Admiral

Admiral is a UK based insurance company, set up in 1993 to specialise in Car Insurance. However, they also offer insurance policies for other vehicles, home, travel and pet, as well as financial services such as personal loans and car finance.

It is owned by the Admiral Group, a large UK insurance company based in Cardiff, Wales. The Admiral Group is listed on the London Stock Exchange and is one of the constituents of the FTSE 100.

The Admiral Group's other brands include Elephant, Bell and Diamond. It also owns the comparison site Confused.com.

Admiral
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Gold ribbon: first place

Breakdown Cover

Ranked 9th of 25 providers reviewed.

Customer happiness 57.27%
Customer trust 57.79%
Complaints performance 63.97%
Transparency rating 71.74%
Fairer Finance score
Reviewed Autumn 2022
64%

Car insurance

Ranked 31st of 52 providers reviewed.

Customer happiness 62.33%
Customer trust 54.18%
Complaints performance 76.36%
Transparency rating 67.19%
Fairer Finance score
Reviewed Autumn 2022
65%
Gold ribbon: first place

Home Emergency Cover

Ranked 14th of 24 providers reviewed.

Customer happiness 57.22%
Customer trust 57.64%
Complaints performance 70.88%
Transparency rating 64.78%
Fairer Finance score
Reviewed Autumn 2022
63%

Home insurance (building and contents)

Ranked 34th of 48 providers reviewed.

Customer happiness 59.09%
Customer trust 53.95%
Complaints performance 70.86%
Transparency rating 64.33%
Fairer Finance score
Reviewed Autumn 2022
62%

Personal loans

Ranked 22nd of 26 providers reviewed.

Customer happiness 55.16%
Customer trust 49.21%
Complaints performance 75%
Transparency rating 56.83%
Fairer Finance score
Reviewed Autumn 2022
59%
Gold ribbon: first place

Pet insurance

Ranked 8th of 31 providers reviewed.

Customer happiness 59.63%
Customer trust 61%
Complaints performance 76.38%
Transparency rating 73.04%
Fairer Finance score
Reviewed Autumn 2022
68%
Gold ribbon: first place

Travel insurance

Ranked 10th of 38 providers reviewed.

Customer happiness 53.88%
Customer trust 56.7%
Complaints performance 70.54%
Transparency rating 57.76%
Fairer Finance score
Reviewed Autumn 2022
60%

Breakdown Cover

EU Breakdown Cover

Admiral

European Cover

3 stars
Replacement Hire Car i
Roadside recovery
Pre-departure Hire Car i
Cover for re-booking i
Will they recover your car in cases of misfuelling?
Will you be recovered if you run out of fuel?
Will they provide a relief driver in instances of driver incapacitation due to injury or illness? i
Will they attend to assist with a flat battery?
Will they attend to assist with a flat tyre?
Will they attend if keys are locked in the vehicle?
Will they attend/cover if keys are lost/broken/stolen?
Available to purchase alone?
Compulsory call out excess £0.00
Cancellation window (days) 14
Pro rata refund
Number of passengers permitted for onward travel as standard i Unlimited
Emergency Overnight Accommodation i
Repatriation i
Will they drain wrong fuel and replace in cases of misfuelling? i

UK Breakdown Cover

Admiral

National Cover

5 stars
Roadside recovery
Home Start i
Nationwide recovery
Maximum call outs per year Unlimited
Replacement Hire Car i
Will they recover your car in cases of misfuelling? i
Will you be recovered if you run out of fuel?
Will they attend to assist with a flat battery? i
Will they attend to assist with a flat tyre? i
Will they attend if keys are locked in the vehicle?
Will they attend/cover if keys are lost/broken/stolen?
Compulsory call out excess £0.00
Cancellation window (days) 14
Pro rata refund
Will they drain wrong fuel and replace in cases of misfuelling? i
Number of passengers permitted for onward travel as standard in the UK i Unlimited
Emergency Overnight Accommodation i
Available to purchase alone?

Admiral

European Cover

5 stars
Roadside recovery
Home Start i
Nationwide recovery
Maximum call outs per year Unlimited
Replacement Hire Car i
Will they recover your car in cases of misfuelling? i
Will you be recovered if you run out of fuel?
Will they attend to assist with a flat battery? i
Will they attend to assist with a flat tyre? i
Will they attend if keys are locked in the vehicle?
Will they attend/cover if keys are lost/broken/stolen?
Compulsory call out excess £0.00
Cancellation window (days) 14
Pro rata refund
Will they drain wrong fuel and replace in cases of misfuelling? i
Number of passengers permitted for onward travel as standard in the UK i Unlimited
Emergency Overnight Accommodation i
Available to purchase alone?

Admiral

Roadside Assistance

2 stars
Roadside recovery
Home Start i
Nationwide recovery
Maximum call outs per year Unlimited
Replacement Hire Car i
Will they recover your car in cases of misfuelling? i
Will you be recovered if you run out of fuel?
Will they attend to assist with a flat battery? i
Will they attend to assist with a flat tyre? i
Will they attend if keys are locked in the vehicle?
Will they attend/cover if keys are lost/broken/stolen?
Compulsory call out excess £0.00
Cancellation window (days) 14
Pro rata refund
Will they drain wrong fuel and replace in cases of misfuelling? i
Number of passengers permitted for onward travel as standard in the UK i Unlimited
Emergency Overnight Accommodation i
Available to purchase alone?

