AllClear

AllClear is a travel insurance provider that specialises in providing cover for customers with pre-existing medical conditions.

AllClear launched in 2000 and is now based in Romford, Essex. It owns travel insurance provider Insure and Go.

As well as travel insurance, it also offers pet and life insurance.

Its travel insurance is underwritten by Zurich.


AllClear
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Travel insurance

Ranked 23rd of 45 providers reviewed.

Customer happiness score 53.68%
Customer trust score 45.89%
Complaints performance 70.93%
Transparency rating 58.52%
Fairer Finance score
Reviewed Autumn 2023
57%

Travel insurance

Annual multi-trip insurance

AllClear

Gold Plus

4 stars
Medical excess i £75.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,500.00
Cancelling before travel cover limit i £5,000.00
Emergency medical cover and repatriation cover limit i £15,000,000.00
Mental health cover i
Personal money i £400.00
Combined passport & travel documents cover limit i £500.00
Cutting trip short (curtailment) cover limit i £5,000.00
Abandoning your trip (abandonment) cover limit i £5,000.00
Natural disaster relocation cover i
Max trip duration i 45 days

AllClear

Gold Plus (with optional natural disaster cover)

4 stars
Medical excess i £75.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,500.00
Cancelling before travel cover limit i £5,000.00
Emergency medical cover and repatriation cover limit i £15,000,000.00
Mental health cover i
Personal money i £400.00
Combined passport & travel documents cover limit i £500.00
Cutting trip short (curtailment) cover limit i £5,000.00
Abandoning your trip (abandonment) cover limit i £5,000.00
Natural disaster relocation cover i
Max trip duration i 45 days

AllClear

Platinum

4 stars
Medical excess i £0.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £3,000.00
Cancelling before travel cover limit i £5,000.00
Emergency medical cover and repatriation cover limit i Unlimited
Mental health cover i
Personal money i £700.00
Combined passport & travel documents cover limit i £500.00
Cutting trip short (curtailment) cover limit i £5,000.00
Abandoning your trip (abandonment) cover limit i £5,000.00
Natural disaster relocation cover i
Max trip duration i 45 days

AllClear

Platinum (with optional natural disaster cover)

4 stars
Medical excess i £0.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £3,000.00
Cancelling before travel cover limit i £5,000.00
Emergency medical cover and repatriation cover limit i Unlimited
Mental health cover i
Personal money i £700.00
Combined passport & travel documents cover limit i £500.00
Cutting trip short (curtailment) cover limit i £5,000.00
Abandoning your trip (abandonment) cover limit i £5,000.00
Natural disaster relocation cover i
Max trip duration i 45 days

AllClear

Gold

3 stars
Medical excess i £250.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000.00
Cancelling before travel cover limit i £2,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Personal money i £400.00
Combined passport & travel documents cover limit i £300.00
Cutting trip short (curtailment) cover limit i £2,000.00
Abandoning your trip (abandonment) cover limit i £2,000.00
Natural disaster relocation cover i
Max trip duration i 45 days

AllClear

Gold (Excluding cancellation) (with optional natural disaster cover)

3 stars
Medical excess i £250.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000.00
Cancelling before travel cover limit i £0.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Personal money i £400.00
Combined passport & travel documents cover limit i £300.00
Cutting trip short (curtailment) cover limit i £2,000.00
Abandoning your trip (abandonment) cover limit i £2,000.00
Natural disaster relocation cover i
Max trip duration i 45 days

AllClear

Gold Plus (Excluding cancellation)

3 stars
Medical excess i £75.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,500.00
Cancelling before travel cover limit i £0.00
Emergency medical cover and repatriation cover limit i £15,000,000.00
Mental health cover i
Personal money i £400.00
Combined passport & travel documents cover limit i £500.00
Cutting trip short (curtailment) cover limit i £5,000.00
Abandoning your trip (abandonment) cover limit i £5,000.00
Natural disaster relocation cover i
Max trip duration i 45 days

AllClear

Gold Plus (Excluding cancellation) (with optional natural disaster cover)

3 stars
Medical excess i £75.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,500.00
Cancelling before travel cover limit i £0.00
Emergency medical cover and repatriation cover limit i £15,000,000.00
Mental health cover i
Personal money i £400.00
Combined passport & travel documents cover limit i £500.00
Cutting trip short (curtailment) cover limit i £5,000.00
Abandoning your trip (abandonment) cover limit i £5,000.00
Natural disaster relocation cover i
Max trip duration i 45 days

