Hiscox is a large insurance company based in Bermuda and listed on the London Stock Exchange. Founded in 1901 it operates in numerous countries and is a constituent of the FTSE 100.
In the private market, Hiscox specialises in high quality home insurance.
These policies are underwritten by the company's own Hiscox Insurance Company Limited.
Hiscox is known for providing high levels of cover, and offers protection specifically for collector's items including works of art. It also provides specialist cover for high value homes and listed building insurance.
Our product ratings for Hiscox
Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.
Home emergency cover
2 products reviewed
Boiler Breakdown Cover
2 products reviewed
Hiscox
Home Emergency (Home Insurance)
| Feature | Value |
|---|---|
| Minimum excess |
£0.00
|
| Premium (minimum excess applied) |
N/A
|
| No claims period (Boiler) |
0.00
|
| Boiler repair cover limit |
£1,500.00
|
| No claims period |
0.00 days
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 6 years old or less. |
£250.00
|
| Getting access and reinstatement |
£0.00
|
| Type of pricing |
Over the phone pricing
|
| Maximum excess |
£0.00
|
| Premium (maximum excess applied) |
N/A
|
| Underwriter |
DAS Legal Expenses Insurance Company Ltd
|
| Unoccupied period |
60
|
| Individual call out cover limit for boiler repairs |
£1,500.00
|
| Time limit |
N/A
|
| Temporary emergency heating |
£150.00
|
| Boiler age exclusions |
No exclusion
|
| No claims period for boiler replacement |
0.00
|
| Boiler replacement (BER) within 0-4 years cover limit |
£250.00
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 5 years old or less. |
£250.00
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 7 years old or less. |
£250.00
|
| Boiler replacement (BER) within 8-10 years cover limit |
£250.00
|
| Boiler replacement (BER) 11-15 years cover limit |
£4.00
|
| Primary flue | Yes |
| Boiler controls |
Not Mentioned
|
| Alternative accommodation cover |
£450.00
|
| Internal gas supply pipe cover | Yes |
| Annual boiler service |
Optional
|
| Repairs guarantee |
12 months
|
| 24/7 claims helpline | Yes |
| Primary heating system | Yes |
| Date of price collection |
2026-03-06
|
| Plumbing & drainage cover | Yes |
| Electrical breakdown | Yes |
| Pest | Yes |
| Security | Yes |
Hiscox
Home Emergency (606 Home Insurance)
| Feature | Value |
|---|---|
| Minimum excess |
£0.00
|
| Premium (minimum excess applied) |
N/A
|
| No claims period (Boiler) |
0.00
|
| Boiler repair cover limit |
£1,500.00
|
| No claims period |
0.00 days
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 6 years old or less. |
£250.00
|
| Getting access and reinstatement |
£0.00
|
| Type of pricing |
Over the phone pricing
|
| Maximum excess |
£0.00
|
| Premium (maximum excess applied) |
N/A
|
| Underwriter |
Hiscox Underwriting Ltd
|
| Unoccupied period |
60
|
| Individual call out cover limit for boiler repairs |
£1,500.00
|
| Time limit |
N/A
|
| Temporary emergency heating |
£150.00
|
| Boiler age exclusions |
No exclusion
|
| No claims period for boiler replacement |
0.00
|
| Boiler replacement (BER) within 0-4 years cover limit |
£250.00
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 5 years old or less. |
£250.00
|
| Contribution towards the cost of a new boiler if yours is beyond economic repair and is 7 years old or less. |
£250.00
|
| Boiler replacement (BER) within 8-10 years cover limit |
£250.00
|
| Boiler replacement (BER) 11-15 years cover limit |
£3.00
|
| Primary flue | Yes |
| Boiler controls |
Not Mentioned
|
| Alternative accommodation cover |
£450.00
|
| Internal gas supply pipe cover | Yes |
| Annual boiler service | No |
| Repairs guarantee |
12 months
|
| 24/7 claims helpline | Yes |
| Primary heating system | Yes |
| Date of price collection |
2026-03-06
|
| Plumbing & drainage cover | Yes |
| Electrical breakdown | Yes |
| Pest | Yes |
| Security | Yes |
Home insurance (building and contents)
2 products reviewed
High Net Worth Home Insurance
2 products reviewed
Hiscox
606 Home Insurance (Unlimited)
| Feature | Value |
|---|---|
| Trace & Access |
Up to the buildings sum insured
|
| Contents in Outbuildings including Garages |
Up to the contents sum insured
|
| Underwriter |
Hiscox Underwriting Ltd
|
Hiscox
606 Home Insurance (Sum insured)
| Feature | Value |
|---|---|
| Trace & Access |
Up to the buildings sum insured
|
| Contents in Outbuildings including Garages |
Up to the contents sum insured
|
| Underwriter |
Hiscox Underwriting Ltd
|
Small Business Insurance
1 product reviewed
Office and Surgery Insurance
1 product reviewed