Car insurance

Admiral

Platinum Car Insurance (with keycare cover and Hire Vehicle Cover)

4 stars
Cover limit for lost keys i £2,000.00
Courtesy car for duration of repair i
Uninsured driver promise i
Cover for replacing original audio/visual equipment i Unlimited
Windscreen repair excess i £25.00
Windscreen replacement excess i £115.00
Repairs guarantee (years) i Lifetime
New car replacement i
Cover limit for stolen keys i £2,000.00
24hr helpline available i
Courtesy car provided if stolen / total loss i
Vandalism i

Admiral

Car Insurance

3 stars
Cover limit for lost keys i £300.00
Courtesy car for duration of repair i
Uninsured driver promise i
Cover for replacing original audio/visual equipment i Unlimited
Windscreen repair excess i £25.00
Windscreen replacement excess i £115.00
Repairs guarantee (years) i Lifetime
New car replacement i
Cover limit for stolen keys i £300.00
24hr helpline available i
Courtesy car provided if stolen / total loss i
Vandalism i

Admiral

Gold Car Insurance

3 stars
Cover limit for lost keys i £300.00
Courtesy car for duration of repair i
Uninsured driver promise i
Cover for replacing original audio/visual equipment i Unlimited
Windscreen repair excess i £25.00
Windscreen replacement excess i £115.00
Repairs guarantee (years) i Lifetime
New car replacement i
Cover limit for stolen keys i £300.00
24hr helpline available i
Courtesy car provided if stolen / total loss i
Vandalism i

Admiral

Platinum Car Insurance

3 stars
Cover limit for lost keys i £300.00
Courtesy car for duration of repair i
Uninsured driver promise i
Cover for replacing original audio/visual equipment i Unlimited
Windscreen repair excess i £25.00
Windscreen replacement excess i £115.00
Repairs guarantee (years) i Lifetime
New car replacement i
Cover limit for stolen keys i £300.00
24hr helpline available i
Courtesy car provided if stolen / total loss i
Vandalism i

Admiral

Essential Car inusrance

2 stars
Cover limit for lost keys i £300.00
Courtesy car for duration of repair i
Uninsured driver promise i
Cover for replacing original audio/visual equipment i Unlimited
Windscreen repair excess i Windscreen repair not covered
Windscreen replacement excess i Windscreen replace not covered
Repairs guarantee (years) i Lifetime
New car replacement i
Cover limit for stolen keys i £300.00
24hr helpline available i
Courtesy car provided if stolen / total loss i
Vandalism i

Telematics Car Insurance

Admiral

LittleBox Plug & Drive

4 stars
Cover limit for lost keys i £300.00
Cover limit for Legal Liability Cover for property damage £20,000,000.00
Courtesy car for duration of repair i
Uninsured driver promise i
Self-installed or engineer-installed box? i Self install
Is device removal mandatory at the end of the contract? i Y (when asked by company)
Is there an excessive speeding restriction?
Can your insurance be cancelled due to a poor driving score?
Can premiums increase due to driving score? On renewal
Curfew i
Digital capability i
Cancellation fee (within 14 days) box installed i £75.00
Speed restrictions scenario i Pass
Cover for replacing original audio/visual equipment i Unlimited
Cancellation fee (within 14 days, box not installed) i £25.00
24hr helpline available i
New car replacement i
Cover limit for stolen keys i £300.00
Legal cover for manslaughter defence i Unlimited
Are children's car seats covered?
Cover limit for personal belongings inside car £150.00
Underwriter EUI
Storage after accident i
Vermin & insects i
Misfuelling i

Admiral

LittleBox

3 stars
Cover limit for lost keys i £300.00
Cover limit for Legal Liability Cover for property damage £20,000,000.00
Courtesy car for duration of repair i
Uninsured driver promise i
Self-installed or engineer-installed box? i Engineer install
Is device removal mandatory at the end of the contract? i
Is there an excessive speeding restriction?
Can your insurance be cancelled due to a poor driving score?
Can premiums increase due to driving score? On renewal
Curfew i
Digital capability i
Cancellation fee (within 14 days) box installed i £125.00
Speed restrictions scenario i Pass
Cover for replacing original audio/visual equipment i Unlimited
Cancellation fee (within 14 days, box not installed) i £25.00
24hr helpline available i
New car replacement i
Cover limit for stolen keys i £300.00
Legal cover for manslaughter defence i Unlimited
Are children's car seats covered?
Cover limit for personal belongings inside car £150.00
Underwriter EUI
Storage after accident i
Vermin & insects i
Misfuelling i

Home Emergency Cover

Admiral

Home Emergency Cover (Gold Home Insurance)

