Acorn Account

Formed in 2007, Acorn Account offers current accounts for both personal use and businesses.

Acorn Accounts offers these accounts as an Authorised Payment Institution (API) so they do not require a banking license.

It's based in London and is a trading name of Spectrum Card Services which also owns CardOne Banking.

Acorn Account
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Bank accounts

Ranked 17th of 34 providers reviewed.

Customer happiness 64%
Customer trust 66%
Complaints performance 65%
Transparency rating 37%
Fairer Finance score
Reviewed Autumn 2019
58%

Bank accounts

Basic bank accounts

Acorn Account

Personal Billing Account

2 stars
Faster Payment limit i £1,250
Maximum cash machine withdrawal per day i £450
Part of FSCS i

Foreign use bank accounts

Acorn Account

Personal Billing Account

1 stars
Foreign cash withdrawal fee i 2.75%
Foreign cash withdrawal additional charge i £3
Foreign purchases fee i 2.75%
Is there a limit on free cash withdrawals? i