1st Central Insurance specialises in car insurance.
It is part of the First Central Group, which was
established in Guernsey in 2008, and provides financial services across
insurance, property, and law. It has subsidiaries across Guernsey,
Gibraltar and the UK.
We don't get paid for any links on our site.
| Customer happiness score | 54.57% |
|---|---|
| Customer trust score | 57.53% |
| Complaints performance | 63.57% |
| Transparency rating | 65.48% |
| Fairer Finance score Reviewed Autumn 2023 |
60% |
| Customer happiness score | 59.74% |
|---|---|
| Customer trust score | 49.38% |
| Complaints performance | 50.86% |
| Transparency rating | 68.75% |
| Fairer Finance score Reviewed Autumn 2023 |
57% |
| Courtesy car for duration of repair i | |
|---|---|
| Uninsured driver promise i | |
| Cover limit for lost keys i | £1,500.00 |
| 24hr helpline available i | |
| New car replacement i | |
| Courtesy car provided if stolen / total loss i | |
| Windscreen repair excess i | £25.00 |
| Windscreen replacement excess i | £125.00 |
| Cover limit for stolen keys i | £1,500.00 |
| Cover for replacing original audio/visual equipment i | Unlimited |
| Repairs guarantee (years) i | 5 years |
| Vandalism i |
| Courtesy car for duration of repair i | |
|---|---|
| Uninsured driver promise i | |
| Cover limit for lost keys i | £1,500.00 |
| 24hr helpline available i | |
| New car replacement i | |
| Courtesy car provided if stolen / total loss i | |
| Windscreen repair excess i | £25.00 |
| Windscreen replacement excess i | £125.00 |
| Cover limit for stolen keys i | £1,500.00 |
| Cover for replacing original audio/visual equipment i | Unlimited |
| Repairs guarantee (years) i | 5 years |
| Vandalism i |
| Courtesy car for duration of repair i | |
|---|---|
| Uninsured driver promise i | |
| Cover limit for lost keys i | £1,500.00 |
| 24hr helpline available i | |
| New car replacement i | |
| Courtesy car provided if stolen / total loss i | |
| Windscreen repair excess i | £25.00 |
| Windscreen replacement excess i | £125.00 |
| Cover limit for stolen keys i | £1,500.00 |
| Cover for replacing original audio/visual equipment i | Unlimited |
| Repairs guarantee (years) i | 5 years |
| Vandalism i |
| Courtesy car for duration of repair i | |
|---|---|
| Uninsured driver promise i | |
| Cover limit for lost keys i | £1,500.00 |
| 24hr helpline available i | |
| New car replacement i | |
| Courtesy car provided if stolen / total loss i | |
| Windscreen repair excess i | £25.00 |
| Windscreen replacement excess i | £125.00 |
| Cover limit for stolen keys i | £1,500.00 |
| Cover for replacing original audio/visual equipment i | Unlimited |
| Repairs guarantee (years) i | 5 years |
| Vandalism i |
| Courtesy car for duration of repair i | |
|---|---|
| Uninsured driver promise i | |
| Cover limit for lost keys i | £1,500.00 |
| 24hr helpline available i | |
| New car replacement i | |
| Courtesy car provided if stolen / total loss i | |
| Windscreen repair excess i | Windscreen repair not covered |
| Windscreen replacement excess i | Windscreen replace not covered |
| Cover limit for stolen keys i | £1,500.00 |
| Cover for replacing original audio/visual equipment i | £0.00 |
| Repairs guarantee (years) i | 5 years |
| Vandalism i |
| Cover limit for lost keys i | £1,500.00 |
|---|---|
| Courtesy car for duration of repair i | |
| Uninsured driver promise i | |
| Cover limit for Legal Liability Cover for property damage | £20,000,000.00 |
| Underwriter | Skyfire Insurance Company Ltd |
| Cover limit for stolen keys i | £1,500.00 |
| Storage after accident i | |
| Cover for replacing original audio/visual equipment i | £1,000.00 |
| New car replacement i | |
| Legal cover for manslaughter defence i | Unlimited |
| Vermin & insects i | |
| Misfuelling i | |
| Cancellation fee (within 14 days, box not installed) i | £75.00 |
| 24hr helpline available i | |
| Self-installed or engineer-installed box? i | Self install |
| Is device removal mandatory at the end of the contract? i | |
| Is there an excessive speeding restriction? | |
| Can your insurance be cancelled due to a poor driving score? | |
| Can premiums increase due to driving score? | On renewal |
| Curfew i | |
| Digital capability i | |
| Are children's car seats covered? | |
| Cover limit for personal belongings inside car | £250.00 |
| Cancellation fee (within 14 days) box installed i | £75.00 |
| Speed restrictions scenario i | Fail |
| Annual cover limit i | £1,000.00 |
|---|---|
| Claim limit i | Unlimited |
| Annual cover limit i | £750.00 |
|---|---|
| Claim limit i | Unlimited |
| Annual cover limit i | £300.00 |
|---|---|
| Claim limit i | Unlimited |
| Annual cover limit i | £500.00 |
|---|---|
| Claim limit i | Unlimited |