3 stars
Boiler Breakdown Cover i
Home Security Cover i
Cover Type i Add-On
Home Emergency Cover limit i £500.00
Minimum Excess i £0.00
Internal plumbing and drainage i
External Drainage i
Water Supply Pipe Cover i
Burst or damaged pipes i
Toilet unit i
Root damage cover i
Primary Heating System i
Temporary Emergency Heating i
Internal gas supply pipe cover i
Boiler Age Exclsuions i No Exclusion
Annual boiler service i
Age of boiler to qualify for a beyond economic repair contribution i No Exclusion
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 5 years old or less. i £0.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 6 years old or less. i £0.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 7 years old or less. i £0.00
Domestic Power supply covered? i
Lost keys Cover i Covered under the home insurance policy
Roof damage i Covered under the home emergency policy
Pest infestation cover i
Underwriter i EUI Limited
Maximum Excess i £0.00
Alternative Accommodation Cover i £250.00
24/7 Claims Helpline i
Unoccupied period i 30

Admiral

Home Emergency Cover (Home Insurance)

3 stars
Boiler Breakdown Cover i
Home Security Cover i
Cover Type i Add-On
Home Emergency Cover limit i £500.00
Minimum Excess i £0.00
Internal plumbing and drainage i
External Drainage i
Water Supply Pipe Cover i
Burst or damaged pipes i
Toilet unit i
Root damage cover i
Primary Heating System i
Temporary Emergency Heating i
Internal gas supply pipe cover i
Boiler Age Exclsuions i No Exclusion
Annual boiler service i
Age of boiler to qualify for a beyond economic repair contribution i No Exclusion
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 5 years old or less. i £0.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 6 years old or less. i £0.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 7 years old or less. i £0.00
Domestic Power supply covered? i
Lost keys Cover i Covered under the home insurance policy
Roof damage i Covered under the home emergency policy
Pest infestation cover i
Underwriter i EUI Limited
Maximum Excess i £0.00
Alternative Accommodation Cover i £250.00
24/7 Claims Helpline i
Unoccupied period i 30

Admiral

Home Emergency Cover (Platinum Home Insurance)

3 stars
Boiler Breakdown Cover i
Home Security Cover i
Cover Type i Add-On
Home Emergency Cover limit i £500.00
Minimum Excess i £0.00
Internal plumbing and drainage i
External Drainage i
Water Supply Pipe Cover i
Burst or damaged pipes i
Toilet unit i
Root damage cover i
Primary Heating System i
Temporary Emergency Heating i
Internal gas supply pipe cover i
Boiler Age Exclsuions i No Exclusion
Annual boiler service i
Age of boiler to qualify for a beyond economic repair contribution i No Exclusion
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 5 years old or less. i £0.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 6 years old or less. i £0.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 7 years old or less. i £0.00
Domestic Power supply covered? i
Lost keys Cover i Covered under the home insurance policy
Roof damage i Covered under the home emergency policy
Pest infestation cover i
Underwriter i EUI Limited
Maximum Excess i £0.00
Alternative Accommodation Cover i £250.00
24/7 Claims Helpline i
Unoccupied period i 30

Home insurance (building and contents)

Admiral

Platinum Home Insurance

3 stars
Alternative accommodation cover limit for buildings i £100,000.00
Matching sets (Contents) i
Theft from outbuildings cover limit i £5,000.00
Escape of water excess i £500.00
Alternative accommodation cover limit for contents i £100,000.00
Cycles included whilst in the home i
Cover for keys if lost or stolen (contents) i £1,000.00
Keys/locks if lost or stolen (Buildings) i £1,000.00
Money in the home i Sum Insured
Replace belongings new for old i
Trace and Access i £10,000.00
Matching sets (Buildings) i
Escape of Water (Plus Compulsory Excess) i £500.00
Compulsory excess (Contents) i £50.00
Flood excess i £250.00
Standard excess for subsidence claims £1,000.00
Liability as a tenant i £20,000.00
Liability to domestic employees i £10,000,000.00
Property owner liability i £2,000,000.00
Buildings Cover limit i Unlimited
Contents Cover limit i £150,000.00
Underwriter Admiral EUI limited
24hr helpline i
Unoccupied period i 60
Protection against inflation i
Repairs guarantee i
Amendment fee i £19.50
Cancellation fee after 14 days i £39.50
Protected No Claims Discount Option
24-hour claims helpline Home Emergency Only
Cancellation fee before 14 days £25.00
Accidental Damage - Glass and sanitary wear
Standard Accidental Damage - Underground services
Damage caused by freezing pipes
Damage from Emergency Services
Cover to break in and clear sewage pipe
Garden Protection £2,500.00
Blocked drains i
Accidental Damage Cover
Domestic heating fuel and metered water
Music, film or electronic data downloads
Documents Sum insured
Visitor's Possessions Sum insured
Out in Open Cover
Frozen Food Cover £1,000.00
Temporary freezer storage
Theft or attempted theft i
Dual Contents i
Escape of water or oil from appliances i
Escape of water or oil from heating systems i Sum Insured
Credit cards i Sum insured
Storage fees (Alternative accommodation) i
Garden plants i
Business Equipment Sum insured
Household Removals
Student's Belongings
Shopping in Transit £0.00
Cover Away from Home offered for: Electronics As Standard
Cover Away from Home offered for: Money As Standard
Cover Away from Home offered for: Jewellery As Standard
Cover Away from Home offered for: Bicycles & Other As Standard
Special events (weddings and civil ceremonies) - limit Unlimited
Special events (weddings and civil ceremonies) - days 28 days
Special events (births) - limit Unlimited
Special events (births) - days 28 days
Special events (anniversaries and birthdays) - limit Unlimited
Special events (anniversaries and birthdays) - days Not Offered
Special events (religious events) - limit Unlimited
Special events (religious events) - days 28 days
Cover for Home Emergency i Optional
Cover for legal protection/expenses i Optional
Cover for items away from home? i Optional
Personal possessions cover whilst living in a nursing home or residential care setting i £0.00
Medical Equipment Loan i £0.00
Theft from bogus officials i
Storm and flood i
Fire, smoke, explosion, lightning, or earthquake i
Malicious damage i
Civil riot or commotion i
Collisions (Including animals, trees, satellites, and moving vehicles) i
Snow depth (cm) i 30 cm in 24 hours
Rainfall (mm) i 25 mm per hour
Windspeed (mph) i 55 mph

