1st Central

1st Central Insurance focuses on car insurance and also sells related products such as personal accident cover and breakdown cover.

It's one of the many lesser known brands that has benefited from the increasing prevalence of price comparison sites. When you buy a policy from 1st Central, it will be underwritten by one of a panel of insurers the company does business with.

1st Central Insurance is part of the First Central Group, which was established in Guernsey in 2008, and provides financial services across insurance, property, and law. It has subsidiaries based in Guernsey, Gibraltar and the UK.

1st Central

Car insurance

Ranked 24th of 50 providers reviewed.

Customer happiness 64%
Customer trust 54%
Complaints performance 61%
Transparency rating 44%
Fairer Finance score
Reviewed Autumn 2018
56%

Car insurance

1st Central

Private Car

4 stars
Cover for keys/locks if lost i £1,500
Uninsured driver promise i
Courtesy car for duration of repair i
Windscreen repair excess i £25
Windscreen replacement excess i £80
Cover for keys/locks if stolen i £1,500
Cover for replacing original audio/visual equipment i £1,000
24hr helpline available i
Repairs guarantee (years) i 5 years