Our product ratings for Everywhen
Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.
Home emergency cover
1 product reviewed
Boiler Breakdown Cover
1 product reviewed
Everywhen
Emergency Home Assistance
| Feature | Value |
|---|---|
| Minimum excess |
£0.00
|
| Premium (minimum excess applied) |
£1.73
|
| No claims period (Boiler) |
2.00
|
| Boiler repair cover limit |
£500.00
|
| No claims period |
2.00 days
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 6 years old or less. |
£0.00
|
| Getting access and reinstatement |
£0.00
|
| Type of pricing |
Comes as standard with home insurance
|
| Maximum excess |
£0.00
|
| Premium (maximum excess applied) |
£1.73
|
| Underwriter |
AmTrust Europe Limited
|
| Unoccupied period |
30
|
| Individual call out cover limit for boiler repairs |
£500.00
|
| Time limit |
N/A
|
| Temporary emergency heating |
They will deliver two electrical heaters to your property
|
| Boiler age exclusions |
15.00
|
| No claims period for boiler replacement |
2.00
|
| Boiler replacement (BER) within 0-4 years cover limit |
£0.00
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 5 years old or less. |
£0.00
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 7 years old or less. |
£0.00
|
| Boiler replacement (BER) within 8-10 years cover limit |
£0.00
|
| Boiler replacement (BER) 11-15 years cover limit |
£1.00
|
| Primary flue | Yes |
| Boiler controls | No |
| Alternative accommodation cover |
£250.00
|
| Internal gas supply pipe cover | Yes |
| Annual boiler service | No |
| Repairs guarantee |
Not Mentioned
|
| 24/7 claims helpline | Yes |
| Primary heating system | Yes |
| Date of price collection |
N/A
|
| Plumbing & drainage cover | Yes |
| Electrical breakdown | Yes |
| Pest | No |
| Security | Yes |
Home insurance (building and contents)
6 products reviewed
Home Legal Cover
1 product reviewed
Everywhen
Family Legal Protection
| Feature | Value |
|---|---|
| Limit of indemnity per claim |
£50,000.00
|
| Employment - employee | Yes |
| Property damage | Yes |
| Contract disputes - pursue | Yes |
| Property disputes | Yes |
| Standard advisors cost |
£120.00
|
| Employment - excess |
£0.00
|
| Contract disputes - defend | Yes |
| Data protection | No |
| Jury service - maximum indemnity limit |
£50,000.00
|
Landlord
3 products reviewed
Everywhen
Properties (RSA)
| Feature | Value |
|---|---|
| Buildings Maximum Sum Insured |
sum insured
|
| Loss of Rent Sum Insured (Buildings) |
200% of si
|
| Contents Maximum Sum Insured |
sum insured
|
Everywhen
Property owners (NIG)
| Feature | Value |
|---|---|
| Buildings Maximum Sum Insured |
sum insured
|
| Loss of Rent Sum Insured (Buildings) |
200% of si
|
| Contents Maximum Sum Insured |
sum insured
|
Everywhen
Online Residential Property Owner(Pen)
| Feature | Value |
|---|---|
| Buildings Maximum Sum Insured |
sum insured
|
| Loss of Rent Sum Insured (Buildings) |
25% of si
|
| Contents Maximum Sum Insured |
sum insured
|
Landlord (star rating)
2 products reviewed
Everywhen
Property owners (NIG)
| Feature | Value |
|---|---|
| Buildings Maximum Sum Insured |
sum insured
|
| Loss of Rent Sum Insured (Buildings) |
200% of si
|
| Contents Maximum Sum Insured |
sum insured
|
Everywhen
Online Residential Property Owner(Pen)
| Feature | Value |
|---|---|
| Buildings Maximum Sum Insured |
sum insured
|
| Loss of Rent Sum Insured (Buildings) |
25% of si
|
| Contents Maximum Sum Insured |
sum insured
|
Travel insurance
16 products reviewed
Annual multi-trip insurance
4 products reviewed
Everywhen
Premier Plus
| Feature | Value |
|---|---|
| Medical excess |
£0.00
|
| Cancelling before travel cover limit |
£7,500.00
|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit |
£3,000.00
|
| Emergency medical cover and repatriation cover limit |
£15,000,000.00
|
| Missed departure cover limit |
£1,000.00
|
| Natural disaster relocation cover | Yes |
Everywhen
Premier
| Feature | Value |
|---|---|
| Medical excess |
£0.00
|
| Cancelling before travel cover limit |
£5,000.00
|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit |
£1,500.00
|
| Emergency medical cover and repatriation cover limit |
£10,000,000.00
|
| Missed departure cover limit |
£800.00
|
| Natural disaster relocation cover | Yes |
Everywhen
Standard
| Feature | Value |
|---|---|
| Medical excess |
£0.00
|
| Cancelling before travel cover limit |
£1,000.00
|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit |
£750.00
|
| Emergency medical cover and repatriation cover limit |
£5,000,000.00
|
| Missed departure cover limit |
£600.00
|
| Natural disaster relocation cover | Yes |
Everywhen
Economy
| Feature | Value |