Admiral

Gold Home Insurance

2 stars
Alternative accommodation cover limit for buildings i £75,000.00
Matching sets (Contents) i
Theft from outbuildings cover limit i £1,500.00
Escape of water excess i £500.00
Alternative accommodation cover limit for contents i £75,000.00
Cycles included whilst in the home i
Cover for keys if lost or stolen (contents) i £750.00
Keys/locks if lost or stolen (Buildings) i £750.00
Money in the home i Sum Insured
Replace belongings new for old i
Trace and Access i £5,000.00
Matching sets (Buildings) i
Escape of Water (Plus Compulsory Excess) i £500.00
Compulsory excess (Contents) i £75.00
Flood excess i £250.00
Standard excess for subsidence claims £1,000.00
Liability as a tenant i £10,000.00
Liability to domestic employees i £5,000,000.00
Property owner liability i £2,000,000.00
Buildings Cover limit i Unlimited
Contents Cover limit i £75,000.00
Underwriter Admiral EUI limited
24hr helpline i
Unoccupied period i 45
Protection against inflation i
Repairs guarantee i
Amendment fee i £19.50
Cancellation fee after 14 days i £39.50
Protected No Claims Discount Option
24-hour claims helpline Home Emergency Only
Cancellation fee before 14 days £25.00
Accidental Damage - Glass and sanitary wear
Standard Accidental Damage - Underground services
Damage caused by freezing pipes
Damage from Emergency Services
Cover to break in and clear sewage pipe
Garden Protection £1,000.00
Blocked drains i
Accidental Damage Cover
Domestic heating fuel and metered water
Music, film or electronic data downloads
Documents Sum insured
Visitor's Possessions Sum insured
Out in Open Cover
Frozen Food Cover £500.00
Temporary freezer storage
Theft or attempted theft i
Dual Contents i
Escape of water or oil from appliances i
Escape of water or oil from heating systems i Sum Insured
Credit cards i Sum insured
Storage fees (Alternative accommodation) i
Garden plants i
Business Equipment Sum insured
Household Removals
Student's Belongings
Shopping in Transit £0.00
Cover Away from Home offered for: Electronics As Standard
Cover Away from Home offered for: Money Optional
Cover Away from Home offered for: Jewellery As Standard
Cover Away from Home offered for: Bicycles & Other As Standard
Special events (weddings and civil ceremonies) - limit Unlimited
Special events (weddings and civil ceremonies) - days 28 days
Special events (births) - limit Unlimited
Special events (births) - days 28 days
Special events (anniversaries and birthdays) - limit Unlimited
Special events (anniversaries and birthdays) - days Not Offered
Special events (religious events) - limit Unlimited
Special events (religious events) - days 28 days
Cover for Home Emergency i Optional
Cover for legal protection/expenses i Optional
Cover for items away from home? i Optional
Personal possessions cover whilst living in a nursing home or residential care setting i £0.00
Medical Equipment Loan i £0.00
Theft from bogus officials i
Storm and flood i
Fire, smoke, explosion, lightning, or earthquake i
Malicious damage i
Civil riot or commotion i
Collisions (Including animals, trees, satellites, and moving vehicles) i
Snow depth (cm) i 30 cm in 24 hours
Rainfall (mm) i 25 mm per hour
Windspeed (mph) i 55 mph

