AJ Bell

Founded in 1995, AJ Bell is now one of the UKs largest online investment platforms. AJ Bell offers products both directly to the customer, on the AJ Bell platform, and through an advisor and the AJ Bell Investcentre. Customers can also create a bespoke service via the AJ Bell platinum products. AJ Bell is listed on the London Stock exchange in the FTSE 250 Index. Their UK headquarters are in Manchester

AJ Bell
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Gold ribbon: first place

Investing and pensions

Ranked 8th of 24 providers reviewed.

Customer happiness 68.83%
Customer trust 67.88%
Complaints performance 69.75%
Transparency rating 56.84%
Fairer Finance score
Reviewed Autumn 2022
66%

Investing and pensions

Fund and Share Accounts (for high frequency trading)

AJ Bell

Dealing Account

5 stars
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Charge for automatic reinvestment £1.50
Charge for transferring cash to another platform £0.00
Early Account Closure Fee (12 months or less) £0.00
Inactivity Charge £0.00
Charge for selling holdings if not enough money in account to pay other charges £9.95
Same Day Payment Charge £0.00
Cost of receiving paper statements for a year
App available i
Charge for telephone/postal share dealing £29.95

Fund and Share Accounts (for low frequency trading)

AJ Bell

Dealing Account

4 stars
Account closure fee £0.00
Charge for transferring investments to another platform i 0
Charge for automatic reinvestment £1.50
Charge for telephone/postal share dealing £29.95
App available i
Charge for transferring cash to another platform £0.00
Early Account Closure Fee (12 months or less) £0.00
Inactivity Charge £0.00
Charge for selling holdings if not enough money in account to pay other charges £9.95
Same Day Payment Charge £0.00
Cost of receiving paper statements for a year

Income Drawdown products (self-invested)

AJ Bell

SIPP

4 stars
Annual cost of regular payments (drawdown) £120.00
Fee for setting up drawdown £0.00
Charge for taking whole pot under triviality rules £0.00
Charge for withdrawing your tax-free lump sum £30.00
Cost of adding funds to drawdown, or reviewing flexi-access drawdown (not capped) £90.00
Charge for purchasing an annuity £180.00
Charge for telephone/postal share dealing £29.95
Account closure fee £0.00
Charge for transferring cash to another platform £0.00
Charge for transferring investments to another platform i £0.00
Charge for automatic reinvestment £1.50
Same Day Payment Charge £0.00
Cost of receiving paper statements for a year £0.00

Junior Pensions

AJ Bell

Junior SIPP

5 stars
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Cost of receiving paper statements for a year
Charge for transferring cash to another platform £0.00
Charge for selling holdings if not enough money in account to pay other charges £9.95
Same Day Payment Charge £0.00

Junior Stocks and Shares ISAs (self-invested)

AJ Bell

Junior ISA

5 stars
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Cost of receiving paper statements for a year
Charge for telephone/postal share dealing £29.95
Charge for transferring cash to another platform £0.00
Inactivity Charge £0.00
Charge for automatic reinvestment £1.50
Charge for selling holdings if not enough money in account to pay other charges £9.95

Lifetime ISAs (Self-invested)

AJ Bell

Lifetime ISA

5 stars
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Cost of receiving paper statements for a year £0.00
Charge for transferring cash to another platform £0.00
Inactivity Charge £0.00
Charge for automatic reinvestment £1.50
Charge for selling holdings if not enough money in account to pay other charges £9.95
Repairing or voiding an ISA, when required under HMRC rules £0.00
Charge for telephone/postal share dealing £29.95

Ready-made Ethical General Investment Accounts

AJ Bell

AJ Bell portfolio

4 stars
Cost (Year 1) i £384.00
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Does the provider have a mobile app?
Charge for selling holdings if not enough money in account for charges £9.95
Completing paper applications £100.00
Cash withdrawal by BACs £0.00
Same day payment/payment by CHAPs £0.00
Early account closure fee £0.00
Cost of receiving paper statements for a year
Charge for transferring cash to another platform i £0.00