|---|---|
| Medical excess |
£0.00
|
| Cancelling before travel cover limit |
£350.00
|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit |
£500.00
|
| Emergency medical cover and repatriation cover limit |
£5,000,000.00
|
| Missed departure cover limit |
£250.00
|
| Natural disaster relocation cover | Yes |
Single trip insurance
4 products reviewed
Everywhen
Premier Plus
| Feature | Value |
|---|---|
| Cancelling before travel cover limit |
£7,500.00
|
| Medical excess |
£0.00
|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit |
£3,000.00
|
| Emergency medical cover and repatriation cover limit |
£15,000,000.00
|
| Missed departure cover limit |
£1,000.00
|
| Natural disaster relocation cover | Yes |
Everywhen
Premier
| Feature | Value |
|---|---|
| Cancelling before travel cover limit |
£5,000.00
|
| Medical excess |
£0.00
|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit |
£1,500.00
|
| Emergency medical cover and repatriation cover limit |
£10,000,000.00
|
| Missed departure cover limit |
£800.00
|
| Natural disaster relocation cover | Yes |
Everywhen
Standard
| Feature | Value |
|---|---|
| Cancelling before travel cover limit |
£1,000.00
|
| Medical excess |
£0.00
|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit |
£750.00
|
| Emergency medical cover and repatriation cover limit |
£5,000,000.00
|
| Missed departure cover limit |
£600.00
|
| Natural disaster relocation cover | Yes |
Everywhen
Economy
| Feature | Value |
|---|---|
| Cancelling before travel cover limit |
£350.00
|
| Medical excess |
£0.00
|
| Personal Possessions and Baggage - damaged, lost or stolen - cover limit |
£500.00
|
| Emergency medical cover and repatriation cover limit |
£5,000,000.00
|
| Missed departure cover limit |
£250.00
|
| Natural disaster relocation cover | Yes |
Travel insurance add-on: cruise cover
4 products reviewed
Everywhen
Economy
| Feature | Value |
|---|---|
| Missed port departure cover limit |
£0.00
|
| Re-joining a cruise cover limit |
£0.00
|
| Cabin confinement cover limit |
£500.00
|
| Missed port departure excess |
N/A
|
| Timetable/itinerary change cover limit |
£50.00
|
| Unused excursions cover limit |
£25.00
|
Everywhen
Premier Plus
| Feature | Value |
|---|---|
| Missed port departure cover limit |
£0.00
|
| Re-joining a cruise cover limit |
£0.00
|
| Cabin confinement cover limit |
£500.00
|
| Missed port departure excess |
N/A
|
| Timetable/itinerary change cover limit |
£50.00
|
| Unused excursions cover limit |
£25.00
|
Everywhen
Premier
| Feature | Value |
|---|---|
| Missed port departure cover limit |
£0.00
|
| Re-joining a cruise cover limit |
£0.00
|
| Cabin confinement cover limit |
£500.00
|
| Missed port departure excess |
N/A
|
| Timetable/itinerary change cover limit |
£50.00
|
| Unused excursions cover limit |
£25.00
|
Everywhen
Standard
| Feature | Value |
|---|---|
| Missed port departure cover limit |
£0.00
|
| Re-joining a cruise cover limit |
£0.00
|
| Cabin confinement cover limit |
£500.00
|
| Missed port departure excess |
N/A
|
| Timetable/itinerary change cover limit |
£50.00
|
| Unused excursions cover limit |
£25.00
|
Travel insurance add-on: winter sports
4 products reviewed
Everywhen
Premier Plus
| Feature | Value |
|---|---|
| Ski equipment owned cover limit |
£500.00
|
| Single owned item cover limit |
£250.00
|
| Cover limit for hire of ski equipment due to loss/damage/delay to own equipment |
£250.00
|
| Ski equipment hired |
£250.00
|
| Piste closure cover limit |
£300.00
|
| Unused ski pass due to illness or injury |
£500.00
|
Everywhen
Economy
| Feature | Value |
|---|---|
| Ski equipment owned cover limit |
£500.00
|
| Single owned item cover limit |
£250.00
|
| Cover limit for hire of ski equipment due to loss/damage/delay to own equipment |
£250.00
|
| Ski equipment hired |
£250.00
|
| Piste closure cover limit |
£300.00
|
| Unused ski pass due to illness or injury |
£500.00
|
Everywhen
Standard
| Feature | Value |
|---|---|
| Ski equipment owned cover limit |
£500.00
|
| Single owned item cover limit |
£250.00
|
| Cover limit for hire of ski equipment due to loss/damage/delay to own equipment |
£250.00
|
| Ski equipment hired |
£250.00
|
| Piste closure cover limit |
£300.00
|
| Unused ski pass due to illness or injury |
£500.00
|
Everywhen
Premier
| Feature | Value |
|---|---|
| Ski equipment owned cover limit |
£500.00
|
| Single owned item cover limit |
£250.00
|
| Cover limit for hire of ski equipment due to loss/damage/delay to own equipment |
£250.00
|
| Ski equipment hired |
£250.00
|
| Piste closure cover limit |
£300.00
|
| Unused ski pass due to illness or injury |
£500.00
|