Admiral

Standard Home Insurance

1 stars
Alternative accommodation cover limit for buildings i £30,000.00
Matching sets (Contents) i
Theft from outbuildings cover limit i £0.00
Escape of water excess i £500.00
Alternative accommodation cover limit for contents i £30,000.00
Cycles included whilst in the home i
Cover for keys if lost or stolen (contents) i £500.00
Keys/locks if lost or stolen (Buildings) i £500.00
Money in the home i Sum Insured
Replace belongings new for old i
Trace and Access i £0.00
Matching sets (Buildings) i
Escape of Water (Plus Compulsory Excess) i £500.00
Compulsory excess (Contents) i £100.00
Flood excess i £250.00
Standard excess for subsidence claims £1,000.00
Liability as a tenant i £5,000.00
Liability to domestic employees i £0.00
Property owner liability i £1,000,000.00
Buildings Cover limit i Unlimited
Contents Cover limit i £75,000.00
Underwriter Admiral EUI limited
24hr helpline i
Unoccupied period i 30
Protection against inflation i
Repairs guarantee i
Amendment fee i £19.50
Cancellation fee after 14 days i £39.50
Protected No Claims Discount Option
24-hour claims helpline Home Emergency Only
Cancellation fee before 14 days £25.00
Accidental Damage - Glass and sanitary wear
Standard Accidental Damage - Underground services
Damage caused by freezing pipes
Damage from Emergency Services
Cover to break in and clear sewage pipe
Garden Protection £500.00
Blocked drains i
Accidental Damage Cover
Domestic heating fuel and metered water
Music, film or electronic data downloads
Documents Sum insured
Visitor's Possessions £0.00
Out in Open Cover
Frozen Food Cover £250.00
Temporary freezer storage
Theft or attempted theft i
Dual Contents i
Escape of water or oil from appliances i
Escape of water or oil from heating systems i Sum Insured
Credit cards i Sum insured
Storage fees (Alternative accommodation) i
Garden plants i
Business Equipment Sum insured
Household Removals
Student's Belongings
Shopping in Transit £0.00
Cover Away from Home offered for: Electronics As Standard
Cover Away from Home offered for: Money Optional
Cover Away from Home offered for: Jewellery As Standard
Cover Away from Home offered for: Bicycles & Other As Standard
Special events (weddings and civil ceremonies) - limit Not Offered
Special events (weddings and civil ceremonies) - days Not Offered
Special events (births) - limit Not Offered
Special events (births) - days Not Offered
Special events (anniversaries and birthdays) - limit Not Offered
Special events (anniversaries and birthdays) - days Not Offered
Special events (religious events) - limit Not Offered
Special events (religious events) - days Not Offered
Cover for Home Emergency i Optional
Cover for legal protection/expenses i Optional
Cover for items away from home? i Optional
Personal possessions cover whilst living in a nursing home or residential care setting i £0.00
Medical Equipment Loan i £0.00
Theft from bogus officials i
Storm and flood i
Fire, smoke, explosion, lightning, or earthquake i
Malicious damage i
Civil riot or commotion i
Collisions (Including animals, trees, satellites, and moving vehicles) i
Snow depth (cm) i 30 cm in 24 hours
Rainfall (mm) i 25 mm per hour
Windspeed (mph) i 55 mph

Buildings insurance

Admiral

Platinum Home Insurance

2 stars
Trace and Access i £10,000.00
Keys/locks if lost or stolen (Buildings) i £1,000.00
Matching sets/suites (Buildings) i
Alternative accommodation cover limit for buildings i £100,000.00
Blocked drains i
Cover for fire, smoke, explosion, lightning, or earthquake i
Cover for collision and falling objects (including trees, animals, satellite, vehicle) i
Civil riot or commotion i
Cover for malicious damage
Theft of attempted theft Sum Insured
Cover for storm and flood
Snow depth (cm) i 30 cm in 24 hours
Rainfall (mm) i 25 mm per hour
Windspeed (mph) i 55 mph
Escape of Water (Plus Compulsory Excess) i £500.00
Buildings Compulsory Excess i £100.00
Escape of water excess i £500.00
Flood excess i £250.00
Unoccupied period i 60
24hr helpline i
Repairs Guarentee i
Cancellation fee after 14 days i £39.50
Amendment fee i £19.50
Property owner liability i £2,000,000.00

Admiral

Gold Home Insurance

1 stars
Trace and Access i £5,000.00
Keys/locks if lost or stolen (Buildings) i £750.00
Matching sets/suites (Buildings) i
Alternative accommodation cover limit for buildings i £75,000.00
Blocked drains i
Cover for fire, smoke, explosion, lightning, or earthquake i
Cover for collision and falling objects (including trees, animals, satellite, vehicle) i
Civil riot or commotion i
Cover for malicious damage
Theft of attempted theft Sum Insured
Cover for storm and flood
Snow depth (cm) i 30 cm in 24 hours
Rainfall (mm) i 25 mm per hour
Windspeed (mph) i 55 mph
Escape of Water (Plus Compulsory Excess) i £500.00
Buildings Compulsory Excess i £100.00
Escape of water excess i £500.00
Flood excess i £250.00
Unoccupied period i 45
24hr helpline i
Repairs Guarentee i
Cancellation fee after 14 days i £39.50
Amendment fee i £19.50
Property owner liability i £2,000,000.00

Admiral

Standard Home Insurance

1 stars
Trace and Access i £0.00
Keys/locks if lost or stolen (Buildings) i £500.00
Matching sets/suites (Buildings) i
Alternative accommodation cover limit for buildings i £30,000.00
Blocked drains i
Cover for fire, smoke, explosion, lightning, or earthquake i
Cover for collision and falling objects (including trees, animals, satellite, vehicle) i
Civil riot or commotion i
Cover for malicious damage
Theft of attempted theft Sum Insured
Cover for storm and flood
Snow depth (cm) i 30 cm in 24 hours
Rainfall (mm) i 25 mm per hour
Windspeed (mph) i 55 mph
Escape of Water (Plus Compulsory Excess) i £500.00
Buildings Compulsory Excess i £100.00
Escape of water excess i £500.00
Flood excess i £250.00
Unoccupied period i 30
24hr helpline i
Repairs Guarentee i
Cancellation fee after 14 days i £39.50
Amendment fee i £19.50
Property owner liability i £1,000,000.00

