolen i £750
24hr helpline i

Admiral

Standard Home Insurance

1 stars
Theft from outbuildings cover limit i £0
Matching sets i
Cover for keys if lost i £500
Cover limit for cycles in the home i £350
Replace belongings new for old i
Alternative accommodation cover limit i £10,000
Money in the home cover limit i £250
Cover for keys if stolen i £500
24hr helpline i

Pet insurance

Cat insurance

Admiral

Premier

4 stars
If renewed, are existing conditions covered? i
Vet fees cover limit per condition i £5,000
Dental cover (if due to an accident) i £2,500
Cruciate ligament damage i £2,500
CT scans i £1,250
MRI scans i £1,250
Prescription diet (treatment of bladder stones only) i £100
Euthanasia cover limit i £5,000
Cremation i £0
Complementary treatment i £500
Age when compulsory excess rises i 6 years
Cancellation fee i £30
Amendment fee i £10
Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i £1,000

Admiral

Premier Plus

4 stars
If renewed, are existing conditions covered? i
Vet fees cover limit per condition i £10,000
Dental cover (if due to an accident) i £2,500
Cruciate ligament damage i £2,500
CT scans i £1,500
MRI scans i £1,500
Prescription diet (treatment of bladder stones only) i £250
Euthanasia cover limit i £10,000
Cremation i £0
Complementary treatment i £1,000
Age when compulsory excess rises i 6 years
Cancellation fee i £30
Amendment fee i £10
Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i £1,500

Admiral

Standard

3 stars
If renewed, are existing conditions covered? i
Vet fees cover limit per condition i £2,500
Dental cover (if due to an accident) i £2,000
Cruciate ligament damage i £2,000
CT scans i £1,000
MRI scans i £1,000
Prescription diet (treatment of bladder stones only) i £100
Euthanasia cover limit i £2,500
Cremation i £0
Complementary treatment i £400
Age when compulsory excess rises i 6 years
Cancellation fee i £30
Amendment fee i £10
Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i £1,000

Admiral

Classic

3 stars
If renewed, are existing conditions covered? i
Vet fees cover limit per condition i £2,500
Dental cover (if due to an accident) i £2,000
Cruciate ligament damage i £2,000
CT scans i £1,000
MRI scans i £1,000
Prescription diet (treatment of bladder stones only) i £100
Euthanasia cover limit i £2,500
Cremation i £0
Complementary treatment i £350
Age when compulsory excess rises i 6 years
Cancellation fee i £30
Amendment fee i £10
Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i £750

Admiral

Value

2 stars
If renewed, are existing conditions covered? i
Vet fees cover limit per condition i £2,000
Dental cover (if due to an accident) i £2,000
Cruciate ligament damage i £2,500
CT scans i £1,000
MRI scans i £1,000
Prescription diet (treatment of bladder stones only) i £100
Euthanasia cover limit i £2,000
Cremation i £0
Complementary treatment i £350
Age when compulsory excess rises i 6 years
Cancellation fee i £30
Amendment fee i £10
Does the policy offer cover if the pet dies because of an illness or accident, or if it’s lost or stolen? i £750

Dog insurance

Admiral

Premier

4 stars
If renewed, are existing conditions covered? i
Vet fees cover limit per condition i £5,000
Dental cover (if due to an accident) i £2,500
Cruciate ligament damage i £2,500
CT scans i £1,250
MRI scans i £1,250
Prescription diet (treatment of bladder stones only) i £100
Euthanasia cover limit i £5,000
Cremation i £0
Complementary treatment i £500
Age when compulsory excess rises i 6 years
Amendment fee i £10

Admiral

Premier Plus

4 stars
If renewed, are existing conditions covered? i
Vet fees cover limit per condition i £10,000
Dental cover (if due to an accident) i £2,500
Cruciate ligament damage i £2,500
CT scans i £1,500
MRI scans i £1,500
Prescription diet (treatment of bladder stones only) i £100
Euthanasia cover limit i £10,000
Cremation i £0
Complementary treatment i £1,000
Age when compulsory excess rises i 6 years
Amendment fee i £10

Admiral

Standard

3 stars
If renewed, are existing conditions covered? i
Vet fees cover limit per condition i £2,500
Dental cover (if due to an accident) i £2,000
Cruciate ligament damage i £2,000
CT scans i £1,000
MRI scans i £1,000
Prescription diet (treatment of bladder stones only) i £100
Euthanasia cover limit i £2,500
Cremation i £0
Complementary treatment i £400
Age when compulsory excess rises i 6 years
Amendment fee i £10

Admiral

Classic

3 stars
If renewed, are existing conditions covered? i
Vet fees cover limit per condition i £2,500
Dental cover (if due to an accident) i £2,000
Cruciate ligament damage i £2,000
CT scans i £1,000
MRI scans i £1,000
Prescription diet (treatment of bladder stones only) i £100
Euthanasia cover limit i £2,500
Cremation i £0
Complementary treatment i £350
Age when compulsory excess rises i 6 years
Amendment fee i £10

