Ageas

Ageas is a Belgian multinational insurance company co-headquartered in Brussels. The company was rebranded from 'Fortis' to 'Ageas' in 2010.

Ageas is a trading name of Ageas Retail Limited and Ageas Insurance Limited. They also own RIAS Insurance 

They offer car, home and pet insurance.

Their UK head office is in Eastleigh, and they have branches in Bournemouth, Gloucester, London, Manchester, Portsmouth and Stoke-on-Trent.

Ageas
Visit provider's website

We don't get paid for any links on our site.

Car insurance

Ranked 47th of 53 providers reviewed.

Customer happiness 55.43%
Customer trust 48.12%
Complaints performance 65.77%
Transparency rating 67.05%
Fairer Finance score
Reviewed Spring 2023
59%

Home insurance (building and contents)

Ranked 47th of 48 providers reviewed.

Customer happiness 42.97%
Customer trust 42.66%
Complaints performance 65.77%
Transparency rating 74.69%
Fairer Finance score
Reviewed Spring 2023
57%
Gold ribbon: first place

Pet insurance

Ranked 3rd of 34 providers reviewed.

Customer happiness 65.94%
Customer trust 67.39%
Complaints performance 76.28%
Transparency rating 74.78%
Fairer Finance score
Reviewed Spring 2023
71%

Travel insurance

Ranked 39th of 41 providers reviewed.

Customer happiness 39%
Customer trust 31%
Complaints performance 64.78%
Transparency rating 62.83%
Fairer Finance score
Reviewed Spring 2023
49%

Car insurance

Ageas

Car Insurance (with key protection and replacement vehicle)

4 stars
Cover limit for lost keys i £1,500.00
Courtesy car for duration of repair i
Uninsured driver promise i
Cover for replacing original audio/visual equipment i Unlimited
Windscreen repair excess i £0.00
Windscreen replacement excess i £60.00
Repairs guarantee (years) i Lifetime
New car replacement i
Cover limit for stolen keys i £1,500.00
24hr helpline available i
Courtesy car provided if stolen / total loss i
Vandalism i

Ageas

Car Insurance

3 stars
Cover limit for lost keys i £500.00
Courtesy car for duration of repair i
Uninsured driver promise i
Cover for replacing original audio/visual equipment i Unlimited
Windscreen repair excess i £0.00
Windscreen replacement excess i £60.00
Repairs guarantee (years) i Lifetime
New car replacement i
Cover limit for stolen keys i £500.00
24hr helpline available i
Courtesy car provided if stolen / total loss i
Vandalism i

Ageas

Essential Car Insurance

2 stars
Cover limit for lost keys i £0.00
Courtesy car for duration of repair i
Uninsured driver promise i
Cover for replacing original audio/visual equipment i Unlimited
Windscreen repair excess i Windscreen repair not covered
Windscreen replacement excess i Windscreen replace not covered
Repairs guarantee (years) i Lifetime
New car replacement i
Cover limit for stolen keys i £0.00
24hr helpline available i
Courtesy car provided if stolen / total loss i
Vandalism i

Commercial Vehicle Insurance

Ageas

Van Insurance

4 stars
Courtesy car for duration of repair i
Uninsured driver promise i
Cover limit for lost keys i £500.00
Cover for replacing original audio/visual equipment i Unlimited
Windscreen repair excess i £25.00
Windscreen replacement excess i £100.00
24hr helpline available i
New car replacement i
Courtesy car provided if stolen / total loss i
Cover limit for stolen keys i £500.00
Repairs guarantee (years) i Lifetime
Vandalism i

Home emergency cover

Ageas

Home Assistance

3 stars
Home Security Cover i
Home Emergency Cover limit i £500.00
Internal plumbing and drainage i
Primary Heating System i
Boiler breakdown cover
Annual boiler service i
Internal gas supply pipe cover i
Pest infestation cover i
Domestic Power supply covered? i
Cover Type i Add-On
Alternative Accommodation Cover i £250.00
Unoccupied period i Not Specified
Claims limit i Unlimited

Ageas

Home Emergency (Extra)

3 stars
Home Security Cover i
Home Emergency Cover limit i £500.00
Internal plumbing and drainage i
Primary Heating System i
Boiler breakdown cover
Annual boiler service i
Internal gas supply pipe cover i
Pest infestation cover i
Domestic Power supply covered? i
Cover Type i Add-On
Alternative Accommodation Cover i £250.00
Unoccupied period i 60
Claims limit i Unlimited

