Cavere Insurance is a master broker and product provider.
We provide premium products backed by some of the best-known insurance brands. Giving you peace of mind that we will be there when you need us most.
Our product ratings for Cavere
Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.
Home emergency cover
3 products reviewed
Boiler Breakdown Cover
3 products reviewed
- Home Emergency (Stand-alone £1,000)
- Home Emergency Insurance (Home Insurance Integra)
- Home Emergency Insurance (Home Insurance Ageas)
Cavere
Home Emergency (Stand-alone £1,000)
| Feature | Value |
|---|---|
| Minimum excess |
£0.00
|
| Premium (minimum excess applied) |
N/A
|
| No claims period (Boiler) |
0.00
|
| Boiler repair cover limit |
£1,000.00
|
| No claims period |
14.00 days
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 6 years old or less. |
£250.00
|
| Getting access and reinstatement |
£0.00
|
| Type of pricing |
Variable
|
| Maximum excess |
£45.00
|
| Premium (maximum excess applied) |
N/A
|
| Underwriter |
Financial & Legal Insurance Company Limited
|
| Unoccupied period |
30
|
| Individual call out cover limit for boiler repairs |
£1,000.00
|
| Time limit |
N/A
|
| Temporary emergency heating |
£0.00
|
| Boiler age exclusions |
30.00
|
| No claims period for boiler replacement |
0.00
|
| Boiler replacement (BER) within 0-4 years cover limit |
£500.00
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 5 years old or less. |
£500.00
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 7 years old or less. |
£250.00
|
| Boiler replacement (BER) within 8-10 years cover limit |
£250.00
|
| Boiler replacement (BER) 11-15 years cover limit |
£3.00
|
| Primary flue | Yes |
| Boiler controls | No |
| Alternative accommodation cover |
£0.00
|
| Internal gas supply pipe cover | Yes |
| Annual boiler service | No |
| Repairs guarantee |
12 months
|
| 24/7 claims helpline | Yes |
| Primary heating system | Yes |
| Date of price collection |
2026-02-27
|
| Plumbing & drainage cover | Yes |
| Electrical breakdown | Yes |
| Pest | Yes |
| Security | Yes |
Cavere
Home Emergency Insurance (Home Insurance Integra)
| Feature | Value |
|---|---|
| Minimum excess |
£0.00
|
| Premium (minimum excess applied) |
N/A
|
| No claims period (Boiler) |
14.00
|
| Boiler repair cover limit |
£1,000.00
|
| No claims period |
14.00 days
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 6 years old or less. |
£250.00
|
| Getting access and reinstatement |
£0.00
|
| Type of pricing |
Broker
|
| Maximum excess |
£0.00
|
| Premium (maximum excess applied) |
N/A
|
| Underwriter |
Financial & Legal Insurance Company Limited
|
| Unoccupied period |
30
|
| Individual call out cover limit for boiler repairs |
£1,000.00
|
| Time limit |
N/A
|
| Temporary emergency heating |
£0.00
|
| Boiler age exclusions |
30.00
|
| No claims period for boiler replacement |
14.00
|
| Boiler replacement (BER) within 0-4 years cover limit |
£500.00
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 5 years old or less. |
£500.00
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 7 years old or less. |
£250.00
|
| Boiler replacement (BER) within 8-10 years cover limit |
£250.00
|
| Boiler replacement (BER) 11-15 years cover limit |
£3.00
|
| Primary flue | Yes |
| Boiler controls | No |
| Alternative accommodation cover |
£0.00
|
| Internal gas supply pipe cover | Yes |
| Annual boiler service | No |
| Repairs guarantee |
Not Mentioned
|
| 24/7 claims helpline | Yes |
| Primary heating system | Yes |
| Date of price collection |
2026-02-27
|
| Plumbing & drainage cover | Yes |
| Electrical breakdown | Yes |
| Pest | Yes |
| Security | Yes |
Cavere
Home Emergency Insurance (Home Insurance Ageas)
| Feature | Value |
|---|---|
| Minimum excess |
