Moneybox

Moneybox is a trading name of Digital Moneybox Ltd, which was founded in 2015 by Ben Stanway and Charlie Mortimer. In order to use its services, customers must download the Moneybox app.

It is a privately limited company and has its headquarters in London. 

Moneybox
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Gold ribbon: first place

Investing and pensions

Ranked 6th of 27 providers reviewed.

Customer happiness score 76.53%
Customer trust score 79.59%
Complaints performance 72.25%
Transparency rating 54.36%
Fairer Finance score
Reviewed Autumn 2023
71%
Most trusted
Most recommended
Best digital experience
Gold ribbon: first place

Savings Accounts

Ranked 22nd of 53 providers reviewed.

Customer happiness score 74.88%
Customer trust score 68.96%
Complaints performance 80.5%
Transparency rating 44.67%
Fairer Finance score
Reviewed Autumn 2023
67%

Investing and pensions

Fund and Share Accounts (for high frequency trading)

Moneybox

General Investment Account

4 stars
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Charge for automatic reinvestment £0.00
Charge for transferring cash to another platform £0.00
Early Account Closure Fee (12 months or less) £0.00
Inactivity Charge £0.00
Charge for selling holdings if not enough money in account to pay other charges £0.00
Charge for telephone/postal share dealing
Same Day Payment Charge
Cost of receiving paper statements for a year £0.00
App available i

Fund and Share Accounts (for low frequency trading)

Moneybox

General Investment Account

2 stars
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Charge for automatic reinvestment £0.00
Charge for transferring cash to another platform £0.00
Early Account Closure Fee (12 months or less) £0.00
Inactivity Charge £0.00
Charge for selling holdings if not enough money in account to pay other charges £0.00
Charge for telephone/postal share dealing
Same Day Payment Charge
Cost of receiving paper statements for a year £0.00
App available i

Junior Stocks and Shares ISAs (self-invested)

Moneybox

Junior ISA

4 stars
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Cost of receiving paper statements for a year £0.00
Charge for transferring cash to another platform £0.00
Inactivity Charge £0.00
Charge for telephone/postal share dealing
Charge for automatic reinvestment £0.00
Charge for selling holdings if not enough money in account to pay other charges £0.00

Lifetime ISAs (Self-invested)

Moneybox

Lifetime ISA

4 stars
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Cost of receiving paper statements for a year £0.00
Charge for transferring cash to another platform £0.00
Inactivity Charge £0.00
Charge for automatic reinvestment £0.00
Charge for telephone/postal share dealing
Charge for selling holdings if not enough money in account to pay other charges £0.00
Repairing or voiding an ISA, when required under HMRC rules £0.00

Ready-made Ethical General Investment Accounts

Moneybox

Moneybox Socially Responsible Portfolio

3 stars
Cost (Year 1) i £400.00
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Does the provider have a mobile app?
Charge for selling holdings if not enough money in account for charges £0.00
Completing paper applications
Cash withdrawal by BACs £0.00
Same day payment/payment by CHAPs
Early account closure fee £0.00
Cost of receiving paper statements for a year
Charge for transferring cash to another platform i £0.00

Ready-made Ethical Junior ISAs

Moneybox

Moneybox Socially Responsible Portfolio

3 stars
Cost (Year 1) i £400.00
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Does the provider have a mobile app?
Charge for selling holdings if not enough money in account for charges £0.00
Completing paper applications
Cash withdrawal by BACs £0.00
Same day payment/payment by CHAPs
Early account closure fee £0.00
Cost of receiving paper statements for a year
Charge for transferring cash to another platform i £0.00

Ready-made Ethical Lifetime ISAs

Moneybox

Moneybox Socially Responsible Portfolio

3 stars

Ready-made Ethical Personal Pensions

Moneybox

Moneybox Socially Responsible Pension Portfolio

3 stars
Cost (Year 1) i £800.00
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Does the provider have a mobile app?
Charge for selling holdings if not enough money in account for charges £0.00
Completing paper applications
Cash withdrawal by BACs £0.00
Same day payment/payment by CHAPs
Early account closure fee £0.00
Cost of receiving paper statements for a year
Charge for transferring cash to another platform i £0.00

Ready-made Ethical Stocks and Shares ISAs

Moneybox

Moneybox Socially Responsible Portfolio

3 stars
Cost (Year 1) i £400.00
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Is there a mobile app?
Charge for selling holdings if not enough money in account for charges £0.00
Completing paper applications
Cash withdrawal by BACs £0.00
Same day payment/payment by CHAPs
Early account closure fee £0.00
Cost of receiving paper statements for a year
Charge for transferring cash to another platform i £0.00