AllClear

Gold (with optional natural disaster cover)

3 stars
Medical excess i £250.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000.00
Cancelling before travel cover limit i £2,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Personal money i £400.00
Combined passport & travel documents cover limit i £300.00
Cutting trip short (curtailment) cover limit i £2,000.00
Abandoning your trip (abandonment) cover limit i £2,000.00
Natural disaster relocation cover i
Max trip duration i 45 days

AllClear

Gold (Excluding cancellation)

2 stars
Medical excess i £250.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000.00
Cancelling before travel cover limit i £0.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Personal money i £400.00
Combined passport & travel documents cover limit i £300.00
Cutting trip short (curtailment) cover limit i £2,000.00
Abandoning your trip (abandonment) cover limit i £2,000.00
Natural disaster relocation cover i
Max trip duration i 45 days

AllClear

Gold (Increased Excess)

2 stars
Medical excess i £500.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000.00
Cancelling before travel cover limit i £2,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Personal money i £400.00
Combined passport & travel documents cover limit i £300.00
Cutting trip short (curtailment) cover limit i £2,000.00
Abandoning your trip (abandonment) cover limit i £2,000.00
Natural disaster relocation cover i
Max trip duration i 45 days

AllClear

Gold (Increased Excess) (with optional natural disaster cover)

2 stars
Medical excess i £500.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000.00
Cancelling before travel cover limit i £2,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Mental health cover i
Personal money i £400.00
Combined passport & travel documents cover limit i £300.00
Cutting trip short (curtailment) cover limit i £2,000.00
Abandoning your trip (abandonment) cover limit i £2,000.00
Natural disaster relocation cover i
Max trip duration i 45 days

Single trip insurance

AllClear

Platinum (with optional natural disaster cover)

4 stars
Cancelling before travel cover limit i £5,000.00
Medical excess i £0.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £3,000.00
Cutting trip short curtailment cover limit i £5,000.00
Missed departure cover limit i £850.00
Abandoning your trip (abandonment) cover limit i £5,000.00
Emergency medical cover and repatriation cover limit i Unlimited
Personal money i £700.00
Combined passport & travel documents limit i £500.00

AllClear

Gold Plus

4 stars
Cancelling before travel cover limit i £5,000.00
Medical excess i £75.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,500.00
Cutting trip short curtailment cover limit i £5,000.00
Missed departure cover limit i £750.00
Abandoning your trip (abandonment) cover limit i £5,000.00
Emergency medical cover and repatriation cover limit i £15,000,000.00
Personal money i £400.00
Combined passport & travel documents limit i £500.00

AllClear

Platinum

4 stars
Cancelling before travel cover limit i £5,000.00
Medical excess i £0.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £3,000.00
Cutting trip short curtailment cover limit i £5,000.00
Missed departure cover limit i £850.00
Abandoning your trip (abandonment) cover limit i £5,000.00
Emergency medical cover and repatriation cover limit i Unlimited
Personal money i £700.00
Combined passport & travel documents limit i £500.00

AllClear

Gold Plus (with optional natural disaster cover)

4 stars
Cancelling before travel cover limit i £5,000.00
Medical excess i £75.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,500.00
Cutting trip short curtailment cover limit i £5,000.00
Missed departure cover limit i £750.00
Abandoning your trip (abandonment) cover limit i £5,000.00
Emergency medical cover and repatriation cover limit i £15,000,000.00
Personal money i £400.00
Combined passport & travel documents limit i £500.00

AllClear

Gold Plus (Excluding cancellation) (with optional natural disaster cover)

3 stars
Cancelling before travel cover limit i £0.00
Medical excess i £75.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,500.00
Cutting trip short curtailment cover limit i £5,000.00
Missed departure cover limit i £750.00
Abandoning your trip (abandonment) cover limit i £5,000.00
Emergency medical cover and repatriation cover limit i £15,000,000.00
Personal money i £400.00
Combined passport & travel documents limit i £500.00

AllClear

Gold Plus (Excluding cancellation)

