Motability

Motability is a charity set up in 1977, based in Essex, which helps disabled people with their personal mobility.

It also provides specialist home and car insurance for people with disabilities. This insurance is provided by RSA.

Motability
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We don't currently rate Motability in our Customer Experience Ratings.

Home emergency cover

Motability

Home Emergency Assistance

2 stars
Home Security Cover i
Home Emergency Cover limit i £500.00
Internal plumbing and drainage i
Primary Heating System i
Boiler breakdown cover i
Annual boiler service i
Internal gas supply pipe cover i
Pest infestation cover i
Domestic Power supply covered? i
Cover Type i Add-On
Alternative Accommodation Cover i £500.00
Unoccupied period i 60
Claims limit i Unlimited

Home insurance (building and contents)

Motability

Home Insurance

3 stars
Theft from outbuildings i £2,000.00
Matching sets (contents) i
Alternative accommodation cover limit for buildings i £40,000.00
Protection against inflation (Buildings)
Contents cover limit i £50,000.00
Money in the home i £500.00
Visitor's possessions i £500.00
Office equipment i £5,000.00
Buildings cover limit i £400,000.00
Trace and access i £5,000.00
Keys/locks if lost or stolen (Buildings) i £750.00
Alternative accommodation cover limit for contents i £10,000.00
Cancellation fee within 14 days i £0.00
Cancellation fee after 14 days i £0.00
Contents compulsory excess i £50.00
Flood excess i £75.00
Escape of water excess (minimum) i £50.00
Property owner liability i £2,000,000.00
Liability to domestic employees i £10,000,000.00
Liability as a tenant i £10,000.00
Replace belongings new for old i

Buildings insurance

Motability

Home Insurance

3 stars
Matching sets (Buildings) i
Frozen pipes i
Escape of water excess for buildings i £50.00
Underground pipes, cables and tanks i Optional
Selling your home i
Emergency entries i
Accidental damage to drains i
Buildings compulsory excess i £50.00
Unoccupied period i 60 days
Helpline i
Cancellation fee after 14 days (buildings) i £0.00
Amendment fee (telephone) i £0.00
Property owner liability i £2,000,000.00

Contents insurance

Motability

Home Insurance

3 stars
Matching sets (contents) i
Theft from outbuildings i £2,000.00
Cover for items away from home i Optional
Property owner liability i £2,000,000.00