Allianz

Allianz is a German financial services firm that was founded in 1890 and is based in Munich. They offer insurance products in the UK including small business insurance.

Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.

Car insurance

3 products reviewed

Electric Car Insurance

3 products reviewed

Allianz

Gold Car Insurance

Feature Value
Courtesy car for duration of repair Yes
Uninsured driver promise Yes
Cover limit for lost keys
Unlimited
24hr helpline available Yes
New car replacement Yes
Courtesy car provided if stolen / total loss Yes
Windscreen repair excess
£20.00
Windscreen replacement excess
£95.00
Cover limit for stolen keys
Unlimited
Cover for replacing original audio/visual equipment
Unlimited
Repairs guarantee (years)
Lifetime
Vandalism Yes
Allianz

Silver Car Insurance

Feature Value
Courtesy car for duration of repair Yes
Uninsured driver promise Yes
Cover limit for lost keys
£1,000.00
24hr helpline available Yes
New car replacement Yes
Courtesy car provided if stolen / total loss No
Windscreen repair excess
£20.00
Windscreen replacement excess
£95.00
Cover limit for stolen keys
Unlimited
Cover for replacing original audio/visual equipment
Unlimited
Repairs guarantee (years)
Lifetime
Vandalism Yes
Allianz

Bronze Car Insurance

Feature Value
Courtesy car for duration of repair No
Uninsured driver promise No
Cover limit for lost keys
£0.00
24hr helpline available Yes
New car replacement No
Courtesy car provided if stolen / total loss No
Windscreen repair excess
£20.00
Windscreen replacement excess
£95.00
Cover limit for stolen keys
Unlimited
Cover for replacing original audio/visual equipment
Unlimited
Repairs guarantee (years)
Lifetime
Vandalism Yes

Home emergency cover

1 product reviewed

Allianz

Home Emergency Policy

Feature Value
Security Yes
Home emergency cover limit
£1,000.00
Plumbing & drainage cover Yes
Boiler breakdown cover Yes
Pest Yes
Electrical breakdown Yes

Home insurance (building and contents)

9 products reviewed

Buildings insurance

3 products reviewed

Allianz

Online Gold

Feature Value
Escape of water excess for buildings
£500.00
Matching sets (Buildings)
50% of the cost of replacing the undamaged parts
Frozen pipes Yes
Trace and access
£10,000.00
Underground pipes, cables and tanks
Covered as standard
Allianz

Online Silver

Feature Value
Escape of water excess for buildings
£500.00
Matching sets (Buildings)
50% of the cost of replacing the undamaged parts
Frozen pipes Yes
Trace and access
£5,000.00
Underground pipes, cables and tanks
Covered as standard
Allianz

Online Bronze

Feature Value
Escape of water excess for buildings
£500.00
Matching sets (Buildings)
50% of the cost of replacing the undamaged parts
Frozen pipes Yes
Trace and access
£5,000.00
Underground pipes, cables and tanks
Covered as standard
Contents insurance

3 products reviewed

Allianz

Online Gold

Feature Value
Matching sets (contents)
50% of the cost of replacing the undamaged parts
Theft from outbuildings
£5,000.00
Cover for items away from home
Covered as standard
Money in the home
£1,000.00
Property owner liability
£2,000,000.00
Escape of water excess (minimum)
£500.00
Allianz

Online Silver

Feature Value
Matching sets (contents)
50% of the cost of replacing the undamaged parts
Theft from outbuildings
£2,500.00
Cover for items away from home
Optional
Money in the home
£500.00
Property owner liability
£2,000,000.00
Escape of water excess (minimum)
£500.00
Allianz

Online Bronze

Feature Value
Matching sets (contents)
50% of the cost of replacing the undamaged parts
Theft from outbuildings
£0.00
Cover for items away from home
Optional
Money in the home
£250.00
Property owner liability
£1,000,000.00
Escape of water excess (minimum)
£500.00
Home Legal Cover

1 product reviewed

Allianz

Home Legal Expenses

Feature Value
Limit of indemnity per claim
£100,000.00
Employment - employee Yes
Property damage Yes
Contract disputes - pursue Yes
Property disputes Yes
Standard advisors cost
£132.00
Employment - excess
£0.00
Contract disputes - defend Yes
Data protection No
Jury service - maximum indemnity limit
N/A
Landlord

2 products reviewed

Allianz

Complete Property Owner

Feature Value
Buildings Maximum Sum Insured
£10,000,000.00
Loss of Rent Sum Insured (Buildings)
£750,000.00
Contents Maximum Sum Insured
£10,000,000.00
Allianz

Property Owner Select

Feature Value
Buildings Maximum Sum Insured
sum insured
Loss of Rent Sum Insured (Buildings)
Sum insured
Contents Maximum Sum Insured
sum insured

Motor Fleet Insurance

2 products reviewed

Allianz

Complete Mini Fleet

Allianz

Motor Fleet

Motor Legal Cover

1 product reviewed

Allianz

Motor Legal Expenses

Feature Value
Uninsured loss recovery Limit
£100,000.00
Personal Injury limit
£100,000.00
Motor Prosecution defence Limit
£100,000.00
Uninsured driver benefit No
Consumer Disputes Limit
£0.00
Database Disputes Limit
£0.00
Vehicle Cloning Limit
£0.00
Uninsured driver benefit (Minimum pay out)
£0.00

Motorbike Insurance

1 product reviewed

Allianz

Highway Motorcyle Insurance

Feature Value
Uninsured driver promise No
Accessories cover Yes
Storage costs pre-repair Yes
Personal Belongings
£0.00
Personal Accident
Broker
Vandalism cover Yes
Vermin cover Yes
Repair Guarantee
5 years
Accident recovery Yes
Personal accident cover limit
£0.00
Motor legal protection limit (add-on)
Brokered product

Real Estate

1 product reviewed

Allianz

Real Estate Select

Feature Value
Malicious Damage by Residential Tenant No
Alternative Residential Accommodation
30% of DV
POL LOI
£2m

Small Business Insurance

5 products reviewed

Business Combined Insurance

1 product reviewed

Allianz

Commercial Select

Office and Surgery Insurance

1 product reviewed

Allianz

Complete Office

Retail and Salons Insurance

1 product reviewed

Allianz

Complete Retailer

Small Combined Insurance

1 product reviewed

Allianz

Complete Business

Feature Value
Employers' liability cover limit
£10,000,000.00
Public liability cover (maximum)
£10,000,000.00
Product liability cover (maximum)
£10,000,000.00
Data protection liability cover limit
£250,000.00
Health and safety legal defence costs cover limit
Overall limit
Metered utilities covered
Water, gas, electricity and oil
Seasonal Stock sum insured increase limit
25%
Computer equipment breakdown cover (one accident)
£0.00
Trades Insurance

1 product reviewed

Allianz

Complete Contractors and Professionals (Simply Business)

Our unique Customer Experience Ratings help consumers find companies that offer a good service.

Car insurance

Ranked 20th of 49 providers reviewed

Customer happiness score 59.98%
Customer trust score 52.72%
Complaints performance 63.85%
Transparency rating 79.5%

Fairer Finance Score

Reviewed Autumn 2026

 64.01%

Home insurance (building and contents)

Ranked 30th of 47 providers reviewed

Customer happiness score 52.58%
Customer trust score 50.32%
Complaints performance 65.91%
Transparency rating 78.73%

Fairer Finance Score

Reviewed Autumn 2026

 61.88%