Privilege

Privilege is a car and home insurance provider based in Bromley.

Privilege was established in 1994 and is known for its adverts featuring actress Joanna Lumley and footballer Ian Wright.

Privilege is underwritten by U K Insurance limited, which underwrites other brands such as Direct Line and Churchill.

Privilege

Car insurance

Ranked 34th of 52 providers reviewed.

Customer happiness 51%
Customer trust 35%
Complaints performance 75%
Transparency rating 53%
Fairer Finance score
Reviewed Spring 2018
53%

Home insurance

Ranked 32nd of 47 providers reviewed.

Customer happiness 51%
Customer trust 36%
Complaints performance 75%
Transparency rating 56%
Fairer Finance score
Reviewed Spring 2018
54%

Car insurance

Privilege

Car Insurance

4 stars
Courtesy car for duration of repair i
Cover for keys/locks if lost i £0
Uninsured driver promise i
24hr helpline available i
Cover for keys/locks if stolen i £0
Cover for replacing original audio/visual equipment i Unlimited
Repairs guarantee (years) i 5
Windscreen repair excess i £10
Windscreen replacement excess i £75

Home insurance

Privilege

Platinum Home Insurance

4 stars
Escape of water excess i £350
Matching sets i
Theft from outbuildings i £5,000
24hr helpline i
Alternative accommodation i £50,000
Cover for keys/locks if lost i Sum insured
Money in the home i £1,000
New for old i

Privilege

Home Insurance

3 stars
Escape of water excess i £350
Matching sets i
Theft from outbuildings i £2,500
24hr helpline i
Alternative accommodation i £25,000
Cover for keys/locks if lost i Sum insured
Money in the home i £500
New for old i

Buildings insurance

Privilege

Platinum Home Insurance

4 stars
Cover for keys/locks if lost i Sum insured
Matching sets i
Trace & access i £10,000
24hr helpline i
Alternative accommodation cover limit i £50,000
Compulsory excess i £100
Cover for keys/locks if stolen i Sum insured
Escape of water excess i £350
Property owner liability i £5,000,000

Privilege

Home Insurance

3 stars
Cover for keys/locks if lost i Sum insured
Matching sets i
Trace & access i £5,000
24hr helpline i
Alternative accommodation cover limit i £25,000
Compulsory excess i £100
Cover for keys/locks if stolen i Sum insured
Escape of water excess i £350
Property owner liability i £2,000,000

Contents insurance

Privilege

Platinum Home Insurance

5 stars
Cover for keys/locks if lost i Sum insured
Matching sets i
Theft from outbuildings i £5,000
24hr helpline i
Alternative accomodation i £30,000
Cover for keys/locks if stolen i Sum insured
Cycles included whilst in the home i Part of sum insured
Money in the home i £1,000
New for old i

Privilege

Home Insurance

4 stars
Cover for keys/locks if lost i Sum insured
Matching sets i
Theft from outbuildings i £2,500
24hr helpline i
Alternative accomodation i £15,000
Cover for keys/locks if stolen i Sum insured
Cycles included whilst in the home i Part of sum insured
Money in the home i £500
New for old i