Ready-made General Investment Accounts

Moneybox

Moneybox portfolio

3 stars
Cost (Year 1) i £400.00
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Does the provider have a mobile app?
Charge for selling holdings if not enough money in account for charges £0.00
Completing paper applications
Cash withdrawal by BACs £0.00
Same day payment/payment by CHAPs
Early account closure fee £0.00
Cost of receiving paper statements for a year
Charge for transferring cash to another platform i £0.00

Ready-made Junior ISAs

Moneybox

Moneybox portfolio

3 stars
Cost (Year 1) i £400.00
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Does the provider have a mobile app?
Charge for selling holdings if not enough money in account for charges £0.00
Completing paper applications
Cash withdrawal by BACs £0.00
Same day payment/payment by CHAPs
Early account closure fee £0.00
Cost of receiving paper statements for a year
Charge for transferring cash to another platform i £0.00

Ready-made Lifetime ISAs

Ready-made Personal Pensions

Moneybox

Moneybox Pension portfolio

3 stars
Cost (Year 1) i £800.00
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Does the provider have a mobile app?
Charge for selling holdings if not enough money in account for charges £0.00
Completing paper applications
Cash withdrawal by BACs £0.00
Same day payment/payment by CHAPs
Early account closure fee £0.00
Cost of receiving paper statements for a year
Charge for transferring cash to another platform i £0.00

Ready-made Stocks and Shares ISAs

Moneybox

Moneybox portfolio

3 stars
Cost (Year 1) i £400.00
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Is there a mobile app?
Charge for selling holdings if not enough money in account for charges £0.00
Completing paper applications
Cash withdrawal by BACs £0.00
Same day payment/payment by CHAPs
Early account closure fee £0.00
Cost of receiving paper statements for a year
Charge for transferring cash to another platform i £0.00

Self-invested Personal Pensions (SIPPs)

Moneybox

Personal Pension

4 stars
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Charge for automatic reinvestment £0.00
Charge for transferring cash to another platform i £0.00
Early Account Closure Fee (12 months or less) £0.00
Charge for selling holdings if not enough money in account to pay other charges £0.00
Charge for telephone/postal share dealing
Cost of receiving paper statements for a year £0.00
Charge for writing to a third party to confirm the value of the account (Including probate valuations) £0.00

Stocks and Shares ISAs (self-invested)

Moneybox

Stocks & Shares ISA

5 stars
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Charge for automatic reinvestment £0.00
Charge for transferring cash to another platform £0.00
Inactivity Charge £0.00
Charge for telephone/postal share dealing
Charge for selling holdings if not enough money in account to pay other charges £0.00
Repairing or voiding an ISA, when required under HMRC rules £0.00
Same Day Payment Charge £0.00
Cost of receiving paper statements for a year £0.00

Notice Savings Accounts

Up to 180 Day Notice Accounts

Moneybox

95 Day Notice Account

Interest Rate (AER) i 4.96%
Part of FSCS i
Notice Period 95 days
Minimum Opening Balance i £1.00
Maximum Balance i £85,000.00
Minimum Age to Open Account i 18
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Early withdrawals allowed? i
Withdrawal Penalty i

Up to 60 Day Notice Accounts

Moneybox

32 Day Notice Account

Interest Rate (AER) i 4.66%
Part of FSCS i
Notice Period 32 days
Minimum Opening Balance i £1.00
Maximum Balance i £85,000.00
Minimum Age to Open Account i 18
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Early withdrawals allowed? i
Withdrawal Penalty i

Savings Accounts

Easy Access Accounts

Moneybox

Simple Saver Account

Interest Rate (AER) i 4%
Balance Tiers i 4.00% from £1
Minimum Opening Balance i £1.00
Withdrawal Penalty i
Part of FSCS i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Additional Opening Criteria i
Maximum Balance i £85,000.00
Minimum Age to Open Account i 18
Penalty free withdrawals? i
Sharia Account i
Additional Information i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i

Savings Accounts (ISAs)

Easy Access ISAs

Moneybox

Moneybox Cash ISA

Interest Rate (AER) i 4.75%
Minimum Opening Balance i £500.00
Part of FSCS i
Withdrawal Penalty i Lower rate paid if more than 4 withdrawals per calendar year
Minimum Age to Open Account i 18
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Penalty free withdrawals? i
Can you transfer in funds from another cash ISA? i
Can you transfer in funds from a stocks and shares ISA? i

Lifetime ISAs

Moneybox

Moneybox Cash Lifetime ISA

Interest Rate (AER) i 4.4%
Part of FSCS i
Minimum Opening Balance i £1.00
Minimum Age to Open Account i 18
Sharia Account i
Can be opened by mobile app? i
Can be opened in branch? i
Can be opened online? i
Can be managed by mobile app? i
Can be managed in branch? i
Can be managed online? i
Additional Opening Criteria i
Withdrawal Penalty i Withdrawals are charged at 25%
Can you transfer in funds from another cash ISA? i
Can you transfer in funds from a stocks and shares ISA? i
Additional Information i