AJ Bell

Founded in 1995, AJ Bell is now one of the UKs largest online investment platforms. AJ Bell offers products both directly to the customer, on the AJ Bell platform, and through an advisor and the AJ Bell Investcentre. Customers can also create a bespoke service via the AJ Bell platinum products. AJ Bell is listed on the London Stock exchange in the FTSE 250 Index. Their UK headquarters are in Manchester

AJ Bell
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Gold ribbon: first place

Investing and pensions

Ranked 5th of 27 providers reviewed.

Customer happiness score 74.59%
Customer trust score 69.84%
Complaints performance 72.94%
Transparency rating 68.41%
Fairer Finance score
Reviewed Autumn 2023
71%

Investing and pensions

Fund and Share Accounts (for high frequency trading)

AJ Bell

Dealing Account

5 stars
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Charge for automatic reinvestment £1.50
Charge for transferring cash to another platform £0.00
Early Account Closure Fee (12 months or less) £0.00
Inactivity Charge £0.00
Charge for selling holdings if not enough money in account to pay other charges £5.00
Charge for telephone/postal share dealing £25.00
Same Day Payment Charge £0.00
Cost of receiving paper statements for a year
App available i

Fund and Share Accounts (for low frequency trading)

AJ Bell

Dealing Account

5 stars
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Charge for automatic reinvestment £1.50
Charge for transferring cash to another platform £0.00
Early Account Closure Fee (12 months or less) £0.00
Inactivity Charge £0.00
Charge for selling holdings if not enough money in account to pay other charges £5.00
Charge for telephone/postal share dealing £25.00
Same Day Payment Charge £0.00
Cost of receiving paper statements for a year
App available i

Income Drawdown products (self-invested)

AJ Bell

SIPP

4 stars
Annual cost of regular payments (drawdown) £120.00
Fee for setting up drawdown £0.00
Charge for taking whole pot under triviality rules £0.00
Account closure fee £0.00
Charge for transferring cash to another platform £0.00
Charge for transferring investments to another platform i £0.00
Charge for automatic reinvestment £1.50
Charge for withdrawing your tax-free lump sum £30.00
Cost of adding funds to drawdown, or reviewing flexi-access drawdown (not capped) £90.00
Charge for purchasing an annuity £180.00
Charge for telephone/postal share dealing £25.00
Same Day Payment Charge £0.00
Cost of receiving paper statements for a year £0.00

Junior Pensions

AJ Bell

Junior SIPP

5 stars
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Cost of receiving paper statements for a year
Charge for transferring cash to another platform £0.00
Charge for selling holdings if not enough money in account to pay other charges £5.00
Same Day Payment Charge £0.00

Junior Stocks and Shares ISAs (self-invested)

AJ Bell

Junior ISA

5 stars
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Cost of receiving paper statements for a year
Charge for transferring cash to another platform £0.00
Inactivity Charge £0.00
Charge for telephone/postal share dealing £25.00
Charge for automatic reinvestment £1.50
Charge for selling holdings if not enough money in account to pay other charges £5.00

Lifetime ISAs (Self-invested)

AJ Bell

Lifetime ISA

5 stars
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Cost of receiving paper statements for a year £0.00
Charge for transferring cash to another platform £0.00
Inactivity Charge £0.00
Charge for automatic reinvestment £1.50
Charge for telephone/postal share dealing £25.00
Charge for selling holdings if not enough money in account to pay other charges £5.00
Repairing or voiding an ISA, when required under HMRC rules £0.00

Ready-made Ethical General Investment Accounts

AJ Bell

AJ Bell portfolio

3 stars
Cost (Year 1) i £432.50
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Does the provider have a mobile app?
Charge for selling holdings if not enough money in account for charges £9.95
Completing paper applications £100.00
Cash withdrawal by BACs £0.00
Same day payment/payment by CHAPs £0.00
Early account closure fee £0.00
Cost of receiving paper statements for a year
Charge for transferring cash to another platform i £0.00

Ready-made Ethical Junior ISAs

AJ Bell

AJ Bell portfolio

3 stars
Cost (Year 1) i £432.50
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Does the provider have a mobile app?
Charge for selling holdings if not enough money in account for charges £9.95
Completing paper applications £100.00
Cash withdrawal by BACs £0.00
Same day payment/payment by CHAPs £0.00
Early account closure fee £0.00
Cost of receiving paper statements for a year
Charge for transferring cash to another platform i £0.00

Ready-made Ethical Lifetime ISAs

Ready-made Ethical Personal Pensions

AJ Bell

AJ Bell portfolio

3 stars
Cost (Year 1) i £790.00
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Does the provider have a mobile app?
Charge for selling holdings if not enough money in account for charges £9.95
Completing paper applications £100.00
Cash withdrawal by BACs £0.00
Same day payment/payment by CHAPs £0.00
Early account closure fee £0.00
Cost of receiving paper statements for a year
Charge for transferring cash to another platform i £0.00

