Swiftcover

Swiftcover is an online-only insurance company owned by French financial services giant AXA.

Swiftcover was formed in 2005 by a group of executives from Churchill Insurance.

It offers car, home, bike and van insurance.

It was the first mainstream car insurance provider to give a discount to customers for having a dashcam installed in their car. These are video recorders that can provide evidence the car is involved in an accident.

Swiftcover
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Car insurance

Ranked 48th of 52 providers reviewed.

Customer happiness 51.81%
Customer trust 35.14%
Complaints performance 64%
Transparency rating 57.14%
Fairer Finance score
Reviewed Autumn 2020
54%

Home insurance (building and contents)

Ranked 48th of 51 providers reviewed.

Customer happiness 49.15%
Customer trust 35.44%
Complaints performance 66.25%
Transparency rating 73.33%
Fairer Finance score
Reviewed Autumn 2020
56%

Car insurance

Swiftcover

Car Insurance

5 stars
Courtesy car for duration of repair i
Uninsured driver promise i
Cover limit for lost keys i £2,500
New car replacement
24hr helpline available i
Courtesy car provided if stolen / total loss i
Windscreen repair excess i £15
Windscreen replacement excess i £75
Cover limit for stolen keys i £2,500
Cover for replacing original audio/visual equipment i Unlimited
Repairs guarantee (years) i Lifetime

Home insurance (building and contents)

Swiftcover

Swift MORE

3 stars
Escape of water excess i £350
Matching sets i 50%
Theft from outbuildings cover limit i £5,000
24hr helpline i
Alternative accommodation cover limit i £40,000
Cover for keys if lost i £1,000
Money in the home i £500
Replace belongings new for old i

Swiftcover

Swift MADE

2 stars
Escape of water excess i £350
Matching sets i 50%
Theft from outbuildings cover limit i £2,500
24hr helpline i
Alternative accommodation cover limit i £20,000
Cover for keys if lost i £500
Money in the home i £250
Replace belongings new for old i

Buildings insurance

Swiftcover

Swift MADE

3 stars
Finding & repairing a leak cover limit i £5,000
Cover for keys if lost i £500
Matching sets i 50%
Alternative accommodation cover limit i £20,000
Cover for keys if stolen i £500
Compulsory excess i £100
Escape of water excess i £350
Property owner liability i £2,000,000
24hr helpline i

Swiftcover

Swift MORE

3 stars
Finding & repairing a leak cover limit i £5,000
Cover for keys if lost i £1,000
Matching sets i 50%
Alternative accommodation cover limit i £40,000
Cover for keys if stolen i £1,000
Compulsory excess i £100
Escape of water excess i £350
Property owner liability i £2,000,000
24hr helpline i

Contents insurance

Swiftcover

Swift MORE

3 stars
Theft from outbuildings cover limit i £5,000
Matching sets i 50%
Cover for keys if lost i £1,000
Cover limit for cycles in the home i £0
Replace belongings new for old i
Alternative accommodation cover limit i £20,000
Money in the home cover limit i £500
Cover for keys if stolen i £1,000
24hr helpline i

Swiftcover

Swift MADE

2 stars
Theft from outbuildings cover limit i £2,500
Matching sets i 50%
Cover for keys if lost i £500
Cover limit for cycles in the home i £0
Replace belongings new for old i
Alternative accommodation cover limit i £15,000
Money in the home cover limit i £250
Cover for keys if stolen i £500
24hr helpline i