Swiftcover

Swiftcover is an online-only insurance company owned by French financial services giant AXA.

Swiftcover was formed in 2005 by a group of executives from Churchill Insurance.

It offers car, home, bike and van insurance.

It was the first mainstream car insurance provider to give a discount to customers for having a dashcam installed in their car. These are video recorders that can provide evidence the car is involved in an accident.

Swiftcover
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Car insurance

Ranked 26th of 53 providers reviewed.

Customer happiness 57%
Customer trust 40%
Complaints performance 64%
Transparency rating 68%
Fairer Finance score
Reviewed Autumn 2019
57%

Home insurance (building and contents)

Ranked 43rd of 49 providers reviewed.

Customer happiness 42%
Customer trust 31%
Complaints performance 67%
Transparency rating 62%
Fairer Finance score
Reviewed Autumn 2019
51%

Car insurance

Swiftcover

Car Insurance

5 stars
Cover limit for lost keys i £2,500
Uninsured driver promise i
Courtesy car for duration of repair i
Windscreen repair excess i £15
Windscreen replacement excess i £75
Cover limit for stolen keys i £2,500
Cover for replacing original audio/visual equipment i Unlimited
24hr helpline available i 75
Repairs guarantee (years) i Lifetime
Courtesy car provided if stolen / total loss i

Home insurance (building and contents)

Swiftcover

Swift MADE

3 stars
Escape of water excess i £350
Matching sets i 50%
Theft from outbuildings cover limit i £2,500
24hr helpline i
Alternative accommodation cover limit i £20,000
Cover for keys if lost i £500
Money in the home i £250
Replace belongings new for old i

Swiftcover

Swift MORE

3 stars
Escape of water excess i £350
Matching sets i 50%
Theft from outbuildings cover limit i £5,000
24hr helpline i
Alternative accommodation cover limit i £40,000
Cover for keys if lost i £1,000
Money in the home i £500
Replace belongings new for old i

Buildings insurance

Swiftcover

Swift MADE

3 stars
Finding & repairing a leak cover limit i £5,000
Matching sets i 50%
Cover for keys if lost i £500
Compulsory excess i £100
Escape of water excess i £350
Alternative accommodation cover limit i £20,000
Cover for keys if stolen i £500
Property owner liability i £2,000,000
24hr helpline i

Swiftcover

Swift MORE

3 stars
Finding & repairing a leak cover limit i £5,000
Matching sets i 50%
Cover for keys if lost i £1,000
Compulsory excess i £100
Escape of water excess i £350
Alternative accommodation cover limit i £40,000
Cover for keys if stolen i £1,000
Property owner liability i £2,000,000
24hr helpline i

Contents insurance

Swiftcover

Swift MADE

3 stars
Theft from outbuildings cover limit i £2,500
Matching sets i 50%
Cover for keys if lost i £500
Cover limit for cycles in the home i £0
Replace belongings new for old i
Alternative accommodation cover limit i £15,000
Money in the home cover limit i £250
Cover for keys if stolen i £500
24hr helpline i

Swiftcover

Swift MORE

3 stars
Theft from outbuildings cover limit i £5,000
Matching sets i 50%
Cover for keys if lost i £1,000
Cover limit for cycles in the home i £0
Replace belongings new for old i
Alternative accommodation cover limit i £20,000
Money in the home cover limit i £500
Cover for keys if stolen i £1,000
24hr helpline i