Cornish Mutual

Cornish Mutual was founded in 1903.

Cornish Mutual offers home, car, farm, and business insurance.

The Cornish Mutual Assurance Co. Ltd. is based in Truro, UK.

Our product ratings for Cornish Mutual

Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.

Car insurance

1 product reviewed

Electric Car Insurance

1 product reviewed

Cornish Mutual

Private Motor Vehicle Insurance

Feature Value
Courtesy car for duration of repair Yes
Uninsured driver promise Yes
Cover limit for lost keys
£0.00
24hr helpline available Yes
New car replacement Yes
Courtesy car provided if stolen / total loss No
Windscreen repair excess
£0.00
Windscreen replacement excess
£50.00
Cover limit for stolen keys
£500.00
Cover for replacing original audio/visual equipment
Unlimited
Repairs guarantee (years)
3 years
Vandalism Yes

Commercial Vehicle Insurance

1 product reviewed

Cornish Mutual

Commercial Vehicle Insurance

Feature Value
Courtesy car for duration of repair Yes
Uninsured driver promise Yes
Cover limit for lost keys
£0.00
24hr helpline available Yes
New car replacement Yes
Courtesy car provided if stolen / total loss No
Windscreen repair excess
£0.00
Windscreen replacement excess
£50.00
Cover limit for stolen keys
£500.00
Cover for replacing original audio/visual equipment
Unlimited
Repairs guarantee (years)
3 years
Vandalism Yes

Home emergency cover

1 product reviewed

Boiler Breakdown Cover

1 product reviewed

Cornish Mutual

Home Emergency Assistance

Feature Value
Minimum excess
£0.00
Premium (minimum excess applied)
N/A
No claims period (Boiler)
0.00
Boiler repair cover limit
£1,000.00
No claims period
0.00 days
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 6 years old or less.
£0.00
Getting access and reinstatement
£0.00
Type of pricing
Comes as standard with home insurance
Maximum excess
£0.00
Premium (maximum excess applied)
N/A
Underwriter
ARAG Legal Expenses Insurance Company Limited
Unoccupied period
30
Individual call out cover limit for boiler repairs
£1,000.00
Time limit
N/A
Temporary emergency heating
£0.00
Boiler age exclusions
No exclusion
No claims period for boiler replacement
0.00
Boiler replacement (BER) within 0-4 years cover limit
£0.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 5 years old or less.
£0.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 7 years old or less.
£0.00
Boiler replacement (BER) within 8-10 years cover limit
£0.00
Boiler replacement (BER) 11-15 years cover limit
£3.00
Primary flue Yes
Boiler controls
Not Mentioned
Alternative accommodation cover
£250.00
Internal gas supply pipe cover Yes
Annual boiler service
Optional
Repairs guarantee
Not Mentioned
24/7 claims helpline Yes
Primary heating system Yes
Date of price collection
2025-09-08
Plumbing & drainage cover Yes
Electrical breakdown Yes
Pest Yes
Security Yes

Home insurance (building and contents)

4 products reviewed

Buildings insurance

1 product reviewed

Cornish Mutual

Home Insurance

Feature Value
Escape of water excess for buildings
£100.00
Matching sets (Buildings) No
Frozen pipes Yes
Trace and access
£10,000.00
Underground pipes, cables and tanks
Covered as standard
Contents insurance

1 product reviewed

Cornish Mutual

Home Insurance

Feature Value
Matching sets (contents) No
Theft from outbuildings
£10,000.00
Cover for items away from home
Optional
Money in the home
£500.00
Property owner liability
£5,000,000.00
Escape of water excess (minimum)
£100.00
Home Legal Cover

1 product reviewed

Cornish Mutual

Legal Expenses

Feature Value
Limit of indemnity per claim
£50,000.00
Employment - employee Yes
Property damage Yes
Contract disputes - pursue Yes
Property disputes Yes
Standard advisors cost
N/A
Employment - excess
£0.00
Contract disputes - defend Yes
Data protection No
Jury service - maximum indemnity limit
£1,000.00
Landlord

1 product reviewed

Cornish Mutual

Let Property Owners

Feature Value
Buildings Maximum Sum Insured
sum insured
Loss of Rent Sum Insured (Buildings)
sum insured
Contents Maximum Sum Insured
sum insured

Motor Fleet Insurance

1 product reviewed

Cornish Mutual

Commercial Motor Fleet Insurance

Motor Legal Cover

1 product reviewed

Cornish Mutual

Legal Expenses Cover

Feature Value
Uninsured loss recovery Limit
£100,000.00
Personal Injury limit
£100,000.00
Motor Prosecution defence Limit
£0.00
Uninsured driver benefit No
Consumer Disputes Limit
£0.00
Database Disputes Limit
£0.00
Vehicle Cloning Limit
£0.00
Uninsured driver benefit (Minimum pay out)
£0.00