£0.00
|
| Premium (minimum excess applied) |
N/A
|
| No claims period (Boiler) |
0.00
|
| Boiler repair cover limit |
£1,000.00
|
| No claims period |
14.00 days
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 6 years old or less. |
£250.00
|
| Getting access and reinstatement |
£0.00
|
| Type of pricing |
Static
|
| Maximum excess |
£0.00
|
| Premium (maximum excess applied) |
N/A
|
| Underwriter |
Financial & Legal Insurance Company Limited
|
| Unoccupied period |
30
|
| Individual call out cover limit for boiler repairs |
£1,000.00
|
| Time limit |
N/A
|
| Temporary emergency heating |
£0.00
|
| Boiler age exclusions |
30.00
|
| No claims period for boiler replacement |
0.00
|
| Boiler replacement (BER) within 0-4 years cover limit |
£500.00
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 5 years old or less. |
£500.00
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 7 years old or less. |
£250.00
|
| Boiler replacement (BER) within 8-10 years cover limit |
£250.00
|
| Boiler replacement (BER) 11-15 years cover limit |
£3.00
|
| Primary flue | Yes |
| Boiler controls | No |
| Alternative accommodation cover |
£0.00
|
| Internal gas supply pipe cover | Yes |
| Annual boiler service | No |
| Repairs guarantee |
12 months
|
| 24/7 claims helpline | Yes |
| Primary heating system | Yes |
| Date of price collection |
2026-02-27
|
| Plumbing & drainage cover | Yes |
| Electrical breakdown | Yes |
| Pest | Yes |
| Security | Yes |
Home insurance (building and contents)
7 products reviewed
Buildings insurance
3 products reviewed
Cavere
Home Insurance (Integra)
| Feature | Value |
|---|---|
| Escape of water excess for buildings |
£250.00
|
| Matching sets (Buildings) | No |
| Frozen pipes | Yes |
| Trace and access |
£5,000.00
|
| Underground pipes, cables and tanks |
Covered as standard
|
Cavere
Home Insurance (RSA)
| Feature | Value |
|---|---|
| Escape of water excess for buildings |
£250.00
|
| Matching sets (Buildings) | No |
| Frozen pipes | Yes |
| Trace and access |
£5,000.00
|
| Underground pipes, cables and tanks |
Covered as standard
|
Cavere
Home Insurance (Ageas)
| Feature | Value |
|---|---|
| Escape of water excess for buildings |
£350.00
|
| Matching sets (Buildings) | No |
| Frozen pipes | Yes |
| Trace and access |
Sum insured
|
| Underground pipes, cables and tanks |
Covered as standard
|
Contents insurance
3 products reviewed
Cavere
Home Insurance (Integra)
| Feature | Value |
|---|---|
| Matching sets (contents) | No |
| Theft from outbuildings |
£3,000.00
|
| Cover for items away from home |
Optional
|
| Money in the home |
£750.00
|
| Property owner liability |
£2,000,000.00
|
| Escape of water excess (minimum) |
£250.00
|
Cavere
Home Insurance (RSA)
| Feature | Value |
|---|---|
| Matching sets (contents) | No |
| Theft from outbuildings |
£3,000.00
|
| Cover for items away from home |
Optional
|
| Money in the home |
£750.00
|
| Property owner liability |
£2,000,000.00
|
| Escape of water excess (minimum) |
£250.00
|
Cavere
Home Insurance (Ageas)
| Feature | Value |
|---|---|
| Matching sets (contents) | No |
| Theft from outbuildings |
£2,500.00
|
| Cover for items away from home |
Optional
|
| Money in the home |
£750.00
|
| Property owner liability |
£2,000,000.00
|
| Escape of water excess (minimum) |
£350.00
|
Home Legal Cover
1 product reviewed
Cavere
Legal Expenses
| Feature | Value |
|---|---|
| Limit of indemnity per claim |
£50,000.00
|
| Employment - employee | Yes |
| Property damage | Yes |
| Contract disputes - pursue | Yes |
| Property disputes | Yes |
| Standard advisors cost |
£100.00
|
| Employment - excess |
£0.00
|
| Contract disputes - defend | Yes |
| Data protection | No |
| Jury service - maximum indemnity limit |
£50,000.00
|