4Paws is a pet insurance provider based in North Yorkshire. It provides a range of pet insurance from accident only to lifetime policies.
4Paws is a brand name of NCI Insurance, who started trading in 2000.
Its policies are underwritten by Ageas and Covea.
Our product ratings for 4Paws
Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.
Pet insurance
48 products reviewed
Cat insurance
24 products reviewed
- Lifetime £7000 (plus)
- Lifetime £12,000 (Premium)
- Maximum benefit £7000 30%
- Lifetime £4,000 30%
- Maximum benefit £7000
- Lifetime £4000
- Lifetime £7,000 30% (Plus)
- Lifetime £12,000 30% (Premium)
- Maximum benefit £4000 30%
- Lifetime £2000
- Lifetime £2000 30%
- Maximum benefit £4000
- Time Limited £3000
- Maximum benefit £1000
- Maximum benefit £1000 30%
- Maximum benefit £2000 30%
- Lifetime £1000
- Lifetime £1000 30%
- Maximum benefit £2000
- Time Limited £1000
- Time Limited £1000 30%
- Time Limited £2000
- Time Limited £2000 30%
- Time Limited £3000 30%
4Paws
Lifetime £7000 (plus)
| Feature | Value |
|---|---|
| Medical excess |
£85.00
|
| Type of cover |
Lifetime, annual
|
| Medical cover limit |
£7,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
£7,000.00
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
Unlimited
|
| Lifetime condition limit |
N/A
|
4Paws
Lifetime £12,000 (Premium)
| Feature | Value |
|---|---|
| Medical excess |
£85.00
|
| Type of cover |
Lifetime, annual
|
| Medical cover limit |
£12,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
£12,000.00
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
Unlimited
|
| Lifetime condition limit |
N/A
|
4Paws
Maximum benefit £7000 30%
| Feature | Value |
|---|---|
| Medical excess |
£85.00
|
| Type of cover |
Maximum benefit, condition
|
| Medical cover limit |
£7,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
N/A
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
N/A
|
| Lifetime condition limit |
£7,000.00
|
4Paws
Lifetime £4,000 30%
| Feature | Value |
|---|---|
| Medical excess |
£85.00
|
| Type of cover |
Lifetime, annual
|
| Medical cover limit |
£4,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
£4,000.00
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
Unlimited
|
| Lifetime condition limit |
N/A
|
4Paws
Maximum benefit £7000
| Feature | Value |
|---|---|
| Medical excess |
£85.00
|
| Type of cover |
Maximum benefit, condition
|
| Medical cover limit |
£7,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
N/A
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
N/A
|
| Lifetime condition limit |
£7,000.00
|
4Paws
Lifetime £4000
| Feature | Value |
|---|---|
| Medical excess |
£85.00
|
| Type of cover |
Lifetime, annual
|
| Medical cover limit |
£4,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
£4,000.00
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
Unlimited
|
| Lifetime condition limit |
N/A
|
4Paws
Lifetime £7,000 30% (Plus)
| Feature | Value |
|---|---|
| Medical excess |
£85.00
|
| Type of cover |
Lifetime, annual
|
| Medical cover limit |
£7,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
£7,000.00
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
Unlimited
|
| Lifetime condition limit |
N/A
|
4Paws
Lifetime £12,000 30% (Premium)
| Feature | Value |
|---|---|
| Medical excess |
£85.00
|
| Type of cover |
Lifetime, annual
|
| Medical cover limit |
£12,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
£12,000.00
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
Unlimited
|
| Lifetime condition limit |
N/A
|
4Paws
Maximum benefit £4000 30%
| Feature | Value |
|---|---|
| Medical excess |
£85.00
|
| Type of cover |
Maximum benefit, condition
|
| Medical cover limit |
£4,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
N/A
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
N/A
|
| Lifetime condition limit |
£4,000.00
|
4Paws
Lifetime £2000
| Feature | Value |
|---|---|
| Medical excess |
£85.00
|
| Type of cover |
Lifetime, annual
|
| Medical cover limit |
£2,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
£2,000.00
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
Unlimited
|
| Lifetime condition limit |
N/A
|
4Paws
Lifetime £2000 30%
| Feature | Value |
|---|---|
| Medical excess |
£85.00
|
| Type of cover |
Lifetime, annual
