Ecclesiastical

Ecclesiastical was founded in 1887. It is a trading name of Ecclesiastical Insurance Group Plc.

It was originally established by the Church of England to provide insurance cover for its buildings. 

It provides home insurance, as well as other more niche insurance such as charity, church, and education insurance.

Their headquarters are based in Gloucester, UK.

Ecclesiastical
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Gold ribbon: first place

Home insurance (building and contents)

Ranked 1st of 48 providers reviewed.

Customer happiness 77.63%
Customer trust 80.26%
Complaints performance 86.35%
Transparency rating 86.33%
Fairer Finance score
Reviewed Spring 2023
83%

Home emergency cover

Ecclesiastical

Home Emergency

4 stars
Home Security Cover i
Home Emergency Cover limit i £1,000.00
Internal plumbing and drainage i
Primary Heating System i
Boiler breakdown cover
Annual boiler service i
Internal gas supply pipe cover i
Pest infestation cover i
Domestic Power supply covered? i
Cover Type i Add-On
Alternative Accommodation Cover i £250.00
Unoccupied period i 60
Claims limit i Unlimited

Ecclesiastical

Home Emergency (Art & Private Client)

4 stars
Home Security Cover i
Home Emergency Cover limit i £1,500.00
Internal plumbing and drainage i
Primary Heating System i
Boiler breakdown cover
Annual boiler service i
Internal gas supply pipe cover i
Pest infestation cover i
Domestic Power supply covered? i
Cover Type i Add-On
Alternative Accommodation Cover i £250.00
Unoccupied period i 60
Claims limit i Unlimited

Home insurance (building and contents)

Ecclesiastical

Home Insurance (Sum insured)

5 stars
Alternative accommodation cover limit for buildings i 20% of the sum insured
Matching sets (contents) i
Theft from outbuildings cover limit i £5,000.00
Escape of water excess i £250.00
Alternative accommodation cover limit for contents i 20% of the sum insured
Keys/locks if lost or stolen (Buildings) i £1,000.00
Money in the home i £1,000.00
Replace belongings new for old i
Trace and access i £5,000.00
Escape of water excess (Minimum) i £250.00
Contents compulsory excess i £75.00
Additional flood excess i £0.00
Liability as a tenant i 20% of the sum insured
Liability to domestic employees i £2,000,000.00
Property owner liability i £2,000,000.00
Buildings cover limit (Maximum) i £750,000.00
Contents cover limit (Maximum) i £75,000.00
Cancellation fee after 14 days i £0.00
Cancellation fee before 14 days £0.00
Visitor's possessions £2,500.00
Office equipment £10,000.00

Buildings insurance

Ecclesiastical

Home Insurance (Sum Insured)

5 stars
Matching sets (Buildings) i 50% of the cost of replacing the undamaged parts
Escape of water (plus compulsory excess) i £325.00
Buildings compulsory excess i £75.00
Escape of water excess i £250.00
Unoccupied period i 60
24hr helpline i
Cancellation fee after 14 days i £0.00
Amendment fee (telephone) i £0.00
Property owner liability i £2,000,000.00

Contents insurance

Ecclesiastical

Home Insurance (Sum Insured)

5 stars
Matching sets (contents) i
Theft from outbuildings cover limit i £5,000.00
Windspeed (mph) i Not Defined
Property owner liability i £2,000,000.00