Gallagher

Gallagher is the UK branch of the international insurance broking giant Arthur J Gallagher. Their UK headquarters are in London.

They offer Personal Insurance such as Home, Motor and Golfers Insurance.

As a broker, Gallagher passes on customers to a number of insurance companies who underwrite the resulting policies. These underwriters include large insurance companies such as Ageas, Allianz, and RSA.

Gallagher
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Home emergency cover

Gallagher

Classic Home Emergency Cover

4 stars
Home Security Cover i
Home Emergency Cover limit i £1,000.00
Internal plumbing and drainage i
Primary Heating System i
Boiler breakdown cover i
Annual boiler service i
Internal gas supply pipe cover i
Pest infestation cover i
Domestic Power supply covered? i
Cover Type i Add-On
Alternative Accommodation Cover i £250.00
Unoccupied period i 60
Claims limit i Unlimited

Home insurance (building and contents)

Gallagher

Classic Home Insurance Policy (Integra Insurance Solutions Ltd)

3 stars
Theft from outbuildings i £2,500.00
Matching sets (contents) i
Alternative accommodation cover limit for buildings i £40,000.00
Protection against inflation (Buildings)
Contents cover limit i £100,000.00
Money in the home i £500.00
Visitor's possessions i £2,500.00
Office equipment i £5,000.00
Buildings cover limit i £1,000,000.00
Trace and access i £5,000.00
Keys/locks if lost or stolen (Buildings) i £1,000.00
Alternative accommodation cover limit for contents i £10,000.00
Cancellation fee within 14 days i £0.00
Cancellation fee after 14 days i £25.00
Contents compulsory excess i £150.00
Flood excess i £150.00
Escape of water excess (minimum) i £250.00
Property owner liability i £2,000,000.00
Liability to domestic employees i £5,000,000.00
Liability as a tenant i £5,000.00
Replace belongings new for old i

Gallagher

Classic Home Insurance Policy (AXA)

3 stars
Theft from outbuildings i £10,000.00
Matching sets (contents) i
Alternative accommodation cover limit for buildings i £40,000.00
Protection against inflation (Buildings)
Contents cover limit i £1,000,000.00
Money in the home i £500.00
Visitor's possessions i £2,500.00
Office equipment i £5,000.00
Buildings cover limit i £1,000,000.00
Trace and access i £5,000.00
Keys/locks if lost or stolen (Buildings) i £1,000.00
Alternative accommodation cover limit for contents i £10,000.00
Cancellation fee within 14 days i £0.00
Cancellation fee after 14 days i £30.00
Contents compulsory excess i £100.00
Flood excess i £350.00
Escape of water excess (minimum) i £250.00
Property owner liability i £2,000,000.00
Liability to domestic employees i £5,000,000.00
Liability as a tenant i £5,000.00
Replace belongings new for old i

Gallagher

Classic Home Insurance Policy (Covea)

3 stars
Theft from outbuildings i £10,000.00
Matching sets (contents) i
Alternative accommodation cover limit for buildings i £40,000.00
Protection against inflation (Buildings)
Contents cover limit i £100,000.00
Money in the home i £500.00
Visitor's possessions i £2,500.00
Office equipment i £5,000.00
Buildings cover limit i £1,000,000.00
Trace and access i £5,000.00
Keys/locks if lost or stolen (Buildings) i £1,000.00
Alternative accommodation cover limit for contents i £10,000.00
Cancellation fee within 14 days i £0.00
Cancellation fee after 14 days i £30.00
Contents compulsory excess i £75.00
Flood excess i £75.00
Escape of water excess (minimum) i £250.00
Property owner liability i £2,000,000.00
Liability to domestic employees i £5,000,000.00
Liability as a tenant i £5,000.00
Replace belongings new for old i

Gallagher

Classic Home Insurance Policy (Prestige)

3 stars
Theft from outbuildings i £10,000.00
Matching sets (contents) i
Alternative accommodation cover limit for buildings i £40,000.00
Protection against inflation (Buildings)
Contents cover limit i £100,000.00
Money in the home i £500.00
Visitor's possessions i £2,500.00
Office equipment i £5,000.00
Buildings cover limit i £1,000,000.00
Trace and access i £5,000.00
Keys/locks if lost or stolen (Buildings) i £1,000.00
Alternative accommodation cover limit for contents i £10,000.00
Cancellation fee within 14 days i £0.00
Cancellation fee after 14 days i £30.00
Contents compulsory excess i £150.00
Flood excess i £150.00
Escape of water excess (minimum) i £250.00
Property owner liability i £2,000,000.00
Liability to domestic employees i £5,000,000.00
Liability as a tenant i £5,000.00
Replace belongings new for old i

