Hiscox

Hiscox is a large insurance company based in Bermuda and listed on the London Stock Exchange. It operates in numerous countries and is a constituent of the FTSE 100.

In the private market, Hiscox specialises in high quality home insurance. Its cover is more comprehensive than that offered by other insurers, but also tends to be more expensive.

These policies are underwritten by the company's own Hiscox Insurance Company Limited.

Hiscox is known for providing high levels of cover, and offers protection specifically for collector's items including works of art. It also provides specialist cover for high value homes and listed building insurance.

Hiscox
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Gold ribbon: first place

Home insurance

Ranked 6th of 47 providers reviewed.

Customer happiness 61%
Customer trust 54%
Complaints performance 82%
Transparency rating 58%
Fairer Finance score
Reviewed Spring 2019
64%

Home insurance

Hiscox

Home Insurance

4 stars
Escape of water excess i £150
Matching sets i
Theft from outbuildings i £10,000
24hr helpline i
Alternative accommodation i £150,000
Cover for keys/locks if lost i Sum insured
Money in the home i £2,500
New for old i

Buildings insurance

Hiscox

Home Insurance

4 stars
Trace & access i £10,000
Matching sets i
Cover for keys/locks if lost i Sum insured
Compulsory excess i £150
Escape of water excess i £150
Alternative accommodation cover limit i £150,000
Cover for keys/locks if stolen i Sum insured
Property owner liability i Unlimited
24hr helpline i

Contents insurance

Hiscox

Home Insurance

4 stars
Theft from outbuildings i £10,000
Matching sets i
Cover for keys/locks if lost i Sum insured
Cycles included whilst in the home i Sum insured
New for old i
Alternative accomodation i £150,000
Money in the home i £2,500
Cover for keys/locks if stolen i Sum insured
24hr helpline i

Travel insurance

Annual multi-trip insurance

Hiscox

Annual

2 stars
Medical excess i £100
Cancelling before travel i £5,000
Personal possessions & baggage - damaged, lost or stolen i £0
Max trip duration i 62 days
Emergency medical cover and repatriation i £10,000,000
Cutting trip short/curtailment i £5,000
Abandoning your trip i £5,000
Lost or stolen cash i £0
Combined passport & travel i £500
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i