Contents insurance

Admiral

Platinum Home Insurance

4 stars
Matching sets (Contents) i
Cover for keys if lost or stolen (contents) i £1,000.00
Theft from outbuildings cover limit i £5,000.00
Cycles included whilst in the home i
Replace belongings new for old i
Money in the home i Sum Insured
Alternative accommodation cover limit for contents i £100,000.00
24hr helpline i

Admiral

Gold Home Insurance

2 stars
Matching sets (Contents) i
Cover for keys if lost or stolen (contents) i £750.00
Theft from outbuildings cover limit i £1,500.00
Cycles included whilst in the home i
Replace belongings new for old i
Money in the home i Sum Insured
Alternative accommodation cover limit for contents i £75,000.00
24hr helpline i

Admiral

Standard Home Insurance

2 stars
Matching sets (Contents) i
Cover for keys if lost or stolen (contents) i £500.00
Theft from outbuildings cover limit i £0.00
Cycles included whilst in the home i
Replace belongings new for old i
Money in the home i Sum Insured
Alternative accommodation cover limit for contents i £30,000.00
24hr helpline i

Pet insurance

Cat insurance

Admiral

Lifetime Silver

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £4,000.00
Medical excess i £99.00
Annual policy limit i £4,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £4,000.00
Cruciate ligament damage i £4,000.00
CT scans i £4,000.00
MRI scans i £4,000.00
Prescription diet (treatment of bladder stones only) i £100.00
Complementary treatment i £500.00
Boarding fees limit i £750.00
Death benefit (illness) i £2,000.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Holiday cancellation i £1,500.00
Holiday cover i £4,000.00
Quarantine costs cover i £0.00
Loss of PETS passport or other travel documents i £0.00
Emergency expenses abroad i £0.00
Maximum number of days abroad i 30 days
Age when compulsory excess rises i 6 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Admiral

Lifetime Gold

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £5,000.00
Medical excess i £99.00
Annual policy limit i £5,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £5,000.00
Cruciate ligament damage i £5,000.00
CT scans i £5,000.00
MRI scans i £5,000.00
Prescription diet (treatment of bladder stones only) i £100.00
Complementary treatment i £500.00
Boarding fees limit i £750.00
Death benefit (illness) i £2,000.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Holiday cancellation i £1,500.00
Holiday cover i £5,000.00
Quarantine costs cover i £0.00
Loss of PETS passport or other travel documents i £0.00
Emergency expenses abroad i £0.00
Maximum number of days abroad i 30 days
Age when compulsory excess rises i 6 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Admiral

Lifetime Platinum

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £10,000.00
Medical excess i £99.00
Annual policy limit i £10,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £10,000.00
Cruciate ligament damage i £10,000.00
CT scans i £10,000.00
MRI scans i £10,000.00
Prescription diet (treatment of bladder stones only) i £100.00
Complementary treatment i £500.00
Boarding fees limit i £1,500.00
Death benefit (illness) i £3,000.00
Euthanasia cover limit i £200.00
Cremation i £200.00
Holiday cancellation i £2,000.00
Holiday cover i £10,000.00
Quarantine costs cover i £0.00
Loss of PETS passport or other travel documents i £0.00
Emergency expenses abroad i £0.00
Maximum number of days abroad i 30 days
Age when compulsory excess rises i 6 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Admiral

Lifetime Blue

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £2,000.00
Medical excess i £99.00
Annual policy limit i £2,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £2,000.00
Cruciate ligament damage i £2,000.00
CT scans i £2,000.00
MRI scans i £2,000.00
Prescription diet (treatment of bladder stones only) i £100.00
Complementary treatment i £500.00
Boarding fees limit i £750.00
Death benefit (illness) i £1,500.00
Euthanasia cover limit i £100.00
Cremation i £100.00
Holiday cancellation i £1,000.00
Holiday cover i £2,000.00
Quarantine costs cover i £0.00
Loss of PETS passport or other travel documents i £0.00
Emergency expenses abroad i £0.00
Maximum number of days abroad i 30 days
Age when compulsory excess rises i 6 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Admiral

Lifetime Classic

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £2,500.00
Medical excess i £99.00
Annual policy limit i £2,500.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £2,500.00
Cruciate ligament damage i £2,500.00
CT scans i £2,500.00
MRI scans i £2,500.00
Prescription diet (treatment of bladder stones only) i £100.00
Complementary treatment i £500.00
Boarding fees limit i £750.00
Death benefit (illness) i £1,500.00
Euthanasia cover limit i £100.00
Cremation i £100.00
Holiday cancellation i £1,000.00
Holiday cover i £2,500.00
Quarantine costs cover i £0.00
Loss of PETS passport or other travel documents i £0.00
Emergency expenses abroad i £0.00
Maximum number of days abroad i 30 days
Age when compulsory excess rises i 6 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Admiral

