Privilege

Privilege is a car and home insurance provider based in Bromley.

Privilege was established in 1994 and is known for its adverts featuring actress Joanna Lumley and footballer Ian Wright.

Privilege is underwritten by U K Insurance limited, which underwrites other brands such as Direct Line and Churchill.

Privilege
Visit provider's website

We don't get paid for any links on our site.

Car insurance

Ranked 38th of 53 providers reviewed.

Customer happiness 50%
Customer trust 38%
Complaints performance 78%
Transparency rating 55%
Fairer Finance score
Reviewed Autumn 2019
55%

Home insurance (building and contents)

Ranked 39th of 49 providers reviewed.

Customer happiness 48%
Customer trust 36%
Complaints performance 78%
Transparency rating 53%
Fairer Finance score
Reviewed Autumn 2019
54%

Car insurance

Privilege

Car Insurance Comprehensive

4 stars
Cover limit for lost keys i £1,000
Uninsured driver promise i
Courtesy car for duration of repair i
Windscreen repair excess i £10
Windscreen replacement excess i £75
Cover limit for stolen keys i £1,000
Cover for replacing original audio/visual equipment i Unlimited
24hr helpline available i 75
Repairs guarantee (years) i 5 years
Courtesy car provided if stolen / total loss i Optional

Privilege

Car Insurance

4 stars
Cover limit for lost keys i £0
Uninsured driver promise i
Courtesy car for duration of repair i
Windscreen repair excess i £10
Windscreen replacement excess i £75
Cover limit for stolen keys i Unlimited
Cover for replacing original audio/visual equipment i Unlimited
24hr helpline available i
Repairs guarantee (years) i 5 years
Courtesy car provided if stolen / total loss i

Home insurance (building and contents)

Privilege

Platinum Home Insurance

4 stars
Escape of water excess i £550
Matching sets i
Theft from outbuildings cover limit i £5,000
24hr helpline i
Alternative accommodation cover limit i £50,000
Cover for keys if lost i Sum insured
Money in the home i £1,000
Replace belongings new for old i

Privilege

Home Insurance

2 stars
Escape of water excess i £550
Matching sets i
Theft from outbuildings cover limit i £1,000
24hr helpline i
Alternative accommodation cover limit i £25,000
Cover for keys if lost i Sum insured
Money in the home i £0
Replace belongings new for old i

Buildings insurance

Privilege

Platinum Home Insurance

4 stars
Finding & repairing a leak cover limit i £5,000
Matching sets i
Cover for keys if lost i Sum insured
Compulsory excess i £100
Escape of water excess i £550
Alternative accommodation cover limit i £50,000
Cover for keys if stolen i Sum insured
Property owner liability i £5,000,000
24hr helpline i

Privilege

Home Insurance

3 stars
Finding & repairing a leak cover limit i £1,000
Matching sets i
Cover for keys if lost i Sum insured
Compulsory excess i £100
Escape of water excess i £550
Alternative accommodation cover limit i £25,000
Cover for keys if stolen i Sum insured
Property owner liability i £2,000,000
24hr helpline i

Contents insurance

Privilege

Platinum Home Insurance

4 stars
Theft from outbuildings cover limit i £5,000
Matching sets i
Cover for keys if lost i Sum insured
Cover limit for cycles in the home i £0
Replace belongings new for old i
Alternative accommodation cover limit i £30,000
Money in the home cover limit i £1,000
Cover for keys if stolen i Sum insured
24hr helpline i

Privilege

Home Insurance

2 stars
Theft from outbuildings cover limit i £1,000
Matching sets i
Cover for keys if lost i Sum insured
Cover limit for cycles in the home i £0
Replace belongings new for old i
Alternative accommodation cover limit i £15,000
Money in the home cover limit i £0
Cover for keys if stolen i Sum insured
24hr helpline i