Our product ratings for Pen Underwriting

Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.

Home emergency cover

1 product reviewed

Boiler Breakdown Cover

1 product reviewed

Pen Underwriting

Home Emergency Insurance

Feature Value
Minimum excess
£0.00
Premium (minimum excess applied)
N/A
No claims period (Boiler)
14.00
Boiler repair cover limit
£1,500.00
No claims period
14.00 days
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 6 years old or less.
£250.00
Getting access and reinstatement
£0.00
Type of pricing
Over the phone pricing
Maximum excess
£0.00
Premium (maximum excess applied)
N/A
Underwriter
AmTrust Europe Limited
Unoccupied period
30
Individual call out cover limit for boiler repairs
£1,500.00
Time limit
N/A
Temporary emergency heating
£50.00
Boiler age exclusions
No exclusion
No claims period for boiler replacement
14.00
Boiler replacement (BER) within 0-4 years cover limit
£250.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 5 years old or less.
£250.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 7 years old or less.
£250.00
Boiler replacement (BER) within 8-10 years cover limit
£250.00
Boiler replacement (BER) 11-15 years cover limit
£3.00
Primary flue Yes
Boiler controls Yes
Alternative accommodation cover
£200.00
Internal gas supply pipe cover Yes
Annual boiler service No
Repairs guarantee
Not Mentioned
24/7 claims helpline Yes
Primary heating system Yes
Date of price collection
2025-09-11
Plumbing & drainage cover Yes
Electrical breakdown Yes
Pest Yes
Security Yes

Home insurance (building and contents)

8 products reviewed

Home Legal Cover

1 product reviewed

Pen Underwriting

Family Legal Protection

Feature Value
Limit of indemnity per claim
£150,000.00
Employment - employee Yes
Property damage Yes
Contract disputes - pursue Yes
Property disputes Yes
Standard advisors cost
£120.00
Employment - excess
£0.00
Contract disputes - defend Yes
Data protection No
Jury service - maximum indemnity limit
£150,000.00
Landlord

7 products reviewed

Pen Underwriting

Residential Property Owners Insurance (Open GI)

Feature Value
Buildings Maximum Sum Insured
sum insured
Loss of Rent Sum Insured (Buildings)
25% of si
Contents Maximum Sum Insured
sum insured
Pen Underwriting

Evolve Landlord

Feature Value
Buildings Maximum Sum Insured
£1,000,000.00
Loss of Rent Sum Insured (Buildings)
£50,000.00
Contents Maximum Sum Insured
£25,000.00
Pen Underwriting

Residential Property Owners Insurance (TGSL)

Feature Value
Buildings Maximum Sum Insured
sum insured
Loss of Rent Sum Insured (Buildings)
25% of si
Contents Maximum Sum Insured
sum insured
Pen Underwriting

Residential Property Owners Insurance (SSP)

Feature Value
Buildings Maximum Sum Insured
sum insured
Loss of Rent Sum Insured (Buildings)
25% of si
Contents Maximum Sum Insured
sum insured
Pen Underwriting

Online Residential Property Owners

Feature Value
Buildings Maximum Sum Insured
sum insured
Loss of Rent Sum Insured (Buildings)
25% of si
Contents Maximum Sum Insured
sum insured
Pen Underwriting

Residential Property Owners Insurance (Acturis)

Feature Value
Buildings Maximum Sum Insured
£1,000,000.00
Loss of Rent Sum Insured (Buildings)
£250,000.00
Contents Maximum Sum Insured
sum insured
Pen Underwriting

Online Commercial Property Owners

Feature Value
Buildings Maximum Sum Insured
sum insured
Loss of Rent Sum Insured (Buildings)
25% of si
Contents Maximum Sum Insured
sum insured