|
| Medical cover limit |
£2,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
£2,000.00
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
Unlimited
|
| Lifetime condition limit |
N/A
|
4Paws
Maximum benefit £4000
| Feature | Value |
|---|---|
| Medical excess |
£85.00
|
| Type of cover |
Maximum benefit, condition
|
| Medical cover limit |
£4,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
N/A
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
N/A
|
| Lifetime condition limit |
£4,000.00
|
4Paws
Time Limited £3000
| Feature | Value |
|---|---|
| Medical excess |
£85.00
|
| Type of cover |
Time-limited
|
| Medical cover limit |
£3,000.00
|
| If renewed, are existing conditions covered? | No |
| Annual policy limit |
N/A
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
N/A
|
| Lifetime condition limit |
£3,000.00
|
4Paws
Maximum benefit £1000
| Feature | Value |
|---|---|
| Medical excess |
£85.00
|
| Type of cover |
Maximum benefit, condition
|
| Medical cover limit |
£1,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
N/A
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
N/A
|
| Lifetime condition limit |
£1,000.00
|
4Paws
Maximum benefit £1000 30%
| Feature | Value |
|---|---|
| Medical excess |
£85.00
|
| Type of cover |
Maximum benefit, condition
|
| Medical cover limit |
£1,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
N/A
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
N/A
|
| Lifetime condition limit |
£1,000.00
|
4Paws
Maximum benefit £2000 30%
| Feature | Value |
|---|---|
| Medical excess |
£85.00
|
| Type of cover |
Maximum benefit, condition
|
| Medical cover limit |
£2,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
N/A
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
N/A
|
| Lifetime condition limit |
£2,000.00
|
4Paws
Lifetime £1000
| Feature | Value |
|---|---|
| Medical excess |
£85.00
|
| Type of cover |
Lifetime, annual
|
| Medical cover limit |
£1,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
£1,000.00
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
Unlimited
|
| Lifetime condition limit |
N/A
|
4Paws
Lifetime £1000 30%
| Feature | Value |
|---|---|
| Medical excess |
£85.00
|
| Type of cover |
Lifetime, annual
|
| Medical cover limit |
£1,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
£1,000.00
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
Unlimited
|
| Lifetime condition limit |
N/A
|
4Paws
Maximum benefit £2000
| Feature | Value |
|---|---|
| Medical excess |
£85.00
|
| Type of cover |
Maximum benefit, condition
|
| Medical cover limit |
£2,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
N/A
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
N/A
|
| Lifetime condition limit |
£2,000.00
|
4Paws
Time Limited £1000
| Feature | Value |
|---|---|
| Medical excess |
£85.00
|
| Type of cover |
Time-limited
|
| Medical cover limit |
£1,000.00
|
| If renewed, are existing conditions covered? | No |
| Annual policy limit |
N/A
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
N/A
|
| Lifetime condition limit |
£1,000.00
|
4Paws
Time Limited £1000 30%
| Feature | Value |
|---|---|
| Medical excess |
£85.00
|
| Type of cover |
Time-limited
|
| Medical cover limit |
£1,000.00
|
| If renewed, are existing conditions covered? | No |
| Annual policy limit |
N/A
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
N/A
|
| Lifetime condition limit |
£1,000.00
|
4Paws
Time Limited £2000
| Feature | Value |
|---|---|
| Medical excess |
£85.00
|
| Type of cover |
Time-limited
|
| Medical cover limit |
£2,000.00
|
| If renewed, are existing conditions covered? | No |
| Annual policy limit |
N/A
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
N/A
|
| Lifetime condition limit |
£2,000.00
|
4Paws
Time Limited £2000 30%
| Feature | Value |
|---|---|
| Medical excess |
£85.00
|
| Type of cover |
Time-limited
|
| Medical cover limit |
£2,000.00
|
| If renewed, are existing conditions covered? | No |
| Annual policy limit |
N/A
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
N/A
|
| Lifetime condition limit |
£2,000.00
|
4Paws
Time Limited £3000 30%
| Feature | Value |
|---|---|
| Medical excess |
£85.00
|
| Type of cover |
Time-limited
|
| Medical cover limit |
£3,000.00
|
