Coverbaloo Ltd is an appointed representative of Cavere Ltd which is authorised and regulated by the Financial Conduct Authority under Financial Services
Our product ratings for Coverbaloo
Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.
Home emergency cover
8 products reviewed
Boiler Breakdown Cover
8 products reviewed
- Home Emergency (Home insurance Add-on -Ageas)
- Home Emergency with Heating System/Boiler Cover limit £3,000
- Home Emergency without Heating System/Boiler Cover Limit £1,000
- Home Emergency (Home insurance Add-on -Integra)
- Home Emergency with Heating System/Boiler Cover limit £1,000
- Home Emergency (Home insurance Add-on with Boiler)
- Home Emergency without Heating System/Boiler Cover Limit £3,000
- Home Emergency (Home insurance Add-on)
Coverbaloo
Home Emergency (Home insurance Add-on -Ageas)
| Feature | Value |
|---|---|
| Minimum excess |
£0.00
|
| Premium (minimum excess applied) |
N/A
|
| No claims period (Boiler) |
0.00
|
| Boiler repair cover limit |
£1,000.00
|
| No claims period |
14.00 days
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 6 years old or less. |
£250.00
|
| Getting access and reinstatement |
£0.00
|
| Type of pricing |
Static
|
| Maximum excess |
£0.00
|
| Premium (maximum excess applied) |
N/A
|
| Underwriter |
Financial & Legal Insurance Company Limited
|
| Unoccupied period |
30
|
| Individual call out cover limit for boiler repairs |
£1,000.00
|
| Time limit |
N/A
|
| Temporary emergency heating |
£0.00
|
| Boiler age exclusions |
30.00
|
| No claims period for boiler replacement |
0.00
|
| Boiler replacement (BER) within 0-4 years cover limit |
£500.00
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 5 years old or less. |
£500.00
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 7 years old or less. |
£250.00
|
| Boiler replacement (BER) within 8-10 years cover limit |
£250.00
|
| Boiler replacement (BER) 11-15 years cover limit |
£3.00
|
| Primary flue | Yes |
| Boiler controls | No |
| Alternative accommodation cover |
£0.00
|
| Internal gas supply pipe cover | Yes |
| Annual boiler service | No |
| Repairs guarantee |
12 months
|
| 24/7 claims helpline | Yes |
| Primary heating system | Yes |
| Date of price collection |
2025-09-30
|
| Plumbing & drainage cover | Yes |
| Electrical breakdown | Yes |
| Pest | Yes |
| Security | Yes |
Coverbaloo
Home Emergency with Heating System/Boiler Cover limit £3,000
| Feature | Value |
|---|---|
| Minimum excess |
£0.00
|
| Premium (minimum excess applied) |
£15.00
|
| No claims period (Boiler) |
14.00
|
| Boiler repair cover limit |
£3,000.00
|
| No claims period |
14.00 days
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 6 years old or less. |
£250.00
|
| Getting access and reinstatement |
£0.00
|
| Type of pricing |
Static
|
| Maximum excess |
£45.00
|
| Premium (maximum excess applied) |
£13.50
|
| Underwriter |
Financial & Legal Insurance Company Limited
|
| Unoccupied period |
30
|
| Individual call out cover limit for boiler repairs |
£3,000.00
|
| Time limit |
N/A
|
| Temporary emergency heating |
£0.00
|
| Boiler age exclusions |
30.00
|
| No claims period for boiler replacement |
14.00
|
| Boiler replacement (BER) within 0-4 years cover limit |
£500.00
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 5 years old or less. |
£500.00
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 7 years old or less. |
£250.00
|
| Boiler replacement (BER) within 8-10 years cover limit |
£250.00
|
| Boiler replacement (BER) 11-15 years cover limit |
£3.00
|
| Primary flue | Yes |
| Boiler controls | No |
| Alternative accommodation cover |
£0.00
|
| Internal gas supply pipe cover | Yes |
| Annual boiler service | No |
| Repairs guarantee |
12 months
|
| 24/7 claims helpline | Yes |
| Primary heating system | Yes |
