Created in May 2016, B is an app-based bank that is part of the Clydesdale and Yorkshire Banking Group (CYBG).

Subsequently B customers can use Clydesdale and Yorkshire bank branches.

B offers app-based current accounts that are paired with a savings account, and a credit card. CYBG was listed on the London Stock exchange in 2016.

CYBG also own Virgin Bank which it acquired in May 2018. In June 2019, CYBG announced that the B brand was to be phased out and replaced by the Virgin Money brand in December 2019.

B's headquarters are in Glasgow.