Home insurance (building and contents)

Ageas

Extra Home Insurance

2 stars
Alternative accommodation cover limit for buildings i £100,000.00
Matching sets (contents) i
Theft from outbuildings cover limit i £3,000.00
Escape of water excess i £500.00
Alternative accommodation cover limit for contents i £15,000.00
Keys/locks if lost or stolen (Buildings) i £1,500.00
Money in the home i Optional (Everyday Personal Belongings)
Replace belongings new for old i
Trace and access i Reasonable cost
Escape of water excess (Minimum) i £500.00
Contents compulsory excess i £100.00
Additional flood excess i £250.00
Liability as a tenant i Limit shown in your policy schedule
Liability to domestic employees i £5,000,000.00
Property owner liability i £2,000,000.00
Buildings cover limit (Maximum) i £1,000,000.00
Contents cover limit (Maximum) i £75,000.00
Cancellation fee after 14 days i £35.00
Cancellation fee before 14 days £0.00
Visitor's possessions Sum insured
Office equipment £5,000.00

Buildings insurance

Ageas

Extra Home Insurance

4 stars
Matching sets (Buildings) i
Escape of water (plus compulsory excess) i £100.00
Buildings compulsory excess i £100.00
Escape of water excess i £100.00
Unoccupied period i 60
24hr helpline i
Cancellation fee after 14 days i £0.00
Amendment fee (telephone) i £0.00
Property owner liability i £2,000,000.00

Contents insurance

Ageas

Extra Home Insurance

5 stars
Matching sets (contents) i
Theft from outbuildings cover limit i £15,000.00
Windspeed (mph) i 55 mph
Property owner liability i £2,000,000.00

Motor Excess Cover

Personal Motor Excess Insurance

Ageas

Excess Protection

1 stars
Annual cover limit i £1,000.00
Claim limit i 2

Ageas

Excess Protection (Essentials)

1 stars
Annual cover limit i £1,000.00
Claim limit i 2

Pet insurance

Cat insurance

Ageas

Ultra

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £10,000.00
Medical excess i £80.00
Annual policy limit i £10,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £10,000.00
Cruciate ligament damage i £4,000.00
CT scans i £1,500.00
MRI scans i £1,500.00
Prescription diet (treatment of bladder stones only) i £0.00
Complementary treatment i £10,000.00
Boarding fees limit i £1,500.00
Death benefit (illness) i £1,750.00
Euthanasia cover limit i £100.00
Cremation i £0.00
Holiday cancellation i £2,000.00
Holiday cover i £10,000.00
Quarantine costs cover i £150.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £1,000.00
Maximum number of days abroad i 90 days
Age when compulsory excess rises i 8 years
Cancellation fee i £30.00
Amendment fee i £10.00
If renewed, are existing conditions covered? i
Is there an option to cover pre-existing conditions? i

Ageas

Extra

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £4,000.00
Medical excess i £90.00
Annual policy limit i £4,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £4,000.00
Cruciate ligament damage i £2,500.00
CT scans i £1,250.00
MRI scans i £1,250.00
Prescription diet (treatment of bladder stones only) i £0.00
Complementary treatment i £4,000.00
Boarding fees limit i £1,250.00
Death benefit (illness) i £1,250.00
Euthanasia cover limit i £100.00
Cremation i £0.00
Holiday cancellation i £1,500.00
Holiday cover i £4,000.00
Quarantine costs cover i £150.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £750.00
Maximum number of days abroad i 30 days
Age when compulsory excess rises i 8 years
Cancellation fee i £30.00
Amendment fee i £10.00
If renewed, are existing conditions covered? i
Is there an option to cover pre-existing conditions? i

Ageas

Classic

2 stars
Type of cover i Lifetime, other
Medical cover limit i £2,000.00
Medical excess i £90.00
Annual policy limit i £2,000.00
Annual condition limit i £1,000.00
Lifetime policy limit i
Lifetime condition limit i
Dental cover (if due to an accident) i £1,000.00
Cruciate ligament damage i £1,000.00
CT scans i £1,000.00
MRI scans i £1,000.00
Prescription diet (treatment of bladder stones only) i £0.00
Complementary treatment i £1,000.00
Boarding fees limit i £1,000.00
Death benefit (illness) i £1,000.00
Euthanasia cover limit i £100.00
Cremation i £0.00
Holiday cancellation i £1,000.00
Holiday cover i £2,000.00
Quarantine costs cover i £150.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £500.00
Maximum number of days abroad i 30 days
Age when compulsory excess rises i 8 years
Cancellation fee i £30.00
Amendment fee i £10.00
If renewed, are existing conditions covered? i
Is there an option to cover pre-existing conditions? i

