CedarTreeInsurance.com

Established in 2015, Cedar Tree specialises in premium travel insurance.

Its policies are arranged and sold by Worldwide Internet Insurance Services, based in Gibraltar. The policies are underwritten by AXA.

They have offices in London.

CedarTreeInsurance.com
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Travel insurance

Ranked 34th of 53 providers reviewed.

Customer happiness 50.04%
Customer trust 35.74%
Complaints performance 63.75%
Transparency rating 42.7%
Fairer Finance score
Reviewed Spring 2021
48%

Travel insurance

Annual multi-trip insurance

4 stars
Cancelling before travel cover limit i £3,000
Medical excess i £75
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £1,500
Cutting trip short cover limit i £3,000
Abandoning your trip cover limit i £3,000
Emergency medical cover and repatriation cover limit i £15,000,000
Mental health cover i
Lost or stolen cash i £300
Combined passport & travel cover limit i £100
Natural disaster relocation cover i Optional
Natural disaster baggage cover i
Max trip duration i 32 days
4 stars
Cancelling before travel cover limit i £5,000
Medical excess i £50
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £2,000
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Emergency medical cover and repatriation cover limit i £15,000,000
Mental health cover i
Lost or stolen cash i £300
Combined passport & travel cover limit i £300
Natural disaster relocation cover i Optional
Natural disaster baggage cover i
Max trip duration i 45 days
4 stars
Cancelling before travel cover limit i £7,500
Medical excess i £0
Personal Possessions and Baggage - damaged, lost or stolen- cover limit i £3,000
Cutting trip short cover limit i £7,500
Abandoning your trip cover limit i £7,500
Emergency medical cover and repatriation cover limit i £15,000,000
Mental health cover i
Lost or stolen cash i £300
Combined passport & travel cover limit i £500
Natural disaster relocation cover i Optional
Natural disaster baggage cover i
Max trip duration i 92 days

Single trip insurance

4 stars
Cancelling before travel cover limit i £3,000
Medical excess i £75
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £1,500
Cutting trip short cover limit i £3,000
Abandoning your trip cover limit i £3,000
Emergency medical cover and repatriation cover limit i £15,000,000
Lost or stolen cash i £300
Combined passport & travel cover limit i £100
Missed departure cover limit i £500
4 stars
Cancelling before travel cover limit i £5,000
Medical excess i £50
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £2,000
Cutting trip short cover limit i £5,000
Abandoning your trip cover limit i £5,000
Emergency medical cover and repatriation cover limit i £15,000,000
Lost or stolen cash i £300
Combined passport & travel cover limit i £300
Missed departure cover limit i £500
4 stars
Cancelling before travel cover limit i £7,500
Medical excess i £0
Personal Possessions and Baggage - damaged, lost or stolen - cover limit i £3,000
Cutting trip short cover limit i £7,500
Abandoning your trip cover limit i £7,500
Emergency medical cover and repatriation cover limit i £15,000,000
Lost or stolen cash i £300
Combined passport & travel cover limit i £500
Missed departure cover limit i £500

Travel insurance add-on: cruise cover

1 stars
Missed port departure cover limit i £0
Re-joining a cruise cover limit i £0
Cabin confinement cover limit i £200
Missed port departure excess i
Timetable/itinerary change cover limit i £125
Unused excursions cover limit i £300
1 stars
Missed port departure cover limit i £0
Re-joining a cruise cover limit i £0
Cabin confinement cover limit i £1,000
Missed port departure excess i
Timetable/itinerary change cover limit i £250
Unused excursions cover limit i £500
1 stars
Missed port departure cover limit i £0
Re-joining a cruise cover limit i £0
Cabin confinement cover limit i £1,500
Missed port departure excess i
Timetable/itinerary change cover limit i £500
Unused excursions cover limit i £750

Travel insurance add-on: winter sports

5 stars
Ski equipment owned cover limit i £1,000
Single owned item cover limit i £500
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £500
Avalanche closure cover limit i £500
Piste closure cover limit i £500
Ski equipment owned excess i £0
Ski equipment hired i £400
Single item limit for hired equipment i £400
Unused ski pass due to illness or injury i £500
4 stars
Ski equipment owned cover limit i £750
Single owned item cover limit i £375
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £400
Avalanche closure cover limit i £400
Piste closure cover limit i £400
Ski equipment owned excess i £50
Ski equipment hired i £250
Single item limit for hired equipment i £250
Unused ski pass due to illness or injury i £400
3 stars
Ski equipment owned cover limit i £500
Single owned item cover limit i £250
Cover limit for hire of ski equipment due to loss/damage/delay to own equipment i £250
Avalanche closure cover limit i £250
Piste closure cover limit i £250
Ski equipment owned excess i £75
Ski equipment hired i £150
Single item limit for hired equipment i £150
Unused ski pass due to illness or injury i £250

Travel Insurance Covid-19 Cover

5 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)
5 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)
5 stars
Cancellation cover for if policy holder has covid (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cover for change in the FCDO advice whilst on trip? e.g. between when you fly out and come home?
Does the policy cover medical cover if you catch Covid-19?
Cancellation cover for if travel companion has covid-19 (confirmed either by test result or doctor's note) within 14 days of departure date? i
Cancellation cover due to a close relative having covid-19 and is admitted to hospital (this person is not travelling but you cancel trip to stay near them)
Cancellation/curtailment: bereavement of a close relative due to Covid
Cancellation/curtailment cover if denied boarding by airline because displaying symptoms?
Cover for all aspects of the policy, (EXCEPT cancellation and curtailment) for change in the FCDO advice between when you book and departure?
No additional premium to extend policy due to getting covid-19 (for days of trip extended)