Budget

Founded in 1992, Budget Insurance is a broker owned by BGL Group.

The BGL Group also owns the Compare The Market comparison site and Beagle Street (which specialises in providing life insurance products).

Budget focuses on providing car, van and home insurance.

Their offices are based in Peterborough.

Budget
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Car insurance

Ranked 23rd of 54 providers reviewed.

Customer happiness 58.19%
Customer trust 55.17%
Complaints performance 77.35%
Transparency rating 68.76%
Fairer Finance score
Reviewed Autumn 2021
65%
Gold ribbon: first place

Home insurance (building and contents)

Ranked 13th of 51 providers reviewed.

Customer happiness 65.52%
Customer trust 50.86%
Complaints performance 77.22%
Transparency rating 69.24%
Fairer Finance score
Reviewed Autumn 2021
66%
Gold ribbon: first place

Life insurance

Ranked 5th of 25 providers reviewed.

Claims score 94.28%
Complaints performance 85%
Transparency rating 60.63%
Fairer Finance score
Reviewed Spring 2021
80%

Car insurance

Budget

Car Insurance

2 stars
Cover limit for lost keys i £0
Courtesy car for duration of repair i
Uninsured driver promise i
Cover for replacing original audio/visual equipment i Unlimited
New car replacement
Windscreen repair excess i £25
Windscreen replacement excess i £100
Repairs guarantee (years) i 3 years
Cover limit for stolen keys i £500
24hr helpline available i
Courtesy car provided if stolen / total loss i

Home insurance (building and contents)

Budget

Home Insurance

3 stars
Matching sets i
Theft from outbuildings cover limit i £2,000
Escape of water excess i £350
Alternative accommodation cover limit i 20% of sum insured up to £15,000
Cover for keys if lost i £500
Money in the home i £500
Replace belongings new for old i
24hr helpline i

Budget

Home Insurance (with Specified Pedal Cycles)

3 stars
Matching sets i
Theft from outbuildings cover limit i £2,000
Escape of water excess i £350
Alternative accommodation cover limit i 20% of sum insured up to £15,000
Cover for keys if lost i £500
Money in the home i £500
Replace belongings new for old i
24hr helpline i

Buildings insurance

Budget

Home Insurance (with Specified Pedal Cycles)

3 stars
Finding & repairing a leak cover limit i £5,000
Cover for keys if lost i £500
Matching sets i
Alternative accommodation cover limit i 20% of sum insured up to £15,000
Cover for keys if stolen i £500
Compulsory excess i £50
Escape of water excess i £350
24hr helpline i
Property owner liability i £2,000,000

Budget

Home Insurance

3 stars
Finding & repairing a leak cover limit i £5,000
Cover for keys if lost i £500
Matching sets i
Alternative accommodation cover limit i 20% of sum insured up to £15,000
Cover for keys if stolen i £500
Compulsory excess i £50
Escape of water excess i £350
24hr helpline i
Property owner liability i £2,000,000

Contents insurance

Budget

Home Insurance (with Specified Pedal Cycles)

3 stars
Theft from outbuildings cover limit i £2,000
Matching sets i
Cover for keys if lost i £500
Cover limit for cycles in the home i Part of sum insured
Replace belongings new for old i
Alternative accommodation cover limit i 10% of sum insured up to £7,000
Money in the home cover limit i £500
Cover for keys if stolen i £500
24hr helpline i

Budget

Home Insurance

2 stars
Theft from outbuildings cover limit i £2,000
Matching sets i
Cover for keys if lost i £500
Cover limit for cycles in the home i £0
Replace belongings new for old i
Alternative accommodation cover limit i 10% of sum insured up to £7,000
Money in the home cover limit i £500
Cover for keys if stolen i £500
24hr helpline i