Budget

Budget Insurance is a broker owned by BGL Group, which also owns the Compare The Market comparison site and Beagle Street (which specialises in providing life insurance products).

When you approach Budget for a quote, it will pass your details to its panel of insurers. One of these companies will then act as underwriter for any policy taken out via Budget.

This means that two different people insuring their vehicles with Budget will not necessarily have their policies underwritten by the same company.

Budget focuses on providing car, van and home insurance.

Their offices are based in Peterborough

Budget
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Car insurance

Ranked 45th of 51 providers reviewed.

Customer happiness 55%
Customer trust 46%
Complaints performance 64%
Transparency rating 39%
Fairer Finance score
Reviewed Spring 2019
51%

Home insurance

Ranked 40th of 47 providers reviewed.

Customer happiness 55%
Customer trust 44%
Complaints performance 64%
Transparency rating 41%
Fairer Finance score
Reviewed Spring 2019
51%
Gold ribbon: first place

Life insurance

Ranked 3rd of 25 providers reviewed.

Claims score 99.32%
Complaints performance 97.5%
Transparency rating 49%
Fairer Finance score
Reviewed Spring 2019
80%

Car insurance

Budget

Car Insurance

4 stars
Cover for keys/locks if lost i £0
Uninsured driver promise i
Courtesy car for duration of repair i
Windscreen repair excess i £0
Windscreen replacement excess i £75
Cover for keys/locks if stolen i £500
Cover for replacing original audio/visual equipment i Unlimited
24hr helpline available i
Repairs guarantee (years) i 3 years
Courtesy car provided if stolen / total loss i

Home insurance

Budget

Home Insurance

3 stars
Escape of water excess i £350
Matching sets i
Theft from outbuildings i £2,000
24hr helpline i
Alternative accommodation i 20% of sum insured up to £15,000
Cover for keys/locks if lost i £500
Money in the home i £500
New for old i

Buildings insurance

Budget

Home Insurance

3 stars
Trace & access i £5,000
Matching sets i
Cover for keys/locks if lost i £500
Compulsory excess i £50
Escape of water excess i £350
Alternative accommodation cover limit i 20% of sum insured up to £15,000
Cover for keys/locks if stolen i £500
Property owner liability i £2,000,000
24hr helpline i

Contents insurance

Budget

Home Insurance (with Specified Pedal Cycles)

4 stars
Theft from outbuildings i £2,000
Matching sets i
Cover for keys/locks if lost i £500
Cycles included whilst in the home i Part of Sum Insured
New for old i
Alternative accomodation i 10% of sum insured up to £7,000
Money in the home i £500
Cover for keys/locks if stolen i £500
24hr helpline i

Budget

Home Insurance

3 stars
Theft from outbuildings i £2,000
Matching sets i
Cover for keys/locks if lost i £500
Cycles included whilst in the home i £0
New for old i
Alternative accomodation i 10% of sum insured up to £7,000
Money in the home i £500
Cover for keys/locks if stolen i £500
24hr helpline i