3 stars
Cancelling before travel cover limit i £0.00
Medical excess i £75.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,500.00
Cutting trip short curtailment cover limit i £5,000.00
Missed departure cover limit i £750.00
Abandoning your trip (abandonment) cover limit i £5,000.00
Emergency medical cover and repatriation cover limit i £15,000,000.00
Personal money i £400.00
Combined passport & travel documents limit i £500.00

AllClear

Gold

3 stars
Cancelling before travel cover limit i £2,000.00
Medical excess i £250.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000.00
Cutting trip short curtailment cover limit i £2,000.00
Missed departure cover limit i £750.00
Abandoning your trip (abandonment) cover limit i £2,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Personal money i £400.00
Combined passport & travel documents limit i £300.00

AllClear

Gold (with optional natural disaster cover)

3 stars
Cancelling before travel cover limit i £2,000.00
Medical excess i £250.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000.00
Cutting trip short curtailment cover limit i £2,000.00
Missed departure cover limit i £750.00
Abandoning your trip (abandonment) cover limit i £2,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Personal money i £400.00
Combined passport & travel documents limit i £300.00

AllClear

Gold (Excluding cancellation) (with optional natural disaster cover)

3 stars
Cancelling before travel cover limit i £0.00
Medical excess i £250.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000.00
Cutting trip short curtailment cover limit i £2,000.00
Missed departure cover limit i £750.00
Abandoning your trip (abandonment) cover limit i £2,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Personal money i £400.00
Combined passport & travel documents limit i £300.00

AllClear

Gold (Excluding cancellation)

2 stars
Cancelling before travel cover limit i £0.00
Medical excess i £250.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000.00
Cutting trip short curtailment cover limit i £2,000.00
Missed departure cover limit i £750.00
Abandoning your trip (abandonment) cover limit i £2,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Personal money i £400.00
Combined passport & travel documents limit i £300.00

AllClear

Gold (Increased Excess)

2 stars
Cancelling before travel cover limit i £2,000.00
Medical excess i £500.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000.00
Cutting trip short curtailment cover limit i £2,000.00
Missed departure cover limit i £750.00
Abandoning your trip (abandonment) cover limit i £2,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Personal money i £400.00
Combined passport & travel documents limit i £300.00

AllClear

Gold (Increased Excess) (with optional natural disaster cover)

2 stars
Cancelling before travel cover limit i £2,000.00
Medical excess i £500.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000.00
Cutting trip short curtailment cover limit i £2,000.00
Missed departure cover limit i £750.00
Abandoning your trip (abandonment) cover limit i £2,000.00
Emergency medical cover and repatriation cover limit i £10,000,000.00
Personal money i £400.00
Combined passport & travel documents limit i £300.00

Travel insurance add-on: cruise cover

AllClear

Platinum (with optional natural disaster cover)

5 stars
Missed port departure cover limit i £1,000.00
Re-joining a cruise cover limit i £1,000.00
Cabin confinement cover limit i £1,000.00
Missed port departure excess i £0.00
Timetable/itinerary change cover limit i £500.00
Unused excursions cover limit i £500.00

AllClear

Platinum

5 stars
Missed port departure cover limit i £1,000.00
Re-joining a cruise cover limit i £1,000.00
Cabin confinement cover limit i £1,000.00
Missed port departure excess i £0.00
Timetable/itinerary change cover limit i £500.00
Unused excursions cover limit i £500.00

AllClear

Gold Plus

4 stars
Missed port departure cover limit i £1,000.00
Re-joining a cruise cover limit i £1,000.00
Cabin confinement cover limit i £1,000.00
Missed port departure excess i £75.00
Timetable/itinerary change cover limit i £500.00
Unused excursions cover limit i £500.00

AllClear

Gold Plus (Excluding cancellation) (with optional natural disaster cover)

4 stars
Missed port departure cover limit i £1,000.00
Re-joining a cruise cover limit i £1,000.00
Cabin confinement cover limit i £1,000.00
Missed port departure excess i £75.00
Timetable/itinerary change cover limit i £500.00
Unused excursions cover limit i £500.00

AllClear

Gold Plus (with optional natural disaster cover)

4 stars
Missed port departure cover limit i £1,000.00
Re-joining a cruise cover limit i £1,000.00
Cabin confinement cover limit i £1,000.00
Missed port departure excess i £75.00
Timetable/itinerary change cover limit i £500.00
Unused excursions cover limit i £500.00

AllClear

Gold Plus (Excluding cancellation)

