Budget

Budget Insurance is a broker owned by BGL Group, which also owns the Compare The Market comparison site and Beagle Street (which specialises in providing life insurance products).

When you approach Budget for a quote, it will pass your details to its panel of insurers. One of these companies will then act as underwriter for any policy taken out via Budget.

This means that two different people insuring their vehicles with Budget will not necessarily have their policies underwritten by the same company.

Budget focuses on providing car, van and home insurance.

Budget

Car insurance

Ranked 25th of 52 providers reviewed.

Customer happiness 57%
Customer trust 46%
Complaints performance 73%
Transparency rating 45%
Fairer Finance score
Reviewed Spring 2018
55%

Home insurance

Ranked 47th of 47 providers reviewed.

Customer happiness 44%
Customer trust 34%
Complaints performance 73%
Transparency rating 37%
Fairer Finance score
Reviewed Spring 2018
47%
Gold ribbon: first place

Life insurance

Ranked 3rd of 22 providers reviewed.

Claims score 99.29%
Complaints performance 100%
Transparency rating 53%
Fairer Finance score
Reviewed Spring 2018
82%

Car insurance

Budget

Car Insurance

4 stars
Courtesy car for duration of repair i
Cover for keys/locks if lost i £0
Uninsured driver promise i
24hr helpline available i
Cover for keys/locks if stolen i £500
Cover for replacing original audio/visual equipment i Unlimited
Repairs guarantee (years) i 3
Windscreen repair excess i £0
Windscreen replacement excess i £75

Home insurance

Budget

Basic Cover

3 stars
Escape of water excess i £350
Matching sets i
Theft from outbuildings i £2,000
24hr helpline i
Alternative accommodation i 20% of sum insured up to £15,000
Cover for keys/locks if lost i £500
Money in the home i £500
New for old i

Budget

Extra Cover

3 stars
Escape of water excess i £350
Matching sets i
Theft from outbuildings i £2,000
24hr helpline i
Alternative accommodation i 20% of sum insured up to £15,000
Cover for keys/locks if lost i £500
Money in the home i £500
New for old i

Budget

Choice Cover

3 stars
Escape of water excess i £350
Matching sets i
Theft from outbuildings i £2,000
24hr helpline i
Alternative accommodation i 20% of sum insured up to £15,000
Cover for keys/locks if lost i £500
Money in the home i £500
New for old i

Budget

Premium Cover

3 stars
Escape of water excess i £350
Matching sets i
Theft from outbuildings i £2,000
24hr helpline i
Alternative accommodation i 20% of sum insured up to £15,000
Cover for keys/locks if lost i £500
Money in the home i £500
New for old i

Buildings insurance

Budget

Basic Cover

3 stars
Cover for keys/locks if lost i £500
Matching sets i
Trace & access i £5,000
24hr helpline i
Alternative accommodation cover limit i 20% of sum insured up to £15,000
Compulsory excess i £100
Cover for keys/locks if stolen i £500
Escape of water excess i £350
Property owner liability i £2,000,000

Budget

Extra Cover

3 stars
Cover for keys/locks if lost i £500
Matching sets i
Trace & access i £5,000
24hr helpline i
Alternative accommodation cover limit i 20% of sum insured up to £15,000
Compulsory excess i £100
Cover for keys/locks if stolen i £500
Escape of water excess i £350
Property owner liability i £2,000,000

Budget

Choice Cover

3 stars
Cover for keys/locks if lost i £500
Matching sets i
Trace & access i £5,000
24hr helpline i
Alternative accommodation cover limit i 20% of sum insured up to £15,000
Compulsory excess i £100
Cover for keys/locks if stolen i £500
Escape of water excess i £350
Property owner liability i £2,000,000

Budget

Premium Cover

3 stars
Cover for keys/locks if lost i £500
Matching sets i
Trace & access i £5,000
24hr helpline i
Alternative accommodation cover limit i 20% of sum insured up to £15,000
Compulsory excess i £100
Cover for keys/locks if stolen i £500
Escape of water excess i £350
Property owner liability i £2,000,000

Contents insurance

Budget

Basic Cover

3 stars
Cover for keys/locks if lost i £500
Matching sets i
Theft from outbuildings i £2,000
24hr helpline i
Alternative accomodation i 10% of sum insured up to £7,000
Cover for keys/locks if stolen i £500
Cycles included whilst in the home i £0
Money in the home i £500
New for old i

Budget

Extra Cover

3 stars
Cover for keys/locks if lost i £500
Matching sets i
Theft from outbuildings i £2,000
24hr helpline i
Alternative accomodation i 10% of sum insured up to £7,000
Cover for keys/locks if stolen i £500
Cycles included whilst in the home i £0
Money in the home i £500
New for old i

Budget

Choice Cover

3 stars
Cover for keys/locks if lost i £500
Matching sets i
Theft from outbuildings i £2,000
24hr helpline i
Alternative accomodation i 10% of sum insured up to £7,000
Cover for keys/locks if stolen i £500
Cycles included whilst in the home i £0
Money in the home i £500
New for old i

Budget

Premium Cover

3 stars
Cover for keys/locks if lost i £500
Matching sets i
Theft from outbuildings i £2,000
24hr helpline i
Alternative accomodation i 10% of sum insured up to £7,000
Cover for keys/locks if stolen i £500
Cycles included whilst in the home i £0
Money in the home i £500
New for old i