BMW Insurance offers car insurance. Unlike most similar insurers, BMW Insurance doesn't offer car insurance exclusively to BMW owners.

For consumers with BMWs, BMW Insurance offers specialist cover to BMW owners, such as using genuine original parts during repairs.

Its policies are underwritten by Highway Insurance Company Limited,  a trading name of LV=.

BMW's parent company - the BMW automobile manufacturer - was founded in 1916 and currently has its head quarters in Munich Germany.

BMW Financial Services was established in 1987 and is based in Farnborough, Hampshire.

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Gold ribbon: first place

Car insurance

Ranked 15th of 54 providers reviewed.

Customer happiness 78.74%
Customer trust 74.41%
Complaints performance 54.52%
Transparency rating 61.87%
Fairer Finance score
Reviewed Autumn 2021

Car insurance


Car Insurance

4 stars
Cover limit for lost keys i £1,000
Courtesy car for duration of repair i
Uninsured driver promise i
Cover for replacing original audio/visual equipment i Unlimited
New car replacement
Windscreen repair excess i £0
Windscreen replacement excess i £75
Repairs guarantee (years) i 5 years
Cover limit for stolen keys i £1,000
24hr helpline available i
Courtesy car provided if stolen / total loss i