Moneybox

Moneybox is a trading name of Digital Moneybox Ltd, which was founded in 2015 by Ben Stanway and Charlie Mortimer. In order to use its services, customers must download the Moneybox app. It is a privately limited company and has its headquarters in London.

Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.

Investing and pensions

18 products reviewed

Fund and Share Accounts (for high frequency trading)

1 product reviewed

Moneybox

General Investment Account

Feature Value
Cost per share trade
N/A
Fund dealing charge
£0.00
Fund and Share Accounts (for low frequency trading)

1 product reviewed

Moneybox

General Investment Account

Feature Value
Cost per share trade
N/A
Annual investment funds platform fee
Moneybox funds: 0.15%. Other funds: 0.45%
Income Drawdown products (self-invested)

1 product reviewed

Moneybox

Personal Pension

Feature Value
Annual cost of regular payments (drawdown)
£0.00
Fee for setting up drawdown
£0.00
Charge for taking whole pot under triviality rules
£0.00
Junior Stocks and Shares ISAs (self-invested)

1 product reviewed

Moneybox

Junior ISA

Feature Value
Cost per share trade
N/A
Annual shares platform fee
N/A
Annual investment funds platform fee
Moneybox funds: 0.15%. Other funds: 0.45%
Lifetime ISAs (Self-invested)

1 product reviewed

Moneybox

Lifetime ISA

Feature Value
Annual Shares Platform Fee
N/A
Annual investment funds platform fee
Moneybox funds: 0.15%. Other funds: 0.45%
Ready-made Ethical General Investment Accounts

1 product reviewed

Moneybox

Moneybox Socially Responsible Portfolio

Feature Value
Cost (Year 1)
£425.00
Account closure fee
£0.00
Charge for transferring investments to another platform
£0.00
Ready-made Ethical Junior ISAs

1 product reviewed

Moneybox

Moneybox Socially Responsible Portfolio

Feature Value
Cost (Year 1)
£212.50
Account closure fee
£0.00
Charge for transferring investments to another platform
£0.00
Ready-made Ethical Lifetime ISAs

1 product reviewed

Moneybox

Moneybox Socially Responsible Portfolio

Feature Value
Cost (Year 1)
£212.50
Account closure fee
£0.00
Charge for transferring investments to another platform
£0.00
Ready-made Ethical Personal Pensions

1 product reviewed

Moneybox

Moneybox Socially Responsible Pension Portfolio

Feature Value
Cost (Year 1)
£850.00
Account closure fee
£0.00
Charge for transferring investments to another platform
£0.00
Ready-made Ethical Stocks and Shares ISAs

1 product reviewed

Moneybox

Moneybox Socially Responsible Portfolio

Feature Value
Cost (Year 1)
£425.00
Account closure fee
£0.00
Charge for transferring investments to another platform
£0.00
Ready-made General Investment Accounts

1 product reviewed

Moneybox

Moneybox portfolio

Feature Value
Cost (Year 1)
£235.00
Account closure fee
£0.00
Charge for transferring investments to another platform
£0.00
Ready-made Income Drawdown

1 product reviewed

Moneybox

Moneybox Pension Default Option

Feature Value
Cost (Year 1)
£630.00
Cost of setting up income drawdown
N/A
Annual cost of regular payments
N/A
Charge for taking your tax free lump sum from your pension, or for making a one off or new regular payment after drawdown has started
N/A
Ready-made Junior ISAs

1 product reviewed

Moneybox

Moneybox portfolio

Feature Value
Cost (Year 1)
£117.50
Account closure fee
£0.00
Charge for transferring investments to another platform
£0.00
Ready-made Lifetime ISAs

1 product reviewed

Moneybox

Moneybox portfolio

Feature Value
Cost (Year 1)
£117.50
Account closure fee
£0.00
Charge for transferring investments to another platform
£0.00
Ready-made Personal Pensions

1 product reviewed

Moneybox

Moneybox Pension Default Option

Feature Value
Cost (Year 1)
£470.00
Account closure fee
£0.00
Charge for transferring investments to another platform
£0.00
Ready-made Stocks and Shares ISAs

1 product reviewed

Moneybox

Moneybox portfolio

Feature Value
Cost (Year 1)
£235.00
Account closure fee
£0.00
Charge for transferring investments to another platform
£0.00
Self-invested Personal Pensions (SIPPs)

1 product reviewed

Moneybox

Personal Pension

Feature Value
Annual investment funds platform fee
Moneybox funds: 0.15% (Max £150). Other funds: 0.45% up to £100,000, 0.15% £100,000+
Annual shares platform fee
N/A
Cost per share trade
N/A
Stocks and Shares ISAs (self-invested)

1 product reviewed

Moneybox

Stocks & Shares ISA

Feature Value
Cost per share trade
£0.00
Annual Shares Platform Fee
0.45%
Annual investment funds platform fee
Moneybox funds: 0.15%. Other funds: 0.45%

Savings Accounts

1 product reviewed

Easy Access Accounts

1 product reviewed

Moneybox

Simple Saver

Feature Value
Interest Rate (AER)
2.4%
Balance Tiers
2.4% from £1
Minimum Opening Balance
£1.00
Withdrawal Penalty
N/A
Part of FSCS Yes
Bonus Rate
N/A

Savings Accounts (ISAs)

2 products reviewed

Easy Access ISAs

2 products reviewed

Moneybox

Open Access Cash ISA

Feature Value
Interest Rate (AER)
3.8%
Minimum Opening Balance
£1.00
Part of FSCS Yes
Withdrawal Penalty
N/A
Moneybox

Moneybox Cash ISA

Feature Value
Interest Rate (AER)
4.53%
Minimum Opening Balance
£500.00
Part of FSCS Yes
Withdrawal Penalty
Lower rate paid if more than 3 withdrawals per calendar year

Our unique Customer Experience Ratings help consumers find companies that offer a good service.

Investing and pensions

Ranked 10th of 21 providers reviewed

Customer happiness score 62.03%
Customer trust score 71.63%
Complaints performance 76.87%
Transparency rating 60.98%

Fairer Finance Score

Reviewed Autumn 2026

 67.88%

Savings Accounts

Ranked 27th of 55 providers reviewed

Customer happiness score 68.37%
Customer trust score 64.58%
Complaints performance 83.55%
Transparency rating 64.24%

Fairer Finance Score

Reviewed Autumn 2026

 70.18%