Ready-made Ethical Junior ISAs

AJ Bell

AJ Bell portfolio

4 stars
Cost (Year 1) i £384.00
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Does the provider have a mobile app?
Charge for selling holdings if not enough money in account for charges £9.95
Completing paper applications £100.00
Cash withdrawal by BACs £0.00
Same day payment/payment by CHAPs £0.00
Early account closure fee £0.00
Cost of receiving paper statements for a year
Charge for transferring cash to another platform i £0.00

Ready-made Ethical Lifetime ISAs

Ready-made Ethical Personal Pensions

AJ Bell

AJ Bell portfolio

4 stars
Cost (Year 1) i £759.00
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Does the provider have a mobile app?
Charge for selling holdings if not enough money in account for charges 9.95
Completing paper applications £100.00
Cash withdrawal by BACs £0.00
Same day payment/payment by CHAPs £0.00
Early account closure fee £0.00
Cost of receiving paper statements for a year
Charge for transferring cash to another platform i £0.00

Ready-made Ethical Stocks and Shares ISAs

AJ Bell

AJ Bell portfolio

4 stars
Cost (Year 1) i £384.00
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Is there a mobile app?
Charge for selling holdings if not enough money in account for charges £9.95
Completing paper applications £100.00
Cash withdrawal by BACs £0.00
Same day payment/payment by CHAPs £0.00
Early account closure fee £0.00
Cost of receiving paper statements for a year
Charge for transferring cash to another platform i £0.00

Ready-made General Investment Accounts

AJ Bell

AJ Bell portfolio

3 stars
Cost (Year 1) i £503.00
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Does the provider have a mobile app?
Charge for selling holdings if not enough money in account for charges £9.95
Completing paper applications £100.00
Cash withdrawal by BACs £0.00
Same day payment/payment by CHAPs £0.00
Early account closure fee £0.00
Cost of receiving paper statements for a year
Charge for transferring cash to another platform i £0.00

Ready-made Junior ISAs

AJ Bell

AJ Bell portfolio

3 stars
Cost (Year 1) i £503.00
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Charge for selling holdings if not enough money in account for charges £9.95
Completing paper applications £100.00
Cash withdrawal by BACs £0.00
Same day payment/payment by CHAPs £0.00
Early account closure fee £0.00
Cost of receiving paper statements for a year
Charge for transferring cash to another platform i £0.00
Does the provider have a mobile app?

Ready-made Lifetime ISAs

Ready-made Personal Pensions

AJ Bell

AJ Bell portfolio

3 stars
Cost (Year 1) i £995.50
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Charge for selling holdings if not enough money in account for charges £9.95
Completing paper applications £100.00
Cash withdrawal by BACs £0.00
Same day payment/payment by CHAPs £0.00
Early account closure fee £0.00
Cost of receiving paper statements for a year
Charge for transferring cash to another platform i £0.00
Does the provider have a mobile app?

Ready-made Stocks and Shares ISAs

AJ Bell

AJ Bell portfolio

3 stars
Cost (Year 1) i £503.00
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Charge for selling holdings if not enough money in account for charges £9.95
Completing paper applications £100.00
Cash withdrawal by BACs £0.00
Same day payment/payment by CHAPs £0.00
Early account closure fee £0.00
Cost of receiving paper statements for a year
Charge for transferring cash to another platform i £0.00
Is there a mobile app?

Self-invested Personal Pensions (SIPPs)

AJ Bell

SIPP

5 stars
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Charge for automatic reinvestment £1.50
Charge for transferring cash to another platform i £0.00
Early Account Closure Fee (12 months or less) £0.00
Charge for selling holdings if not enough money in account to pay other charges £9.95
Charge for telephone/postal share dealing £29.95
Cost of receiving paper statements for a year £0.00
Charge for writing to a third party to confirm the value of the account (Including probate valuations) £0.00

Stocks and Shares ISAs (self-invested)

AJ Bell

Stocks & Shares ISA

5 stars
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Charge for automatic reinvestment £1.50
Charge for telephone/postal share dealing £29.95
Charge for transferring cash to another platform £0.00
Inactivity Charge £0.00
Charge for selling holdings if not enough money in account to pay other charges £9.95
Repairing or voiding an ISA, when required under HMRC rules £0.00
Same Day Payment Charge £0.00
Cost of receiving paper statements for a year £0.00