Founded in 1992, Budget Insurance is a broker owned by BGL Group.
The BGL Group also owns the Compare The Market comparison site and Beagle Street (which specialises in providing life insurance products).
Budget focuses on providing car, van and home insurance.
Their offices are based in Peterborough.
We don't get paid for any links on our site.
| Customer happiness | 56.09% |
|---|---|
| Customer trust | 46.79% |
| Complaints performance | 75.28% |
| Transparency rating | 66.98% |
| Fairer Finance score Reviewed Spring 2023 |
61% |
| Customer happiness | 45.54% |
|---|---|
| Customer trust | 39.29% |
| Complaints performance | 80.3% |
| Transparency rating | 67.42% |
| Fairer Finance score Reviewed Spring 2023 |
58% |
| Claims score | 93.85% |
|---|---|
| Complaints performance | 84.38% |
| Transparency rating | 61.2% |
| Fairer Finance score Reviewed Spring 2023 |
80% |
| Cover limit for lost keys i | £0.00 |
|---|---|
| Courtesy car for duration of repair i | |
| Uninsured driver promise i | |
| Cover for replacing original audio/visual equipment i | Unlimited |
| Windscreen repair excess i | £25.00 |
| Windscreen replacement excess i | £100.00 |
| Repairs guarantee (years) i | 3 years |
| New car replacement i | |
| Cover limit for stolen keys i | £500.00 |
| 24hr helpline available i | |
| Courtesy car provided if stolen / total loss i | |
| Vandalism i |
| Alternative accommodation cover limit for buildings i | 20% of the sum insured |
|---|---|
| Matching sets (contents) i | |
| Theft from outbuildings cover limit i | £2,000.00 |
| Escape of water excess i | £350.00 |
| Standard accidental damage - underground services | |
| Alternative accommodation cover limit for contents i | £7,000.00 |
| Cycles included whilst in the home i | |
| Cover for keys if lost or stolen (contents) i | £500.00 |
| Keys/locks if lost or stolen (Buildings) i | £500.00 |
| Money in the home i | £1,000.00 |
| Replace belongings new for old i | |
| Trace and access i | £5,000.00 |
| Matching sets (Buildings) i | |
| Escape of water (plus compulsory excess) i | £350.00 |
| Compulsory excess (contents) i | £350.00 |
| Additional flood excess i | £0.00 |
| Standard excess for subsidence claims | £1,000.00 |
| Liability as a tenant i | 10% of the Sum Insured |
| Liability to domestic employees i | £5,000,000.00 |
| Property owner liability i | £2,000,000.00 |
| Buildings cover limit i | £1,000,000.00 |
| Contents cover limit i | £99,000.00 |
| Underwriter | BGL - CIS General Insurance |
| 24hr helpline i | |
| Unoccupied period i | 45 |
| Protection against inflation i | |
| Repairs guarantee i | |
| Amendment fee (telephone) i | £25.00 |
| Cancellation fee after 14 days i | £35.00 |
| Protected no claims discount option | |
| 24-hour claims helpline | |
| Cancellation fee before 14 days | £0.00 |
| Accidental damage - glass and sanitary wear | |
| Damage caused by freezing pipes | |
| Damage from Emergency Services | |
| Cover to break in and clear sewage pipe | |
| Garden protection | £250.00 |
| Blocked drains i | |
| Accidental damage cover | |
| Domestic heating fuel and metered water i | |
| Music, film or electronic data downloads | |
| Documents | £2,500.00 |
| Visitor's possessions | £0.00 |
| Out in open cover | |
| Frozen Food Cover | £1,000.00 |
| Temporary freezer storage | |
| Theft or attempted theft i | |
| Dual contents i | |
| Escape of water or oil from appliances i | |
| Escape of water or oil from heating systems i | £0.00 |
| Credit cards i | £500.00 |
| Storage fees (alternative accommodation) i | |
| Garden plants i | |
| Business equipment | £3,000.00 |
| Household removals | |
| Student's belongings i | |
| Shopping in transit i | £0.00 |
| Cover Away from Home offered for: Electronics | Optional |
| Cover away from home offered for: money | Optional |
| Cover away from home offered for: jewellery | Optional |
| Cover away from home offered for: bicycles & other | Optional |
| Special events (weddings and civil ceremonies) - limit | Not Offered |
| Special events (weddings and civil ceremonies) - days | 60 days |
| Special events (births) - limit | Not Offered |
| Special events (births) - days | Not Offered |
| Special events (anniversaries and birthdays) - limit | Not Offered |
| Special events (anniversaries and birthdays) - days | Not Offered |
| Special events (religious events) - limit | 10% of Sum Insured |
