Hiscox

Hiscox is a large insurance company based in Bermuda and listed on the London Stock Exchange. Founded in 1901 it operates in numerous countries and is a constituent of the FTSE 100.

In the private market, Hiscox specialises in high quality home insurance. 

These policies are underwritten by the company's own Hiscox Insurance Company Limited.

Hiscox is known for providing high levels of cover, and offers protection specifically for collector's items including works of art. It also provides specialist cover for high value homes and listed building insurance.

Hiscox
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Gold ribbon: first place

Home insurance (building and contents)

Ranked 4th of 49 providers reviewed.

Customer happiness 63%
Customer trust 58%
Complaints performance 82%
Transparency rating 69%
Fairer Finance score
Reviewed Autumn 2019
68%

Home insurance (building and contents)

Hiscox

Home Insurance

4 stars
Escape of water excess i £150
Matching sets i
Theft from outbuildings cover limit i £10,000
24hr helpline i
Alternative accommodation cover limit i £150,000
Cover for keys if lost i Sum insured
Money in the home i £2,500
Replace belongings new for old i

Buildings insurance

Hiscox

Home Insurance

4 stars
Finding & repairing a leak cover limit i £10,000
Matching sets i
Cover for keys if lost i Sum insured
Compulsory excess i £150
Escape of water excess i £150
Alternative accommodation cover limit i £150,000
Cover for keys if stolen i Sum insured
Property owner liability i Unlimited
24hr helpline i

Contents insurance

Hiscox

Home Insurance

4 stars
Theft from outbuildings cover limit i £10,000
Matching sets i
Cover for keys if lost i Sum insured
Cover limit for cycles in the home i Sum insured
Replace belongings new for old i
Alternative accommodation cover limit i £150,000
Money in the home cover limit i £2,500
Cover for keys if stolen i Sum insured
24hr helpline i

Travel insurance

Annual multi-trip insurance

Hiscox

Annual

2 stars
Medical excess i £100
Cancelling before travel cover limit i £5,000
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £0
Max trip duration i 62 days
Emergency medical cover and repatriation cover limit i £10,000,000
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Lost or stolen cash i £0
Combined passport & travel cover limit i £500
Natural disaster relocation cover i
Natural disaster baggage cover i
Mental health cover i