Gallagher

Classic Home Insurance Policy (Ageas)

3 stars
Theft from outbuildings i £10,000.00
Matching sets (contents) i
Alternative accommodation cover limit for buildings i £40,000.00
Protection against inflation (Buildings)
Contents cover limit i £100,000.00
Money in the home i £500.00
Visitor's possessions i £2,500.00
Office equipment i £5,000.00
Buildings cover limit i £1,000,000.00
Trace and access i £5,000.00
Keys/locks if lost or stolen (Buildings) i £1,000.00
Alternative accommodation cover limit for contents i £10,000.00
Cancellation fee within 14 days i £0.00
Cancellation fee after 14 days i £25.00
Contents compulsory excess i £75.00
Flood excess i £325.00
Escape of water excess (minimum) i £250.00
Property owner liability i £2,000,000.00
Liability to domestic employees i £5,000,000.00
Liability as a tenant i £5,000.00
Replace belongings new for old i

Buildings insurance

Gallagher

Classic Home Insurance Policy (Integra Insurance Solutions Ltd)

3 stars
Matching sets (Buildings) i
Frozen pipes i
Escape of water excess for buildings i £250.00
Underground pipes, cables and tanks i Covered as standard
Selling your home i
Emergency entries i
Accidental damage to drains i
Buildings compulsory excess i £150.00
Unoccupied period i 30 days
Helpline i
Cancellation fee after 14 days (buildings) i £25.00
Amendment fee (telephone) i £25.00
Property owner liability i £2,000,000.00

Gallagher

Classic Home Insurance Policy (Covea)

3 stars
Matching sets (Buildings) i
Frozen pipes i
Escape of water excess for buildings i £250.00
Underground pipes, cables and tanks i Covered as standard
Selling your home i
Emergency entries i
Accidental damage to drains i
Buildings compulsory excess i £75.00
Unoccupied period i 30 days
Helpline i
Cancellation fee after 14 days (buildings) i £30.00
Amendment fee (telephone) i £25.00
Property owner liability i £2,000,000.00

Gallagher

Classic Home Insurance Policy (Prestige)

3 stars
Matching sets (Buildings) i
Frozen pipes i
Escape of water excess for buildings i £250.00
Underground pipes, cables and tanks i Covered as standard
Selling your home i
Emergency entries i
Accidental damage to drains i
Buildings compulsory excess i £150.00
Unoccupied period i 30 days
Helpline i
Cancellation fee after 14 days (buildings) i £30.00
Amendment fee (telephone) i £25.00
Property owner liability i £2,000,000.00

Gallagher

Classic Home Insurance Policy (Ageas)

3 stars
Matching sets (Buildings) i
Frozen pipes i
Escape of water excess for buildings i £250.00
Underground pipes, cables and tanks i Covered as standard
Selling your home i
Emergency entries i
Accidental damage to drains i
Buildings compulsory excess i £75.00
Unoccupied period i 30 days
Helpline i
Cancellation fee after 14 days (buildings) i £25.00
Amendment fee (telephone) i £25.00
Property owner liability i £2,000,000.00

Gallagher

Classic Home Insurance Policy (AXA)

2 stars
Matching sets (Buildings) i
Frozen pipes i
Escape of water excess for buildings i £250.00
Underground pipes, cables and tanks i Covered as standard
Selling your home i
Emergency entries i
Accidental damage to drains i
Buildings compulsory excess i £100.00
Unoccupied period i 30 days
Helpline i
Cancellation fee after 14 days (buildings) i £30.00
Amendment fee (telephone) i £25.00
Property owner liability i £2,000,000.00

Contents insurance

Gallagher

Classic Home Insurance Policy (AXA)

3 stars
Matching sets (contents) i
Theft from outbuildings i £10,000.00
Cover for items away from home i Optional
Property owner liability i £2,000,000.00

Gallagher

Classic Home Insurance Policy (Covea)

3 stars
Matching sets (contents) i
Theft from outbuildings i £10,000.00
Cover for items away from home i Optional
Property owner liability i £2,000,000.00

Gallagher

Classic Home Insurance Policy (Ageas)

3 stars
Matching sets (contents) i
Theft from outbuildings i £10,000.00
Cover for items away from home i Optional
Property owner liability i £2,000,000.00

Gallagher

Classic Home Insurance Policy (Integra Insurance Solutions Ltd)

2 stars
Matching sets (contents) i
Theft from outbuildings i £2,500.00
Cover for items away from home i Optional
Property owner liability i £2,000,000.00

Gallagher

Classic Home Insurance Policy (Prestige)

2 stars
Matching sets (contents) i
Theft from outbuildings i £10,000.00
Cover for items away from home i Optional
Property owner liability i £2,000,000.00