Gallagher is the UK branch of the international insurance broking giant Arthur J Gallagher. Their UK headquarters are in London.

They offer Personal Insurance such as Home, Motor and Golfers Insurance.

As a broker, Gallagher passes on customers to a number of insurance companies who underwrite the resulting policies. These underwriters include large insurance companies such as Ageas, Allianz, and RSA.

Our product ratings for Gallagher

Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.

Home emergency cover

1 product reviewed

Boiler Breakdown Cover

1 product reviewed

Gallagher

Classic Home Emergency Cover

Feature Value
Minimum excess
£0.00
Premium (minimum excess applied)
£50.00
No claims period (Boiler)
2.00
Boiler repair cover limit
£1,000.00
No claims period
2.00 days
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 6 years old or less.
£250.00
Getting access and reinstatement
£0.00
Type of pricing
Broker
Maximum excess
£0.00
Premium (maximum excess applied)
£50.00
Underwriter
ARAG PLC
Unoccupied period
60
Individual call out cover limit for boiler repairs
£1,000.00
Time limit
N/A
Temporary emergency heating
£50.00
Boiler age exclusions
No exclusion
No claims period for boiler replacement
2.00
Boiler replacement (BER) within 0-4 years cover limit
£250.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 5 years old or less.
£250.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 7 years old or less.
£250.00
Boiler replacement (BER) within 8-10 years cover limit
£250.00
Boiler replacement (BER) 11-15 years cover limit
£4.00
Primary flue Yes
Boiler controls Yes
Alternative accommodation cover
Sum insured
Internal gas supply pipe cover Yes
Annual boiler service
Optional
Repairs guarantee
12 months
24/7 claims helpline Yes
Primary heating system Yes
Date of price collection
2026-03-09
Plumbing & drainage cover Yes
Electrical breakdown Yes
Pest Yes
Security Yes

Home insurance (building and contents)

9 products reviewed

Buildings insurance

4 products reviewed

Gallagher

Classic Home Insurance Policy (Pen Underwriting Ltd)

Feature Value
Escape of water excess for buildings
£250.00
Matching sets (Buildings) No
Frozen pipes Yes
Trace and access
£5,000.00
Underground pipes, cables and tanks
Covered as standard
Gallagher

Classic Home Insurance Policy (Covea)

Feature Value
Escape of water excess for buildings
£250.00
Matching sets (Buildings) No
Frozen pipes Yes
Trace and access
£5,000.00
Underground pipes, cables and tanks
Covered as standard
Gallagher

Classic Home Insurance Policy (Ageas)

Feature Value
Escape of water excess for buildings
£250.00
Matching sets (Buildings) No
Frozen pipes Yes
Trace and access
£5,000.00
Underground pipes, cables and tanks
Covered as standard
Gallagher

Classic Home Insurance Policy (Prestige)

Feature Value
Escape of water excess for buildings
£250.00
Matching sets (Buildings) No
Frozen pipes Yes
Trace and access
£5,000.00
Underground pipes, cables and tanks
Covered as standard
Contents insurance

4 products reviewed

Gallagher

Classic Home Insurance Policy (Pen Underwriting Ltd)

Feature Value
Matching sets (contents) No
Theft from outbuildings
£10,000.00
Cover for items away from home
Optional
Money in the home
£500.00
Property owner liability
£2,000,000.00
Escape of water excess (minimum)
£250.00
Gallagher

Classic Home Insurance Policy (Covea)

Feature Value
Matching sets (contents) No
Theft from outbuildings
£10,000.00
Cover for items away from home
Optional
Money in the home
£500.00
Property owner liability
£2,000,000.00
Escape of water excess (minimum)
£250.00
Gallagher

Classic Home Insurance Policy (Ageas)

Feature Value
Matching sets (contents) No
Theft from outbuildings
£10,000.00
Cover for items away from home
Optional
Money in the home
£500.00
Property owner liability
£2,000,000.00
Escape of water excess (minimum)
£250.00
Gallagher

Classic Home Insurance Policy (Prestige)

Feature Value
Matching sets (contents) No
Theft from outbuildings
£10,000.00
Cover for items away from home
Optional
Money in the home
£500.00
Property owner liability
£2,000,000.00
Escape of water excess (minimum)
£250.00
Home Legal Cover

1 product reviewed

Gallagher

Personal Legal Cover

Feature Value
Limit of indemnity per claim
£50,000.00
Employment - employee Yes
Property damage Yes
Contract disputes - pursue Yes
Property disputes Yes
Standard advisors cost
N/A
Employment - excess
£0.00
Contract disputes - defend Yes
Data protection No
Jury service - maximum indemnity limit
£2,000.00