| If renewed, are existing conditions covered? | No |
| Annual policy limit |
N/A
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
N/A
|
| Lifetime condition limit |
£3,000.00
|
Dog insurance
24 products reviewed
- Lifetime £7000 (plus)
- Lifetime £12,000 (Premium)
- Lifetime £4000
- Lifetime £7,000 30% (Plus)
- Lifetime £12,000 30% (Premium)
- Maximum benefit £4000
- Maximum benefit £7000
- Maximum benefit £7000 30%
- Lifetime £2000
- Lifetime £4,000 30%
- Maximum benefit £2000
- Time Limited £1000
- Time Limited £1000 30%
- Time Limited £2000
- Time Limited £2000 30%
- Time Limited £3000
- Time Limited £3000 30%
- Maximum benefit £1000
- Maximum benefit £1000 30%
- Maximum benefit £2000 30%
- Maximum benefit £4000 30%
- Lifetime £1000
- Lifetime £1000 30%
- Lifetime £2000 30%
4Paws
Lifetime £7000 (plus)
| Feature | Value |
|---|---|
| Medical excess |
£105.00
|
| Type of cover |
Lifetime, annual
|
| Medical cover limit |
£7,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
£7,000.00
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
Unlimited
|
| Lifetime condition limit |
N/A
|
4Paws
Lifetime £12,000 (Premium)
| Feature | Value |
|---|---|
| Medical excess |
£105.00
|
| Type of cover |
Lifetime, annual
|
| Medical cover limit |
£12,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
£12,000.00
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
Unlimited
|
| Lifetime condition limit |
N/A
|
4Paws
Lifetime £4000
| Feature | Value |
|---|---|
| Medical excess |
£105.00
|
| Type of cover |
Lifetime, annual
|
| Medical cover limit |
£4,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
£4,000.00
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
Unlimited
|
| Lifetime condition limit |
N/A
|
4Paws
Lifetime £7,000 30% (Plus)
| Feature | Value |
|---|---|
| Medical excess |
£105.00
|
| Type of cover |
Lifetime, annual
|
| Medical cover limit |
£7,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
£7,000.00
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
Unlimited
|
| Lifetime condition limit |
N/A
|
4Paws
Lifetime £12,000 30% (Premium)
| Feature | Value |
|---|---|
| Medical excess |
£105.00
|
| Type of cover |
Lifetime, annual
|
| Medical cover limit |
£12,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
£12,000.00
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
Unlimited
|
| Lifetime condition limit |
N/A
|
4Paws
Maximum benefit £4000
| Feature | Value |
|---|---|
| Medical excess |
£105.00
|
| Type of cover |
Maximum benefit, condition
|
| Medical cover limit |
£4,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
N/A
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
N/A
|
| Lifetime condition limit |
£4,000.00
|
4Paws
Maximum benefit £7000
| Feature | Value |
|---|---|
| Medical excess |
£105.00
|
| Type of cover |
Maximum benefit, condition
|
| Medical cover limit |
£7,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
N/A
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
N/A
|
| Lifetime condition limit |
£7,000.00
|
4Paws
Maximum benefit £7000 30%
| Feature | Value |
|---|---|
| Medical excess |
£105.00
|
| Type of cover |
Maximum benefit, condition
|
| Medical cover limit |
£7,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
N/A
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
N/A
|
| Lifetime condition limit |
£7,000.00
|
4Paws
Lifetime £2000
| Feature | Value |
|---|---|
| Medical excess |
£105.00
|
| Type of cover |
Lifetime, annual
|
| Medical cover limit |
£2,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
£2,000.00
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
Unlimited
|
| Lifetime condition limit |
N/A
|
4Paws
Lifetime £4,000 30%
| Feature | Value |
|---|---|
| Medical excess |
£105.00
|
| Type of cover |
Lifetime, annual
|
| Medical cover limit |
£4,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
£4,000.00
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
Unlimited
|
| Lifetime condition limit |
N/A
|
4Paws
Maximum benefit £2000
| Feature | Value |
|---|---|
| Medical excess |
£105.00
|
| Type of cover |
Maximum benefit, condition
|
| Medical cover limit |
£2,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
N/A
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
N/A
|
| Lifetime condition limit |
£2,000.00
|
4Paws
