Hoot Insurance

Hoot Home Insurance is a trading name of OneClickCover Limited. OneClickCover Limited (“OCC”, “we”, “our” or “us”), is a company registered in England and Wales, Company Number 10861483. Our registered office is at Unit 5, Theale Lakes Business Park, Moulden Way, Sulhamstead, Reading RG7 4GB.

Our product ratings for Hoot Insurance

Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.

Home emergency cover

1 product reviewed

Boiler Breakdown Cover

1 product reviewed

Hoot Insurance

Home Emergency Cover

Feature Value
Minimum excess
£0.00
Premium (minimum excess applied)
£3.33
No claims period (Boiler)
14.00
Boiler repair cover limit
£1,000.00
No claims period
2.00 days
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 6 years old or less.
£500.00
Getting access and reinstatement
£0.00
Type of pricing
Static
Maximum excess
£0.00
Premium (maximum excess applied)
£3.33
Underwriter
AmTrust Specialty Limited
Unoccupied period
30
Individual call out cover limit for boiler repairs
£1,000.00
Time limit
N/A
Temporary emergency heating
£60.00
Boiler age exclusions
15.00
No claims period for boiler replacement
30.00
Boiler replacement (BER) within 0-4 years cover limit
£500.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 5 years old or less.
£500.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 7 years old or less.
£500.00
Boiler replacement (BER) within 8-10 years cover limit
£500.00
Boiler replacement (BER) 11-15 years cover limit
£3.00
Primary flue Yes
Boiler controls No
Alternative accommodation cover
£1,000.00
Internal gas supply pipe cover Yes
Annual boiler service No
Repairs guarantee
Not Mentioned
24/7 claims helpline Yes
Primary heating system Yes
Date of price collection
2025-09-10
Plumbing & drainage cover Yes
Electrical breakdown Yes
Pest Yes
Security Yes

Home insurance (building and contents)

3 products reviewed

Buildings insurance

1 product reviewed

Hoot Insurance

Home Insurance

Feature Value
Escape of water excess for buildings
£800.00
Matching sets (Buildings) Yes
Frozen pipes Yes
Trace and access
£10,000.00
Underground pipes, cables and tanks
Covered as standard
Contents insurance

1 product reviewed

Hoot Insurance

Home Insurance

Feature Value
Matching sets (contents) Yes
Theft from outbuildings
£2,500.00
Cover for items away from home
Optional
Money in the home
£500.00
Property owner liability
£2,000,000.00
Escape of water excess (minimum)
£800.00
Home Legal Cover

1 product reviewed

Hoot Insurance

Family Legal Protection

Feature Value
Limit of indemnity per claim
£100,000.00
Employment - employee Yes
Property damage Yes
Contract disputes - pursue Yes
Property disputes Yes
Standard advisors cost
£120.00
Employment - excess
£0.00
Contract disputes - defend Yes
Data protection No
Jury service - maximum indemnity limit
N/A