Our product ratings for T&R Direct Insurance Services

Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.

Home emergency cover

1 product reviewed

Boiler Breakdown Cover

1 product reviewed

T&R Direct Insurance Services

Home Emergency

Feature Value
Minimum excess
£0.00
Premium (minimum excess applied)
£2.00
No claims period (Boiler)
0.00
Boiler repair cover limit
£500.00
No claims period
0.00 days
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 6 years old or less.
£0.00
Getting access and reinstatement
£0.00
Type of pricing
Broker
Maximum excess
£0.00
Premium (maximum excess applied)
£2.00
Underwriter
Financial & Legal Insurance Company Limited
Unoccupied period
30
Individual call out cover limit for boiler repairs
£500.00
Time limit
N/A
Temporary emergency heating
£0.00
Boiler age exclusions
10.00
No claims period for boiler replacement
0.00
Boiler replacement (BER) within 0-4 years cover limit
£0.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 5 years old or less.
£0.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 7 years old or less.
£0.00
Boiler replacement (BER) within 8-10 years cover limit
£0.00
Boiler replacement (BER) 11-15 years cover limit
£1.00
Primary flue Yes
Boiler controls Yes
Alternative accommodation cover
£250.00
Internal gas supply pipe cover Yes
Annual boiler service No
Repairs guarantee
Not Mentioned
24/7 claims helpline Yes
Primary heating system Yes
Date of price collection
2025-09-26
Plumbing & drainage cover Yes
Electrical breakdown Yes
Pest Yes
Security Yes

Home insurance (building and contents)

1 product reviewed

Home Legal Cover

1 product reviewed

T&R Direct Insurance Services

Family Legal Expenses Policy

Feature Value
Limit of indemnity per claim
£50,000.00
Employment - employee Yes
Property damage Yes
Contract disputes - pursue Yes
Property disputes Yes
Standard advisors cost
£100.00
Employment - excess
£250.00
Contract disputes - defend Yes
Data protection No
Jury service - maximum indemnity limit
£1,000.00