B

Created in May 2016, B is an app-based bank that is part of the Clydesdale and Yorkshire Banking Group (CYBG). CYBG also own Virgin Bank which it acquired in May 2018. B customers can use Clydesdale and Yorkshire bank branches. B offers app-based current accounts that are paired with a savings account, and a credit card. CYBG was listed on the London Stock exchange in 2016.



B
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Bank accounts

Ranked 20th of 30 providers reviewed.

Customer happiness 51%
Customer trust 41%
Complaints performance 76%
Transparency rating 61%
Fairer Finance score
Reviewed Spring 2019
57%

Bank accounts

Current accounts

B

Current Account

4 stars

Foreign use bank accounts

B

Current Account

2 stars
Limit to non-sterling cash withdrawal before increase in withdrawal fee i

Overdrafts

B

Current Account

3 stars

Credit cards

Foreign use credit cards

B

Credit Card

4 stars
Representative APR i 9.90%
Foreign purchase fee i 0%
Foreign withdrawal fee i 3%
Risk based? i
Number of days before interest is charged on non-sterling cash transactions i 0 days
Representative purchase rate i 0.79%

Low rate

B

Credit Card

5 stars
Representative APR i 9.90%
Representative cash transaction rate i 2.08%
Representative purchase rate i 0.79%
Risk based? i
Representative balance transfer rate i 0.79%
Representative money transfer rate i