Ageas

Essentials

1 stars
Type of cover i Time-limited
Medical cover limit i £1,500.00
Medical excess i £90.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i £1,500.00
Dental cover (if due to an accident) i £1,500.00
Cruciate ligament damage i £1,000.00
CT scans i £1,000.00
MRI scans i £1,000.00
Prescription diet (treatment of bladder stones only) i £0.00
Complementary treatment i £1,500.00
Boarding fees limit i £750.00
Death benefit (illness) i £750.00
Euthanasia cover limit i £100.00
Cremation i £0.00
Holiday cancellation i £750.00
Holiday cover i £1,500.00
Quarantine costs cover i £150.00
Loss of PETS passport or other travel documents i £250.00
Emergency expenses abroad i £250.00
Maximum number of days abroad i 30 days
Age when compulsory excess rises i 8 years
Cancellation fee i £30.00
Amendment fee i £10.00
If renewed, are existing conditions covered? i
Is there an option to cover pre-existing conditions? i

Dog insurance

Ageas

Extra

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £4,000.00
Medical excess i £90.00
Annual policy limit i £4,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £4,000.00
Cruciate ligament damage i £2,500.00
CT scans i £1,250.00
MRI scans i £1,250.00
Prescription diet (treatment of bladder stones only) i £0.00
Complementary treatment i £4,000.00
Euthanasia cover limit i £100.00
Cremation i £0.00
Age when compulsory excess rises i 6 years
Amendment fee i £10.00
Holiday cancellation i £1,500.00
Holiday cover i £4,000.00
If renewed, are existing conditions covered? i
Is there an option to cover pre-existing conditions? i

Ageas

Ultra

3 stars
Type of cover i Lifetime, annual
Medical cover limit i £10,000.00
Medical excess i £80.00
Annual policy limit i £10,000.00
Annual condition limit i
Lifetime policy limit i Unlimited
Lifetime condition limit i
Dental cover (if due to an accident) i £10,000.00
Cruciate ligament damage i £4,000.00
CT scans i £1,500.00
MRI scans i £1,500.00
Prescription diet (treatment of bladder stones only) i £0.00
Complementary treatment i £10,000.00
Euthanasia cover limit i £100.00
Cremation i £0.00
Age when compulsory excess rises i 6 years
Amendment fee i £10.00
Holiday cancellation i £2,000.00
Holiday cover i £10,000.00
If renewed, are existing conditions covered? i
Is there an option to cover pre-existing conditions? i

Ageas

Classic

2 stars
Type of cover i Lifetime, other
Medical cover limit i £2,000.00
Medical excess i £90.00
Annual policy limit i £2,000.00
Annual condition limit i £1,000.00
Lifetime policy limit i
Lifetime condition limit i
Dental cover (if due to an accident) i £1,000.00
Cruciate ligament damage i £1,000.00
CT scans i £1,000.00
MRI scans i £1,000.00
Prescription diet (treatment of bladder stones only) i £0.00
Complementary treatment i £1,000.00
Euthanasia cover limit i £100.00
Cremation i £0.00
Age when compulsory excess rises i 6 years
Amendment fee i £10.00
Holiday cancellation i £1,000.00
Holiday cover i £2,000.00
If renewed, are existing conditions covered? i
Is there an option to cover pre-existing conditions? i

Ageas

Essentials

1 stars
Type of cover i Time-limited
Medical cover limit i £1,500.00
Medical excess i £90.00
Annual policy limit i
Annual condition limit i
Lifetime policy limit i
Lifetime condition limit i 1,500
Dental cover (if due to an accident) i £1,500.00
Cruciate ligament damage i £1,000.00
CT scans i £1,000.00
MRI scans i £1,000.00
Prescription diet (treatment of bladder stones only) i £0.00
Complementary treatment i £1,500.00
Euthanasia cover limit i £100.00
Cremation i £0.00
Age when compulsory excess rises i 6 years
Amendment fee i £10.00
Holiday cancellation i £750.00
Holiday cover i £1,500.00
If renewed, are existing conditions covered? i
Is there an option to cover pre-existing conditions? i

