AnnualTravelInsurance.com

AnnualTravelInsurance.com offers annual and single-trip travel cover as well as backpacker policies.

AnnualTravelInsurance.com is owned by the Irish insurance group Blue Insurance. It is regulated by the Central Bank of Ireland.

Its insurance is provided and administrated by Spanish group MAPFRE.

Blue Insurance is based both in Ireland and Cardiff.

AnnualTravelInsurance.com
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Travel insurance

Ranked 35th of 53 providers reviewed.

Customer happiness 54.32%
Customer trust 38.77%
Complaints performance 56.71%
Transparency rating 42.35%
Fairer Finance score
Reviewed Spring 2021
48%

Travel insurance

Annual multi-trip insurance

4 stars
Cancelling before travel cover limit i £3,000
Medical excess i £75
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,500
Cutting trip short cover limit i £3,000
Abandoning your trip cover limit i £3,000
Emergency medical cover and repatriation cover limit i £20,000,000
Mental health cover i
Lost or stolen cash i £200
Combined passport & travel cover limit i £250
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 60 days
4 stars
Cancelling before travel cover limit i £5,000
Medical excess i £55
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £3,000
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Emergency medical cover and repatriation cover limit i £20,000,000
Mental health cover i
Lost or stolen cash i £400
Combined passport & travel cover limit i £250
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 60 days

AnnualTravelInsurance.com

Super Cover (Comparison Site)

3 stars
Cancelling before travel cover limit i £1,500
Medical excess i £95
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,500
Cutting trip short cover limit i £1,500
Abandoning your trip cover limit i £1,500
Emergency medical cover and repatriation cover limit i £40,000,000
Mental health cover i
Lost or stolen cash i £150
Combined passport & travel cover limit i £250
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 60 days

AnnualTravelInsurance.com

Super Plus Cover (Comparison Site)

3 stars
Cancelling before travel cover limit i £2,500
Medical excess i £95
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £2,600
Cutting trip short cover limit i £2,500
Abandoning your trip cover limit i £2,500
Emergency medical cover and repatriation cover limit i £50,000,000
Mental health cover i
Lost or stolen cash i £200
Combined passport & travel cover limit i £300
Natural disaster relocation cover i
Natural disaster baggage cover i
Max trip duration i 60 days

AnnualTravelInsurance.com

Economy (Comparison Site)

1 stars
Cancelling before travel cover limit i £1,000
Medical excess i £220
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,100
Cutting trip short cover limit i £1,000
Abandoning your trip cover limit i £1,000
Emergency medical cover and repatriation cover limit i £20,000,000
Mental health cover i
Lost or stolen cash i £150
Combined passport & travel cover limit i £100
Natural disaster relocation cover i Optional
Natural disaster baggage cover i
Max trip duration i 35 days
1 stars
Cancelling before travel cover limit i £1,000
Medical excess i £250
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,000
Cutting trip short cover limit i £1,000
Abandoning your trip cover limit i £1,000
Emergency medical cover and repatriation cover limit i £20,000,000
Mental health cover i
Lost or stolen cash i £150
Combined passport & travel cover limit i £0
Natural disaster relocation cover i Optional
Natural disaster baggage cover i
Max trip duration i 35 days

Single trip insurance

4 stars
Cancelling before travel cover limit i £3,000
Medical excess i £75
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,500
Cutting trip short cover limit i £3,000
Abandoning your trip cover limit i £3,000
Emergency medical cover and repatriation cover limit i £20,000,000
Lost or stolen cash i £200
Combined passport & travel cover limit i £250
Missed departure cover limit i £750
4 stars
Cancelling before travel cover limit i £5,000
Medical excess i £55
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £3,000
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Emergency medical cover and repatriation cover limit i £20,000,000
Lost or stolen cash i £400
Combined passport & travel cover limit i £250
Missed departure cover limit i £1,000

AnnualTravelInsurance.com

Super Plus Cover (Comparison Site)

3 stars
Cancelling before travel cover limit i £2,500
Medical excess i £95
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,600
Cutting trip short cover limit i £2,500
Abandoning your trip cover limit i £2,500
Emergency medical cover and repatriation cover limit i £50,000,000
Lost or stolen cash i £200
Combined passport & travel cover limit i £300
Missed departure cover limit i £1,000

AnnualTravelInsurance.com

Super Cover (Comparison Site)

3 stars
Cancelling before travel cover limit i £1,500
Medical excess i £95
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,500
Cutting trip short cover limit i £1,500
Abandoning your trip cover limit i £1,500
Emergency medical cover and repatriation cover limit i £40,000,000
Lost or stolen cash i £150
Combined passport & travel cover limit i £250
Missed departure cover limit i £750
1 stars
Cancelling before travel cover limit i £1,000
Medical excess i £250
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,000
Cutting trip short cover limit i £1,000
Abandoning your trip cover limit i £1,000
Emergency medical cover and repatriation cover limit i £20,000,000
Lost or stolen cash i £150
Combined passport & travel cover limit i £0
Missed departure cover limit i £0

