AllClear

AllClear is a travel insurance provider that specialises in providing cover for customers with pre-existing medical conditions.

AllClear launched in 2000 and is now based in Romford, Essex.

As well as travel insurance, it also offers pet and life insurance.

Its travel insurance is underwritten by MAPFRE.

AllClear
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Travel insurance

Ranked 29th of 53 providers reviewed.

Customer happiness 51.84%
Customer trust 42.8%
Complaints performance 56.71%
Transparency rating 44.9%
Fairer Finance score
Reviewed Spring 2021
49%

Travel insurance

Annual multi-trip insurance

AllClear

Gold Plus

4 stars
Cancelling before travel cover limit i £5,000
Medical excess i £75
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £2,500
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Emergency medical cover and repatriation cover limit i £15,000,000
Mental health cover i
Lost or stolen cash i £250
Combined passport & travel cover limit i £500
Natural disaster relocation cover i Optional
Natural disaster baggage cover i
Max trip duration i 45 days

AllClear

Platinum

4 stars
Cancelling before travel cover limit i £5,000
Medical excess i £0
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £3,000
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Emergency medical cover and repatriation cover limit i £15,000,000
Mental health cover i
Lost or stolen cash i £500
Combined passport & travel cover limit i £500
Natural disaster relocation cover i Optional
Natural disaster baggage cover i
Max trip duration i 45 days

AllClear

Gold

3 stars
Cancelling before travel cover limit i £2,000
Medical excess i £250
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £2,000
Cutting trip short cover limit i £2,000
Abandoning your trip cover limit i £2,000
Emergency medical cover and repatriation cover limit i £10,000,000
Mental health cover i
Lost or stolen cash i £250
Combined passport & travel cover limit i £300
Natural disaster relocation cover i Optional
Natural disaster baggage cover i
Max trip duration i 45 days

AllClear

Gold Plus (Excluding cancellation)

3 stars
Cancelling before travel cover limit i £0
Medical excess i £75
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £2,500
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Emergency medical cover and repatriation cover limit i £15,000,000
Mental health cover i
Lost or stolen cash i £250
Combined passport & travel cover limit i £500
Natural disaster relocation cover i Optional
Natural disaster baggage cover i
Max trip duration i 45 days

AllClear

Gold (Excluding cancellation)

2 stars
Cancelling before travel cover limit i £0
Medical excess i £250
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £2,000
Cutting trip short cover limit i £2,000
Abandoning your trip cover limit i £2,000
Emergency medical cover and repatriation cover limit i £10,000,000
Mental health cover i
Lost or stolen cash i £250
Combined passport & travel cover limit i £300
Natural disaster relocation cover i Optional
Natural disaster baggage cover i
Max trip duration i 45 days

AllClear

Gold (Increased Excess)

2 stars
Cancelling before travel cover limit i £2,000
Medical excess i £500
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £2,000
Cutting trip short cover limit i £2,000
Abandoning your trip cover limit i £2,000
Emergency medical cover and repatriation cover limit i £10,000,000
Mental health cover i
Lost or stolen cash i £250
Combined passport & travel cover limit i £300
Natural disaster relocation cover i Optional
Natural disaster baggage cover i
Max trip duration i 45 days

Single trip insurance

AllClear

Gold Plus

4 stars
Cancelling before travel cover limit i £5,000
Medical excess i £75
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,500
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Emergency medical cover and repatriation cover limit i £15,000,000
Lost or stolen cash i £250
Combined passport & travel cover limit i £500
Missed departure cover limit i £750

AllClear

Platinum

4 stars
Cancelling before travel cover limit i £5,000
Medical excess i £0
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £3,000
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Emergency medical cover and repatriation cover limit i £15,000,000
Lost or stolen cash i £500
Combined passport & travel cover limit i £500
Missed departure cover limit i £850

AllClear

Gold Plus (Excluding cancellation)

3 stars
Cancelling before travel cover limit i £0
Medical excess i £75
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,500
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Emergency medical cover and repatriation cover limit i £15,000,000
Lost or stolen cash i £250
Combined passport & travel cover limit i £500
Missed departure cover limit i £750

AllClear

Gold

3 stars
Cancelling before travel cover limit i £2,000
Medical excess i £250
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000
Cutting trip short cover limit i £2,000
Abandoning your trip cover limit i £2,000
Emergency medical cover and repatriation cover limit i £10,000,000
Lost or stolen cash i £250
Combined passport & travel cover limit i £300
Missed departure cover limit i £750

AllClear

Gold (Excluding cancellation)

2 stars
Cancelling before travel cover limit i £0
Medical excess i £250
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000
Cutting trip short cover limit i £2,000
Abandoning your trip cover limit i £2,000
Emergency medical cover and repatriation cover limit i £10,000,000
Lost or stolen cash i £250
Combined passport & travel cover limit i £300
Missed departure cover limit i £750

AllClear

Gold (Increased Excess)

2 stars
Cancelling before travel cover limit i £2,000
Medical excess i £500
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000
Cutting trip short cover limit i £2,000
Abandoning your trip cover limit i £2,000
Emergency medical cover and repatriation cover limit i £10,000,000
Lost or stolen cash i £250
Combined passport & travel cover limit i £300
Missed departure cover limit i £750

Travel insurance add-on: cruise cover

AllClear

Platinum

5 stars
Missed port departure cover limit i £1,000
Re-joining a cruise cover limit i £1,000
Cabin confinement cover limit i £1,000
Missed port departure excess i £0
Timetable/itinerary change cover limit i £500
Unused excursions cover limit i £500

AllClear

Gold Plus

4 stars
Missed port departure cover limit i £1,000
Re-joining a cruise cover limit i £1,000
Cabin confinement cover limit i £1,000
Missed port departure excess i £75
Timetable/itinerary change cover limit i £500
Unused excursions cover limit i £500

AllClear

Gold Plus (Excluding cancellation)

4 stars
Missed port departure cover limit i £1,000
Re-joining a cruise cover limit i £1,000
Cabin confinement cover limit i £1,000
Missed port departure excess i £75
Timetable/itinerary change cover limit i £500
Unused excursions cover limit i £500

Travel insurance add-on: winter sports

AllClear

Platinum

2 stars
Ski equipment owned cover limit i £500
Single owned item cover limit i £200
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £150
Avalanche closure cover limit i £0
Piste closure cover limit i £350
Ski equipment owned excess i £0
Ski equipment hired i £500
Single item limit for hired equipment i £200
Unused ski pass due to illness or injury i £400

AllClear

Gold

2 stars
Ski equipment owned cover limit i £500
Single owned item cover limit i £200
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £150
Avalanche closure cover limit i £0
Piste closure cover limit i £350
Ski equipment owned excess i £75
Ski equipment hired i £500
Single item limit for hired equipment i £200
Unused ski pass due to illness or injury i £400

AllClear

Gold Plus

2 stars
Ski equipment owned cover limit i £500
Single owned item cover limit i £200
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £150
Avalanche closure cover limit i £0
Piste closure cover limit i £350
Ski equipment owned excess i £75
Ski equipment hired i £500
Single item limit for hired equipment i £200
Unused ski pass due to illness or injury i £400

Travel Insurance Covid-19 Cover

AllClear

Platinum

5 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

AllClear

Gold Plus

4 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

AllClear

Gold (Increased Excess)

4 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

AllClear

Gold

4 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

AllClear

Gold (Excluding cancellation)

1 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

AllClear

Gold Plus (Excluding cancellation)

1 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)