Privilege

Privilege is a car and home insurance provider based in Bromley.

Privilege was established in 1994 and is known for its adverts featuring actress Joanna Lumley and footballer Ian Wright.

Privilege is underwritten by U K Insurance limited, which underwrites other brands such as Direct Line and Churchill.

Privilege
Visit provider's website

We don't get paid for any links on our site.

Car insurance

Ranked 38th of 56 providers reviewed.

Customer happiness 55.19%
Customer trust 42.61%
Complaints performance 77.18%
Transparency rating 66.67%
Fairer Finance score
Reviewed Spring 2021
60%

Home insurance (building and contents)

Ranked 39th of 52 providers reviewed.

Customer happiness 51.48%
Customer trust 45%
Complaints performance 77.18%
Transparency rating 64.11%
Fairer Finance score
Reviewed Spring 2021
59%

Car insurance

Privilege

Car Insurance Comprehensive Plus

5 stars
Cover limit for lost keys i £1,000
Courtesy car for duration of repair i
Uninsured driver promise i
Cover for replacing original audio/visual equipment i Unlimited
New car replacement
Windscreen repair excess i £10
Windscreen replacement excess i £75
Repairs guarantee (years) i 5 years
Cover limit for stolen keys i £1,000
24hr helpline available i
Courtesy car provided if stolen / total loss i

Privilege

Car Insurance Comprehensive

4 stars
Cover limit for lost keys i £1,000
Courtesy car for duration of repair i
Uninsured driver promise i
Cover for replacing original audio/visual equipment i Unlimited
New car replacement
Windscreen repair excess i £10
Windscreen replacement excess i £75
Repairs guarantee (years) i 5 years
Cover limit for stolen keys i £1,000
24hr helpline available i
Courtesy car provided if stolen / total loss i

Home insurance (building and contents)

Privilege

Platinum Home Insurance

4 stars
Matching sets i
Theft from outbuildings cover limit i £5,000
Escape of water excess i £550
Alternative accommodation cover limit i £50,000
Cover for keys if lost i Sum insured
Money in the home i £500
Replace belongings new for old i
24hr helpline i

Privilege

Home Insurance

1 stars
Matching sets i
Theft from outbuildings cover limit i £1,000
Escape of water excess i £550
Alternative accommodation cover limit i £25,000
Cover for keys if lost i Sum insured
Money in the home i £0
Replace belongings new for old i
24hr helpline i

Buildings insurance

Privilege

Platinum Home Insurance

4 stars
Finding & repairing a leak cover limit i £5,000
Cover for keys if lost i Sum insured
Matching sets i
Alternative accommodation cover limit i £50,000
Cover for keys if stolen i Sum insured
Compulsory excess i £100
Escape of water excess i £550
24hr helpline i
Property owner liability i £5,000,000

Privilege

Home Insurance

2 stars
Finding & repairing a leak cover limit i £1,000
Cover for keys if lost i Sum insured
Matching sets i
Alternative accommodation cover limit i £25,000
Cover for keys if stolen i Sum insured
Compulsory excess i £100
Escape of water excess i £550
24hr helpline i
Property owner liability i £2,000,000

Contents insurance

Privilege

Platinum Home Insurance

4 stars
Theft from outbuildings cover limit i £5,000
Matching sets i
Cover for keys if lost i Sum insured
Cover limit for cycles in the home i £0
Replace belongings new for old i
Alternative accommodation cover limit i £30,000
Money in the home cover limit i £500
Cover for keys if stolen i Sum insured
24hr helpline i

Privilege

Home Insurance

1 stars
Theft from outbuildings cover limit i £1,000
Matching sets i
Cover for keys if lost i Sum insured
Cover limit for cycles in the home i £0
Replace belongings new for old i
Alternative accommodation cover limit i £15,000
Money in the home cover limit i £0
Cover for keys if stolen i Sum insured
24hr helpline i