Ready-made Ethical Stocks and Shares ISAs

AJ Bell

AJ Bell portfolio

3 stars
Cost (Year 1) i £432.50
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Is there a mobile app?
Charge for selling holdings if not enough money in account for charges £9.95
Completing paper applications £100.00
Cash withdrawal by BACs £0.00
Same day payment/payment by CHAPs £0.00
Early account closure fee £0.00
Cost of receiving paper statements for a year
Charge for transferring cash to another platform i £0.00

Ready-made General Investment Accounts

AJ Bell

AJ Bell portfolio

3 stars
Cost (Year 1) i £475.75
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Does the provider have a mobile app?
Charge for selling holdings if not enough money in account for charges £9.95
Completing paper applications £100.00
Cash withdrawal by BACs £0.00
Same day payment/payment by CHAPs £0.00
Early account closure fee £0.00
Cost of receiving paper statements for a year
Charge for transferring cash to another platform i £0.00

Ready-made Income Drawdown

AJ Bell

AJ Bell portfolio

3 stars
Cost of setting up income drawdown £0.00
Annual cost of regular payments £120.00
Charge for taking your tax free lump sum from your pension, or for making a one off or new regular payment after drawdown has started £30.00
Cost (Year 1) i £1,403.25
Charge for selling holdings if not enough money in account for charges £9.95
Completing paper applications £100.00
Same day payment/payment by CHAPs £0.00
Account closure fee £0.00
Cost of receiving paper statements for a year
Charge for transferring cash to another platform i £0.00
Charge for transferring investments to another platform i £0.00
Charge for withdrawing your whole pension (if it is small enough to meet government rules) £30.00
Cost of adding money into your pension once drawdown has started, or the cost of reviewing the amount you're drawing down £90.00
Charge for account closure within 12 months through drawdown £354.00
Cost of reviewing your income drawdown if it is a capped drawdown plan £90.00
Charge for purchasing an annuity £180.00

Ready-made Junior ISAs

AJ Bell

AJ Bell portfolio

3 stars
Cost (Year 1) i £475.75
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Does the provider have a mobile app?
Charge for selling holdings if not enough money in account for charges £9.95
Completing paper applications £100.00
Cash withdrawal by BACs £0.00
Same day payment/payment by CHAPs £0.00
Early account closure fee £0.00
Cost of receiving paper statements for a year
Charge for transferring cash to another platform i £0.00

Ready-made Lifetime ISAs

Ready-made Personal Pensions

AJ Bell

AJ Bell Pension Builder Fund

4 stars
Cost (Year 1) i £621.50
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Does the provider have a mobile app?
Charge for selling holdings if not enough money in account for charges £9.95
Completing paper applications £100.00
Cash withdrawal by BACs £0.00
Same day payment/payment by CHAPs £0.00
Early account closure fee £0.00
Cost of receiving paper statements for a year
Charge for transferring cash to another platform i £0.00

AJ Bell

AJ Bell portfolio

3 stars
Cost (Year 1) i £939.50
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Does the provider have a mobile app?
Charge for selling holdings if not enough money in account for charges £9.95
Completing paper applications £100.00
Cash withdrawal by BACs £0.00
Same day payment/payment by CHAPs £0.00
Early account closure fee £0.00
Cost of receiving paper statements for a year
Charge for transferring cash to another platform i £0.00

Ready-made Stocks and Shares ISAs

AJ Bell

AJ Bell portfolio

3 stars
Cost (Year 1) i £475.75
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Is there a mobile app?
Charge for selling holdings if not enough money in account for charges £9.95
Completing paper applications £100.00
Cash withdrawal by BACs £0.00
Same day payment/payment by CHAPs £0.00
Early account closure fee £0.00
Cost of receiving paper statements for a year
Charge for transferring cash to another platform i £0.00

Self-invested Personal Pensions (SIPPs)

AJ Bell

SIPP

5 stars
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Charge for automatic reinvestment £1.50
Charge for transferring cash to another platform i £0.00
Early Account Closure Fee (12 months or less) £0.00
Charge for selling holdings if not enough money in account to pay other charges £5.00
Charge for telephone/postal share dealing £25.00
Cost of receiving paper statements for a year £0.00
Charge for writing to a third party to confirm the value of the account (Including probate valuations) £0.00

Stocks and Shares ISAs (self-invested)

AJ Bell

Stocks & Shares ISA

5 stars
Account closure fee £0.00
Charge for transferring investments to another platform i £0.00
Charge for automatic reinvestment £1.50
Charge for transferring cash to another platform £0.00
Inactivity Charge £0.00
Charge for telephone/postal share dealing £25.00
Charge for selling holdings if not enough money in account to pay other charges £5.00
Repairing or voiding an ISA, when required under HMRC rules £0.00
Same Day Payment Charge £0.00
Cost of receiving paper statements for a year £0.00