Privilege

Privilege is a car and home insurance provider based in Bromley.

Privilege was established in 1994 and is known for its adverts featuring actress Joanna Lumley and footballer Ian Wright.

Privilege is underwritten by U K Insurance limited, which underwrites other brands such as Direct Line and Churchill.

Privilege
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Car insurance

Ranked 39th of 51 providers reviewed.

Customer happiness 50%
Customer trust 35%
Complaints performance 78%
Transparency rating 50%
Fairer Finance score
Reviewed Spring 2019
53%

Home insurance

Ranked 26th of 47 providers reviewed.

Customer happiness 49%
Customer trust 37%
Complaints performance 78%
Transparency rating 61%
Fairer Finance score
Reviewed Spring 2019
56%

Car insurance

Privilege

Car Insurance

4 stars
Cover for keys/locks if lost i £0
Uninsured driver promise i
Courtesy car for duration of repair i
Windscreen repair excess i £10
Windscreen replacement excess i £75
Cover for keys/locks if stolen i Unlimited
Cover for replacing original audio/visual equipment i Unlimited
24hr helpline available i
Repairs guarantee (years) i 5 years
Courtesy car provided if stolen / total loss i

Home insurance

Privilege

Platinum Home Insurance

4 stars
Escape of water excess i £550
Matching sets i
Theft from outbuildings i £5,000
24hr helpline i
Alternative accommodation i £50,000
Cover for keys/locks if lost i Sum insured
Money in the home i £1,000
New for old i

Privilege

Home Insurance

2 stars
Escape of water excess i £550
Matching sets i
Theft from outbuildings i £1,000
24hr helpline i
Alternative accommodation i £25,000
Cover for keys/locks if lost i Sum insured
Money in the home i £0
New for old i

Buildings insurance

Privilege

Platinum Home Insurance

4 stars
Trace & access i £5,000
Matching sets i
Cover for keys/locks if lost i Sum insured
Compulsory excess i £100
Escape of water excess i £550
Alternative accommodation cover limit i £50,000
Cover for keys/locks if stolen i Sum insured
Property owner liability i £5,000,000
24hr helpline i

Privilege

Home Insurance

2 stars
Trace & access i £1,000
Matching sets i
Cover for keys/locks if lost i Sum insured
Compulsory excess i £100
Escape of water excess i £550
Alternative accommodation cover limit i £25,000
Cover for keys/locks if stolen i Sum insured
Property owner liability i £2,000,000
24hr helpline i

Contents insurance

Privilege

Platinum Home Insurance

4 stars
Theft from outbuildings i £5,000
Matching sets i
Cover for keys/locks if lost i Sum insured
Cycles included whilst in the home i £0
New for old i
Alternative accomodation i £30,000
Money in the home i £1,000
Cover for keys/locks if stolen i Sum insured
24hr helpline i

Privilege

Home Insurance

2 stars
Theft from outbuildings i £1,000
Matching sets i
Cover for keys/locks if lost i Sum insured
Cycles included whilst in the home i £0
New for old i
Alternative accomodation i £15,000
Money in the home i £0
Cover for keys/locks if stolen i Sum insured
24hr helpline i