Time Limited £1000
| Feature | Value |
|---|---|
| Medical excess |
£105.00
|
| Type of cover |
Time-limited
|
| Medical cover limit |
£1,000.00
|
| If renewed, are existing conditions covered? | No |
| Annual policy limit |
N/A
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
N/A
|
| Lifetime condition limit |
£1,000.00
|
4Paws
Time Limited £1000 30%
| Feature | Value |
|---|---|
| Medical excess |
£105.00
|
| Type of cover |
Time-limited
|
| Medical cover limit |
£1,000.00
|
| If renewed, are existing conditions covered? | No |
| Annual policy limit |
N/A
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
N/A
|
| Lifetime condition limit |
£1,000.00
|
4Paws
Time Limited £2000
| Feature | Value |
|---|---|
| Medical excess |
£105.00
|
| Type of cover |
Time-limited
|
| Medical cover limit |
£2,000.00
|
| If renewed, are existing conditions covered? | No |
| Annual policy limit |
N/A
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
N/A
|
| Lifetime condition limit |
£2,000.00
|
4Paws
Time Limited £2000 30%
| Feature | Value |
|---|---|
| Medical excess |
£105.00
|
| Type of cover |
Time-limited
|
| Medical cover limit |
£2,000.00
|
| If renewed, are existing conditions covered? | No |
| Annual policy limit |
N/A
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
N/A
|
| Lifetime condition limit |
£2,000.00
|
4Paws
Time Limited £3000
| Feature | Value |
|---|---|
| Medical excess |
£105.00
|
| Type of cover |
Time-limited
|
| Medical cover limit |
£3,000.00
|
| If renewed, are existing conditions covered? | No |
| Annual policy limit |
N/A
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
N/A
|
| Lifetime condition limit |
£3,000.00
|
4Paws
Time Limited £3000 30%
| Feature | Value |
|---|---|
| Medical excess |
£105.00
|
| Type of cover |
Time-limited
|
| Medical cover limit |
£3,000.00
|
| If renewed, are existing conditions covered? | No |
| Annual policy limit |
N/A
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
N/A
|
| Lifetime condition limit |
£3,000.00
|
4Paws
Maximum benefit £1000
| Feature | Value |
|---|---|
| Medical excess |
£105.00
|
| Type of cover |
Maximum benefit, condition
|
| Medical cover limit |
£1,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
N/A
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
N/A
|
| Lifetime condition limit |
£1,000.00
|
4Paws
Maximum benefit £1000 30%
| Feature | Value |
|---|---|
| Medical excess |
£105.00
|
| Type of cover |
Maximum benefit, condition
|
| Medical cover limit |
£1,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
N/A
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
N/A
|
| Lifetime condition limit |
£1,000.00
|
4Paws
Maximum benefit £2000 30%
| Feature | Value |
|---|---|
| Medical excess |
£105.00
|
| Type of cover |
Maximum benefit, condition
|
| Medical cover limit |
£2,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
N/A
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
N/A
|
| Lifetime condition limit |
£2,000.00
|
4Paws
Maximum benefit £4000 30%
| Feature | Value |
|---|---|
| Medical excess |
£105.00
|
| Type of cover |
Maximum benefit, condition
|
| Medical cover limit |
£4,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
N/A
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
N/A
|
| Lifetime condition limit |
£4,000.00
|
4Paws
Lifetime £1000
| Feature | Value |
|---|---|
| Medical excess |
£105.00
|
| Type of cover |
Lifetime, annual
|
| Medical cover limit |
£1,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
£1,000.00
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
Unlimited
|
| Lifetime condition limit |
N/A
|
4Paws
Lifetime £1000 30%
| Feature | Value |
|---|---|
| Medical excess |
£105.00
|
| Type of cover |
Lifetime, annual
|
| Medical cover limit |
£1,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
£1,000.00
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
Unlimited
|
| Lifetime condition limit |
N/A
|
4Paws
Lifetime £2000 30%
| Feature | Value |
|---|---|
| Medical excess |
£105.00
|
| Type of cover |
Lifetime, annual
|
| Medical cover limit |
£2,000.00
|
| If renewed, are existing conditions covered? | Yes |
| Annual policy limit |
£2,000.00
|
| Annual condition limit |
N/A
|
| Lifetime policy limit |
Unlimited
|
| Lifetime condition limit |
N/A
|