The company provides insurance solutions for a variety of home setups, from traditional houses with touring caravans to park homes.
Our product ratings for Safeguard
Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.
Home emergency cover
1 product reviewed
Boiler Breakdown Cover
1 product reviewed
Safeguard
Home Emergency
| Feature | Value |
|---|---|
| Minimum excess |
£0.00
|
| Premium (minimum excess applied) |
£3.33
|
| No claims period (Boiler) |
14.00
|
| Boiler repair cover limit |
£500.00
|
| No claims period |
14.00 days
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 6 years old or less. |
£250.00
|
| Getting access and reinstatement |
£0.00
|
| Type of pricing |
Static
|
| Maximum excess |
£0.00
|
| Premium (maximum excess applied) |
£3.33
|
| Underwriter |
Inter Partner Assistance SA
|
| Unoccupied period |
30
|
| Individual call out cover limit for boiler repairs |
£500.00
|
| Time limit |
N/A
|
| Temporary emergency heating |
£50.00
|
| Boiler age exclusions |
No exclusion
|
| No claims period for boiler replacement |
14.00
|
| Boiler replacement (BER) within 0-4 years cover limit |
£250.00
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 5 years old or less. |
£250.00
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 7 years old or less. |
£250.00
|
| Boiler replacement (BER) within 8-10 years cover limit |
£250.00
|
| Boiler replacement (BER) 11-15 years cover limit |
N/A
|
| Primary flue | Yes |
| Boiler controls | Yes |
| Alternative accommodation cover |
£200.00
|
| Internal gas supply pipe cover | Yes |
| Annual boiler service | No |
| Repairs guarantee |
Not Mentioned
|
| 24/7 claims helpline | Yes |
| Primary heating system | Yes |
| Date of price collection |
2026-03-25
|
| Plumbing & drainage cover | Yes |
| Electrical breakdown | Yes |
| Pest | Yes |
| Security |
Covered under the home insurance policy
|
Home insurance (building and contents)
7 products reviewed
Buildings insurance
3 products reviewed
Safeguard
Gold (Compare the market)
| Feature | Value |
|---|---|
| Escape of water excess for buildings |
£500.00
|
| Matching sets (Buildings) | Yes |
| Frozen pipes | Yes |
| Trace and access |
£10,000.00
|
| Underground pipes, cables and tanks |
Covered as standard
|
Safeguard
Silver (Compare the market)
| Feature | Value |
|---|---|
| Escape of water excess for buildings |
£500.00
|
| Matching sets (Buildings) | No |
| Frozen pipes | Yes |
| Trace and access |
£5,000.00
|
| Underground pipes, cables and tanks |
Covered as standard
|
Safeguard
Bronze (Compare the market)
| Feature | Value |
|---|---|
| Escape of water excess for buildings |
£500.00
|
| Matching sets (Buildings) | No |
| Frozen pipes | Yes |
| Trace and access |
£2,500.00
|
| Underground pipes, cables and tanks |
Covered as standard
|
Contents insurance
3 products reviewed
Safeguard
Gold (Compare the market)
| Feature | Value |
|---|---|
| Matching sets (contents) | Yes |
| Theft from outbuildings |
£5,000.00
|
| Cover for items away from home |
Optional under personal possessions
|
| Money in the home |
£500.00
|
| Property owner liability |
£2,000,000.00
|
| Escape of water excess (minimum) |
£500.00
|
Safeguard
Bronze (Compare the market)
| Feature | Value |
|---|---|
| Matching sets (contents) | No |
| Theft from outbuildings |
£0.00
|
| Cover for items away from home |
Optional under personal possessions
|
| Money in the home |
£0.00
|
| Property owner liability |
£2,000,000.00
|
| Escape of water excess (minimum) |
£500.00
|
Safeguard
Silver (Compare the market)
| Feature | Value |
|---|---|
| Matching sets (contents) | No |
| Theft from outbuildings |
£2,500.00
|
| Cover for items away from home |
Optional under personal possessions
|
| Money in the home |
£250.00
|
| Property owner liability |
£2,000,000.00
|
| Escape of water excess (minimum) |
£500.00
|
Home Legal Cover
1 product reviewed
Safeguard
Legal Expenses
| Feature | Value |
|---|---|
| Limit of indemnity per claim |
£100,000.00
|
| Employment - employee | Yes |
| Property damage | Yes |
| Contract disputes - pursue | Yes |
| Property disputes | Yes |
| Standard advisors cost |
£120.00
|
| Employment - excess |
£0.00
|
| Contract disputes - defend | Yes |
| Data protection | No |
| Jury service - maximum indemnity limit |
£100,000.00
|