Privilege

Privilege is a car and home insurance provider based in Bromley.

Privilege was established in 1994 and is known for its adverts featuring actress Joanna Lumley and footballer Ian Wright.

Privilege is underwritten by U K Insurance limited, which underwrites other brands such as Direct Line and Churchill.

Privilege
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Car insurance

Ranked 23rd of 52 providers reviewed.

Customer happiness 53.94%
Customer trust 40.71%
Complaints performance 76.09%
Transparency rating 44.68%
Fairer Finance score
Reviewed Autumn 2020
61%

Home insurance (building and contents)

Ranked 42nd of 51 providers reviewed.

Customer happiness 53.67%
Customer trust 45.45%
Complaints performance 75.37%
Transparency rating 53.1%
Fairer Finance score
Reviewed Autumn 2020
57%

Car insurance

Privilege

Car Insurance Comprehensive Plus

4 stars
Courtesy car for duration of repair i
Uninsured driver promise i
Cover limit for lost keys i £0
New car replacement
24hr helpline available i
Courtesy car provided if stolen / total loss i
Windscreen repair excess i £10
Windscreen replacement excess i £75
Cover limit for stolen keys i £1,000
Cover for replacing original audio/visual equipment i Unlimited
Repairs guarantee (years) i 5 years

Privilege

Car Insurance Comprehensive

3 stars
Courtesy car for duration of repair i
Uninsured driver promise i
Cover limit for lost keys i £0
24hr helpline available i
New car replacement
Courtesy car provided if stolen / total loss i
Windscreen repair excess i £10
Windscreen replacement excess i £75
Cover limit for stolen keys i £1,000
Cover for replacing original audio/visual equipment i Unlimited
Repairs guarantee (years) i 5 years

Home insurance (building and contents)

Privilege

Platinum Home Insurance

4 stars
Escape of water excess i £550
Matching sets i
Theft from outbuildings cover limit i £5,000
24hr helpline i
Alternative accommodation cover limit i £50,000
Cover for keys if lost i Sum insured
Money in the home i £1,000
Replace belongings new for old i

Privilege

Home Insurance

1 stars
Escape of water excess i £550
Matching sets i
Theft from outbuildings cover limit i £1,000
24hr helpline i
Alternative accommodation cover limit i £25,000
Cover for keys if lost i Sum insured
Money in the home i £0
Replace belongings new for old i

Buildings insurance

Privilege

Platinum Home Insurance

4 stars
Finding & repairing a leak cover limit i £5,000
Cover for keys if lost i Sum insured
Matching sets i
Alternative accommodation cover limit i £50,000
Cover for keys if stolen i Sum insured
Compulsory excess i £100
Escape of water excess i £550
Property owner liability i £5,000,000
24hr helpline i

Privilege

Home Insurance

2 stars
Finding & repairing a leak cover limit i £1,000
Cover for keys if lost i Sum insured
Matching sets i
Alternative accommodation cover limit i £25,000
Cover for keys if stolen i Sum insured
Compulsory excess i £100
Escape of water excess i £550
Property owner liability i £2,000,000
24hr helpline i

Contents insurance

Privilege

Platinum Home Insurance

4 stars
Theft from outbuildings cover limit i £5,000
Matching sets i
Cover for keys if lost i Sum insured
Cover limit for cycles in the home i £0
Replace belongings new for old i
Alternative accommodation cover limit i £30,000
Money in the home cover limit i £1,000
Cover for keys if stolen i Sum insured
24hr helpline i

Privilege

Home Insurance

1 stars
Theft from outbuildings cover limit i £1,000
Matching sets i
Cover for keys if lost i Sum insured
Cover limit for cycles in the home i £0
Replace belongings new for old i
Alternative accommodation cover limit i £15,000
Money in the home cover limit i £0
Cover for keys if stolen i Sum insured
24hr helpline i