| Date of price collection |
2026-03-26
|
| Plumbing & drainage cover | Yes |
| Electrical breakdown | Yes |
| Pest | Yes |
| Security | Yes |
Coverbaloo
Home Emergency without Heating System/Boiler Cover Limit £1,000
| Feature | Value |
|---|---|
| Minimum excess |
£0.00
|
| Premium (minimum excess applied) |
£9.00
|
| No claims period (Boiler) |
0.00
|
| Boiler repair cover limit |
£1,000.00
|
| No claims period |
14.00 days
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 6 years old or less. |
£250.00
|
| Getting access and reinstatement |
£0.00
|
| Type of pricing |
Static
|
| Maximum excess |
£45.00
|
| Premium (maximum excess applied) |
£6.50
|
| Underwriter |
Financial & Legal Insurance Company Limited
|
| Unoccupied period |
30
|
| Individual call out cover limit for boiler repairs |
£1,000.00
|
| Time limit |
N/A
|
| Temporary emergency heating |
£0.00
|
| Boiler age exclusions |
30.00
|
| No claims period for boiler replacement |
0.00
|
| Boiler replacement (BER) within 0-4 years cover limit |
£500.00
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 5 years old or less. |
£500.00
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 7 years old or less. |
£250.00
|
| Boiler replacement (BER) within 8-10 years cover limit |
£250.00
|
| Boiler replacement (BER) 11-15 years cover limit |
£3.00
|
| Primary flue | Yes |
| Boiler controls | No |
| Alternative accommodation cover |
£0.00
|
| Internal gas supply pipe cover | Yes |
| Annual boiler service | No |
| Repairs guarantee |
12 months
|
| 24/7 claims helpline | Yes |
| Primary heating system | Yes |
| Date of price collection |
2026-03-26
|
| Plumbing & drainage cover | Yes |
| Electrical breakdown | Yes |
| Pest | Yes |
| Security | Yes |
Coverbaloo
Home Emergency (Home insurance Add-on -Integra)
| Feature | Value |
|---|---|
| Minimum excess |
£0.00
|
| Premium (minimum excess applied) |
N/A
|
| No claims period (Boiler) |
0.00
|
| Boiler repair cover limit |
£1,000.00
|
| No claims period |
14.00 days
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 6 years old or less. |
£250.00
|
| Getting access and reinstatement |
£0.00
|
| Type of pricing |
Static
|
| Maximum excess |
£0.00
|
| Premium (maximum excess applied) |
N/A
|
| Underwriter |
Financial & Legal Insurance Company Limited
|
| Unoccupied period |
30
|
| Individual call out cover limit for boiler repairs |
£1,000.00
|
| Time limit |
N/A
|
| Temporary emergency heating |
£0.00
|
| Boiler age exclusions |
30.00
|
| No claims period for boiler replacement |
0.00
|
| Boiler replacement (BER) within 0-4 years cover limit |
£500.00
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 5 years old or less. |
£500.00
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 7 years old or less. |
£250.00
|
| Boiler replacement (BER) within 8-10 years cover limit |
£250.00
|
| Boiler replacement (BER) 11-15 years cover limit |
£3.00
|
| Primary flue | Yes |
| Boiler controls | No |
| Alternative accommodation cover |
£0.00
|
| Internal gas supply pipe cover | Yes |
| Annual boiler service | No |
| Repairs guarantee |
12 months
|
| 24/7 claims helpline | Yes |
| Primary heating system | Yes |
| Date of price collection |
2026-08-06
|
| Plumbing & drainage cover | Yes |
| Electrical breakdown | Yes |
| Pest | Yes |
| Security | Yes |
Coverbaloo
Home Emergency with Heating System/Boiler Cover limit £1,000
| Feature | Value |
|---|---|
| Minimum excess |
£0.00
|
| Premium (minimum excess applied) |
£11.00
|
| No claims period (Boiler) |
14.00
|
| Boiler repair cover limit |
£1,000.00
|
| No claims period |
14.00 days
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 6 years old or less. |
£250.00
|
| Getting access and reinstatement |
£0.00
|
| Type of pricing |
Static
|
| Maximum excess |
£45.00
|
