Swiftcover

Swiftcover is an online-only insurance company owned by French financial services giant AXA.

Swiftcover was formed in 2005 by a group of executives from Churchill Insurance.

It offers car, home, bike and van insurance.

It was the first mainstream car insurance provider to give a discount to customers for having a dashcam installed in their car. These are video recorders that can provide evidence the car is involved in an accident.

Swiftcover
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Car insurance

Ranked 53rd of 54 providers reviewed.

Customer happiness 50.98%
Customer trust 36.27%
Complaints performance 59.38%
Transparency rating 73.54%
Fairer Finance score
Reviewed Autumn 2021
55%

Home insurance (building and contents)

Ranked 33rd of 51 providers reviewed.

Customer happiness 59.43%
Customer trust 44.34%
Complaints performance 59.39%
Transparency rating 82.11%
Fairer Finance score
Reviewed Autumn 2021
61%

Car insurance

Swiftcover

Car Insurance

5 stars
Cover limit for lost keys i £2,500
Courtesy car for duration of repair i
Uninsured driver promise i
Cover for replacing original audio/visual equipment i Unlimited
New car replacement
Windscreen repair excess i £15
Windscreen replacement excess i £75
Repairs guarantee (years) i Lifetime
Cover limit for stolen keys i £2,500
24hr helpline available i
Courtesy car provided if stolen / total loss i

Home insurance (building and contents)

Swiftcover

Swift MADE

2 stars
Matching sets i 50
Theft from outbuildings cover limit i £2,500
Escape of water excess i £350
Alternative accommodation cover limit i £20,000
Cover for keys if lost i £500
Money in the home i £250
Replace belongings new for old i
24hr helpline i

Swiftcover

Swift MORE

2 stars
Matching sets i 50
Theft from outbuildings cover limit i £5,000
Escape of water excess i £350
Alternative accommodation cover limit i £40,000
Cover for keys if lost i £1,000
Money in the home i £500
Replace belongings new for old i
24hr helpline i

Buildings insurance

Swiftcover

Swift MADE

3 stars
Finding & repairing a leak cover limit i £5,000
Cover for keys if lost i £500
Matching sets i 50
Alternative accommodation cover limit i £20,000
Cover for keys if stolen i £500
Compulsory excess i £100
Escape of water excess i £350
24hr helpline i
Property owner liability i £2,000,000

Swiftcover

Swift MORE

3 stars
Finding & repairing a leak cover limit i £5,000
Cover for keys if lost i £1,000
Matching sets i 50
Alternative accommodation cover limit i £40,000
Cover for keys if stolen i £1,000
Compulsory excess i £100
Escape of water excess i £350
24hr helpline i
Property owner liability i £2,000,000

Contents insurance

Swiftcover

Swift MORE

3 stars
Theft from outbuildings cover limit i £5,000
Matching sets i 50
Cover for keys if lost i £1,000
Cover limit for cycles in the home i £0
Replace belongings new for old i
Alternative accommodation cover limit i £20,000
Money in the home cover limit i £500
Cover for keys if stolen i £1,000
24hr helpline i

Swiftcover

Swift MADE

2 stars
Theft from outbuildings cover limit i £2,500
Matching sets i 50
Cover for keys if lost i £500
Cover limit for cycles in the home i £0
Replace belongings new for old i
Alternative accommodation cover limit i £15,000
Money in the home cover limit i £250
Cover for keys if stolen i £500
24hr helpline i