Although originally a church insurer, Methodist Insurance now also provides Home Insurance.
Methodist Insurance was established in 1872, making it the oldest denominational church insurer in the UK.
It is owned by shareholders so is independent from the Methodist Church.
Our product ratings for Methodist Insurance
Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.
Home emergency cover
1 product reviewed
Boiler Breakdown Cover
1 product reviewed
Methodist Insurance
Home Emergency
| Feature | Value |
|---|---|
| Minimum excess |
£0.00
|
| Premium (minimum excess applied) |
N/A
|
| No claims period (Boiler) |
0.00
|
| Boiler repair cover limit |
£1,000.00
|
| No claims period |
0.00 days
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 6 years old or less. |
£0.00
|
| Getting access and reinstatement |
£0.00
|
| Type of pricing |
Over the phone pricing
|
| Maximum excess |
£0.00
|
| Premium (maximum excess applied) |
N/A
|
| Underwriter |
Methodist Insurance plc
|
| Unoccupied period |
60
|
| Individual call out cover limit for boiler repairs |
£1,000.00
|
| Time limit |
N/A
|
| Temporary emergency heating |
£0.00
|
| Boiler age exclusions |
No exclusion
|
| No claims period for boiler replacement |
0.00
|
| Boiler replacement (BER) within 0-4 years cover limit |
£0.00
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 5 years old or less. |
£0.00
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 7 years old or less. |
£0.00
|
| Boiler replacement (BER) within 8-10 years cover limit |
£0.00
|
| Boiler replacement (BER) 11-15 years cover limit |
£3.00
|
| Primary flue | Yes |
| Boiler controls |
Not Mentioned
|
| Alternative accommodation cover |
£250.00
|
| Internal gas supply pipe cover | Yes |
| Annual boiler service | No |
| Repairs guarantee |
Not Mentioned
|
| 24/7 claims helpline | Yes |
| Primary heating system | Yes |
| Date of price collection |
2026-03-18
|
| Plumbing & drainage cover | Yes |
| Electrical breakdown | Yes |
| Pest | Yes |
| Security | Yes |
Home insurance (building and contents)
5 products reviewed
Buildings insurance
2 products reviewed
Methodist Insurance
Home Insurance (Sum insured)
| Feature | Value |
|---|---|
| Escape of water excess for buildings |
£250.00
|
| Matching sets (Buildings) |
50% of the cost of replacing the undamaged parts
|
| Frozen pipes | Yes |
| Trace and access |
£5,000.00
|
| Underground pipes, cables and tanks |
Covered as standard
|
Methodist Insurance
Home Insurance (Bedroom rated)
| Feature | Value |
|---|---|
| Escape of water excess for buildings |
£250.00
|
| Matching sets (Buildings) |
50% of the cost of replacing the undamaged parts
|
| Frozen pipes | Yes |
| Trace and access |
£5,000.00
|
| Underground pipes, cables and tanks |
Covered as standard
|
Contents insurance
2 products reviewed
Methodist Insurance
Home Insurance (Bedroom rated)
| Feature | Value |
|---|---|
| Matching sets (contents) |
50% of the cost of replacing the undamaged parts
|
| Theft from outbuildings |
£5,000.00
|
| Cover for items away from home |
Covered as standard
|
| Money in the home |
£1,000.00
|
| Property owner liability |
£2,000,000.00
|
| Escape of water excess (minimum) |
£250.00
|
Methodist Insurance
Home Insurance (Sum insured)
| Feature | Value |
|---|---|
| Matching sets (contents) |
50% of the cost of replacing the undamaged parts
|
| Theft from outbuildings |
£5,000.00
|
| Cover for items away from home |
Covered as standard
|
| Money in the home |
£1,000.00
|
| Property owner liability |
£2,000,000.00
|
| Escape of water excess (minimum) |
£250.00
|
Home Legal Cover
1 product reviewed
Methodist Insurance
Legal Expenses
| Feature | Value |
|---|---|
| Limit of indemnity per claim |
£50,000.00
|
| Employment - employee | Yes |
| Property damage | Yes |
| Contract disputes - pursue | Yes |
| Property disputes | Yes |
| Standard advisors cost |
£100.00
|
| Employment - excess |
£0.00
|
| Contract disputes - defend | Yes |
| Data protection | No |
| Jury service - maximum indemnity limit |
£50,000.00
|