| Premium (maximum excess applied) |
£9.00
|
| Underwriter |
Financial & Legal Insurance Company Limited
|
| Unoccupied period |
30
|
| Individual call out cover limit for boiler repairs |
£1,000.00
|
| Time limit |
N/A
|
| Temporary emergency heating |
£0.00
|
| Boiler age exclusions |
30.00
|
| No claims period for boiler replacement |
14.00
|
| Boiler replacement (BER) within 0-4 years cover limit |
£500.00
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 5 years old or less. |
£500.00
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 7 years old or less. |
£250.00
|
| Boiler replacement (BER) within 8-10 years cover limit |
£250.00
|
| Boiler replacement (BER) 11-15 years cover limit |
£3.00
|
| Primary flue | Yes |
| Boiler controls | No |
| Alternative accommodation cover |
£0.00
|
| Internal gas supply pipe cover | Yes |
| Annual boiler service | No |
| Repairs guarantee |
12 months
|
| 24/7 claims helpline | Yes |
| Primary heating system | Yes |
| Date of price collection |
2026-03-26
|
| Plumbing & drainage cover | Yes |
| Electrical breakdown | Yes |
| Pest | Yes |
| Security | Yes |
Coverbaloo
Home Emergency (Home insurance Add-on with Boiler)
| Feature | Value |
|---|---|
| Minimum excess |
£0.00
|
| Premium (minimum excess applied) |
£5.20
|
| No claims period (Boiler) |
14.00
|
| Boiler repair cover limit |
£1,000.00
|
| No claims period |
14.00 days
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 6 years old or less. |
£250.00
|
| Getting access and reinstatement |
£0.00
|
| Type of pricing |
Static
|
| Maximum excess |
£0.00
|
| Premium (maximum excess applied) |
£5.20
|
| Underwriter |
Financial & Legal Insurance Company Limited
|
| Unoccupied period |
30
|
| Individual call out cover limit for boiler repairs |
£1,000.00
|
| Time limit |
N/A
|
| Temporary emergency heating |
£0.00
|
| Boiler age exclusions |
30.00
|
| No claims period for boiler replacement |
14.00
|
| Boiler replacement (BER) within 0-4 years cover limit |
£500.00
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 5 years old or less. |
£500.00
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 7 years old or less. |
£250.00
|
| Boiler replacement (BER) within 8-10 years cover limit |
£250.00
|
| Boiler replacement (BER) 11-15 years cover limit |
£3.00
|
| Primary flue | Yes |
| Boiler controls | No |
| Alternative accommodation cover |
£0.00
|
| Internal gas supply pipe cover | Yes |
| Annual boiler service | No |
| Repairs guarantee |
Not Mentioned
|
| 24/7 claims helpline | Yes |
| Primary heating system | Yes |
| Date of price collection |
2026-08-06
|
| Plumbing & drainage cover | Yes |
| Electrical breakdown | Yes |
| Pest | Yes |
| Security | Yes |
Coverbaloo
Home Emergency without Heating System/Boiler Cover Limit £3,000
| Feature | Value |
|---|---|
| Minimum excess |
£0.00
|
| Premium (minimum excess applied) |
£10.00
|
| No claims period (Boiler) |
0.00
|
| Boiler repair cover limit |
£3,000.00
|
| No claims period |
14.00 days
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 6 years old or less. |
£250.00
|
| Getting access and reinstatement |
£0.00
|
| Type of pricing |
Static
|
| Maximum excess |
£45.00
|
| Premium (maximum excess applied) |
£8.00
|
| Underwriter |
Financial & Legal Insurance Company Limited
|
| Unoccupied period |
30
|
| Individual call out cover limit for boiler repairs |
£3,000.00
|
| Time limit |
N/A
|
| Temporary emergency heating |
£0.00
|
| Boiler age exclusions |
30.00
|
| No claims period for boiler replacement |
0.00
|
| Boiler replacement (BER) within 0-4 years cover limit |
£500.00
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 5 years old or less. |
£500.00
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 7 years old or less. |
£250.00
|
| Boiler replacement (BER) within 8-10 years cover limit |