12 month Extra

3 stars
Type of cover i Time-limited
Medical cover limit i £4,000.00
Medical excess i £99.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i £4,000.00
Dental cover (if due to an accident) i £4,000.00
Cruciate ligament damage i £4,000.00
CT scans i £4,000.00
MRI scans i £4,000.00
Prescription diet (treatment of bladder stones only) i £100.00
Complementary treatment i £500.00
Boarding fees limit i £750.00
Death benefit (illness) i £1,500.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Holiday cancellation i £1,500.00
Holiday cover i £4,000.00
Quarantine costs cover i £0.00
Loss of PETS passport or other travel documents i £0.00
Emergency expenses abroad i £0.00
Maximum number of days abroad i 30 days
Age when compulsory excess rises i 6 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Admiral

12 month Essential

2 stars
Type of cover i Time-limited
Medical cover limit i £2,000.00
Medical excess i £99.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i £2,000.00
Dental cover (if due to an accident) i £2,000.00
Cruciate ligament damage i £2,000.00
CT scans i £2,000.00
MRI scans i £2,000.00
Prescription diet (treatment of bladder stones only) i £100.00
Complementary treatment i £500.00
Boarding fees limit i £750.00
Death benefit (illness) i £1,000.00
Euthanasia cover limit i £100.00
Cremation i £100.00
Holiday cancellation i £1,000.00
Holiday cover i £2,000.00
Quarantine costs cover i £0.00
Loss of PETS passport or other travel documents i £0.00
Emergency expenses abroad i £0.00
Maximum number of days abroad i 30 days
Age when compulsory excess rises i 6 years
Cancellation fee i £0.00
Amendment fee i £0.00
If renewed, are existing conditions covered? i

Dog insurance

Admiral

Lifetime Silver

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £4,000.00
Medical excess i £99.00
Annual policy limit i £4,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £4,000.00
Cruciate ligament damage i £4,000.00
CT scans i £4,000.00
MRI scans i £4,000.00
Prescription diet (treatment of bladder stones only) i £100.00
Complementary treatment i £500.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Age when compulsory excess rises i 6 years
Amendment fee i £0.00
Holiday cancellation i £1,500.00
Holiday cover i £4,000.00
If renewed, are existing conditions covered? i

Admiral

Lifetime Gold

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £5,000.00
Medical excess i £99.00
Annual policy limit i £5,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £5,000.00
Cruciate ligament damage i £5,000.00
CT scans i £5,000.00
MRI scans i £5,000.00
Prescription diet (treatment of bladder stones only) i £100.00
Complementary treatment i £500.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Age when compulsory excess rises i 6 years
Amendment fee i £0.00
Holiday cancellation i £1,500.00
Holiday cover i £5,000.00
If renewed, are existing conditions covered? i

Admiral

Lifetime Platinum

4 stars
Type of cover i Lifetime, annual
Medical cover limit i £10,000.00
Medical excess i £99.00
Annual policy limit i £10,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £10,000.00
Cruciate ligament damage i £10,000.00
CT scans i £10,000.00
MRI scans i £10,000.00
Prescription diet (treatment of bladder stones only) i £100.00
Complementary treatment i £500.00
Euthanasia cover limit i £200.00
Cremation i £200.00
Age when compulsory excess rises i 6 years
Amendment fee i £0.00
Holiday cancellation i £2,000.00
Holiday cover i £10,000.00
If renewed, are existing conditions covered? i

Admiral

Lifetime Classic

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £2,500.00
Medical excess i £99.00
Annual policy limit i £2,500.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £2,500.00
Cruciate ligament damage i £2,500.00
CT scans i £2,500.00
MRI scans i £2,500.00
Prescription diet (treatment of bladder stones only) i £100.00
Complementary treatment i £500.00
Euthanasia cover limit i £100.00
Cremation i £100.00
Age when compulsory excess rises i 6 years
Amendment fee i £0.00
Holiday cancellation i £1,000.00
Holiday cover i £2,500.00
If renewed, are existing conditions covered? i

Admiral

12 month Extra

3 stars
Type of cover i Time-limited
Medical cover limit i £4,000.00
Medical excess i £99.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i 4,000
Dental cover (if due to an accident) i £4,000.00
Cruciate ligament damage i £4,000.00
CT scans i £4,000.00
MRI scans i £4,000.00
Prescription diet (treatment of bladder stones only) i £100.00
Complementary treatment i £500.00
Euthanasia cover limit i £150.00
Cremation i £150.00
Age when compulsory excess rises i 6 years
Amendment fee i £0.00
Holiday cancellation i £1,500.00
Holiday cover i £4,000.00
If renewed, are existing conditions covered? i

Admiral

Lifetime Blue

2 stars
Type of cover i Lifetime, annual
Medical cover limit i £2,000.00
Medical excess i £99.00
Annual policy limit i £2,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £2,000.00
Cruciate ligament damage i £2,000.00
CT scans i £2,000.00
MRI scans i £2,000.00
Prescription diet (treatment of bladder stones only) i £100.00
Complementary treatment i £500.00
Euthanasia cover limit i £100.00
Cremation i £100.00
Age when compulsory excess rises i 6 years
Amendment fee i £0.00
Holiday cancellation i £1,000.00
Holiday cover i £2,000.00
If renewed, are existing conditions covered? i

