Our product ratings for Pen Underwriting
Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.
Home emergency cover
1 product reviewed
Boiler Breakdown Cover
1 product reviewed
Pen Underwriting
Home Emergency Insurance
| Feature | Value |
|---|---|
| Minimum excess |
£0.00
|
| Premium (minimum excess applied) |
N/A
|
| No claims period (Boiler) |
14.00
|
| Boiler repair cover limit |
£1,500.00
|
| No claims period |
14.00 days
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 6 years old or less. |
£250.00
|
| Getting access and reinstatement |
£0.00
|
| Type of pricing |
Over the phone pricing
|
| Maximum excess |
£0.00
|
| Premium (maximum excess applied) |
N/A
|
| Underwriter |
AmTrust Europe Limited
|
| Unoccupied period |
30
|
| Individual call out cover limit for boiler repairs |
£1,500.00
|
| Time limit |
N/A
|
| Temporary emergency heating |
£50.00
|
| Boiler age exclusions |
No exclusion
|
| No claims period for boiler replacement |
14.00
|
| Boiler replacement (BER) within 0-4 years cover limit |
£250.00
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 5 years old or less. |
£250.00
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 7 years old or less. |
£250.00
|
| Boiler replacement (BER) within 8-10 years cover limit |
£250.00
|
| Boiler replacement (BER) 11-15 years cover limit |
£3.00
|
| Primary flue | Yes |
| Boiler controls | Yes |
| Alternative accommodation cover |
£200.00
|
| Internal gas supply pipe cover | Yes |
| Annual boiler service | No |
| Repairs guarantee |
Not Mentioned
|
| 24/7 claims helpline | Yes |
| Primary heating system | Yes |
| Date of price collection |
2025-09-11
|
| Plumbing & drainage cover | Yes |
| Electrical breakdown | Yes |
| Pest | Yes |
| Security | Yes |
Home insurance (building and contents)
8 products reviewed
Home Legal Cover
1 product reviewed
Pen Underwriting
Family Legal Protection
| Feature | Value |
|---|---|
| Limit of indemnity per claim |
£150,000.00
|
| Employment - employee | Yes |
| Property damage | Yes |
| Contract disputes - pursue | Yes |
| Property disputes | Yes |
| Standard advisors cost |
£120.00
|
| Employment - excess |
£0.00
|
| Contract disputes - defend | Yes |
| Data protection | No |
| Jury service - maximum indemnity limit |
£150,000.00
|
Landlord
7 products reviewed
- Residential Property Owners Insurance (Open GI)
- Evolve Landlord
- Residential Property Owners Insurance (TGSL)
- Residential Property Owners Insurance (SSP)
- Online Residential Property Owners
- Residential Property Owners Insurance (Acturis)
- Online Commercial Property Owners
Pen Underwriting
Residential Property Owners Insurance (Open GI)
| Feature | Value |
|---|---|
| Buildings Maximum Sum Insured |
sum insured
|
| Loss of Rent Sum Insured (Buildings) |
25% of si
|
| Contents Maximum Sum Insured |
sum insured
|
Pen Underwriting
Evolve Landlord
| Feature | Value |
|---|---|
| Buildings Maximum Sum Insured |
£1,000,000.00
|
| Loss of Rent Sum Insured (Buildings) |
£50,000.00
|
| Contents Maximum Sum Insured |
£25,000.00
|
Pen Underwriting
Residential Property Owners Insurance (TGSL)
| Feature | Value |
|---|---|
| Buildings Maximum Sum Insured |
sum insured
|
| Loss of Rent Sum Insured (Buildings) |
25% of si
|
| Contents Maximum Sum Insured |
sum insured
|
Pen Underwriting
Residential Property Owners Insurance (SSP)
| Feature | Value |
|---|---|
| Buildings Maximum Sum Insured |
sum insured
|
| Loss of Rent Sum Insured (Buildings) |
25% of si
|
| Contents Maximum Sum Insured |
sum insured
|
Pen Underwriting
Online Residential Property Owners
| Feature | Value |
|---|---|
| Buildings Maximum Sum Insured |
sum insured
|
| Loss of Rent Sum Insured (Buildings) |
25% of si
|
| Contents Maximum Sum Insured |
sum insured
|
Pen Underwriting
Residential Property Owners Insurance (Acturis)
| Feature | Value |
|---|---|
| Buildings Maximum Sum Insured |
£1,000,000.00
|
| Loss of Rent Sum Insured (Buildings) |
£250,000.00
|
| Contents Maximum Sum Insured |
sum insured
|
Pen Underwriting
Online Commercial Property Owners
| Feature | Value |
|---|---|
| Buildings Maximum Sum Insured |
sum insured
|
| Loss of Rent Sum Insured (Buildings) |
25% of si
|
| Contents Maximum Sum Insured |
sum insured
|