Consumer guides – Page 3
Knowledge is power. Our Simple Finance Guides are designed to arm you with everything you might need to know when you’re dealing with your bank or an insurer.
Bank accounts
Why do you need to save, and what different types of accounts are available?
Savings accounts are a good way of building up a lump sum of money. You can move part of your pay into one of these accounts in regular intervals.
Read more
Where can I get financial advice?
Tips on how to find more personalised help and advice.
Read more
What is an easy-access account?
Get your money at any time but lower interest rates.
Read more
Credit cards & loans
What is a 0% purchase credit card?
0% purchase credit cards allow you to borrow money for nothing – for a time.
Read more
What is a 0% balance transfer credit card?
Dodge interest on outstanding credit card balances.
Read more
How to get rewarded for using a credit card
Some credit cards will reward you simply for making use of them.
Read more
Insurance
Why you should consider placing your life insurance policy in trust
What does it mean to place a policy in trust? How does it work?
Read more
Where can I get financial advice?
Tips on how to find more personalised help and advice.
Read more
What kind of travel insurance do I need?
Travel insurance is essential if you’re heading abroad. There are a few types to choose from, so it’s important that you think about what cover you need.
Read more
Mortgages
Where can I get financial advice?
Tips on how to find more personalised help and advice.
Read more
What are mortgage Early Repayment Charges (ERCs)?
Watch out for these charges when paying back your mortgage.
Read more
How much can I borrow for a mortgage?
And how do lenders work out how much they’re willing to lend?
Read more
Financial problems
Where can I get financial advice?
Tips on how to find more personalised help and advice.
Read more
How to make a complaint to your provider
Unhappy with the service you’ve received? Here’s how to do something about it
Read more
How does the Financial Services Compensation Scheme work?
The scheme provides cover in the event that a bank, building society, or insurer folds. But how does the FSCS work?
Read more
How to manage your overdraft
A current account overdraft is sometimes useful. But watch out for the charges.
Read more
How to make a complaint to your provider
Unhappy with the service you’ve received? Here’s how to do something about it
Read more
How to insure your most valuable possessions
Do you have particularly valuable possessions at home? This might be jewellery, an expensive watch or specialist equipment.
Whatever it is, you’ll need to make sure it’s covered by your insurance policies.
Read more
How to get rewarded for using a credit card
Some credit cards will reward you simply for making use of them.
Read more
How to get a free EHIC
European Health Insurance Cards cost nothing. Grab one before you head to Europe.
Read more
How much can I borrow for a mortgage?
And how do lenders work out how much they’re willing to lend?
Read more
How does the Financial Services Compensation Scheme work?
The scheme provides cover in the event that a bank, building society, or insurer folds. But how does the FSCS work?
Read more
How do I check and improve my credit score?
What is a credit score? Why is it important? How do you improve it?
Read more
How are mortgage interest rates calculated?
It’s quite straightforward. And understanding the different types of deal and how they work can help you to spot better value deals.
Read more
Five steps to getting a good value travel insurance deal
How to get a good deal on your travel insurance.
Read more
Five steps to getting a good value home insurance deal
How to get the best deal on your home insurance.
Read more
Five steps to getting a good value car insurance deal
How to get the best deal on your car insurance.
Read more