Admiral

12 month Essential

2 stars
Type of cover i Time-limited
Medical cover limit i £2,000.00
Medical excess i £99.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i 2,000
Dental cover (if due to an accident) i £2,000.00
Cruciate ligament damage i £2,000.00
CT scans i £2,000.00
MRI scans i £2,000.00
Prescription diet (treatment of bladder stones only) i £100.00
Complementary treatment i £500.00
Euthanasia cover limit i £100.00
Cremation i £100.00
Age when compulsory excess rises i 6 years
Amendment fee i £0.00
Holiday cancellation i £1,000.00
Holiday cover i £2,000.00
If renewed, are existing conditions covered? i

Travel insurance

Annual multi-trip insurance

Admiral

Gold

4 stars
Medical excess i £75.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,500.00
Cancelling before travel cover limit i £2,500.00
Emergency medical cover and repatriation cover limit i £15,000,000.00
Mental health cover i
Personal money i £400.00
Combined passport & travel cover limit i £400.00
Cutting trip short cover limit i £2,500.00
Abandoning your trip cover limit i £2,500.00
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 31 days

Admiral

Platinum

4 stars
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £2,500.00
Cancelling before travel cover limit i £5,000.00
Emergency medical cover and repatriation cover limit i £20,000,000.00
Mental health cover i
Personal money i £500.00
Combined passport & travel cover limit i £500.00
Cutting trip short cover limit i £5,000.00
Abandoning your trip cover limit i £5,000.00
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 31 days

Admiral

Standard

2 stars
Medical excess i £100.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,000.00
Cancelling before travel cover limit i £1,500.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Personal money i £300.00
Combined passport & travel cover limit i £300.00
Cutting trip short cover limit i £1,500.00
Abandoning your trip cover limit i £1,000.00
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 31 days

Single trip insurance

Admiral

Gold

4 stars
Cancelling before travel cover limit i £2,500.00
Medical excess i £75.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,500.00
Cutting trip short cover limit i £2,500.00
Missed departure cover limit i £750.00
Abandoning your trip cover limit i £2,500.00
Emergency medical cover and repatriation cover limit i £15,000,000.00
Personal money i £400.00
Combined passport & travel cover limit i £400.00

Admiral

Platinum

4 stars
Cancelling before travel cover limit i £5,000.00
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,500.00
Cutting trip short cover limit i £5,000.00
Missed departure cover limit i £1,000.00
Abandoning your trip cover limit i £5,000.00
Emergency medical cover and repatriation cover limit i £20,000,000.00
Personal money i £500.00
Combined passport & travel cover limit i £500.00

Admiral

Standard

3 stars
Cancelling before travel cover limit i £1,500.00
Medical excess i £100.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,000.00
Cutting trip short cover limit i £1,500.00
Missed departure cover limit i £500.00
Abandoning your trip cover limit i £1,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Personal money i £300.00
Combined passport & travel cover limit i £300.00

Travel insurance add-on: cruise cover

Admiral

Standard

4 stars
Missed port departure cover limit i £750.00
Re-joining a cruise cover limit i £500.00
Cabin confinement cover limit i £500.00
Missed port departure excess i £50.00
Timetable/itinerary change cover limit i £500.00
Unused excursions cover limit i £250.00

Admiral

Gold

4 stars
Missed port departure cover limit i £750.00
Re-joining a cruise cover limit i £500.00
Cabin confinement cover limit i £500.00
Missed port departure excess i £75.00
Timetable/itinerary change cover limit i £500.00
Unused excursions cover limit i £250.00

Admiral

Platinum

4 stars
Missed port departure cover limit i £750.00
Re-joining a cruise cover limit i £500.00
Cabin confinement cover limit i £500.00
Missed port departure excess i £50.00
Timetable/itinerary change cover limit i £500.00
Unused excursions cover limit i £250.00

Travel insurance add-on: winter sports

Admiral

Gold

3 stars
Ski equipment owned cover limit i £750.00
Single owned item cover limit i £750.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £750.00
Avalanche closure cover limit i £200.00
Piste closure cover limit i £200.00
Ski equipment owned excess i £75.00
Ski equipment hired i £500.00
Single item limit for hired equipment i £250.00
Unused ski pass due to illness or injury i £500.00

Admiral

Platinum

3 stars
Ski equipment owned cover limit i £1,000.00
Single owned item cover limit i £1,000.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £1,000.00
Avalanche closure cover limit i £200.00
Piste closure cover limit i £200.00
Ski equipment owned excess i £50.00
Ski equipment hired i £500.00
Single item limit for hired equipment i £250.00
Unused ski pass due to illness or injury i £500.00

Admiral

Standard

2 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £500.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £500.00
Avalanche closure cover limit i £200.00
Piste closure cover limit i £200.00
Ski equipment owned excess i £100.00
Ski equipment hired i £500.00
Single item limit for hired equipment i £250.00
Unused ski pass due to illness or injury i £500.00