Admiral

Value

2 stars
If renewed, are existing conditions covered? i
Vet fees cover limit per condition i £2,000
Dental cover (if due to an accident) i £2,000
Cruciate ligament damage i £2,000
CT scans i £1,000
MRI scans i £1,000
Prescription diet (treatment of bladder stones only) i £100
Euthanasia cover limit i £2,000
Cremation i £0
Complementary treatment i £350
Age when compulsory excess rises i 6 years
Amendment fee i £10

Travel insurance

Annual multi-trip insurance

Admiral

Gold

4 stars
Medical excess i £75
Cancelling before travel cover limit i £2,500
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,500
Max trip duration i 31 days
Emergency medical cover and repatriation cover limit i £15,000,000
Cutting trip short cover limit i £2,500
Abandoning your trip cover limit i £2,500
Lost or stolen cash i £400
Combined passport & travel cover limit i £400
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Admiral

Platinum

4 stars
Medical excess i £50
Cancelling before travel cover limit i £5,000
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £2,500
Max trip duration i 31 days
Emergency medical cover and repatriation cover limit i £20,000,000
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Lost or stolen cash i £500
Combined passport & travel cover limit i £500
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Admiral

Standard

2 stars
Medical excess i £100
Cancelling before travel cover limit i £1,000
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,000
Max trip duration i 31 days
Emergency medical cover and repatriation cover limit i £10,000,000
Cutting trip short cover limit i £1,000
Abandoning your trip cover limit i £1,000
Lost or stolen cash i £300
Combined passport & travel cover limit i £300
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i

Single trip insurance

Admiral

Gold

4 stars
Medical excess i £75
Cancelling before travel cover limit i £2,500
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,500
Emergency medical cover and repatriation cover limit i £15,000,000
Cutting trip short cover limit i £2,500
Missed departure cover limit i £750
Abandoning your trip cover limit i £2,500
Lost or stolen cash i £400
Combined passport & travel cover limit i £400

Admiral

Platinum

4 stars
Medical excess i £50
Cancelling before travel cover limit i £5,000
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,500
Emergency medical cover and repatriation cover limit i £20,000,000
Cutting trip short cover limit i £5,000
Missed departure cover limit i £1,000
Abandoning your trip cover limit i £5,000
Lost or stolen cash i £500
Combined passport & travel cover limit i £500

Admiral

Standard

2 stars
Medical excess i £100
Cancelling before travel cover limit i £1,000
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,000
Emergency medical cover and repatriation cover limit i £10,000,000
Cutting trip short cover limit i £1,000
Missed departure cover limit i £500
Abandoning your trip cover limit i £1,000
Lost or stolen cash i £300
Combined passport & travel cover limit i £300

Travel insurance add-on: cruise cover

Admiral

Standard

4 stars
Missed port departure cover limit i £750
Re-joining a cruise cover limit i £500
Cabin confinement cover limit i £500
Missed port departure excess i £100
Timetable/itinerary change cover limit i £500
Unused excursions cover limit i £250

Admiral

Gold

4 stars
Missed port departure cover limit i £750
Re-joining a cruise cover limit i £500
Cabin confinement cover limit i £500
Missed port departure excess i £75
Timetable/itinerary change cover limit i £500
Unused excursions cover limit i £250

Admiral

Platinum

4 stars
Missed port departure cover limit i £750
Re-joining a cruise cover limit i £500
Cabin confinement cover limit i £500
Missed port departure excess i £50
Timetable/itinerary change cover limit i £500
Unused excursions cover limit i £250

Travel insurance add-on: winter sports

Admiral

Standard

2 stars
Ski equipment owned cover limit i £500
Single owned item cover limit i £250
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £250
Ski equipment owned excess i £100
Ski equipment hired i £500
Single item limit for hired equipment i £250
Avalanche closure cover limit i £200
Piste closure cover limit i £200
Unused ski pass due to illness or injury i £500

Admiral

Gold

2 stars
Ski equipment owned cover limit i £750
Single owned item cover limit i £250
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £250
Ski equipment owned excess i £75
Ski equipment hired i £750
Single item limit for hired equipment i £250
Avalanche closure cover limit i £200
Piste closure cover limit i £200
Unused ski pass due to illness or injury i £500

Admiral

Platinum

2 stars
Ski equipment owned cover limit i £1,000
Single owned item cover limit i £250
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £250
Ski equipment owned excess i £50
Ski equipment hired i £1,000
Single item limit for hired equipment i £250
Avalanche closure cover limit i £200
Piste closure cover limit i £200
Unused ski pass due to illness or injury i £500

Travel Insurance Covid-19 Cover

Admiral

Standard

1 stars
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Does the policy cover medical cover if you catch Covid-19?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

Admiral

Gold

1 stars
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Does the policy cover medical cover if you catch Covid-19?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

Admiral

Platinum

1 stars
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Does the policy cover medical cover if you catch Covid-19?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)