Baptist Insurance

Baptist Insurance offers church and home insurance products.

Baptist Insurance started in 1905 to protect Baptist churches against fire. It offers bespoke services to Baptist church owners, such as risk management survey.

It's head offices are in Gloucester.

Our product ratings for Baptist Insurance

Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.

Home emergency cover

1 product reviewed

Boiler Breakdown Cover

1 product reviewed

Baptist Insurance

Home Emergency

Feature Value
Minimum excess
£0.00
Premium (minimum excess applied)
N/A
No claims period (Boiler)
0.00
Boiler repair cover limit
£1,000.00
No claims period
0.00 days
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 6 years old or less.
£0.00
Getting access and reinstatement
£0.00
Type of pricing
Comes as standard with home insurance
Maximum excess
£0.00
Premium (maximum excess applied)
N/A
Underwriter
The Baptist Insurance Company plc
Unoccupied period
60
Individual call out cover limit for boiler repairs
£1,000.00
Time limit
N/A
Temporary emergency heating
£0.00
Boiler age exclusions
No exclusion
No claims period for boiler replacement
0.00
Boiler replacement (BER) within 0-4 years cover limit
£0.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 5 years old or less.
£0.00
Contribution towards the cost of a new boiler if yours is beyond economic repair and is 7 years old or less.
£0.00
Boiler replacement (BER) within 8-10 years cover limit
£0.00
Boiler replacement (BER) 11-15 years cover limit
£3.00
Primary flue Yes
Boiler controls
Not Mentioned
Alternative accommodation cover
£250.00
Internal gas supply pipe cover Yes
Annual boiler service No
Repairs guarantee
Not Mentioned
24/7 claims helpline Yes
Primary heating system Yes
Date of price collection
2026-02-26
Plumbing & drainage cover Yes
Electrical breakdown Yes
Pest Yes
Security Yes

Home insurance (building and contents)

5 products reviewed

Buildings insurance

2 products reviewed

Baptist Insurance

Home Insurance (Sum insured)

Feature Value
Escape of water excess for buildings
£250.00
Matching sets (Buildings)
50% of the cost of replacing the undamaged parts
Frozen pipes Yes
Trace and access
£5,000.00
Underground pipes, cables and tanks
Covered as standard
Baptist Insurance

Home Insurance (Bedroom rated)

Feature Value
Escape of water excess for buildings
£250.00
Matching sets (Buildings)
50% of the cost of replacing the undamaged parts
Frozen pipes Yes
Trace and access
£5,000.00
Underground pipes, cables and tanks
Covered as standard
Contents insurance

2 products reviewed

Baptist Insurance

Home Insurance (Sum insured)

Feature Value
Matching sets (contents)
50% of the cost of replacing the undamaged parts
Theft from outbuildings
£5,000.00
Cover for items away from home
Covered as standard
Money in the home
£1,000.00
Property owner liability
£2,000,000.00
Escape of water excess (minimum)
£250.00
Baptist Insurance

Home Insurance (Bedroom rated)

Feature Value
Matching sets (contents)
50% of the cost of replacing the undamaged parts
Theft from outbuildings
£5,000.00
Cover for items away from home
Covered as standard
Money in the home
£1,000.00
Property owner liability
£2,000,000.00
Escape of water excess (minimum)
£250.00
Home Legal Cover

1 product reviewed

Baptist Insurance

Legal Expenses

Feature Value
Limit of indemnity per claim
£50,000.00
Employment - employee Yes
Property damage Yes
Contract disputes - pursue Yes
Property disputes Yes
Standard advisors cost
£100.00
Employment - excess
£0.00
Contract disputes - defend Yes
Data protection No
Jury service - maximum indemnity limit
£50,000.00