AnnualTravelInsurance.com

Economy (Comparison Site)

1 stars
Cancelling before travel cover limit i £1,000
Medical excess i £220
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,100
Cutting trip short cover limit i £1,000
Abandoning your trip cover limit i £1,000
Emergency medical cover and repatriation cover limit i £20,000,000
Lost or stolen cash i £150
Combined passport & travel cover limit i £100
Missed departure cover limit i £0

Travel insurance add-on: cruise cover

AnnualTravelInsurance.com

Economy (Comparison Site)

1 stars
Missed port departure cover limit i £500
Re-joining a cruise cover limit i £0
Cabin confinement cover limit i £500
Missed port departure excess i £100
Timetable/itinerary change cover limit i £0
Unused excursions cover limit i £250

AnnualTravelInsurance.com

Super Cover (Comparison Site)

1 stars
Missed port departure cover limit i £750
Re-joining a cruise cover limit i £0
Cabin confinement cover limit i £1,000
Missed port departure excess i £95
Timetable/itinerary change cover limit i £0
Unused excursions cover limit i £350

AnnualTravelInsurance.com

Super Plus Cover (Comparison Site)

1 stars
Missed port departure cover limit i £1,500
Re-joining a cruise cover limit i £0
Cabin confinement cover limit i £1,500
Missed port departure excess i £50
Timetable/itinerary change cover limit i £0
Unused excursions cover limit i £750
1 stars
Missed port departure cover limit i £500
Re-joining a cruise cover limit i £0
Cabin confinement cover limit i £500
Missed port departure excess i £100
Timetable/itinerary change cover limit i £0
Unused excursions cover limit i £250
1 stars
Missed port departure cover limit i £750
Re-joining a cruise cover limit i £0
Cabin confinement cover limit i £1,000
Missed port departure excess i £95
Timetable/itinerary change cover limit i £0
Unused excursions cover limit i £350
1 stars
Missed port departure cover limit i £1,500
Re-joining a cruise cover limit i £0
Cabin confinement cover limit i £1,500
Missed port departure excess i £50
Timetable/itinerary change cover limit i £0
Unused excursions cover limit i £750

Travel insurance add-on: winter sports

AnnualTravelInsurance.com

Super Plus Cover (Comparison Site)

4 stars
Ski equipment owned cover limit i £600
Single owned item cover limit i £300
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £500
Avalanche closure cover limit i £500
Piste closure cover limit i £500
Ski equipment owned excess i £55
Ski equipment hired i £600
Single item limit for hired equipment i £300
Unused ski pass due to illness or injury i £500
4 stars
Ski equipment owned cover limit i £600
Single owned item cover limit i £300
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £500
Avalanche closure cover limit i £500
Piste closure cover limit i £500
Ski equipment owned excess i £55
Ski equipment hired i £600
Single item limit for hired equipment i £300
Unused ski pass due to illness or injury i £500

AnnualTravelInsurance.com

Super Cover (Comparison Site)

3 stars
Ski equipment owned cover limit i £400
Single owned item cover limit i £200
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £400
Avalanche closure cover limit i £300
Piste closure cover limit i £400
Ski equipment owned excess i £75
Ski equipment hired i £400
Single item limit for hired equipment i £200
Unused ski pass due to illness or injury i £300
3 stars
Ski equipment owned cover limit i £400
Single owned item cover limit i £200
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £400
Avalanche closure cover limit i £300
Piste closure cover limit i £400
Ski equipment owned excess i £75
Ski equipment hired i £400
Single item limit for hired equipment i £200
Unused ski pass due to illness or injury i £300

AnnualTravelInsurance.com

Economy (Comparison Site)

2 stars
Ski equipment owned cover limit i £400
Single owned item cover limit i £200
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £300
Avalanche closure cover limit i £350
Piste closure cover limit i £300
Ski equipment owned excess i £200
Ski equipment hired i £400
Single item limit for hired equipment i £200
Unused ski pass due to illness or injury i £300
2 stars
Ski equipment owned cover limit i £400
Single owned item cover limit i £200
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £300
Avalanche closure cover limit i £350
Piste closure cover limit i £300
Ski equipment owned excess i £200
Ski equipment hired i £400
Single item limit for hired equipment i £200
Unused ski pass due to illness or injury i £300

Travel Insurance Covid-19 Cover

3 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)
3 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)
3 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

AnnualTravelInsurance.com

Economy (Comparison Site)

3 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

AnnualTravelInsurance.com

Super Cover (Comparison Site)

3 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)

AnnualTravelInsurance.com

Super Plus Cover (Comparison Site)

3 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)