1st Central

1st Central Insurance specialises in car insurance.

It is part of the First Central Group, which was established in Guernsey in 2008, and provides financial services across insurance, property, and law. It has subsidiaries across Guernsey, Gibraltar and the UK.




1st Central
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Car insurance

Ranked 41st of 54 providers reviewed.

Customer happiness 65.75%
Customer trust 56.79%
Complaints performance 60.62%
Transparency rating 57.97%
Fairer Finance score
Reviewed Autumn 2021
60%

Car insurance

1st Central

Private Car

3 stars
Cover limit for lost keys i £1,500
Courtesy car for duration of repair i
Uninsured driver promise i
Cover for replacing original audio/visual equipment i £1,000
New car replacement
Windscreen repair excess i £25
Windscreen replacement excess i £95
Repairs guarantee (years) i 5 years
Cover limit for stolen keys i £1,500
24hr helpline available i
Courtesy car provided if stolen / total loss i

1st Central

Private Car Premier

3 stars
Cover limit for lost keys i £1,500
Courtesy car for duration of repair i
Uninsured driver promise i
Cover for replacing original audio/visual equipment i £1,000
New car replacement
Windscreen repair excess i £25
Windscreen replacement excess i £95
Repairs guarantee (years) i 5 years
Cover limit for stolen keys i £1,500
24hr helpline available i
Courtesy car provided if stolen / total loss i

1st Central

Private Car Plus

3 stars
Cover limit for lost keys i £1,500
Courtesy car for duration of repair i
Uninsured driver promise i
Cover for replacing original audio/visual equipment i £1,000
New car replacement
Windscreen repair excess i £25
Windscreen replacement excess i £95
Repairs guarantee (years) i 5 years
Cover limit for stolen keys i £1,500
24hr helpline available i
Courtesy car provided if stolen / total loss i

1st Central

Private Car Value

2 stars
Cover limit for lost keys i £1,500
Courtesy car for duration of repair i
Uninsured driver promise i
Cover for replacing original audio/visual equipment i £0
New car replacement
Windscreen repair excess i £25
Windscreen replacement excess i £95
Repairs guarantee (years) i 5 years
Cover limit for stolen keys i £1,500
24hr helpline available i
Courtesy car provided if stolen / total loss i