4 stars
Missed port departure cover limit i £1,000.00
Re-joining a cruise cover limit i £1,000.00
Cabin confinement cover limit i £1,000.00
Missed port departure excess i £75.00
Timetable/itinerary change cover limit i £500.00
Unused excursions cover limit i £500.00

Travel insurance add-on: winter sports

AllClear

Gold (with optional natural disaster cover)

2 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £200.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £150.00
Avalanche closure cover limit i £0.00
Piste closure cover limit i £350.00
Ski equipment owned excess i £75.00
Ski equipment hired i £150.00
Single item limit for hired equipment i £200.00
Unused ski pass due to illness or injury i £400.00

AllClear

Gold Plus (Excluding cancellation) (with optional natural disaster cover)

2 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £200.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £150.00
Avalanche closure cover limit i £0.00
Piste closure cover limit i £350.00
Ski equipment owned excess i £75.00
Ski equipment hired i £150.00
Single item limit for hired equipment i £200.00
Unused ski pass due to illness or injury i £400.00

AllClear

Platinum (with optional natural disaster cover)

2 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £200.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £150.00
Avalanche closure cover limit i £0.00
Piste closure cover limit i £350.00
Ski equipment owned excess i £0.00
Ski equipment hired i £150.00
Single item limit for hired equipment i £200.00
Unused ski pass due to illness or injury i £400.00

AllClear

Gold (Increased Excess) (with optional natural disaster cover)

2 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £200.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £150.00
Avalanche closure cover limit i £0.00
Piste closure cover limit i £350.00
Ski equipment owned excess i £75.00
Ski equipment hired i £150.00
Single item limit for hired equipment i £200.00
Unused ski pass due to illness or injury i £400.00

AllClear

Gold Plus (with optional natural disaster cover)

2 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £200.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £150.00
Avalanche closure cover limit i £0.00
Piste closure cover limit i £350.00
Ski equipment owned excess i £75.00
Ski equipment hired i £150.00
Single item limit for hired equipment i £200.00
Unused ski pass due to illness or injury i £400.00

AllClear

Platinum

2 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £200.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £150.00
Avalanche closure cover limit i £0.00
Piste closure cover limit i £350.00
Ski equipment owned excess i £0.00
Ski equipment hired i £150.00
Single item limit for hired equipment i £200.00
Unused ski pass due to illness or injury i £400.00

AllClear

Gold (Excluding cancellation) (with optional natural disaster cover)

2 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £200.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £150.00
Avalanche closure cover limit i £0.00
Piste closure cover limit i £350.00
Ski equipment owned excess i £75.00
Ski equipment hired i £150.00
Single item limit for hired equipment i £200.00
Unused ski pass due to illness or injury i £400.00

AllClear

Gold

2 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £200.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £150.00
Avalanche closure cover limit i £0.00
Piste closure cover limit i £350.00
Ski equipment owned excess i £75.00
Ski equipment hired i £150.00
Single item limit for hired equipment i £200.00
Unused ski pass due to illness or injury i £400.00

AllClear

Gold Plus

2 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £200.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £150.00
Avalanche closure cover limit i £0.00
Piste closure cover limit i £350.00
Ski equipment owned excess i £75.00
Ski equipment hired i £150.00
Single item limit for hired equipment i £200.00
Unused ski pass due to illness or injury i £400.00

AllClear

Gold (Excluding cancellation)

2 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £200.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £150.00
Avalanche closure cover limit i £0.00
Piste closure cover limit i £350.00
Ski equipment owned excess i £75.00
Ski equipment hired i £150.00
Single item limit for hired equipment i £200.00
Unused ski pass due to illness or injury i £400.00

AllClear

Gold (Increased Excess)

2 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £200.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £150.00
Avalanche closure cover limit i £0.00
Piste closure cover limit i £350.00
Ski equipment owned excess i £75.00
Ski equipment hired i £150.00
Single item limit for hired equipment i £200.00
Unused ski pass due to illness or injury i £400.00

AllClear

Gold Plus (Excluding cancellation)

2 stars
Ski equipment owned cover limit i £500.00
Single owned item cover limit i £200.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £150.00
Avalanche closure cover limit i £0.00
Piste closure cover limit i £350.00
Ski equipment owned excess i £75.00
Ski equipment hired i £150.00
Single item limit for hired equipment i £200.00
Unused ski pass due to illness or injury i £400.00