Established in 2015, Cedar Tree specialises in premium travel insurance.

Its policies are arranged and sold by Worldwide Internet Insurance Services, based in Gibraltar. The policies are underwritten by AXA.

They have offices in London.

Our product ratings are designed to help you choose a quality product. We rate policies on the key features that are most important for the majority of customers.

Travel insurance

24 products reviewed

Annual multi-trip insurance

6 products reviewed

CedarTreeInsurance.com

Gold

Feature Value
Medical excess
£50.00
Cancelling before travel cover limit
£5,000.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£2,000.00
Emergency medical cover and repatriation cover limit
£15,000,000.00
Missed departure cover limit
£500.00
Natural disaster relocation cover No
CedarTreeInsurance.com

Platinum

Feature Value
Medical excess
£0.00
Cancelling before travel cover limit
£7,500.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£3,000.00
Emergency medical cover and repatriation cover limit
£15,000,000.00
Missed departure cover limit
£500.00
Natural disaster relocation cover No
CedarTreeInsurance.com

Silver (with optional natural disaster cover)

Feature Value
Medical excess
£75.00
Cancelling before travel cover limit
£3,000.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£1,500.00
Emergency medical cover and repatriation cover limit
£15,000,000.00
Missed departure cover limit
£500.00
Natural disaster relocation cover Yes
CedarTreeInsurance.com

Gold (with optional natural disaster cover)

Feature Value
Medical excess
£50.00
Cancelling before travel cover limit
£5,000.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£2,000.00
Emergency medical cover and repatriation cover limit
£15,000,000.00
Missed departure cover limit
£500.00
Natural disaster relocation cover Yes
CedarTreeInsurance.com

Platinum (with optional natural disaster cover)

Feature Value
Medical excess
£0.00
Cancelling before travel cover limit
£7,500.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£3,000.00
Emergency medical cover and repatriation cover limit
£15,000,000.00
Missed departure cover limit
£500.00
Natural disaster relocation cover Yes
CedarTreeInsurance.com

Silver

Feature Value
Medical excess
£75.00
Cancelling before travel cover limit
£3,000.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£1,500.00
Emergency medical cover and repatriation cover limit
£15,000,000.00
Missed departure cover limit
£500.00
Natural disaster relocation cover No
Single trip insurance

6 products reviewed

CedarTreeInsurance.com

Gold

Feature Value
Cancelling before travel cover limit
£5,000.00
Medical excess
£50.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£2,000.00
Emergency medical cover and repatriation cover limit
£15,000,000.00
Missed departure cover limit
£500.00
Natural disaster relocation cover No
CedarTreeInsurance.com

Platinum

Feature Value
Cancelling before travel cover limit
£7,500.00
Medical excess
£0.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£3,000.00
Emergency medical cover and repatriation cover limit
£15,000,000.00
Missed departure cover limit
£500.00
Natural disaster relocation cover No
CedarTreeInsurance.com

Gold (with optional natural disaster cover)

Feature Value
Cancelling before travel cover limit
£5,000.00
Medical excess
£50.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£2,000.00
Emergency medical cover and repatriation cover limit
£15,000,000.00
Missed departure cover limit
£500.00
Natural disaster relocation cover Yes
CedarTreeInsurance.com

Silver (with optional natural disaster cover)

Feature Value
Cancelling before travel cover limit
£3,000.00
Medical excess
£75.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£1,500.00
Emergency medical cover and repatriation cover limit
£15,000,000.00
Missed departure cover limit
£500.00
Natural disaster relocation cover Yes
CedarTreeInsurance.com

Platinum (with optional natural disaster cover)

Feature Value
Cancelling before travel cover limit
£7,500.00
Medical excess
£0.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£3,000.00
Emergency medical cover and repatriation cover limit
£15,000,000.00
Missed departure cover limit
£500.00
Natural disaster relocation cover Yes
CedarTreeInsurance.com

Silver

Feature Value
Cancelling before travel cover limit
£3,000.00
Medical excess
£75.00
Personal Possessions and Baggage - damaged, lost or stolen - cover limit
£1,500.00
Emergency medical cover and repatriation cover limit
£15,000,000.00
Missed departure cover limit
£500.00
Natural disaster relocation cover No
Travel Insurance Covid-19 Cover

3 products reviewed

CedarTreeInsurance.com

Silver

Feature Value
CedarTreeInsurance.com

Gold

Feature Value
CedarTreeInsurance.com

Platinum

Feature Value
Travel insurance add-on: cruise cover

3 products reviewed

CedarTreeInsurance.com

Silver

Feature Value
Missed port departure cover limit
£500.00
Re-joining a cruise cover limit
£0.00
Cabin confinement cover limit
£200.00
Missed port departure excess
£0.00
Timetable/itinerary change cover limit
£125.00
Unused excursions cover limit
£300.00
CedarTreeInsurance.com

Gold

Feature Value
Missed port departure cover limit
£500.00
Re-joining a cruise cover limit
£0.00
Cabin confinement cover limit
£1,000.00
Missed port departure excess
£0.00
Timetable/itinerary change cover limit
£250.00
Unused excursions cover limit
£500.00
CedarTreeInsurance.com

Platinum

Feature Value
Missed port departure cover limit
£500.00
Re-joining a cruise cover limit
£0.00
Cabin confinement cover limit
£1,500.00
Missed port departure excess
£0.00
Timetable/itinerary change cover limit
£500.00
Unused excursions cover limit
£750.00
Travel insurance add-on: gadget cover

3 products reviewed

CedarTreeInsurance.com

Option 3

Feature Value
Available for which products?
Silver, Gold, Platinum
Accidental loss cover Yes
Accidental loss cover limit
£3,000.00
Maximum single-item cover limit
£2,000.00
CedarTreeInsurance.com

Option 2

Feature Value
Available for which products?
Silver, Gold, Platinum
Accidental loss cover Yes
Accidental loss cover limit
£2,000.00
Maximum single-item cover limit
£2,000.00
CedarTreeInsurance.com

Option 1

Feature Value
Available for which products?
Silver, Gold, Platinum
Accidental loss cover Yes
Accidental loss cover limit
£1,000.00
Maximum single-item cover limit
£1,000.00
Travel insurance add-on: winter sports

3 products reviewed

CedarTreeInsurance.com

Platinum

Feature Value
Ski equipment owned cover limit
£1,000.00
Single owned item cover limit
£500.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment
£500.00
Ski equipment hired
£400.00
Piste closure cover limit
£500.00
Unused ski pass due to illness or injury
£500.00
CedarTreeInsurance.com

Gold

Feature Value
Ski equipment owned cover limit
£750.00
Single owned item cover limit
£375.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment
£400.00
Ski equipment hired
£250.00
Piste closure cover limit
£400.00
Unused ski pass due to illness or injury
£400.00
CedarTreeInsurance.com

Silver

Feature Value
Ski equipment owned cover limit
£500.00
Single owned item cover limit
£250.00
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment
£250.00
Ski equipment hired
£150.00
Piste closure cover limit
£250.00
Unused ski pass due to illness or injury
£250.00

Our unique Customer Experience Ratings help consumers find companies that offer a good service.

Travel insurance

Ranked 30th of 40 providers reviewed


Customer happiness score 50.48%
Customer trust score 48.1%
Complaints performance 52.07%
Transparency rating 74.31%

Fairer Finance Score

Reviewed Autumn 2026

56.24%