umbrl

umbrl aim to offer simple flexible home insurance policies.

Our product ratings for umbrl

Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.

Home emergency cover

1 product reviewed

Boiler Breakdown Cover

1 product reviewed

umbrl

Home Emergency

Feature Value
Minimum excess
£0.00
Premium (minimum excess applied)
£3.08
No claims period (Boiler)
0.00
Boiler repair cover limit
£1,000.00
No claims period
0.00 days
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 6 years old or less.
£0.00
Getting access and reinstatement
£0.00
Type of pricing
Static
Maximum excess
£0.00
Premium (maximum excess applied)
£3.08
Underwriter
ARAG Legal Expenses Insurance Company Limited
Unoccupied period
30
Individual call out cover limit for boiler repairs
£1,000.00
Time limit
N/A
Temporary emergency heating
£0.00
Boiler age exclusions
No exclusion
No claims period for boiler replacement
0.00
Boiler replacement (BER) within 0-4 years cover limit
£0.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 5 years old or less.
£0.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 7 years old or less.
£0.00
Boiler replacement (BER) within 8-10 years cover limit
£0.00
Boiler replacement (BER) 11-15 years cover limit
£3.00
Primary flue Yes
Boiler controls
Not Mentioned
Alternative accommodation cover
£300.00
Internal gas supply pipe cover Yes
Annual boiler service No
Repairs guarantee
Not Mentioned
24/7 claims helpline Yes
Primary heating system Yes
Date of price collection
N/A
Plumbing & drainage cover Yes
Electrical breakdown Yes
Pest Yes
Security Yes

Home insurance (building and contents)

7 products reviewed

Buildings insurance

3 products reviewed

umbrl

Max

Feature Value
Escape of water excess for buildings
£500.00
Matching sets (Buildings) Yes
Frozen pipes Yes
Trace and access
£10,000.00
Underground pipes, cables and tanks
Covered as standard
umbrl

Flex Plus

Feature Value
Escape of water excess for buildings
£500.00
Matching sets (Buildings) No
Frozen pipes Yes
Trace and access
£5,000.00
Underground pipes, cables and tanks
Optional
umbrl

Flex

Feature Value
Escape of water excess for buildings
£500.00
Matching sets (Buildings) No
Frozen pipes Yes
Trace and access
£1,000.00
Underground pipes, cables and tanks
Optional
Contents insurance

3 products reviewed

umbrl

Max

Feature Value
Matching sets (contents) Yes
Theft from outbuildings
£5,000.00
Cover for items away from home
Covered as standard
Money in the home
£1,000.00
Property owner liability
£2,000,000.00
Escape of water excess (minimum)
£500.00
umbrl

Flex

Feature Value
Matching sets (contents) No
Theft from outbuildings
£250.00
Cover for items away from home
Not covered
Money in the home
£100.00
Property owner liability
£2,000,000.00
Escape of water excess (minimum)
£500.00
umbrl

Flex Plus

Feature Value
Matching sets (contents) No
Theft from outbuildings
£2,000.00
Cover for items away from home
Covered as standard
Money in the home
£750.00
Property owner liability
£2,000,000.00
Escape of water excess (minimum)
£500.00
Home Legal Cover

1 product reviewed

umbrl

Family Classic Plus

Feature Value
Limit of indemnity per claim
£50,000.00
Employment - employee Yes
Property damage Yes
Contract disputes - pursue Yes
Property disputes Yes
Standard advisors cost
£100.00
Employment - excess
£0.00
Contract disputes - defend Yes
Data protection No
Jury service - maximum indemnity limit
£50,000.00