Budget

Founded in 1992, Budget Insurance is a broker owned by BGL Group.

The BGL Group also owns the Compare The Market comparison site and Beagle Street (which specialises in providing life insurance products).

Budget focuses on providing car, van and home insurance.

Their offices are based in Peterborough.

Budget
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Car insurance

Ranked 30th of 53 providers reviewed.

Customer happiness 60.9%
Customer trust 49.62%
Complaints performance 78.95%
Transparency rating 69.26%
Fairer Finance score
Reviewed Spring 2022
65%

Home insurance (building and contents)

Ranked 15th of 49 providers reviewed.

Customer happiness 67.35%
Customer trust 46.94%
Complaints performance 78.89%
Transparency rating 71.8%
Fairer Finance score
Reviewed Spring 2022
66%
Gold ribbon: first place

Life insurance

Ranked 4th of 26 providers reviewed.

Claims score 95.83%
Complaints performance 80%
Transparency rating 68.19%
Fairer Finance score
Reviewed Autumn 2021
81%

Car insurance

Budget

Car Insurance

3 stars
Cover limit for lost keys i £0.00
Courtesy car for duration of repair i
Uninsured driver promise i
Cover for replacing original audio/visual equipment i Unlimited
Windscreen repair excess i £25.00
Windscreen replacement excess i £100.00
Repairs guarantee (years) i 3 years
New car replacement
Cover limit for stolen keys i £500.00
24hr helpline available i
Courtesy car provided if stolen / total loss i

Home insurance (building and contents)

Budget

Home Insurance (with Specified Pedal Cycles)

3 stars
Matching sets i
Theft from outbuildings cover limit i £2,000.00
Escape of water excess i £350.00
Alternative accommodation cover limit for contents i 10% of sum insured up to £7,000
Alternative accommodation cover limit for buildings i 20% of sum insured up to £15,000
Cover for keys if lost i £500.00
Money in the home i £500.00
Replace belongings new for old i
24hr helpline i
Finding and repairing a leak 5000

Budget

Home Insurance

2 stars
Matching sets i
Theft from outbuildings cover limit i £2,000.00
Escape of water excess i £350.00
Alternative accommodation cover limit for contents i 10% of sum insured up to £7,000
Alternative accommodation cover limit for buildings i 20% of sum insured up to £15,000
Cover for keys if lost i £500.00
Money in the home i £500.00
Replace belongings new for old i
24hr helpline i
Finding and repairing a leak 5000

Buildings insurance

Budget

Home Insurance (with Specified Pedal Cycles)

3 stars
Trace and Access i £5,000.00
Cover for keys if lost i £500.00
Matching sets i
Alternative accommodation cover limit i 20% of sum insured up to £15,000
Cover for keys if stolen i £500.00
Compulsory excess i £100.00
Escape of water excess i £350.00
24hr helpline i
Property owner liability i £2,000,000.00

Budget

Home Insurance

3 stars
Trace and Access i £5,000.00
Cover for keys if lost i £500.00
Matching sets i
Alternative accommodation cover limit i 20% of sum insured up to £15,000
Cover for keys if stolen i £500.00
Compulsory excess i £100.00
Escape of water excess i £350.00
24hr helpline i
Property owner liability i £2,000,000.00

Contents insurance

Budget

Home Insurance

2 stars
Theft from outbuildings cover limit i £2,000.00
Matching sets i
Cover for keys if lost i £500.00
Cover limit for cycles in the home i £0.00
Replace belongings new for old i
Alternative accommodation cover limit i 10% of sum insured up to £7,000
Money in the home cover limit i £500.00
Cover for keys if stolen i £500.00
24hr helpline i

Budget

Home Insurance (with Specified Pedal Cycles)

2 stars
Theft from outbuildings cover limit i £2,000.00
Matching sets i
Cover for keys if lost i £500.00
Cover limit for cycles in the home i Part of sum insured
Replace belongings new for old i
Alternative accommodation cover limit i 10% of sum insured up to £7,000
Money in the home cover limit i £500.00
Cover for keys if stolen i £500.00
24hr helpline i