Uinsure

Uinsure was established in 2007 and they provide Business-2-Business general insurance.

They also provide home insurance for the general market.

Based in Manchester, they offer a panel of leading insurers to provide insurance.

Their policies are underwritten by many insurance companies including Ageas, AXA, and many others.

Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.

Home emergency cover

1 product reviewed

Boiler Breakdown Cover

1 product reviewed

Uinsure

Home Emergency Cover

Feature Value
Minimum excess
£0.00
Premium (minimum excess applied)
£3.58
No claims period (Boiler)
2.00
Boiler repair cover limit
£1,500.00
No claims period
2.00 days
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 6 years old or less.
£500.00
Getting access and reinstatement
Sum Insured
Type of pricing
Static
Maximum excess
£0.00
Premium (maximum excess applied)
£3.58
Underwriter
AmTrust Specialty Limited
Unoccupied period
30
Individual call out cover limit for boiler repairs
£1,500.00
Time limit
N/A
Temporary emergency heating
£50.00
Boiler age exclusions
15.00
No claims period for boiler replacement
30.00
Boiler replacement (BER) within 0-4 years cover limit
£500.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 5 years old or less.
£500.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 7 years old or less.
£500.00
Boiler replacement (BER) within 8-10 years cover limit
£500.00
Boiler replacement (BER) 11-15 years cover limit
£3.00
Primary flue Yes
Boiler controls No
Alternative accommodation cover
£250.00
Internal gas supply pipe cover Yes
Annual boiler service No
Repairs guarantee
12 months
24/7 claims helpline Yes
Primary heating system Yes
Date of price collection
2025-11-12
Plumbing & drainage cover Yes
Electrical breakdown Yes
Pest Yes
Security Yes

Home insurance (building and contents)

9 products reviewed

Buildings insurance

2 products reviewed

Uinsure

Home Insurance (up to £100,000 contents cover)

Feature Value
Escape of water excess for buildings
£500.00
Matching sets (Buildings) No
Frozen pipes Yes
Trace and access
£1,000,000.00
Underground pipes, cables and tanks
Covered as standard
Uinsure

Home Insurance (up to £75,000 contents cover)

Feature Value
Escape of water excess for buildings
£500.00
Matching sets (Buildings) No
Frozen pipes Yes
Trace and access
£1,000,000.00
Underground pipes, cables and tanks
Covered as standard
Contents insurance

2 products reviewed

Uinsure

Home Insurance (up to £100,000 contents cover)

Feature Value
Matching sets (contents) No
Theft from outbuildings
£5,000.00
Cover for items away from home
Optional
Money in the home
£1,500.00
Property owner liability
£2,000,000.00
Escape of water excess (minimum)
£500.00
Uinsure

Home Insurance (up to £75,000 contents cover)

Feature Value
Matching sets (contents) No
Theft from outbuildings
£5,000.00
Cover for items away from home
Optional
Money in the home
£750.00
Property owner liability
£2,000,000.00
Escape of water excess (minimum)
£500.00
Home Legal Cover

1 product reviewed

Uinsure

Family Legal Protection

Feature Value
Limit of indemnity per claim
£150,000.00
Employment - employee Yes
Property damage No
Contract disputes - pursue Yes
Property disputes Yes
Standard advisors cost
£120.00
Employment - excess
£0.00
Contract disputes - defend Yes
Data protection No
Jury service - maximum indemnity limit
£150,000.00
Landlord

2 products reviewed

Uinsure

Landlord Insurance (£15k Conts)

Feature Value
Buildings Maximum Sum Insured
£1,000,000.00
Loss of Rent Sum Insured (Buildings)
£200,000.00
Contents Maximum Sum Insured
£15,000.00
Uinsure

Landlord Insurance (£35k Conts)

Feature Value
Buildings Maximum Sum Insured
£1,000,000.00
Loss of Rent Sum Insured (Buildings)
£200,000.00
Contents Maximum Sum Insured
£35,000.00
Landlord (star rating)

2 products reviewed

Uinsure

Landlord Insurance (£15k Conts)

Feature Value
Buildings Maximum Sum Insured
£1,000,000.00
Loss of Rent Sum Insured (Buildings)
£200,000.00
Contents Maximum Sum Insured
£15,000.00
Uinsure

Landlord Insurance (£35k Conts)

Feature Value
Buildings Maximum Sum Insured
£1,000,000.00
Loss of Rent Sum Insured (Buildings)
£200,000.00
Contents Maximum Sum Insured
£35,000.00

Our unique Customer Experience Ratings help consumers find companies that offer a good service.

Home insurance (building and contents)

Ranked 33rd of 47 providers reviewed

Customer happiness score 57.56%
Customer trust score 54.32%
Complaints performance 70%
Transparency rating 60.79%

Fairer Finance Score

Reviewed Autumn 2026

 60.67%