First2Protect

Established 2014, First2Protect is an insurance broker offering a number of home insurance and landlords insurance.  It is a part of LSL Property Services.

First2Protect Ltd is an appointed representative of First Complete Ltd.

Their headquarters are based in York.

Our product ratings for First2Protect

Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.

Home emergency cover

1 product reviewed

Boiler Breakdown Cover

1 product reviewed

First2Protect

Home Emergency Insurance

Feature Value
Minimum excess
£0.00
Premium (minimum excess applied)
£2.85
No claims period (Boiler)
3.00
Boiler repair cover limit
£500.00
No claims period
3.00 days
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 6 years old or less.
£500.00
Getting access and reinstatement
£0.00
Type of pricing
Static
Maximum excess
£0.00
Premium (maximum excess applied)
£2.85
Underwriter
AmTrust Specialty Limited
Unoccupied period
30
Individual call out cover limit for boiler repairs
£500.00
Time limit
N/A
Temporary emergency heating
£50.00
Boiler age exclusions
15.00
No claims period for boiler replacement
30.00
Boiler replacement (BER) within 0-4 years cover limit
£500.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 5 years old or less.
£500.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 7 years old or less.
£500.00
Boiler replacement (BER) within 8-10 years cover limit
£500.00
Boiler replacement (BER) 11-15 years cover limit
£2.00
Primary flue Yes
Boiler controls No
Alternative accommodation cover
£250.00
Internal gas supply pipe cover Yes
Annual boiler service No
Repairs guarantee
Not Mentioned
24/7 claims helpline Yes
Primary heating system Yes
Date of price collection
2025-12-09
Plumbing & drainage cover Yes
Electrical breakdown Yes
Pest Yes
Security Yes

Home insurance (building and contents)

8 products reviewed

Buildings insurance

1 product reviewed

First2Protect

Your Home

Feature Value
Escape of water excess for buildings
£250.00
Matching sets (Buildings)
50% of the cost of replacing the undamaged parts
Frozen pipes Yes
Trace and access
£5,000.00
Underground pipes, cables and tanks
Covered as standard
Contents insurance

2 products reviewed

First2Protect

Your Home

Feature Value
Matching sets (contents)
50% of the cost of replacing the undamaged parts
Theft from outbuildings
£5,000.00
Cover for items away from home
Optional
Money in the home
£1,000.00
Property owner liability
£2,000,000.00
Escape of water excess (minimum)
£250.00
First2Protect

Your Tenants Contents (Ageas)

Feature Value
Matching sets (contents)
50% of the cost of replacing the undamaged parts
Theft from outbuildings
£5,000.00
Cover for items away from home
Optional
Money in the home
£750.00
Property owner liability
N/A
Escape of water excess (minimum)
£250.00
Home Legal Cover

1 product reviewed

First2Protect

Your Family Legal Expenses

Feature Value
Limit of indemnity per claim
£50,000.00
Employment - employee Yes
Property damage Yes
Contract disputes - pursue Yes
Property disputes Yes
Standard advisors cost
N/A
Employment - excess
£0.00
Contract disputes - defend Yes
Data protection No
Jury service - maximum indemnity limit
£50,000.00
Landlord

2 products reviewed

First2Protect

Let Property (Modus)

Feature Value
Buildings Maximum Sum Insured
£1,000,000.00
Loss of Rent Sum Insured (Buildings)
£200,000.00
Contents Maximum Sum Insured
sum insured
First2Protect

Let Property (Prestige)

Feature Value
Buildings Maximum Sum Insured
£1,000,000.00
Loss of Rent Sum Insured (Buildings)
£200,000.00
Contents Maximum Sum Insured
sum insured
Landlord (star rating)

2 products reviewed

First2Protect

Let Property (Prestige)

Feature Value
Buildings Maximum Sum Insured
£1,000,000.00
Loss of Rent Sum Insured (Buildings)
£200,000.00
Contents Maximum Sum Insured
sum insured
First2Protect

Let Property (Modus)

Feature Value
Buildings Maximum Sum Insured
£1,000,000.00
Loss of Rent Sum Insured (Buildings)
£200,000.00
Contents Maximum Sum Insured
sum insured