£250.00
|
| Boiler replacement (BER) 11-15 years cover limit |
£3.00
|
| Primary flue | Yes |
| Boiler controls | No |
| Alternative accommodation cover |
£0.00
|
| Internal gas supply pipe cover | Yes |
| Annual boiler service | No |
| Repairs guarantee |
12 months
|
| 24/7 claims helpline | Yes |
| Primary heating system | Yes |
| Date of price collection |
2026-03-26
|
| Plumbing & drainage cover | Yes |
| Electrical breakdown | Yes |
| Pest | Yes |
| Security | Yes |
Coverbaloo
Home Emergency (Home insurance Add-on)
| Feature | Value |
|---|---|
| Minimum excess |
£0.00
|
| Premium (minimum excess applied) |
£4.31
|
| No claims period (Boiler) |
14.00
|
| Boiler repair cover limit |
£1,000.00
|
| No claims period |
14.00 days
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 6 years old or less. |
£250.00
|
| Getting access and reinstatement |
£0.00
|
| Type of pricing |
Static
|
| Maximum excess |
£0.00
|
| Premium (maximum excess applied) |
£4.31
|
| Underwriter |
Financial & Legal Insurance Company Limited
|
| Unoccupied period |
30
|
| Individual call out cover limit for boiler repairs |
£1,000.00
|
| Time limit |
N/A
|
| Temporary emergency heating |
£0.00
|
| Boiler age exclusions |
30.00
|
| No claims period for boiler replacement |
14.00
|
| Boiler replacement (BER) within 0-4 years cover limit |
£500.00
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 5 years old or less. |
£500.00
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 7 years old or less. |
£250.00
|
| Boiler replacement (BER) within 8-10 years cover limit |
£250.00
|
| Boiler replacement (BER) 11-15 years cover limit |
£2.00
|
| Primary flue | Yes |
| Boiler controls | No |
| Alternative accommodation cover |
£0.00
|
| Internal gas supply pipe cover | Yes |
| Annual boiler service | No |
| Repairs guarantee |
Not Mentioned
|
| 24/7 claims helpline | Yes |
| Primary heating system |
Optional
|
| Date of price collection |
2026-08-06
|
| Plumbing & drainage cover | Yes |
| Electrical breakdown | Yes |
| Pest | Yes |
| Security | Yes |
Home insurance (building and contents)
5 products reviewed
Buildings insurance
2 products reviewed
Coverbaloo
Home Insurance (Integra)
| Feature | Value |
|---|---|
| Escape of water excess for buildings |
£250.00
|
| Matching sets (Buildings) | No |
| Frozen pipes | Yes |
| Trace and access |
£5,000.00
|
| Underground pipes, cables and tanks |
Covered as standard
|
Coverbaloo
Home Insurance (Ageas)
| Feature | Value |
|---|---|
| Escape of water excess for buildings |
£350.00
|
| Matching sets (Buildings) | No |
| Frozen pipes | Yes |
| Trace and access |
Sum insured
|
| Underground pipes, cables and tanks |
Covered as standard
|
Contents insurance
2 products reviewed
Coverbaloo
Home Insurance (Ageas)
| Feature | Value |
|---|---|
| Matching sets (contents) | No |
| Theft from outbuildings |
£2,500.00
|
| Cover for items away from home |
Optional
|
| Money in the home |
£750.00
|
| Property owner liability |
£2,000,000.00
|
| Escape of water excess (minimum) |
£350.00
|
Coverbaloo
Home Insurance (Integra)
| Feature | Value |
|---|---|
| Matching sets (contents) | No |
| Theft from outbuildings |
£3,000.00
|
| Cover for items away from home |
Optional
|
| Money in the home |
£750.00
|
| Property owner liability |
£2,000,000.00
|
| Escape of water excess (minimum) |
£250.00
|
Home Legal Cover
1 product reviewed
Coverbaloo
Legal Expenses
| Feature | Value |
|---|---|
| Limit of indemnity per claim |
£50,000.00
|
| Employment - employee | Yes |
| Property damage | Yes |
| Contract disputes - pursue | Yes |
| Property disputes | Yes |
| Standard advisors cost |
£150.00
|
| Employment - excess |
£0.00
|
| Contract disputes - defend | Yes |
| Data protection | No |
| Jury service - maximum indemnity limit |
£50,000.00
|