| Special events (religious events) - days | 60 days |
| Cover for home emergency i | |
| Cover for legal protection/expenses i | |
| Cover for items away from home? i | |
| Personal possessions cover whilst living in a nursing home or residential care setting i | £0.00 |
| Medical equipment loan i | £0.00 |
| Theft from bogus officials i | |
| Storm and flood i | |
| Fire, smoke, explosion, lightning, or earthquake i | |
| Malicious damage i | |
| Civil riot or commotion i | |
| Collisions (Including animals, trees, satellites, and moving vehicles) i | |
| Snow depth (cm) i | Not Defined |
| Rainfall (mm) i | Not Defined |
| Windspeed (mph) i | Not Defined |
| Trace and access i | £5,000.00 |
|---|---|
| Keys/locks if lost or stolen (buildings) i | £500.00 |
| Matching sets (Buildings) i | |
| Alternative accommodation cover limit for buildings i | 20% of the sum insured |
| Blocked drains i | |
| Fire, smoke, explosion, lightning, or earthquake i | |
| Cover for collision and falling objects (including trees, animals, satellite, vehicle) i | |
| Civil riot or commotion i | |
| Cover for malicious damage | |
| Theft of attempted theft | Sum Insured |
| Cover for storm and flood | |
| Snow depth (cm) i | Not Defined |
| Rainfall (mm) i | Not Defined |
| Windspeed (mph) i | Not Defined |
| Escape of water (plus compulsory excess) i | £350.00 |
| Buildings compulsory excess i | £350.00 |
| Escape of water excess i | £350.00 |
| Flood excess i | £350.00 |
| Unoccupied period i | 45 |
| 24hr helpline i | |
| Repairs guarentee i | |
| Cancellation fee after 14 days i | £35.00 |
| Amendment fee (telephone) i | £25.00 |
| Property owner liability i | £2,000,000.00 |
| Matching sets (contents) i | |
|---|---|
| Cover for keys if lost or stolen (contents) i | £500.00 |
| Theft from outbuildings cover limit i | £2,000.00 |
| Credit cards i | £500.00 |
| Amendment fee (telephone) i | £25.00 |
| Cycles included whilst in the home i | |
| Replace belongings new for old i | |
| Fire, smoke, explosion, lightning, or earthquake i | |
| Malicious damage i | |
| Civil riot or commotion i | |
| Collisions (including animals, trees, satellites, and moving vehicles) i | |
| Escape of water or oil from heating systems covered? i | |
| Escape water or oil from appliances i | |
| Storm and flood i | |
| Snow depth (cm) i | Not Defined |
| Rainfall (mm) i | Not Defined |
| Windspeed (mph) i | Not Defined |
| Contents cover limit i | £99,000.00 |
| Music, film, or electronic downloads i | |
| Documents i | £2,500.00 |
| Frozen Food Cover i | £1,000.00 |
| Business equipment i | 3,000.00 |
| Tenants improvements i | |
| Items covered whilst you are living in a nursing home, residential care? | |
| Medical equipment loan? | |
| Cover for employee's contents i | |
| Household removals | |
| Student's belongings | |
| Shopping in transit | 0 |
| Visitor's possessions i | £0.00 |
| Temporary freezer storage | |
| Money in the home i | £1,000.00 |
| Theft from bogus officials | |
| Garden plants | |
| Garden protection | 250 |
| Out in open cover | |
| Alternative accommodation cover limit for contents i | £7,000.00 |
| Storage fees (alternative accommodation) i | |
| Cover for pets? i | |
| Compulsory excess (contents) i | £350.00 |
| Liability to domestic employees i | £5,000,000.00 |
| Liability as a tenant i | 10% of the Sum Insured |
| Property owner liability i | £2,000,000.00 |
| Personal assault (death benefit) i | |
| Cancellation fee before 14 days | £0.00 |
| 24-hour claims helpline | |
| Jury service | |
| 24hr helpline i | |
| Protection against inflation i | |
| Underwriter | BGL - CIS General Insurance |
| Unoccupied period i | 45 |
| Protected no claims discount option | |
| Repairs guarantee | |
| Cancellation fee after 14 days i | £35.00 |
| Wedding and civil ceremonies - limits/days | Cover Limit: Not Offered / Day limit: 60 |
| Births - limit/days | Cover Limit: Not Offered / Day limit: Not Offered |
| Anniversaries - Limits/days | Cover Limit: Not Offered / Day limit: Not Offered |
| Religious events -Limits/days | Cover Limit: 10% of Sum Insured / Day limit: 60 |
| Dual contents i | |
| Cover away from home offered for:electronics | |
| Cover away from home offered for: money | Optional |
| Cover away from home offered for: jewellery | Optional |
| Cover away from home offered for: bicycles & other | Optional |