British Seniors

British Seniors specialise in offering over 50s life insurance

British Seniors Insurance Agency is a trading name of Neilson Financial Services Ltd which also owns Smart Insurance.

They are based in Slough.

All of their products are arranged and issued by British Seniors Insurance Agency and are underwritten and administered by AIG Life Limited

British Seniors
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Life insurance

Over 50s life insurance

British Seniors

Funeral Insurance Plan

3 stars
Age when premiums stop i 95
Cover for accidental death in waiting period i 200%
How long after policy is started can full benefits be claimed? i 12 months
Cover type (level or increasing) i Level
Signing up incentive i £135 gift card
Minimum age i 50
Maximum age i 80
Cover for non-accidental death in waiting period (% of premiums paid) i 100%
Payout for accidental death outside waiting period i 100%
How much for terminal illness benefit? i £0.00
How much will be paid for serious illness? i £0.00
Can you reduce monthly payments? i
If a payment is missed, how long until the policy is cancelled? i 60 days
Does the policy offer the customer a proportionate amount of money back if they choose to cancel after paying 50% or more of the scheduled monthly payments? i
Rate used to calculate increasing cover i
Discount offered with a funeral provider? i £300
Funeral benefit option provider i Golden Charter

British Seniors

Over 50s Life Insurance with Increasing Benefit Option

3 stars
Age when premiums stop i 95
Cover for accidental death in waiting period i 200%
How long after policy is started can full benefits be claimed? i 12 months
Cover type (level or increasing) i Increasing
Signing up incentive i £135 gift card
Minimum age i 50
Maximum age i 80
Cover for non-accidental death in waiting period (% of premiums paid) i 100%
Payout for accidental death outside waiting period i 100%
How much for terminal illness benefit? i £0.00
How much will be paid for serious illness? i £0.00
Can you reduce monthly payments? i
If a payment is missed, how long until the policy is cancelled? i 60 days
Does the policy offer the customer a proportionate amount of money back if they choose to cancel after paying 50% or more of the scheduled monthly payments? i
Rate used to calculate increasing cover i 3.5%
Discount offered with a funeral provider? i £300
Funeral benefit option provider i Golden Charter