Consumer guides – Page 4
Knowledge is power. Our Simple Finance Guides are designed to arm you with everything you might need to know when you’re dealing with your bank or an insurer.
Bank accounts
Why do you need to save, and what different types of accounts are available?
Savings accounts are a good way of building up a lump sum of money. You can move part of your pay into one of these accounts in regular intervals.
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Where can I get financial advice?
Tips on how to find more personalised help and advice.
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What is an easy-access account?
Get your money at any time but lower interest rates.
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Credit cards & loans
What is a 0% purchase credit card?
0% purchase credit cards allow you to borrow money for nothing – for a time.
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What is a 0% balance transfer credit card?
Dodge interest on outstanding credit card balances.
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How to get rewarded for using a credit card
Some credit cards will reward you simply for making use of them.
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Insurance
Why you should consider placing your life insurance policy in trust
What does it mean to place a policy in trust? How does it work?
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Where can I get financial advice?
Tips on how to find more personalised help and advice.
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What kind of travel insurance do I need?
Travel insurance is essential if you’re heading abroad. There are a few types to choose from, so it’s important that you think about what cover you need.
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Mortgages
Where can I get financial advice?
Tips on how to find more personalised help and advice.
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What are mortgage Early Repayment Charges (ERCs)?
Watch out for these charges when paying back your mortgage.
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How much can I borrow for a mortgage?
And how do lenders work out how much they’re willing to lend?
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Financial problems
Where can I get financial advice?
Tips on how to find more personalised help and advice.
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How to make a complaint to your provider
Unhappy with the service you’ve received? Here’s how to do something about it
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How does the Financial Services Compensation Scheme work?
The scheme provides cover in the event that a bank, building society, or insurer folds. But how does the FSCS work?
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Five steps to finding a good value bank account
Tips to help you find the best quality bank account.
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Five steps to choosing the best credit card
Tips to help you find the best value credit card for you.
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Which bank card should I take abroad?
Which is the perfect card for your wallet when you're out of the country and which should you be leaving at home?
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Are packaged bank accounts worth considering?
The pros and cons of bank accounts that charge a fee.
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