Chip

Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.

Investing and pensions

15 products reviewed

Fund and Share Accounts (for high frequency trading)

2 products reviewed

Chip

ChipX GIA

Feature Value
Cost per share trade
N/A
Fund dealing charge
£0.00
Chip

Basic Plan GIA

Feature Value
Cost per share trade
N/A
Fund dealing charge
£0.00
Fund and Share Accounts (for low frequency trading)

2 products reviewed

Chip

ChipX GIA

Feature Value
Cost per share trade
N/A
Annual investment funds platform fee
0.00%
Chip

Basic Plan GIA

Feature Value
Cost per share trade
N/A
Annual investment funds platform fee
0.25%
Ready-made Ethical General Investment Accounts

2 products reviewed

Chip

ChipX plan

Feature Value
Cost (Year 1)
£156.88
Account closure fee
£0.00
Charge for transferring investments to another platform
N/A
Chip

Chip Basic Plan

Feature Value
Cost (Year 1)
£210.00
Account closure fee
£0.00
Charge for transferring investments to another platform
N/A
Ready-made Ethical Stocks and Shares ISAs

2 products reviewed

Chip

Chip Basic Plan

Feature Value
Cost (Year 1)
£210.00
Account closure fee
£0.00
Charge for transferring investments to another platform
N/A
Chip

ChipX plan

Feature Value
Cost (Year 1)
£156.88
Account closure fee
£0.00
Charge for transferring investments to another platform
N/A
Ready-made General Investment Accounts

2 products reviewed

Chip

ChipX plan

Feature Value
Cost (Year 1)
£158.62
Account closure fee
£0.00
Charge for transferring investments to another platform
N/A
Chip

Chip Basic Plan

Feature Value
Cost (Year 1)
£210.00
Account closure fee
£0.00
Charge for transferring investments to another platform
N/A
Ready-made Personal Pensions

1 product reviewed

Chip

Chip SIPP

Feature Value
Cost (Year 1)
£630.00
Account closure fee
£0.00
Charge for transferring investments to another platform
N/A
Ready-made Stocks and Shares ISAs

2 products reviewed

Chip

ChipX plan

Feature Value
Cost (Year 1)
£158.62
Account closure fee
£0.00
Charge for transferring investments to another platform
N/A
Chip

Chip Basic Plan

Feature Value
Cost (Year 1)
£210.00
Account closure fee
£0.00
Charge for transferring investments to another platform
N/A
Stocks and Shares ISAs (self-invested)

2 products reviewed

Chip

ChipX ISA

Feature Value
Cost per share trade
N/A
Annual Shares Platform Fee
N/A
Annual investment funds platform fee
0.00%
Chip

Basic Plan ISA

Feature Value
Cost per share trade
N/A
Annual Shares Platform Fee
N/A
Annual investment funds platform fee
0.25%

Savings Accounts

2 products reviewed

Easy Access Accounts

2 products reviewed

Chip

Instant Access Account

Feature Value
Interest Rate (AER)
3.51%
Balance Tiers
3.51% from £1
Minimum Opening Balance
£1.00
Withdrawal Penalty
N/A
Part of FSCS Yes
Bonus Rate
Rate includes 0.51% bonus for 12 months
Chip

Easy Access Account

Feature Value
Interest Rate (AER)
3.81%
Balance Tiers
3.81% from £1
Minimum Opening Balance
£1.00
Withdrawal Penalty
N/A
Part of FSCS Yes
Bonus Rate
N/A

Savings Accounts (ISAs)

1 product reviewed

Easy Access ISAs

1 product reviewed

Chip

Smart Cash ISA

Feature Value
Interest Rate (AER)
4.86%
Minimum Opening Balance
£1.00
Part of FSCS Yes
Withdrawal Penalty
N/A

Our unique Customer Experience Ratings help consumers find companies that offer a good service.

Savings Accounts

Ranked 28th of 55 providers reviewed

Customer happiness score 71.77%
Customer trust score 66.19%
Complaints performance 76.81%
Transparency rating 65.7%

Fairer Finance Score

Reviewed Autumn 2026

 70.12%