Policy Expert

Policy Expert is a member of the QMetric Group which launched in 2011 and are based in London. Whilst Policy Expert compares quotes from a number of different insurers, it also has its own products. It offers home, car and travel insurance. Notably, it offers to fix customers' premiums for two years when they first take out home insurance with them. 

Policy Expert
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Car insurance

Ranked 24th of 52 providers reviewed.

Customer happiness 49.39%
Customer trust 43.29%
Complaints performance 76.38%
Transparency rating 54.58%
Fairer Finance score
Reviewed Autumn 2020
61%

Home insurance (building and contents)

Ranked 46th of 51 providers reviewed.

Customer happiness 51.18%
Customer trust 40.1%
Complaints performance 70.63%
Transparency rating 63.05%
Fairer Finance score
Reviewed Autumn 2020
56%

Home insurance (building and contents)

Policy Expert

Home Premier

4 stars
Escape of water excess i £500
Matching sets i
Theft from outbuildings cover limit i £3,000
24hr helpline i
Alternative accommodation cover limit i £150,000
Cover for keys if lost i £1,000
Money in the home i £1,000
Replace belongings new for old i

Policy Expert

Home Plus

4 stars
Escape of water excess i £500
Matching sets i
Theft from outbuildings cover limit i £3,000
24hr helpline i
Alternative accommodation cover limit i £150,000
Cover for keys if lost i £1,000
Money in the home i £1,000
Replace belongings new for old i

Policy Expert

Home Essentials

3 stars
Escape of water excess i £500
Matching sets i
Theft from outbuildings cover limit i £1,000
24hr helpline i
Alternative accommodation cover limit i £100,000
Cover for keys if lost i £500
Money in the home i £250
Replace belongings new for old i

Policy Expert

Home Select

3 stars
Escape of water excess i £500
Matching sets i
Theft from outbuildings cover limit i £1,000
24hr helpline i
Alternative accommodation cover limit i £100,000
Cover for keys if lost i £500
Money in the home i £250
Replace belongings new for old i

Buildings insurance

Policy Expert

Home Essentials

4 stars
Finding & repairing a leak cover limit i £10,000
Cover for keys if lost i £500
Matching sets i
Alternative accommodation cover limit i £100,000
Cover for keys if stolen i £500
Compulsory excess i £100
Escape of water excess i £500
Property owner liability i £2,000,000
24hr helpline i

Policy Expert

Home Premier

4 stars
Finding & repairing a leak cover limit i Sum insured
Cover for keys if lost i £1,000
Matching sets i
Alternative accommodation cover limit i £150,000
Cover for keys if stolen i £1,000
Compulsory excess i £100
Escape of water excess i £500
Property owner liability i £5,000,000
24hr helpline i

Policy Expert

Home Select

4 stars
Finding & repairing a leak cover limit i £10,000
Cover for keys if lost i £500
Matching sets i
Alternative accommodation cover limit i £100,000
Cover for keys if stolen i £500
Compulsory excess i £100
Escape of water excess i £500
Property owner liability i £2,000,000
24hr helpline i

Policy Expert

Home Plus

4 stars
Finding & repairing a leak cover limit i Sum insured
Cover for keys if lost i £1,000
Matching sets i
Alternative accommodation cover limit i £150,000
Cover for keys if stolen i £1,000
Compulsory excess i £100
Escape of water excess i £500
Property owner liability i £5,000,000
24hr helpline i

Contents insurance

Policy Expert

Home Premier

4 stars
Theft from outbuildings cover limit i £3,000
Matching sets i
Cover for keys if lost i £1,000
Cover limit for cycles in the home i £3,000
Replace belongings new for old i
Alternative accommodation cover limit i £25,000
Money in the home cover limit i £1,000
Cover for keys if stolen i £1,000
24hr helpline i

Policy Expert

Home Plus

4 stars
Theft from outbuildings cover limit i £3,000
Matching sets i
Cover for keys if lost i £1,000
Cover limit for cycles in the home i £3,000
Replace belongings new for old i
Alternative accommodation cover limit i £25,000
Money in the home cover limit i £1,000
Cover for keys if stolen i £1,000
24hr helpline i

Policy Expert

Home Essentials

3 stars
Theft from outbuildings cover limit i £1,000
Matching sets i
Cover for keys if lost i £500
Cover limit for cycles in the home i £1,000
Replace belongings new for old i
Alternative accommodation cover limit i £10,000
Money in the home cover limit i £250
Cover for keys if stolen i £500
24hr helpline i

Policy Expert

Home Select

3 stars
Theft from outbuildings cover limit i £1,000
Matching sets i
Cover for keys if lost i £500
Cover limit for cycles in the home i £1,000
Replace belongings new for old i
Alternative accommodation cover limit i £10,000
Money in the home cover limit i £250
Cover for keys if stolen i £500
24hr helpline i