Travel insurance

Annual multi-trip insurance

Ageas

Platinum

4 stars
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £3,000.00
Cancelling before travel cover limit i £7,500.00
Emergency medical cover and repatriation cover limit i £20,000,000.00
Mental health cover i
Personal money i £1,500.00
Combined passport & travel documents cover limit i £750.00
Cutting trip short (curtailment) cover limit i £7,500.00
Abandoning your trip (abandonment) cover limit i £7,500.00
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 62 days

Ageas

Gold

4 stars
Medical excess i £75.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £2,000.00
Cancelling before travel cover limit i £5,000.00
Emergency medical cover and repatriation cover limit i £15,000,000.00
Mental health cover i
Personal money i £1,250.00
Combined passport & travel documents cover limit i £600.00
Cutting trip short (curtailment) cover limit i £5,000.00
Abandoning your trip (abandonment) cover limit i £5,000.00
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 62 days

Ageas

Silver

3 stars
Medical excess i £100.00
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,250.00
Cancelling before travel cover limit i £3,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Personal money i £1,000.00
Combined passport & travel documents cover limit i £100.00
Cutting trip short (curtailment) cover limit i £3,000.00
Abandoning your trip (abandonment) cover limit i £3,000.00
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 62 days

Single trip insurance

Ageas

Platinum

4 stars
Cancelling before travel cover limit i £7,500.00
Medical excess i £50.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £3,000.00
Cutting trip short curtailment cover limit i £7,500.00
Missed departure cover limit i £1,250.00
Abandoning your trip (abandonment) cover limit i £7,500.00
Emergency medical cover and repatriation cover limit i £20,000,000.00
Personal money i £1,500.00
Combined passport & travel documents limit i £750.00

Ageas

Gold

4 stars
Cancelling before travel cover limit i £5,000.00
Medical excess i £75.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000.00
Cutting trip short curtailment cover limit i £5,000.00
Missed departure cover limit i £1,000.00
Abandoning your trip (abandonment) cover limit i £5,000.00
Emergency medical cover and repatriation cover limit i £15,000,000.00
Personal money i £1,250.00
Combined passport & travel documents limit i £600.00

Ageas

Silver

3 stars
Cancelling before travel cover limit i £3,000.00
Medical excess i £100.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,250.00
Cutting trip short curtailment cover limit i £3,000.00
Missed departure cover limit i £300.00
Abandoning your trip (abandonment) cover limit i £3,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Personal money i £1,000.00
Combined passport & travel documents limit i £100.00

Travel insurance add-on: cruise cover

Ageas

Platinum

1 stars
Missed port departure cover limit i £0.00
Re-joining a cruise cover limit i £0.00
Cabin confinement cover limit i £500.00
Missed port departure excess i
Timetable/itinerary change cover limit i £1,000.00
Unused excursions cover limit i £750.00

Ageas

Gold

1 stars
Missed port departure cover limit i £0.00
Re-joining a cruise cover limit i £0.00
Cabin confinement cover limit i £375.00
Missed port departure excess i
Timetable/itinerary change cover limit i £750.00
Unused excursions cover limit i £500.00

Ageas

Silver

1 stars
Missed port departure cover limit i £0.00
Re-joining a cruise cover limit i £0.00
Cabin confinement cover limit i £250.00
Missed port departure excess i
Timetable/itinerary change cover limit i £500.00
Unused excursions cover limit i £300.00

Travel insurance add-on: winter sports

Ageas

Gold

3 stars
Ski equipment owned cover limit i £750.00
Single owned item cover limit i £350.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £300.00
Avalanche closure cover limit i £400.00
Piste closure cover limit i £400.00
Ski equipment owned excess i £75.00
Ski equipment hired i £350.00
Single item limit for hired equipment i £350.00
Unused ski pass due to illness or injury i £400.00

Ageas

Platinum

3 stars
Ski equipment owned cover limit i £1,000.00
Single owned item cover limit i £400.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £300.00
Avalanche closure cover limit i £500.00
Piste closure cover limit i £400.00
Ski equipment owned excess i £50.00
Ski equipment hired i £400.00
Single item limit for hired equipment i £400.00
Unused ski pass due to illness or injury i £400.00

Ageas

Silver

2 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £300.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £300.00
Avalanche closure cover limit i £250.00
Piste closure cover limit i £400.00
Ski equipment owned excess i £100.00
Ski equipment hired i £300.00
Single item limit for hired equipment i £300.00
Unused ski pass due to illness or injury i £400.00