Founded in 1992, Budget Insurance is part of BGL Group. The brand provides car, van, home, and life insurance, with its head office based in Peterborough.
Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.
Car insurance
2 products reviewed
Electric Car Insurance
1 product reviewed
Budget
Car Insurance
| Feature | Value |
|---|---|
| Courtesy car for duration of repair | Yes |
| Uninsured driver promise | Yes |
| Cover limit for lost keys |
£0.00
|
| 24hr helpline available | Yes |
| New car replacement | Yes |
| Courtesy car provided if stolen / total loss | No |
| Windscreen repair excess |
£25.00
|
| Windscreen replacement excess |
£100.00
|
| Cover limit for stolen keys |
£500.00
|
| Cover for replacing original audio/visual equipment |
Unlimited
|
| Repairs guarantee (years) |
3 years
|
| Vandalism | Yes |
Third Party, Fire and Theft Car Insurance
1 product reviewed
Budget
Third Party Fire & Theft Car Insurance Plus
| Feature | Value |
|---|---|
| Courtesy car for duration of repair | No |
| Uninsured driver promise | No |
| Cover limit for lost keys |
£0.00
|
| 24hr helpline available | Yes |
| New car replacement | Yes |
| Courtesy car provided if stolen / total loss | No |
| Cover limit for stolen keys |
£0.00
|
| Cover for replacing original audio/visual equipment |
Unlimited
|
| Repairs guarantee (years) |
3 years
|
| Vandalism | No |
Commercial Vehicle Insurance
1 product reviewed
Third Party, Fire and Theft Commercial Vehicle Insurance
1 product reviewed
Budget
Van Insurance
| Feature | Value |
|---|---|
| Courtesy car for duration of repair | Yes |
| Uninsured driver promise | No |
| Cover limit for lost keys |
£0.00
|
| 24hr helpline available | Yes |
| New car replacement | Yes |
| Courtesy car provided if stolen / total loss | No |
| Windscreen repair excess |
No windscreen repair
|
| Windscreen replacement excess |
No windscreen repair
|
| Cover limit for stolen keys |
£0.00
|
| Cover for replacing original audio/visual equipment |
Unlimited
|
| Repairs guarantee (years) |
3 years
|
| Vandalism | No |
Courtesy Car (Add-on)
2 products reviewed
Budget
Guaranteed Replacement Car Plus
Budget
Guaranteed Replacement Car
Motor Key Cover
1 product reviewed
Budget
Keycare
| Feature | Value |
|---|---|
| Cover limit for broken keys (or keys broken inside a lock) |
£1,000.00
|
| Annual policy limit |
£1,000.00
|
| Days before you can make a claim |
0 days
|
| Lost key waiting period |
2 days
|
| Onward transport cover |
£100.00
|
| Additional Keys covered | Yes |
| Cover if duplicate keys are easily available | Yes |
Our unique Customer Experience Ratings help consumers find companies that offer a good service.
Car insurance
Ranked 40th of 49 providers reviewed
| Customer happiness score | 52.74% |
|---|---|
| Customer trust score | 45.32% |
| Complaints performance | 64.52% |
| Transparency rating | 70.1% |
|
Fairer Finance Score Reviewed Autumn 2026 |
58.17% |